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The best business phone plans: Reliable 5G for work

matthew-miller

When I started writing for ZDNet 15 years ago , mobile phones were being used by 74% of the US population, but only 14% of those people were using these basic phones to access the internet. The latest data shows that 97% of Americans own a mobile phone, with 85% of those being smartphones that access the internet multiple times a day.

Smartphones and wireless cellular services are now essential for businesses to compete in today's market and broad coverage is an expectation. After T-Mobile's recent acquisition of Sprint, the US market is dominated by Verizon, T-Mobile, and AT&T. Each of these carriers offers various plan options for businesses of all sizes.

5G continues to roll out across the US, but reliable LTE service is still essential to getting work done. The pricing for business service is competitive, and as someone who has been in the industry for decades, it is amazing to see the reasonable pricing for such fast service that reaches across the nation.

Verizon phone plans for businesses

Verizon Wireless has the most subscribers in the US and is popular with businesses. Three Business Unlimited plans make it easy to find the perfect option for your business. All three  Business Unlimited plans  from Verizon include unlimited talk, text, and data. Support for 5G, mobile hotspot, and tablet use differentiate the three plans. Pricing is also for five or more lines, targeted for business and not for family usage.

Business Unlimited Start

$30 per line per month.

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While there are no limits on minutes, texts, or data, in times of congestion data may be slower with this Start plan. Nationwide 5G, low-band spectrum 5G, is supported with the Start plan and a compatible smartphone.

Tablet, smartwatch, and hotspot options are available for additional costs on the Business Unlimited Start plan. The price also includes $5 per month savings for paper-free billing and auto pay.

Pros  

  • Nationwide 5G coverage
  • Able to add additional devices (watches, tablets) to the account
  • No support for mmWave, high-band, 5G
  • Data speeds slowed down during times of congestion

Business Unlimited Plus

$40 per line per month.

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For $10 more per line per month, Verizon adds 100GB of premium network access, 5G UWB (mmWave) support, and unlimited mobile hotspot service. In addition, Verizon's Business Mobile Secure is included at no additional cost. This enhanced security bundle includes lookout mobile endpoint secure, mobile device management, Wi-Fi protection, and tech support.

  • Nationwide 5G coverage, including mmWave spectrum
  • Enhanced security bundle included
  • Unlimited mobile hotspot service
  • 100GB limit during high usage time periods

Business Unlimited Pro

$50 per line per month.

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The highest level Verizon Business Unlimited plan provides twice the amount of premium network access, 120GB, along with 50% off on Business Unlimited Pro tablet plans.

This plan may be perfect for businesses using connected tablets out in the field and smartphones that are using data throughout the day away from Wi-Fi service.

  • Nationwide 5G coverage with mmWave support
  • 50% cost savings on tablet plans
  • $50 price per line higher than other tiers

T-Mobile phone plans for businesses

After the purchase of Sprint, T-Mobile is now the second largest (in terms of subscriber count) carrier in the US. While T-Mobile has long been known for its consumer-friendly cellular plans, it also has one of the most extensive  libraries of business offerings  for small companies, large companies, and government agencies. Its new  Business Unlimited plans  are presented below, but other options require  direct discussions  between businesses and T-Mobile.

Business Unlimited Select

$25 to $60 per line per month.

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Business Unlimited Select plans are designed for small business customers who need 1 to 12 lines of service. A one line plan is the most expensive, at $60 per month. Two lines are priced at $45 per line per month, four lines are $30 per line per month, and six or more lines are just $25 per line per month.

These plans include 5G network support, 5GB of high-speed mobile hotspot data, as well as unlimited calling/texting/data in Mexico and Canada.

  • Very affordable small business plan
  • Unlimited service in Mexico and Canada
  • Unlimited streaming is limited to SD content
  • Included data in Canada and Mexico is 128kbps speed

Business Unlimited Advanced

$30 to $70 per line per month.

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If the employees of your small business travel by airplane and need Microsoft apps, then you should consider the T-Mobile Business Unlimited Advanced plan. This service plan includes 40GB of high-speed hotspot data, Microsoft 365, one hour of Gogo in-flight Wi-Fi, and 5GB of high-speed data in Canada and Mexico.

  • Affordable per line price point
  • Microsoft 365 productivity service included
  • One hour of in-flight Wi-Fi service
  • 40GB of high-speed hotspot
  • 100GB of premium data

Business Unlimited Ultimate

$40 to $85 per line per month.

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For small businesses that want it all at reasonable per line prices, the new Business Unlimited Ultimate plan is for you. In addition to the unlimited talk, text, and data (with 5G included) small businesses also get unlimited premium data, 100GB of mobile hotspot, and Microsoft 365.

