assigned risk workers compensation louisiana

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What Is an Assigned Risk Plan?

Definition & Examples of an Assigned Risk Plan

How Do Assigned Risk Plans Work?

Do i need an assigned risk plan, how to get an assigned risk plan, assigned risk vs. voluntary plans.

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Assigned risk plans provide auto insurance for drivers whom most insurers consider too high-risk to cover. Established by state governments, assigned risk plans offer coverage through ordinary carriers, but cost more than regular car insurance.

Assigned risk plans aren’t for every car owner who’s been rejected for coverage, though. Follow along to learn how an assigned risk plan works, who needs one, and how to qualify for better coverage in the future.

All states require automobile owners to carry minimum levels of liability insurance, and some also require other coverages such as personal injury protection and uninsured/underinsured motorist . But the standard insurance market—known as the voluntary market—can refuse to insure drivers it deems to have too many risk factors, such as a lack of driving experience or a bad driving record.

Some providers specialize in non-standard policies designed for drivers who have trouble obtaining auto insurance due to factors such as poor credit or traffic violations, like a DUI. But not all car owners meet the underwriting standards of companies that offer high-risk auto insurance .

To meet the insurance needs of drivers who have been turned down by insurers, states have created assigned risk plans, which provide coverage through a pool of insurance companies. These programs enable car owners to get insurance, but assigned risk plans charge substantially higher premiums than policies purchased in the voluntary market.

Workers Compensation Assigned Risk Plans

First-time business owners and those with little business experience sometimes have trouble buying workers compensation insurance, so some states also offer assigned risk plans for this type of insurance. In states that operate a workers compensation assigned risk plan, insurers that sell workers compensation policies must participate in assigned risk plans, according to the International Risk Management Institute.  

Imagine this scenario: A driver is arrested, charged, and convicted of drunk driving . The court imposes a stiff fine, sentences her to perform a set number of community service hours, and revokes her license for one year. Unable to drive, she cancels her car insurance policy. At the end of the one-year revocation term, she applies for a new auto insurance policy, but all insurers reject her applications.

This is just one example of why assigned risk plans exist. They are designed to enable high-risk drivers to purchase the car insurance required by law, getting them back on the road so they can work and care for their families.

Assigned risk plans are structured in three ways. In 44 states and the District of Columbia, assigned risk plans operate under an Automobile Insurance Plan (AIP) model. An AIP distributes applications to insurance companies based on each carrier’s market share within the state’s voluntary market. The insurer writes and services assigned risk policies in the same way as standard auto policies.

Florida, Michigan, and Missouri employ a Joint Underwriting Association (JUA) model, in which providers in the voluntary market submit assigned risk applications to a select number of insurers that service the policies. New Hampshire and North Carolina require all auto insurance companies to write and service assigned risk auto insurance policies, but allow carriers to transfer ownership of policies to Reinsurance Facilities (RF). An RF is a nonprofit, unincorporated entity through which auto insurance providers can pool policies to service claims.

Having one or more high-risk factors doesn’t automatically mean you’ll need to buy auto insurance through an assigned risk plan. These plans are designed to provide coverage for people who have been rejected for insurance by the voluntary market. Common factors that may lead insurers to reject an applicant include:

• Bad credit : Statistically, people with poor credit file more car insurance claims. Many states allow insurance companies to use credit as a premium rating factor. Bad credit can make it harder for you to find auto insurance coverage.
• Bad driving history : Violations such as reckless driving or driving under the influence can lead to serious consequences for your driving record. For example, a DUI can result in jail time, fees and fines, and a license suspension, and the insurer may increase your premium—or, depending on the severity of the incident, discontinue coverage. State DUI laws vary. For example, the District of Columbia imposes a two- to 90-day license suspension for the first DUI offense, while Georgia imposes a one-year suspension. Serious driving offenses, and the penalties levied by a court, can make it difficult to get auto insurance.
• Insurance history : Insurance companies like low-risk policyholders. People with a history of filing claims or not paying their premiums may not qualify for insurance on the voluntary market.
• Location : Insurers shy away from writing policies for vehicles in high-crime areas. If you live in a neighborhood with a high rate of auto theft or vandalism, the voluntary market may not offer you coverage.
• No driving history : Assigned risk plans may also provide the only coverage outlet for some teen or new adult drivers .
• Specialty vehicles : Some insurance carriers don’t cover specialty automobiles such as antique or custom cars. Typically, owners can cover specialty vehicles with a classic car insurance policy , many of which cover a wide variety of vehicles, from antiques to street rods. But if you’re denied coverage on the voluntary market, you may need to buy insurance through an assigned risk plan.

Each state has its own assigned risk auto insurance plan, so requirements and procedures vary by location.

Typically, you must search for coverage in the voluntary market before applying for an assigned risk plan. Since assigned risk policies cost more than standard auto insurance, it also makes good financial sense to check the voluntary market first. Only turn to an assigned risk plan as a last resort.

The Automobile Insurance Plans Service Office’s (AIPSO) website provides contact information for each state’s assigned risk plan. On the AIPSO website, you can also register to find out if the organization offers an electronic manual for your state’s assigned risk plan.

Find out if you’re eligible for your state’s plan and which coverages it offers. For instance, Ohio’s plan includes bodily injury and property-damage liability coverage, as well as medical-payments coverage, and is available to both residents and non-residents. However, some states, including North Dakota, only offer assigned risk plan coverage to residents.

The application process can vary by state. The insurer that writes and services your policy depends on the model of assigned risk plan your state uses: AIP, JUA, or RF.

How To Get a Better Plan

To work your way out of needing an assigned risk plan, correct any issue that may have led insurers to reject your application for standard insurance. If you have poor credit, improve your credit score . If you were disqualified for lack of driving experience, drive safely and reapply for a standard policy after you’ve developed a good driving history.

When reviewing auto insurance applications, providers usually consider traffic violations that have occurred in the past three to five years. By avoiding additional violations, you can improve your chances of obtaining a standard, cheaper car insurance policy after a few years.

If you qualify for a standard car insurance policy, an insurer will voluntarily offer you coverage. The involuntary market—which offers assigned risk plans—exists to provide coverage for automobile owners who have applied for standard insurance on the voluntary market but have been rejected because they don’t meet the provider’s underwriting guidelines.

Key Takeaways

• Assigned risk plans provide auto insurance for drivers who don’t qualify for a standard policy.
• Factors such as an applicant’s credit rating and driving history can disqualify them for standard coverage.
• States administer assigned risk plans, and insurance carriers in the voluntary market write and service car insurance coverages.
• Policies obtained through assigned risk plans cost significantly more than standard auto policies.
• Over time, motorists covered by an assigned risk plan can try to correct the factor that disqualified them for standard coverage, making it possible for some to purchase insurance for a lower rate on the voluntary market.

Insurance Information Institute. " Automobile Financial Responsibility Laws by State ."

Ohio Automobile Insurance Plan. " Welcome to Ohio Automobile Insurance Plan ."

Insurance Information Institute. " What If I Can't Find Auto Coverage? " see "Options if you're denied insurance."

International Risk Management Institute, Inc. " Assigned Risk Plan Definition ."

Insurance Information Institute. " What If I Can't Find Auto Coverage? " see "Why you might be denied traditional coverage."

State Farm. " The Real Consequences of Drunk Driving ." Accessed Feb. 3, 2021.

Governors Highway Safety Association. " Alcohol Impaired Driving ."

Ohio Automobile Insurance Plan. " Applicant Eligible for Plan ."

North Dakota Insurance Department. " North Dakota Automobile Insurance Plan ."

Alabama Department of Insurance. " Underwriting and Rating, Rating, Driving Record ."

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• - Who We Are
• - Who We Help
• - How We Fix Errors
• - About Our Owner
• - Consulting Service
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• - Audit Dispute Resolution
• - Experience Mod Review
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Louisiana Workers Compensation Laws

Workers compensation law, rules and policy information for louisiana.

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Related Pages: For More About Louisiana Rules

State: Louisiana

Updated: Rating Payroll 06-27–2023

Authority/State Rating Bureau: NCCI

National Council on Compensation Insurance (NCCI) 901 Peninsula Corporate Circle Boca Raton, FL 33487-1362 800-622-4123

Compulsory: Yes

Private Insurance: Allowed

Self-Insurance: Allowed

State Fund: There is no state fund

Assigned Risk: Louisiana Workers Compensation Corporation, a competitive fund, contact at: http://www.lwcc.com/

Assigned Risk Contact Information: Louisiana Workers Compensation Corporation ; Louisiana Assigned Risk Plan, Pool or Residual Market is administered by Louisiana Workers Compensation Corporation

Numerical Exceptions: None. See special notes for exemptions.

Individual Waivers Allowed: Yes

Small Deductible Program Details: Allowed: No Deductible Range: NA Type: NA Effect on Experience Rating: NA Available In: NA For More Information About Small Deductible Plans and How They Work

Sole Proprietor: Included/may elect to be excluded. If included the rating payroll used is $40,100 per year as of 5-1-2011, $41,000 as of 5-1-2012, $42,000 as of 5-1-2013, $43,000 as of 5-1-14, $43,700 as of 5-1-15. $45,600 as of 5-1-17. $45,200 as of 5-1-2018. $46,100 as of 5-1-2019. $47,700 as of 5-1-2020. $48,900 as of 5-1-2021. $51,500 as of 1-1-2022. $53,400 as of 1-1-2023.

Partners: Included /may elect to be excluded. If included the rating payroll used is $40,100 per year as of 5-1-2011, $41,000 as of 5-1-2012, $42,000 as of 5-1-2013, $43,000 as of 5-1-2014, $43,700 as of 5-1-15. $45,600 as of 5-1-17. $45,200 as of 5-1-2018. $46,100 as of 5-1-2019. $47,700 as of 5-1-2020. $48,900 as of 5-1-2021. $51,500 as of 1-1-2022. $53,400 as of 1-1-2023.

Corporate Officers: Included in coverage/may elect to be exempt. If included the minimum weekly payroll used for rating is $750 and the maximum is $2,300 as of 5-1-2011, $800 / $2,400 as of 5-1-2012, $850 / $2,500 as of 5-1-2014, $850 / $2,500 as of 5-1-2015. $900 / $2,600 as of 5-1-2017. $850 / $2,600 as of 5-1-2018. $900 / $2,700 as of 5-1-2019. $900 / $2,800 as of 5-1-2020. $950 / $2,800 as of 5-1-2021. $1,000/$3,000 as of 1-1-2022. $1,050/$3,100 as of 1-1-2023.

LLC Members: Included in coverage/may elect to be exempt if member owns 10% or more interest in company. Corporation status. Treated as Corporate Officer. If included the minimum weekly payroll used for rating is $750 and the maximum is $2,300 as of 5-1-2011, $800 / $2,400 as of 5-1-2012, $850 / $2,500 as of 5-1-2014, $850 / $2,500 as of 5-1-2015. $900 / $2,600 as of 5-1-2017. $850 / $2,600 as of 5-1-2018. $900 / $2,700 as of 5-1-2019. $900 / $2,800 as of 5-1-2020. $950 / $2,800 as of 5-1-2021. $1,000/$3,000 as of 1-1-2022. $1,050/$3,100 as of 1-1-2023.

Election or Rejection of Coverage Form:   A Louisiana Election – Rejection Form is not readily available on their state website however this link will take you to the Louisiana Workforce Commission page with a listing of available workers compensation forms: Louisiana Workers Compensation Forms Directory

Special Notes: There are some exemptions from carrying workers’ compensation. Below is a list of whom are exempt from workers’ compensation insurance in Louisiana.

• Any employee of a private residential householder or of a private unincorporated farm
• Musicians and performers who are rendering services related to a performance contract
• Employees covered by the Federal Employer’s Liability Act, the Longshoremen’s and Harbor Workers’ Compensation Act and the Jones Act
• Any employer acting as a common carrier while engaged in interstate or foreign trade by railroad
• The crews of any airplane working in dusting or spraying operations
• Uncompensated officers and members of boards of directors of select nonprofit organizations
• All real estate brokers or sales agents licensed to do business in the State of Louisiana
• Any person performing services relating to the exploration, development, production, or transportation of minerals

In certain cases an employee who qualifies under these exemptions may seek tort recovery for injuries stemming from such labor, work, or services from any insurance policy that a homeowner or employer may have which provides coverage to persons injured on their premises.

Experience Rating Eligibility: Louisiana employers will receive an experience modification rate or EMR when they meet one of these triggers:

• $10,000 in policy premium is generated during the last year or last two years.
• $5,000 is the average policy premium generated for more than two years.

Louisiana Workers Compensation Subrogation: Louisiana State Statute 23:1101 provides you with information on subrogation of workers compensation for the State of Louisiana. 23:1101 is titled “Employee and employer suits against third persons; effect on right to compensation.” Follow the link below and it will take you directly to this Louisiana statute for viewing.

Louisiana Statute On Subrogation

Treatment of Louisiana Workers Working In Other States; Other States Workers Working In Louisiana, Extraterritorial, Reciprocity and Non-Compliance:   If Louisiana workers are working temporarily in another state, then workers compensation coverage for that worker is governed by the extraterritorial provisions found in Louisiana statutes. When allowed, extraterritorial provisions allow benefits for an injured worker to apply as if the worker was in their primary state. Not all states provide Extraterritorial Provisions. It’s reciprocity that governs coverage for a worker from another state who is working temporarily in Louisiana. Louisiana will accept converage from other jurisdictions if the employee is working temporarily however while the temporary worker may file a claim under Louisiana coverage, the extraterritorial provisions of the employer from another state will cause the Louisiana claim to be dismissed. A credit applies for benefits paid under another states workers comp laws. Compliance of workers compensation laws varies from state to state and it is important for an employer with workers performing duties in other states to be aware of the specific state rules that govern their coverage. We’ve provided the below general information about extraterritorial and reciprocity as a basic guide. Please contact your state authority with your specific questions concerning this topic!

• Provisions: Yes
• Duration: A limit of 6 months applies but may be extended.
• Allowed: Yes
• Specific Statute or Reference: Louisiana 23.1035.1
• For More Information Contact: Louisiana Workforce Commission Department of Workers Compensation as shown below.

Office of Workers’ Compensation Administration P.O. Box 94040 Baton Rouge, LA 70804-9040 Phone 225-342-7555 Fax 225-342-5665 http://www.laworks.net/wrk_owca.asp

Workers compensation statute can be found here:

Workers Comp Statutes for Louisiana

________________________________ Didn’t find what you’re looking for? Use the site search or just drop us an email to find out more about Louisiana workers compensation laws and rules or our website, blog and services. ________________________________ Information on this page is provided only as a reference. While we strive to mantain accurate information on this site please realize workers compensation laws are complicated and subject to change at any time. No warranty as to the accuracy or completeness of this information is provided or to be implied. You must verify this data before use with the individual governing authority for this state. If you need help with a workers compensation problem or have a specific situation or question please contact our office. Otherwise please consult your states governing authority or an attorney in your state of residency for assistance.

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2011 Louisiana Laws Revised Statutes TITLE 23 — Labor and worker's compensation