Streaming content is provided with unlimited 4K UHD quality, WiFi on your flight is unlimited, and data in 210 countries is twice as fast (256kbps) as the other T-Mobile small business plans.

  • Unlimited premium data
  • Unlimited WiFi on your flight
  • Microsoft 365 services included
  • 5GB of high speed data in Canada and Mexico

AT&T phone plans for businesses

After T-Mobile added Sprint subscribers to its total subscriber base, AT&T dropped to third in total subscriber count. However, AT&T is also well established as an enterprise service provider with  four enterprise options  available to customers. AT&T also serves as the backbone for the  FirstNet network  optimized for first responders.

Unlimited Your Way for Business

Starting at $30 per month.

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The Unlimited Your Way for Business plans allow up to 10 devices per plan group and are designed for small to medium-sized businesses. The more lines you add, up to 10 lines, the less expensive the starting price is for AT&T Business Unlimited Starter, Business Unlimited Performance, and Business Unlimited Elite. For 10 lines, the starting price is $30, $35, and $40 per line per month, respectively. For just a single line, these prices are $65, $75, and $85 per line per month, respectively.

Hotspot data allotments, priority data transmission, and higher definition streaming are features that improve as you move from the Starter tier to the Elite tier of service. Select the number of lines on the Unlimited Your Way website to view pricing for your company.

  • Price per line decreases with additional lines
  • Multiple tiers of service are offered
  • Limited to 10 lines of service
  • Priority data transmission restrictions
  • Hotspot data limits

AT&T Mobility Select - Pooled

Starting at $35 per month.

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Unlimited calls and text messages in the US, unlimited calls to Mexico and Canada, and unlimited texting from the US to more than 120 countries are included in the  AT&T Mobility Select - Pooled  plan service. Data is served up to each employee from a single shared pool for each business account.

Plans start at $35 per month, but potential customers need to contact AT&T to discuss specific details and plan pricing.

  • Affordable plan pricing
  • Unlimited calls to Mexico and Canada
  • Shared pool requires management to allocate

AT&T Mobile Share Plus for Business

Starting at $50 per month.

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The AT&T Mobile Share Plus for Business plan supports from one to 25 smartphone lines with various monthly data caps, ranging from 3GB to 120GB per phone. Pricing per phone starts at $50 per month for 3GB and goes up to $615 for one phone with 120GB of data.

Shareable data, rollover data, unlimited talk and text, mobile hotspot service, and international talk, text, and data are provided with these plans.

  • Support for up to 25 lines of service
  • Rollover data support
  • Mobile hotspot service included
  • Data caps allocated by service option

AT&T Business 4GB

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Unlimited talk, text, and 4GB of data per line are provided with the AT&T Business 4GB  plan. Hotspot data and standard mobile security services are also provided with the plan. Pricing for smartphones starts at $50 per month, but further pricing requires consultation with an AT&T representative.

AT&T Business 4GB is available for tablets for $20 per month and for wearables for $10 per month. AT&T advertises this plan as best for small businesses.

  • Unlimited talk and text
  • Controlled pricing per each phone
  • Service options for tablets and wearables
  • 4GB data limit per each line

MVNO options for businesses

While the three major carriers offer focused business plans, there are also a few MVNOs that offer attractive per line plans that may work well for small businesses. MVNOs (mobile virtual network operators) are companies that use establish wireless carrier infrastructure to provide no or minimal contract options for customers. The MVNOs do not openly advertise which wireless carrier infrastructure they are using, but as soon as you insert a SIM into your phone, you can see which carrier is connected to which MVNO. MVNOs are optimized for consumers looking for phone service with no contracts and prepaid options, but these same elements may help small businesses control costs and adjust to market demands.

US Mobile for business

$9 per line and $2 per gb per month.

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Most MVNOs offer attractive per line prices with each account limited to five or six lines. US Mobile is one MVNO that actually provides shared data plans for companies of any size. Enter the number of lines you need and the amount of shared data to view your total monthly payment. 

A couple of examples include 50 lines with 100GB of data for $674 per month or 30 lines with 50GB of data for $385 per month. We had the opportunity to test out the two available US Mobile SIM cards and found the service to be fast and reliable.

  • Specific service offering for businesses
  • Scalable to your business size and line needs
  • Competitive $9 per line base fee
  • Verizon and T-Mobile serve as network providers
  • Data price per GB may be higher than unlimited plans

Mint Mobile

$30 per month per line.

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Mint Mobile is one of the most popular MVNOs thanks in large part to advertising by one of its owners, Ryan Reynolds. While there are no specific business plans, three/six/twelve month plans for individual phones are available starting as low as $30 per month for unlimited talk, text, and data.

T-Mobile provides the network for Mint Mobile's service so you will need GSM handsets for the service.