• RS 23 — Title 23.labor and worker's compensation
• RS 23:1 — Louisiana workforce commission established; purpose; definitions
• RS 23:2 — Domicile of commission
• RS 23:3 — Employees; performance evaluations; salaries and expenses
• RS 23:4 — Divisions of the commission
• RS 23:5 — Right of entry
• RS 23:6 — Powers and duties
• RS 23:7 — Access to books, accounts, records, etc.
• RS 23:8 — Rulemaking power
• RS 23:9 — Application to the courts for aid
• RS 23:10 — Court review
• RS 23:11 — Power of executive director as to witnesses
• RS 23:12 — Electronic digitized records; microfilm or microfiche records
• RS 23:13 — Employers' duty as to safety
• RS 23:14 — Employers to furnish information; keeping of records
• RS 23:15 — Posting of labor laws
• RS 23:16 — Penalties
• RS 23:17 — Integration of workforce development programs
• RS 23:18 — Client accessibility
• RS 23:19 — Delegation of functions
• RS 23:20 — State and local planning process; local workforce investment boards
• RS 23:33 — Administration funding
• RS 23:34 — Block grants to local workforce development areas
• RS 23:41 — Louisiana state board of boiler inspector examiners
• RS 23:42 — Membership of board
• RS 23:43 — Appointment; compensation
• RS 23:44 — Powers and duties
• RS 23:45 — Examinations
• RS 23:46 — Certificate of competency and commission as boiler inspector; identification cards
• RS 23:47 — Revocation of certificate and commission
• RS 23:48 — Certificate of competency and commission and valid identification card required
• RS 23:49 — Violations; penalty
• RS 23:61 — Purpose
• RS 23:62 — Definitions
• RS 23:63 — Community action agency; appointment, responsibilities
• RS 23:64 — Repealed by acts 1994, 3rd ex. sess., no. 54, 2, eff. august 1, 1994.
• RS 23:64.1 — Governing board
• RS 23:65 — Financial assistance
• RS 23:66 — Louisiana workforce commission, administrative rules
• RS 23:67 — Repealed by acts 1994, 3rd ex. sess., no. 54, 2, eff. august 1, 1994.
• RS 23:71 — Legislative intent and public policy
• RS 23:72 — Definitions
• RS 23:73 — Comprehensive labor market information system
• RS 23:74 — Consumer information
• RS 23:75 — Report card; data exchange agreements; data distribution; personal identification prohibited
• RS 23:76 — Forecasting
• RS 23:77 — Workforce system information technology; principles and information sharing
• RS 23:78 — Workforce information systems
• RS 23:101 — Terms defined
• RS 23:102 — Employment service exclusions
• RS 23:103 — Repealed by acts 2006, no. 713, 4, eff. july 1, 2006
• RS 23:104 — Application for license
• RS 23:105 — License fee; renewal
• RS 23:106 — Bond; conditions
• RS 23:106.1 — To 106.4 repealed by acts 1981, no. 732, 4
• RS 23:107 — Issuance of license; time for granting
• RS 23:108 — Violations by licensee; revocation or suspension
• RS 23:109 — Revocation of license; effect
• RS 23:110 — Repealed by acts 1992, no. 633, 3, eff. jan. 1, 1993.
• RS 23:111 — Regulation; restrictions and prohibitions
• RS 23:112 — Regulations; public hearings
• RS 23:113 — Violations of provisions; penalty
• RS 23:114 — Disposition of fees collected; expenses
• RS 23:115 — Enforcement of this part through court action
• RS 23:116 — To 121 repealed by acts 1981, no. 732, 4
• RS 23:151 — Application of provisions
• RS 23:152 — Enforcement of provisions
• RS 23:153 — Regulations
• RS 23:161 — Minors; prohibited employments
• RS 23:162 — Minors under fourteen; general prohibition against employment
• RS 23:163 — Minors under sixteen; prohibited employments
• RS 23:164 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:165 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:166 — Minors fourteen and fifteen years of age; employments permitted
• RS 23:167 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:168 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:168.1 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:169 — Repealed by acts 1976, no. 624, 5, eff. aug. 4, 1976
• RS 23:170 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:171 — Minors; employment on vessels
• RS 23:181 — Executive director to furnish forms
• RS 23:182 — Employers to keep records
• RS 23:183 — Persons authorized to issue
• RS 23:184 — Requirements for issuance
• RS 23:184.1 — Blanket work permits
• RS 23:185 — Repealed by acts 1992, no. 442, 1.
• RS 23:186 — Repealed by acts 1981, no. 299, 2
• RS 23:187 — Signing of certificate by minor; return by employer after termination of employment
• RS 23:188 — Records kept by issuing authority
• RS 23:189 — Repealed by acts 2003, no. 671, 2, eff. june 27. 2003.
• RS 23:190 — Repealed by acts 1976, no. 624, 5, eff. aug. 4, 1976
• RS 23:191 — Revocation
• RS 23:192 — Certificates as evidence of age of minors
• RS 23:193 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:194 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:195 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:196 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:197 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:211 — Minors; maximum hours in general
• RS 23:211.1 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:212 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:213 — Recreation or meal period
• RS 23:214 — Minors under sixteen; maximum hours when school in session
• RS 23:215 — Minors; minors under sixteen; prohibited hours; maximum work week
• RS 23:216 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:217 — Records to be kept by employers
• RS 23:218 — Repealed by acts 1993, no. 621, 2, eff. june 15, 1993.
• RS 23:231 — Specific violations; penalties; enforcement
• RS 23:232 — Parents or tutors inducing violations by minors; penalty
• RS 23:233 — Presence of minor at place of employment; presumption of employment
• RS 23:234 — Continuing violations; penalty
• RS 23:251 — Minors under sixteen; prohibited employments or occupations; penalty
• RS 23:252 — Violations by exhibitor; additional penalties
• RS 23:253 — Repealed by acts 2011, no. 177, 2.
• RS 23:254 — Repealed by acts 2011, no. 177, 2.
• RS 23:255 — Bond as prerequisite to issuance of permit
• RS 23:256 — Repealed by acts 1989, no. 731, 3, eff. july 8, 1989.
• RS 23:257 — Repealed by acts 1989, no. 731, 3, eff. july 8, 1989.
• RS 23:258 — Travelling theatrical companies; application of provisions
• RS 23:271 — Repealed by acts 1992, no. 445, 1.
• RS 23:272 — Repealed by acts 1992, no. 445, 1.
• RS 23:273 — Repealed by acts 1992, no. 445, 1.
• RS 23:274 — Repealed by acts 1992, no. 445, 1.
• RS 23:291 — Disclosure of employment related information; presumptions; causes of action; definitions
• RS 23:301 — Short title
• RS 23:302 — Definitions
• RS 23:303 — Civil suits authorized
• RS 23:311 — Application
• RS 23:312 — Prohibition of age discrimination; exceptions
• RS 23:313 — Repealed by acts 1999, no. 1366, 2.
• RS 23:314 — Notices to be posted
• RS 23:315 — Reserved]
• RS 23:321 — Repealed by acts 1999, no. 1366, 2.
• RS 23:322 — Definitions
• RS 23:323 — Discrimination
• RS 23:324 — Defenses
• RS 23:325 — Repealed by acts 1999, no. 1366, 2.
• RS 23:326 — Reserved]
• RS 23:331 — Repealed by acts 1999, no. 1366, 2.
• RS 23:332 — Intentional discrimination in employment
• RS 23:333 — Repealed by acts 1999, no. 1366, 2.
• RS 23:334 — Affirmative action programs; applicable definition
• RS 23:335 — Reserved]
• RS 23:341 — Application
• RS 23:342 — Unlawful practice by employers prohibited; pregnancy, childbirth, or related medical condition; benefits and leaves of absence; transfer of position
• RS 23:351 — Repealed by acts 1999, no. 1366, 2.
• RS 23:352 — Prohibition of sickle cell trait discrimination; exceptions
• RS 23:353 — Repealed by acts 1999, no. 1366, 2.
• RS 23:354 — Notices to be posted
• RS 23:368 — Prohibition of genetic discrimination in the workplace; privacy
• RS 23:369 — Notices to be posted
• RS 23:371 — Repealed by acts 1992, no. 446, 1.
• RS 23:372 — Repealed by acts 1992, no. 446, 1.
• RS 23:381 — Purposes
• RS 23:382 — Apprenticeship council
• RS 23:383 — Director of apprenticeship
• RS 23:384 — Powers and duties of director
• RS 23:385 — Apprenticeship programs; registration and function
• RS 23:386 — Apprentice defined
• RS 23:387 — Contents of apprentice agreements
• RS 23:388 — Approval of apprentice agreements; signature
• RS 23:389 — Rotation of employment
• RS 23:390 — Settlement of controversies or complaints
• RS 23:391 — Limitation
• RS 23:392 — Civil penalties
• RS 23:481 — Health and safety
• RS 23:482 — Physical examination of workers
• RS 23:483 — Equipment for decompression
• RS 23:484 — Shifts; maximum pressure
• RS 23:485 — Maximum hours
• RS 23:486 — Minimum rest interval
• RS 23:487 — Rate of decompression
• RS 23:488 — Penalty for violations
• RS 23:511 — Type-casting machines; exhaust fans and flues; penalties
• RS 23:531 — Assistant secretary of office of state fire marshal, code enforcement and building safety to make rules
• RS 23:532 — Adoption, amendment, or repeal of regulations; effective date
• RS 23:533 — Printing of laws, rules, and regulations
• RS 23:534 — Duties of assistant secretary
• RS 23:535 — Special inspectors
• RS 23:536 — Annual inspection of boilers
• RS 23:537 — Certificates of inspection; fees; issuance and suspension
• RS 23:538 — Operation of boiler without inspection certificate; penalty
• RS 23:539 — Installation of boilers
• RS 23:540 — Exemptions from provisions
• RS 23:541 — Fees for inspection
• RS 23:542 — Fidelity bonds of employees
• RS 23:543 — Installation, moving, or reinstallation of power boilers, steam heating, or hot water boilers; licensing; examination; fees
• RS 23:544 — Application for installation, moving, or reinstallation of a boiler, except in new orleans; fee