  • Unlimited talk, text, and data plan options
  • Flexibility for less expensive data limit plans
  • No specific business service plans
  • Limited to T-Mobile coverage area
  • Three available contract period options

Cricket Wireless

Starting at $25 per line per month.

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Cricket Wireless is an established MVNO, service provided by AT&T, that has retail stores around the country so you can get support and establish service in person if you desire. One to five lines can be setup for each account with measured data or unlimited data. Mobile hotspot data can also be added to each line.

4G LTE and 5G data is provided, along with international support, cloud storage, and more.

  • Established, trusted MVNO
  • Physical retail stores around the country
  • Unlimited and measured data plan options
  • No long term contract required
  • Service coverage area limited to AT&T network
  • Five line limit per account

What steps should a new business take to establish wireless service?

While this buying guide provides current pricing and service options from the three primary US wireless carriers and MVNOs, specific pricing for your business requires a conversation with the carrier to fully define your company needs, available service discounts, and contract lengths.

One of the first things to figure out is where you will need service geographically in the US as all three carriers have slightly different coverage maps. Your geographic operating area may remove one, or more, carriers from your viable candidate list. 

The next step is to determine how many lines of service you will need and then the data needs of those lines. Calling and text messages are unlimited in all cases, but data speed and amount of data will drive your costs.

Most carriers also offer additional incentives and services, such as hotspot, in-flight coverage, Microsoft 365, and more. Make sure to account for the value of these incentives in your decision-making process.

What are the disadvantages of a MVNO?

Most MVNOs are focused on the consumer market so business plan offerings for more than six lines of service are rare. Pricing can be very competitive and with no contracts these MVNOs may be attractive to businesses just getting started that do not want to lock in long-term contracts.

Account management may require more time from businesses given the consumer focus of MVNOs. MVNOs are also subject to the infrastructure provided by the big three US carriers, but there are several established MVNOs with solid reputation and a record of high-quality service and support.

What is the best business phone plan?

We analyzed reliability, coverage, and price to compile a list of the best phone plans for your business which includes: Verizon, AT&T, and T-Mobile.

Does the choice of my smartphone model limit wireless service?

In the past, the US wireless market was split into GSM and CDMA service technologies with two carriers supporting each of these technologies. Modern smartphones support LTE and 5G service without CDMA technology your choice of smartphone is not as limited.

The most popular smartphones in the US, Apple iPhones and Samsung Galaxy phones, support all wireless technologies in the US wireless market so there are no limits on using these phones with any US carrier. If you purchase these phones directly from Samsung and Apple, then you can choose to purchase unlocked models.

Some phones are sold in a locked state so they can only be used on one specific carrier. This may be changing soon and there are processes to unlock your phone from your carrier if you decide to switch carriers. There used to be incentives for purchasing locked phones, but in today's world purchasing unlocked phones gives you the most flexibility for choosing your service provider.

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Home > Services > Phone

The 5 Best Business Cell Phone Plans of 2023

Teltik

Data as of 12/7/22. Offers and availability may vary by location and are subject to change. *AutoPay Discount included: -$5/mo. per line. Plus taxes & fees.

Nicolle Okoren

We are committed to sharing unbiased reviews. Some of the links on our site are from our partners who compensate us. Read our editorial guidelines and advertising disclosure .

Business.org’s 5 best business cell phone plans

At&t: best full-featured plans.

Looking for a broad choice of bells and whistles? As a telecom behemoth, AT&T has plenty of cell phone features and packages to offer a business—around 20 plan variations, small to large. All plans include free US roaming, unlimited talk, and text messages, as well as unlimited texting outside of the country. Basic features like call forwarding, voicemail, caller ID, call waiting, and conference calling also come standard with all AT&T business cell phone plans, along with bring-your-own-phone support.

AT&T's business cell phone plans

Data as of 12/7/22. Offers and availability may vary by location and are subject to change.

Business Unlimited plan prices start at $35 a month per line, and there is a new perk where unlimited data is included in the unlimited talk and text plan. This means there is no need to worry about overages or data caps. 

 AT&T business plans can also accommodate up to 10 lines per account, and they come fully loaded with perks—like Stream Saver. This feature optimizes streaming video on your phone to 480p so you can watch webinars on-the-go without dealing with a blurry picture.

Each plan also includes a decent array of iOS and Android smartphone options and even a few good ol’ flip phones. A 15% military veteran discount can be applied to the Business Unlimited plans, as well as AT&T-owned DIRECTV services (because, again, telecom behemoth).

Users are eligible for a discount if they elect for autopay and paperless billing but this discount is only applied until after two pay periods. We don't know why the discount cannot be applied earlier in the billing process but we do find it frustrating. 