• RS 23:545 — Penalties
• RS 23:546 — Disposition of fees
• RS 23:631 — Discharge or resignation of employees; payment after termination of employment
• RS 23:632 — Liability of employer for failure to pay; attorney fees
• RS 23:633 — Payment twice monthly in certain occupations; penalty for violations
• RS 23:634 — Contract forfeiting wages on discharge unlawful
• RS 23:635 — Assessment of fines against employees unlawful; exceptions
• RS 23:636 — Penalty for violations
• RS 23:637 — Non-resident plantation owners; suits against for wages, etc.; venue; service of citation
• RS 23:638 — payment under retirement or other benefit plans; discharge of insurer, trustee or employee
• RS 23:639 — Venue in suits for past wages
• RS 23:640 — Fringe benefits payable under collective bargaining agreements
• RS 23:641 — Liability of publishers; employing agents' failure to pay wages or commissions of door to door solicitors
• RS 23:642 — Setting minimum wage, prohibited
• RS 23:651 — Definitions
• RS 23:652 — Designation form
• RS 23:653 — Application
• RS 23:691 — Loans
• RS 23:731 — Assignment of earnings
• RS 23:821 — Labor organizations, and labor disputes
• RS 23:822 — Freedom of organization and other activities; declaration of policy
• RS 23:823 — Labor organizations; contracts in restraint of membership contrary to public policy
• RS 23:824 — Coercion of employees regarding membership in labor organizations; penalty
• RS 23:841 — Injunctions; limitation on courts' authority to issue
• RS 23:842 — Responsibility for unlawful acts
• RS 23:843 — Injunctive relief; declaration of policy regarding procedure for granting
• RS 23:844 — Injunctions and restraining orders, grounds for issuance; proof required
• RS 23:845 — Failure of complainant to attempt settlement of disputes; effect on right to injunctive relief
• RS 23:846 — Findings of fact as basis for injunctive relief; persons affected
• RS 23:847 — Appeals from cases involving temporary injunctions; hearing by preference
• RS 23:848 — Contempt proceedings; rights of accused
• RS 23:849 — Punishment for contempt
• RS 23:861 — To 876 repealed by acts 1972, no. 406, 1
• RS 23:880.1 — To 880.18 repealed by acts 1972, no. 405, 1
• RS 23:881 — Definition
• RS 23:882 — Declaration of public policy
• RS 23:883 — Membership of agricultural laborers in labor organization as condition of employment, illegality
• RS 23:884 — Agreements to violate provisions of law; lockouts or other conduct to force violation of law
• RS 23:885 — Illegal conditions of employment of agricultural laborers
• RS 23:886 — Damages for denying employment in violation of law
• RS 23:887 — Injunctive relief
• RS 23:888 — Right to collective bargaining not impaired
• RS 23:889 — Application of part
• RS 23:890 — Labor policy
• RS 23:891 — Miscellaneous provisions
• RS 23:892 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:893 — Volunteer firefighters; leave without loss of pay, benefits, or employment
• RS 23:894 — Physician employed for employees; election or appointment by employees
• RS 23:895 — Physician's compensation; amounts collected from employees; penalty for unlawful disposition
• RS 23:896 — Removal of tenants or laborers or their effects from premises without owner's consent; penalty
• RS 23:897 — Medical and other examinations, fingerprinting, requiring employee to pay for, prohibited; enforcement of provisions; civil and criminal penalties
• RS 23:898 — Transportation of strikebreakers prohibited; penalty
• RS 23:899 — Application of r.s. 23:898
• RS 23:900 — Definitions
• RS 23:901 — Persons or firms not directly involved in strike or lockout; hiring or recruiting of replacement workers prohibited; exceptions
• RS 23:902 — Importation of replacement workers prohibited
• RS 23:903 — Penalties
• RS 23:904 — Agricultural pursuits exempt
• RS 23:921 — Restraint of business prohibited; restraint on forum prohibited; competing business; contracts against engaging in; provisions for
• RS 23:961 — Political rights and freedom; restrictions forbidden; penalty; employees' right to recover damages
• RS 23:962 — Discharge because of political opinions; attempt to control votes; penalty
• RS 23:963 — Purchase of merchandise from particular seller; coercion prohibited; penalty
• RS 23:964 — Discharge of or discrimination against employees for testifying at labor investigation; penalties; enforcement
• RS 23:965 — Jury duty; dismissal forbidden; uninterrupted compensation; penalties
• RS 23:966 — Prohibition of smoking discrimination
• RS 23:967 — Employee protection from reprisal; prohibited practices; remedies
• RS 23:971 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:972 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:973 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:974 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:975 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:976 — Repealed by acts 1985, no. 846, 2, eff. july 23, 1985.
• RS 23:981 — Declaration of public policy
• RS 23:982 — Labor organization
• RS 23:983 — Freedom of choice
• RS 23:984 — Certain agreements declared illegal; governmental interference prohibited; policy
• RS 23:985 — Penalties
• RS 23:986 — Injunctive relief
• RS 23:987 — Duty to investigate
• RS 23:991 — Purpose, enforcement
• RS 23:992 — Employment of certain aliens; prohibition
• RS 23:992.1 — Exemptions
• RS 23:992.2 — Bar to prosecution
• RS 23:993 — Penalties
• RS 23:994 — Private remedy
• RS 23:995 — Civil penalties
• RS 23:996 — Cease and desist order; injunctive relief
• RS 23:1001 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:1002 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:1003 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:1004 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:1006 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:1007 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:1008 — Repealed by acts 1997, no. 1409, 4, eff. aug. 1, 1997.
• RS 23:1011 — Employment of louisiana residents as a condition of receiving a state or local tax exemption; residence requirement
• RS 23:1015 — Short title; citation
• RS 23:1015.1 — Definitions
• RS 23:1015.2 — School and day care conference and activities leave
• RS 23:1015.3 — Rulemaking authority
• RS 23:1016 — Workers exposed to toxic substances; rights
• RS 23:1017.1 — Definitions
• RS 23:1017.2 — Leave status
• RS 23:1017.3 — Reemployment
• RS 23:1017.4 — Benefits
• RS 23:1017.5 — Pay
• RS 23:1017.6 — Notice to employers
• RS 23:1018.1 — Definitions
• RS 23:1018.2 — Notice to employees of the federal earned income tax credit
• RS 23:1020 — Terminated on june 30, 2006, by acts 2006, no. 193, eff. june 2, 2006.
• RS 23:1021 — Terms defined
• RS 23:1031 — Employee's right of action; joint employers, extent of liability; borrowed employees
• RS 23:1031.1 — Occupational disease
• RS 23:1032 — Exclusiveness of rights and remedies; employer's liability to prosecution under other laws
• RS 23:1032.1 — Failure of employer to secure payment; penalties
• RS 23:1033 — Contracts against liability prohibited
• RS 23:1034 — Public employees; exclusiveness of remedies
• RS 23:1034.1 — Law enforcement officers; coverage
• RS 23:1034.2 — Reimbursement schedule
• RS 23:1035 — Employees covered
• RS 23:1035.1 — Extraterritorial coverage
• RS 23:1035.2 — Claims covered by certain federal laws
• RS 23:1036 — Volunteer firefighters
• RS 23:1037 — Employees of railroads in interstate or foreign commerce; vessels in interstate or foreign commerce
• RS 23:1038 — To 1043 repealed by acts 1975, no. 583, 15, eff. sept. 1, 1975
• RS 23:1044 — Presumption of employee status
• RS 23:1045 — Persons exempt from coverage
• RS 23:1046 — Chapter inapplicable to uncompensated officers and uncompensated members of the board of directors of certain nonprofit organizations
• RS 23:1047 — Real estate salesmen exempt from coverage
• RS 23:1048 — Landmen exempt from coverage
• RS 23:1061 — Principal contractors; liability
• RS 23:1062 — Sub-contractors; liability
• RS 23:1063 — Suits against principal contractors; subcontractors as co-defendants
• RS 23:1081 — Defenses
• RS 23:1101 — Employee and employer suits against third persons; effect on right to compensation
• RS 23:1102 — Employee or employer suits against third persons causing injury; notice of filing
• RS 23:1103 — Damages; apportionment of between employer and employee in suits against third persons; compromise of claims; credit
• RS 23:1104 — Quantification of employer fault
• RS 23:1121 — Examination of injured employee
• RS 23:1122 — Employer's duty to cause examination of employee; rights of employee
• RS 23:1123 — Disputes as to condition, capacity to work, or current medical treatment of employee; examination under supervision of the director
• RS 23:1124 — Refusal to submit to examination; effect on right to compensation
• RS 23:1124.1 — Cumulative medical testimony; medical examination
• RS 23:1125 — Right of employee to written report of medical examination; penalty for failure to furnish
• RS 23:1126 — Monitoring procedures of toxic substances in places of employment; access to records; penalties
• RS 23:1127 — Release of medical records and information
• RS 23:1131 — Repealed by acts 2004, no. 261, 1, eff. june 15, 2004.
• RS 23:1141 — Attorney fees; privilege on compensation awards
• RS 23:1142 — Approval of health care providers; fees
• RS 23:1143 — Excessive fees or solicitation of employment; penalty; withholding attorney fees; approval by workers' compensation judge
• RS 23:1144 — Repealed by acts 2001, no. 1014, 2, eff. june 27, 2001.
• RS 23:1161 — Insurance policies; application of provisions; approval by insurance commissioner; admitted carriers; exceptions
• RS 23:1161.1 — Worker's compensation claims office or licensed claims adjusters; waiver
• RS 23:1162 — Contents of insurance contract; enforcement by employee; subrogation of insurer
• RS 23:1163 — Premiums; contribution by employees prohibited; penalty
• RS 23:1164 — Insolvency of employer; employee's rights against insurer
• RS 23:1165 — Additional compensation agreements; insurance
• RS 23:1166 — Issuance of policies; liability
• RS 23:1167 — Insolvency of unauthorized ceding insurer; claim against assuming insurer
• RS 23:1168 — Ways of securing compensation to employees
• RS 23:1168.1 — Self-insurance
• RS 23:1168.3 — Grounds for default; forfeiture of security; records of claims
• RS 23:1168.4 — Duties of the director
• RS 23:1168.5 — Deposit of monies collected
• RS 23:1168.6 — Appointment of assistants
• RS 23:1168.7 — Priority of claims
• RS 23:1168.8 — Time to file claims
• RS 23:1168.9 — Proof and allowance of claims
• RS 23:1168.10 — Appeal of a decision of the director
• RS 23:1168.11 — Confidentiality of certain proceedings and records; immunity of certain staff
• RS 23:1168.12 — Cooperation of officers, owners, and employees; civil penalties
• RS 23:1169 — Failure of employer to secure payment; power of executive director
• RS 23:1170 — Penalty for failure to secure workers' compensation insurance; assessment and collection
• RS 23:1171 — Civil fine; hearing; appeal
• RS 23:1171.1 — Discontinuance of business; injunction; procedure
• RS 23:1171.2 — Default of employer; additional liability
• RS 23:1172 — Criminal penalties
• RS 23:1172.1 — Willful misrepresentation by employer; aid or abet; criminal penalties; civil immunity
• RS 23:1172.2 — Unlawful practices
• RS 23:1173 — Rules and regulations
• RS 23:1174 — Certificate of compliance
• RS 23:1174.1 — Workers' compensation programs; ability to contract
• RS 23:1175 — Short title; legislative intent
• RS 23:1176 — Definitions
• RS 23:1177 — Collection of information; target list
• RS 23:1178 — Cost containment meeting; incentive discount
• RS 23:1179 — Occupational safety and health program; incentive discount
• RS 23:1180 — Evaluation
• RS 23:1181 — Insured experience information
• RS 23:1182 — Repealed by acts 1995, no. 349, 2, eff. june 16, 1995.
• RS 23:1191 — Definitions
• RS 23:1192 — Repealed by acts 1995, no. 703, 2, eff. june 21, 1995.
• RS 23:1193 — Repealed by acts 1995, no. 703, 2, eff. june 21, 1995.
• RS 23:1194 — Repealed by acts 1995, no. 703, 2, eff. june 21, 1995.
• RS 23:1195 — Authorization; trade or professional association; initial financial requirements
• RS 23:1196 — Requirements; excess insurance; administrative and service companies; status; liability; refunds
• RS 23:1196.1 — Investments
• RS 23:1197 — Authority of department of insurance
• RS 23:1198 — Licensing of agents; claims against insurance agents
• RS 23:1199 — Rates
• RS 23:1200 — Review of rate determination
• RS 23:1200.1 — Rules and regulations
• RS 23:1200.2 — Prohibited activities and sanctions; duties of group self-insurance funds and others; civil immunity; definitions
• RS 23:1200.3 — Exclusive use of expirations
• RS 23:1200.4 — Consecutive net losses
• RS 23:1200.5 — Insolvencies
• RS 23:1200.6 — Examination of group self-insurance fund for workers' compensation program
• RS 23:1200.7 — Examination reports
• RS 23:1200.8 — Review and examination expense; how paid
• RS 23:1200.9 — Authority to employ examiners and other assistants
• RS 23:1200.10 — Group self-insurance fund's right to contest expense
• RS 23:1200.11 — Failure to pay expenses; penalty
• RS 23:1200.12 — Scope of examination
• RS 23:1200.13 — Production of books and records
• RS 23:1200.14 — Power to examine under oath; subpoena witnesses
• RS 23:1200.15 — Commissioner of insurance authorized to employ investigators
• RS 23:1200.16 — Disclosure
• RS 23:1200.17 — Departmental complaint directives; failure to comply; fines; hearing
• RS 23:1201 — Time and place of payment; failure to pay timely; failure to authorize; penalties and attorney fees
• RS 23:1201.1 — Repealed by acts 2010, no. 3, 2, eff. may 11, 2010.
• RS 23:1201.2 — Repealed by acts 2003, no. 1204, 2.
• RS 23:1201.3 — Failure to pay compensation; judgment and execution; interest; revocation or suspension of insurer's license
• RS 23:1201.4 — Forfeiture of benefits while incarcerated
• RS 23:1202 — Maximum and minimum amounts payable
• RS 23:1203 — Duty to furnish medical and vocational rehabilitation expenses; prosthetic devices; other expenses
• RS 23:1203.1 — Medical treatment schedule
• RS 23:1203.2 — Electronic medical billing and payment
• RS 23:1204 — Furnishing of medical services or advancing voluntary payments not admission of liability
• RS 23:1205 — Claim for payments; privilege of employee; non-assignability; exemption from seizure; payment of denied medical expenses
• RS 23:1206 — Voluntary payments; deductions from benefits
• RS 23:1207 — Rival claimants; payment; discharge of employer
• RS 23:1208 — Misrepresentations concerning benefit payments; penalty
• RS 23:1208.1 — Employer's inquiry into employee's previous injury claims; forfeiture of benefits
• RS 23:1208.2 — Duty to report fraud; immunity from civil liability
• RS 23:1209 — Prescription; timeliness of filing; dismissal for want of prosecution
• RS 23:1210 — Burial expenses; duty to furnish
• RS 23:1211 — Special compensation benefits for injury or death of member of national guard
• RS 23:1212 — Medical expense offset
• RS 23:1221 — Temporary total disability; permanent total disability; supplemental earnings benefits; permanent partial disability; schedule of payments
• RS 23:1222 — Probable duration of disability not basis for award
• RS 23:1223 — Deductions from benefits
• RS 23:1224 — Payments not recoverable for first week; exceptions
• RS 23:1225 — Reductions when other benefits payable
• RS 23:1226 — Rehabilitation of injured employees
• RS 23:1231 — Death of employee; payment to dependents; surviving parents
• RS 23:1232 — Allocation to dependents; schedule of payments
• RS 23:1233 — Death or marriage of dependent; age limit of minor dependent
• RS 23:1234 — Minors and mental incompetents; rights and privileges, by whom exercised; prescriptions applicable
• RS 23:1235 — Payments to minor dependents; how made
• RS 23:1236 — Payments to employee before death; effect on payments to dependents
• RS 23:1251 — Persons conclusively presumed dependents
• RS 23:1252 — Determination of dependency in other cases
• RS 23:1253 — Membership in family or relationship
• RS 23:1254 — Dependency at the time of accident and death
• RS 23:1255 — Widow or widower; living with spouse at time of injury or death
• RS 23:1261 — Repealed by acts 1991, no. 565, 2.
• RS 23:1271 — Right of parties to settle or compromise
• RS 23:1272 — Approval of lump sum or compromise settlements by the workers' compensation judge
• RS 23:1273 — Repealed by acts 1988, no. 938, 3, eff. jan. 1, 1990.
• RS 23:1274 — Lump sum settlements; necessity for approval
• RS 23:1291 — Creation, powers, and duties of the office of workers' compensation administration
• RS 23:1291.1 — Annual reports; assessment; collection
• RS 23:1292 — Statistical data; required reports; penalties
• RS 23:1293 — Confidentiality of records; exceptions; penalties for violation
• RS 23:1294 — Workers' compensation advisory council
• RS 23:1295 — Investigations
• RS 23:1296 — Administrator; powers
• RS 23:1297 — Subpoenas
• RS 23:1301 — Notice of injury or accident; reports
• RS 23:1302 — Employer's duty to advise employees as to necessity of notice
• RS 23:1303 — Contents of notice
• RS 23:1304 — Persons to whom notice given
• RS 23:1305 — Inaccuracies as to time, nature, place, or cause, of injury; effect of delay or lack of notice
• RS 23:1306 — Employer reports
• RS 23:1307 — Information to injured employee
• RS 23:1310 — Initial filing of claim with office of workers' compensation administration
• RS 23:1310.1 — Workers' compensation judges; creation; tenure; qualification; presiding officer; rules and regulations; hearings; director
• RS 23:1310.2 — Duties of director
• RS 23:1310.3 — Initiation of claims; voluntary mediation; procedure
• RS 23:1310.4 — Place hearings to be held
• RS 23:1310.5 — Hearing and appellate procedures; reported opinions
• RS 23:1310.6 — Director; powers and duties
• RS 23:1310.7 — Orders; subpoenas; judgments; enforcement; contempt
• RS 23:1310.8 — Jurisdiction continuing; determining as to final settlement
• RS 23:1310.9 — Costs
• RS 23:1310.10 — Report to governor, supreme court, and legislature
• RS 23:1310.11 — Deposit of fees in workers' compensation administration fund
• RS 23:1310.12 — Copies of documents and papers; fees; revolving fund
• RS 23:1310.13 — Expenses of director; penalties imposed by act; payment into special state treasury fund
• RS 23:1310.14 — Securing information
• RS 23:1310.15 — Employer's records and books; subject to inspection; self-incriminating evidence
• RS 23:1311 — Contents of petition
• RS 23:1312 — Suits against the state; filing; procedure
• RS 23:1313 — Repealed by acts 1988, no. 938, 3, eff. jan. 1, 1990.
• RS 23:1314 — Necessary allegations; dismissal of premature petition
• RS 23:1315 — Repealed by acts 1988, no. 938, 3, eff. jan. 1, 1990.
• RS 23:1316 — Answer, failure to file; judgment by default
• RS 23:1316.1 — Confirmation of judgment by default
• RS 23:1317 — Hearing on the merits; rules of procedure; effect of judgment; costs; fees of medical witnesses
• RS 23:1317.1 — Independent medical examinations
• RS 23:1318 — Director and office employees not subject to subpoena
• RS 23:1319 — Evidence; depositions in advance of hearing
• RS 23:1320 — Repealed by acts 1988, no. 938, 3, eff. jan. 1, 1990.
• RS 23:1321 — Repealed by acts 1988, no. 938, 3, eff. jan. 1, 1990.
• RS 23:1331 — Repealed by acts 1988, no. 938, 3, eff. jan. 1, 1990.
• RS 23:1332 — Awards in favor of minors or interdicts; tutor's bond and report
• RS 23:1333 — Employer's insolvency or failure to pay after award; acceleration of payments
• RS 23:1351 — Repealed by acts 1988, no. 938, 3, eff. jan. 1, 1990.
• RS 23:1361 — Unlawful discrimination prohibited
• RS 23:1371 — Purpose and intent
• RS 23:1371.1 — Definitions
• RS 23:1371.2 — Sunset of the fund
• RS 23:1372 — Louisiana workers' compensation second injury board; creation, domicile, membership
• RS 23:1373 — Meetings; quorum; officers
• RS 23:1374 — Salary; expenses
• RS 23:1375 — Personnel
• RS 23:1376 — Rule making power; reports
• RS 23:1377 — Workers' compensation second injury fund
• RS 23:1378 — Determination of liability of fund
• RS 23:1379 — Annual report
• RS 23:1391 — Purpose
• RS 23:1392 — Definitions
• RS 23:1393 — Creation of louisiana workers' compensation corporation
• RS 23:1394 — Applicability of other laws
• RS 23:1395 — Exemptions; rate regulation; surplus; reserves; guaranty funds
• RS 23:1397 — Incurring of debt for operations and cash flow; pledge of full faith and credit of state
• RS 23:1398 — Board of directors
• RS 23:1399 — Duties of the board
• RS 23:1400 — Policy applications; risk classification
• RS 23:1401 — Discontinuation of louisiana workers' compensation assigned risk plan
• RS 23:1403 — Policy programs
• RS 23:1404 — Allocation of surplus; full faith and credit; exemptions; sunset
• RS 23:1404.1 — State reporting
• RS 23:1405 — Corporation investments
• RS 23:1405.1 — Conversion to stock corporation; conditions; approval; laws applicable
• RS 23:1406 — Conflict of interest
• RS 23:1407 — Sales of policies; agents not liable
• RS 23:1407.1 — Issuance or renewal of policies not backed by full faith and credit of state; disclosure
• RS 23:1409 — Denial, cancellation, and termination
• RS 23:1410 — Fraud division
• RS 23:1411 — Rates
• RS 23:1412 — Workplace safety program
• RS 23:1413 — Workplace accident and injury reduction plan
• RS 23:1414 — Annual report
• RS 23:1415 — Appeal to insurance commissioner
• RS 23:1471 — Unemployment compensation
• RS 23:1472 — Definitions
• RS 23:1473 — Concurrent employment by two or more corporations
• RS 23:1474 — Administrator; revenue estimating conference; "wages"; weekly benefit amounts
• RS 23:1491 — Establishment and control
• RS 23:1492 — Accounts and deposits
• RS 23:1493 — Use and operation; withdrawals
• RS 23:1494 — Management of fund upon discontinuance of unemployment trust fund
• RS 23:1511 — Creation of fund
• RS 23:1512 — Replacement of funds lost or expended for purposes other than administration
• RS 23:1513 — Penalty and interest account
• RS 23:1513.1 — Reed act account
• RS 23:1513.2 — Louisiana workforce commission administration account
• RS 23:1514 — Worker training fund; purpose; training programs; eligibility criteria; program administration
• RS 23:1515 — Employment security administration account
• RS 23:1531 — Basis of employer contributions; time for payment; computation
• RS 23:1531.1 — Electronic filing of contribution and wage reports
• RS 23:1532 — Rate and base of contributions
• RS 23:1532.1 — Legislative findings and intent; temporary employer special assessment; creation and pledge thereof
• RS 23:1533 — Experience rating records; administrator's duty to prepare
• RS 23:1534 — Standard rates
• RS 23:1535 — Variation from standard rates
• RS 23:1536 — Determination of rate; ratio of reserves to payroll as a basis
• RS 23:1537 — Adjustment in rates
• RS 23:1538 — Payroll reports; failure of employer to file; incorrect reports; determination of rates
• RS 23:1539 — Merger of employing units; determination of rate
• RS 23:1539.1 — State unemployment tax avoidance; penalties
• RS 23:1540 — Appeal of liability or tax rate determination
• RS 23:1541 — Notice of benefits charged against employer's experience rating record; employer's right to contest; application for review; procedure
• RS 23:1541.1 — Notice of chargeability of benefits to base-period employers; employer's right to contest; application for review; procedure
• RS 23:1542 — Definition of terms
• RS 23:1543 — Delinquent contributions; interest and penalties; jeopardy assessments; bonds; amnesty; forfeiture of right to do business; delinquency of indian tribes
• RS 23:1544 — Suit to enforce payment of delinquent contributions; hearing by preference; procedure
• RS 23:1545 — Failure of employer to file report; determination of contributions recoverable
• RS 23:1546 — Default in payment of contributions; privilege against property of employer; recordation and rank
• RS 23:1547 — Proceedings for collection of contributions; burden of proof
• RS 23:1548 — Costs of proceedings and other fees not required from administrator
• RS 23:1549 — Priority of contributions in insolvency proceedings
• RS 23:1550 — Payment of contributions prior to delivery of property or dissolution of partnerships
• RS 23:1551 — Refunds and adjustments; correction of administrative errors
• RS 23:1552 — Financing benefits paid to employees of nonprofit organizations and of the state, its instrumentalities and political subdivisions and indian tribes or tribal units
• RS 23:1553 — Noncharging of benefits; recoupment; social charge account; social charge tax rate
• RS 23:1554 — Rounding of employee wages and total wages
• RS 23:1571 — Duration of employer status in general
• RS 23:1572 — Termination of employer status; application for termination of coverage; termination by administrator
• RS 23:1573 — Election of coverage by unit not subject to law; termination of coverage
• RS 23:1574 — Election of coverage by unit for service not constituting employment; termination of coverage
• RS 23:1575 — Repealed by acts 1977, no. 745, 14, eff. jan. 1, 1978
• RS 23:1576 — Notice of separation
• RS 23:1591 — Payment of benefits in general
• RS 23:1592 — Weekly benefit amount
• RS 23:1593 — Weekly benefits payable; deduction of earnings
• RS 23:1594 — Benefits for fractional week
• RS 23:1595 — Duration of benefits
• RS 23:1596 — Rounding of benefits to next nearest dollar
• RS 23:1597 — Benefits due deceased claimant; payment to dependents or representatives
• RS 23:1598 — Wages earned but unpaid as basis for benefits payable
• RS 23:1599 — Repealed by acts 1954, no. 503, 3
• RS 23:1600 — Benefit eligibility conditions
• RS 23:1601 — Disqualification for benefits
• RS 23:1602 — Denial of benefits to individuals taking approved training prohibited; ineligibility of certain students; benefits payable to individuals taking approved training not to be charged to experience rating record of base period employers
• RS 23:1603 — Prohibition against disqualification of individuals in approved training
• RS 23:1604 — Self-employment assistance program
• RS 23:1611 — Definitions
• RS 23:1612 — Effect of other provisions of this chapter relating to regular benefits on claims for, and the payment of, extended benefits
• RS 23:1613 — Eligibility requirements for extended benefits
• RS 23:1614 — Weekly extended benefit amount
• RS 23:1615 — Total extended benefit amount
• RS 23:1616 — Beginning and termination of extended benefit period
• RS 23:1617 — Cessation of extended benefits when paid under an interstate claim in a state where extended benefit period is not in effect
• RS 23:1618 — Requirements governing suitable work and search for work
• RS 23:1619 — Limitation on the amount of combined unemployment insurance and trade readjustment allowance benefits received
• RS 23:1621 — Posting of information concerning rights and claims; duty of employers
• RS 23:1622 — Filing of claim
• RS 23:1623 — Minors' claims; procedure for filing
• RS 23:1624 — Monetary determination and notice of claim
• RS 23:1624.1 — Reply to notice of eligibility; enforcement; penalty
• RS 23:1625 — Notice of determination on claims
• RS 23:1625.1 — Prompt determination of claims; duty of employers
• RS 23:1626 — Redetermination; notice
• RS 23:1627 — Determination in labor dispute cases
• RS 23:1628 — Appeal referees; appointment and qualification of members
• RS 23:1629 — Appeals to appeal referee; time for filing; notice of hearing and decision
• RS 23:1630 — Review of decision by board of review; notice of board's decision
• RS 23:1631 — Appeals; conduct of hearings; procedure
• RS 23:1632 — Conclusiveness of determination and decision
• RS 23:1633 — Rule of decision
• RS 23:1634 — Judicial review; procedure
• RS 23:1635 — Prompt payment of claims
• RS 23:1636 — Hearing officers; effects of findings
• RS 23:1651 — Office of unemployment insurance administration; creation
• RS 23:1652 — Board of review; appointment and qualification of members; per diem compensation
• RS 23:1653 — Duties and powers of administrator in general
• RS 23:1654 — Regulations; general and special rules; effective date
• RS 23:1655 — Publication of laws and regulations, etc.
• RS 23:1656 — Personnel; appointment, compensation, duties and powers
• RS 23:1657 — Merit system covering department personnel; state civil service laws, applicability of
• RS 23:1658 — Local advisory councils
• RS 23:1659 — Employment stabilization
• RS 23:1660 — Employment records and reports; inspection by administrator; confidentiality of records; prohibition against subpoena
• RS 23:1661 — Oaths; witnesses
• RS 23:1662 — Subpoenas
• RS 23:1663 — Protection against self-incrimination
• RS 23:1664 — Federal-state cooperation
• RS 23:1665 — Reciprocal arrangements with federal and state agencies
• RS 23:1666 — Cooperation with state and federal agencies; wage combining
• RS 23:1667 — Reciprocal arrangements with foreign governments
• RS 23:1668 — State employment service; creation, duties and powers; establishment and financing of employment offices
• RS 23:1669 — Representation in court; civil and criminal actions
• RS 23:1670 — Lease-purchase agreements, land and buildings
• RS 23:1671 — Death reports
• RS 23:1691 — Waiver of rights to benefits; agreements to pay employer contributions; discrimination against employees; penalty
• RS 23:1692 — Fees and costs against claimants; limitations; penalty
• RS 23:1693 — Assignment of benefits; exemption of benefits from levy or execution; deduction for support; deduction for overissuance of food stamps
• RS 23:1711 — False statements or representations; failure to file reports or maintain records; duties of officers and agents; presumptive proof; penalties
• RS 23:1712 — Violations of provisions, regulations or orders when penalty not otherwise prescribed
• RS 23:1713 — Waiver of recovery and recovery of benefits improperly received by beneficiary
• RS 23:1714 — Penalties
• RS 23:1721 — Alternative remedies for the collection of contributions
• RS 23:1722 — Determination and notice of contributions due
• RS 23:1723 — Protest to determination; procedure; content; delays; hearings
• RS 23:1724 — Assessment
• RS 23:1725 — Notice of assessment; reassessment
• RS 23:1726 — Legal effect of assessments; when collectible
• RS 23:1727 — Recordation and effect of notice of assessment
• RS 23:1728 — Appeals; delays; venue; burden of proof
• RS 23:1729 — Authority for assessments to be made executory by the courts
• RS 23:1730 — Procedure for making assessment executory and execution thereof
• RS 23:1731 — Injunction to arrest execution of assessment made executory
• RS 23:1732 — Prescription of assessments as judgments
• RS 23:1733 — Offset of assessments against tax refunds
• RS 23:1740 — Alternative remedies for collection of benefit overpayments
• RS 23:1740.1 — Costs of proceedings and other fees not required from administrator
• RS 23:1741 — Assessment
• RS 23:1742 — Notice of assessment; reassessment
• RS 23:1743 — Legal effect of assessments; when collectible
• RS 23:1744 — Recordation and effect of notice of assessment
• RS 23:1745 — Authority for assessment to be made executory
• RS 23:1746 — Procedure for making assessment executory and execution thereof
• RS 23:1747 — Injunction to arrest execution of assessment made executory
• RS 23:1748 — Prescription of assessments as judgments
• RS 23:1749 — Offset of assessments against tax refunds
• RS 23:1750 — Definitions
• RS 23:1750.1 — Criteria for shared-work plan approval
• RS 23:1750.2 — Approval or rejection of the plan
• RS 23:1750.3 — Effective date and duration of plan
• RS 23:1750.4 — Revocation of approval
• RS 23:1750.5 — Modification of an approved plan
• RS 23:1750.6 — Eligibility for shared-work compensation
• RS 23:1750.7 — Benefits
• RS 23:1750.8 — Charging shared-work unemployment compensation
• RS 23:1750.9 — Extended benefits
• RS 23:1750.10 — General provision; rounding of benefits to the next nearest dollar
• RS 23:1761 — Definitions
• RS 23:1762 — Exemptions and exceptions
• RS 23:1763 — Rights and responsibilities
• RS 23:1764 — Registration
• RS 23:1765 — Application for registration
• RS 23:1766 — Rejection of application for registration
• RS 23:1767 — Terms of registration; renewal; revocation
• RS 23:1768 — Professional employer services agreement requirements
• RS 23:1771 — Short title; citation
• RS 23:1772 — Definitions
• RS 23:1773 — Creation of account
• RS 23:1774 — Creation of program; eligibility requirements
• RS 23:1775 — Evidence of domestic abuse; prohibited disclosure; reporting requirement
• RS 23:1776 — Charging of benefits
• RS 23:1801 — Purposes
• RS 23:1802 — Definitions
• RS 23:1803 — Administration
• RS 23:1804 — Exemptions
• RS 23:1805 — Functions
• RS 23:1806 — Failure to participate; effect on unemployment benefits; hearings
• RS 23:1807 — Failure to participate; effect on welfare benefits; hearings
• RS 23:1808 — Exemption of aid for dependent children recipients in parishes with operating work incentive programs
• RS 23:1809 — Conflict of laws
• RS 23:1821 — Short title
• RS 23:1822 — Purpose
• RS 23:1823 — Definitions
• RS 23:1824 — Eligible youth
• RS 23:1825 — Qualifying employment
• RS 23:1826 — General requirements for receipt and restrictions on use of funds
• RS 23:1827 — Youth corps litter control and incentive plan
• RS 23:1828 — Basic education services
• RS 23:1829 — Special conditions
• RS 23:1830 — Wage provisions
• RS 23:1831 — Administrative and enforcement provisions
• RS 23:1832 — Reports
• RS 23:1841 — Legislative intent; purpose
• RS 23:1842 — Definitions
• RS 23:1843 — Responsibilities and administration of displaced workers retraining program assumed by louisiana workforce investment council
• RS 23:1844 — Administration
• RS 23:1845 — Eligibility
• RS 23:1846 — Retraining activities
• RS 23:1851 — Short title
• RS 23:1852 — Purpose
• RS 23:1853 — Administration
• RS 23:1854 — Conflict of laws
• RS 23:1855 — Funding requirement
• RS 23:1861 — Definition
• RS 23:1862 — Program plan implementation
• RS 23:1871 — Repealed by acts 2008, no. 534, 4, eff. june 30, 2008.
• RS 23:2001 — Physically handicapped
• RS 23:2002 — Repealed by acts 2001, no. 1137, 1.
• RS 23:2003 — Repealed by acts 2001, no. 1137, 1.
• RS 23:2004 — Repealed by acts 2001, no. 1137, 1.
• RS 23:2005 — Repealed by acts 2001, no. 1137, 1.
• RS 23:2006 — Repealed by acts 2001, no. 1137, 1.
• RS 23:2007 — Repealed by acts 2001, no. 1137, 1.
• RS 23:2008 — Repealed by acts 2001, no. 1137, 1.
• RS 23:2021 — Equal pay commission; creation; purposes
• RS 23:2022 — Composition of commission
• RS 23:2023 — Meetings; staff; data
• RS 23:2024 — Findings and recommendations; termination of commission
• RS 23:2041 — Legislative declaration
• RS 23:2042 — Louisiana workforce investment council; creation; purpose
• RS 23:2043 — Members
• RS 23:2044 — Qualifications
• RS 23:2045 — Chairman
• RS 23:2046 — Terms
• RS 23:2047 — Vacancies
• RS 23:2048 — Removal of members
• RS 23:2049 — Commission meetings
• RS 23:2050 — Domicile
• RS 23:2051 — Designees
• RS 23:2052 — Compensation
• RS 23:2053 — Staff
• RS 23:2054 — Funding
• RS 23:2055 — Rulemaking authority
• RS 23:2056 — Executive organization
• RS 23:2061 — Definitions
• RS 23:2062 — Goals
• RS 23:2063 — Strategic plan
• RS 23:2064 — Repealed by acts 2008, no. 743, 5, eff. july 1, 2008.
• RS 23:2065 — Council duties and functions
• RS 23:2066 — Job placement information; occupational information
• RS 23:2067 — Integration of job training programs
• RS 23:2068 — Repealed by acts 2008, no. 743, 5, eff. july 1, 2008.
• RS 23:2069 — Required information; exceptions
• RS 23:2070 — Authority
• RS 23:2071 — Repealed by acts 2001, no. 1185, 10, eff. july 1, 2002.
• RS 23:2091 — Transfer of state advisory council responsibilities
• RS 23:2092 — Organizational structure of standing committees
• RS 23:2093 — Repealed by acts 2008, no. 743, 5, eff. july 1, 2008.
• RS 23:2094 — Repealed by acts 2008, no. 743, 5, eff. july 1, 2008.
• RS 23:2095 — Repealed by acts 2008, no. 743, 5, eff. july 1, 2008.
• RS 23:2096 — Repealed by acts 2008, no. 743, 5, eff. july 1, 2008.
• RS 23:2097 — Repealed by acts 2008, no. 743, 5, eff. july 1, 2008.
• RS 23:2098 — Repealed by acts 2008, no. 743, 5, eff. july 1, 2008.
• RS 23:2099 — Repealed by acts 2008, no. 743, 5, eff. july 1, 2008.
• RS 23:2100 — Federal support and waivers
• RS 23:2151 — Council recommendations; cooperation with state agencies, departments, and offices
• RS 23:2152 — Provision of services by state agencies
• RS 23:2153 — Data; standardization
• RS 23:2191 — Workforce investment boards
• RS 23:2192 — Designation of workforce development areas
• RS 23:2193 — Creation of local workforce development boards
• RS 23:2194 — Training for local workforce development board members
• RS 23:2195 — Certification of boards
• RS 23:2196 — Board membership
• RS 23:2197 — Removal of workforce investment board members
• RS 23:2198 — Presiding officer
• RS 23:2199 — Responsibility of the board
• RS 23:2200 — Board duties
• RS 23:2201 — Board committees
• RS 23:2202 — Technical advisory groups
• RS 23:2203 — Components of local workforce development system
• RS 23:2204 — Local and regional workforce development plans
• RS 23:2205 — Budget
• RS 23:2206 — Report
• RS 23:2207 — Approval of fiscal agent
• RS 23:2208 — Contracting for service delivery
• RS 23:2209 — Conflicts of interest
• RS 23:2210 — Incentives and waivers
• RS 23:2211 — Nonprofit status; ability to solicit funds
• RS 23:2212 — Staff
• RS 23:3001 — Acceptance of federal act to promote vocational rehabilitation
• RS 23:3002 — State treasurer as custodian of federal funds
• RS 23:3003 — Donations; department's authority to receive
• RS 23:3004 — Fees for vocational work evaluation services performed by louisiana workforce commission
• RS 23:3021 — Prevention of blindness, vocational training, and rehabilitation
• RS 23:3022 — Powers of the louisiana workforce commission
• RS 23:3023 — Preference to individuals who are blind in operation of concessions in public buildings
• RS 23:3024 — Sheltered industries program for individuals who are blind
• RS 23:3025 — Sale of products manufactured in sheltered industries program
• RS 23:3031 — Definitions
• RS 23:3032 — Exemption of persons who are blind from license, privilege, or vocational tax; limitation
• RS 23:3033 — Exemptions; when applicable
• RS 23:3041 — Purpose
• RS 23:3042 — Definitions
• RS 23:3043 — Blind vendors trust fund
• RS 23:3044 — Blind vendors trust fund advisory board; creation; membership
• RS 23:3045 — Expenditures
• RS 23:3061 — Louisiana workforce commission of federal independent living program

Disclaimer: These codes may not be the most recent version. Louisiana may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.

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• Government & Policy

Assigned Risk: What It Is, How It Works

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia.

What Is Assigned Risk?

Assigned risk is when an insurance company is required, by state insurance law, to provide coverage for risk that may not find coverage in the general insurance marketplace. In order to compensate insurers for the potential losses associated with such mandated coverage, insurers will often pool funds and share the assigned risk.

Common examples include mandating that all drivers obtain car insurance or requiring businesses to purchase workers' compensation insurance.

Key Takeaways

• Assigned risk is when the law mandates that an insurance company offer certain coverages.
• In such cases, regulators will require insurance companies to pool together and accept the assigned risk, even if the insurers individually don’t want to provide a commercial policy.
• Assigned risk allows the state to protect drivers who are able to purchase commercial policies and who may be involved in an accident with a risky driver.

Understanding Assigned Risk

In most cases, insurance companies choose who they underwrite insurance policies for, and this choice to insure is based on the risk profile of the individual or business applying for coverage. These considerations include the likelihood that a claim that results in a loss for the insurance company. The insurer will thus price the cost of the policy it underwrites according to the potential severity of any losses. If a potential insured is deemed too risky, the insurer may not underwrite a new policy.

State insurance regulators recognize that insurers only want to underwrite policies that will be profitable, but also recognize that it is in the interest of the government that coverage is extended to groups that need protection but may not be able to obtain it in the general insurance market. To do this the regulator will require insurance companies that provide a particular line of insurance, such as workers’ compensation or automotive insurance, to participate in a state-sponsored plan that provides coverage.

Example: Motorist Coverage

For example, drivers are required to carry insurance with them in order to legally operate an automobile. This insurance is designed to cover claims made against the driver. In most cases, the driver’s record is in good shape, and insurers are likely to provide coverage.

Some drivers, however, have poor driving records and may not be able to obtain coverage because they present too much of a risk . Insurance regulators will require insurance companies to pool together and accept the assigned risk, even if the insurers don’t want to provide a commercial policy . This allows the state to protect drivers who are able to purchase commercial policies and who may be involved in an accident with a risky driver.

"In some cases, you can apply to an automobile insurance plan or assigned risk plan by directly contacting your state's Department of Insurance," according to the website DMV.org, a private, non-governmental website:

Some states require that you apply to several car insurance companies before you apply for the state's car insurance plan. If each provider has denied you car insurance coverage, you'll be accepted into the plan. Typically, your signature on the application is enough to acknowledge that you have fulfilled this requirement.

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