T-Mobile: Best flexible plans

Not sure exactly what you’ll need in a mobile plan besides future adaptability? T-Mobile, the third-largest wireless service in the US, offers four Magenta® for Business plans, all packed with unique features that set T-Mobile apart from the rest. The German-owned company has also earned a reputation for stellar customer service and was the first to eliminate annual contracts (an idea that stuck—none of the plans reviewed on this page require contracts). In April 2018, the company announced its intention to merge with Sprint under the T-Mobile banner.

T-Mobile's business cell phone plans

Data as of 12/7/22. Offers and availability may vary by location and are subject to change. *While using AutoPay.

All of T-Mobile’s Business cell phone plans offer the same basic features:

Unlimited talk and text

Unlimited 5G and 4G LTE data on our network

  • Unlimited mobile hotspot
  • Scam Shield

Unlimited calling and texting to Mexico & Canada

Unlimited video streaming

In addition, all T-Mobile Business plans include DIGITS, which allows you to access up to five phone numbers on a single device. That means you could answer calls to your work number and your personal number on one device—no more packing two phones in your bag every day. DIGITS also lets you share your phone number across multiple devices, so you can answer on your phone, smartwatch, tablet, or computer.

T-Mobile users with a Business plan can also add the PlusUp add-on and get extra features, like Voicemail to Text, HD streaming, 20 GB of 4G LTE mobile hotspot data, unlimited in-flight Wi-Fi, caller ID, and double the data speed when roaming internationally.

Keep in mind, though, that T-Mobile’s Business plans are available only on plans with two to 13 lines. If you need more than 13 lines, you’ll need to sign up for the 13+ Plan ($285 per month for 13 lines, plus $25 per month for each additional line).

T-Mobile plans also allow bring-your-own-device convenience, or you can buy phones up front with a single payment (there are nearly 40 iOS and Android phones to choose from).

Now that T-Mobile and Sprint have been merged for almost six months, some significant changes have taken effect. T-Mobile’s website is now the only place businesses can sign up for Sprint or T-Mobile business phone accounts.

Sprint still has an active business website for previous users but all new plans will be sold by T-Mobile on its website.

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Verizon: Best growing business plans

Serving over 150 million customers, Verizon isn’t just big, it’s BIG. Such a mobile mammoth might not seem like the obvious choice for a small business, but for what it lacks in a personalized customer service reputation, Verizon more than makes up for by offering every cell phone feature there is, as well as dominant US, and near-dominant global, coverage. Like McDonald’s and Marvel movies, Verizon is everywhere.

Verizon's business cell phone plans

Data as of 12/7/22. Offers and availability may vary by location and are subject to change. *With 4+ lines

While business owners can get business cell phone plans with limited data, we recommend choosing an unlimited plan if you have multiple employees (or do a lot of work via cell phone).

Verizon’s Business Unlimited cell phone plans are scalable from four employees up to and over 40. And with plans starting at just $40 per line, Verizon Business Unlimited plans are an attractive option whether you’re running a tiny company with no expansion plans, a medium-sized business with an eye toward growth, or a large enterprise with heavy cell phone requirements.

Verizon Beyond Unlimited plans also include unlimited mobile hotspot use, though your speeds are limited depending on your plan. Plus, you get unlimited calling and texting to Mexico and Canada—not to mention unlimited calling, texting, and data while in those countries. And naturally, you also get unlimited talk and text as part of your Beyond Unlimited package.

Verizon doesn’t skimp on device choices either. There are nearly 100 iOS and Android phones and tablets available—including the Verizon Jetpack, a mobile hotspot device that can connect 10 devices to its 4G LTE network and an additional five to 3G.

If your company requires truly “unlimited” cell phone service and scalability to grow and is in the position to pay for functionality with frills, Verizon Business Unlimited is the way to go. Bare-bones operations, however, might want to look elsewhere.

Each of our recommendations has its strengths and weaknesses. Sometimes the most difficult part about finding a phone system is determining exactly what you need and don't need. The best place to start is separating your needs between installing a new system, replacing a system or expanding system.

If you are having trouble sorting out exactly what your phone needs are, use this tool to help you understand what the best options are for your unique needs. 

MintMobile: Most affordable plans

We are sure you’ve seen the commercials with Ryan Reynolds talking about this new phone carrier business with a fox logo called Mint Mobile. In fact, a lot of Mint customers were drawn to Mint because of Ryan Reynolds Hollywood looks, but that’s not the only thing Mint has to offer. 

Mint is inexpensive and transparent, compared to other cell phone carriers with hidden fees and seemingly random regulations.

MintMobile's business cell phone plans

Data as of 12/7 /22 . Offers and availability may vary by location and are subject to change.

T hese are the prices for new customers and will last up to three months. After the third month, you are eligible to sign up for a 6- or 12-month contract on one of the tiered plans, all less than $35/mo/user, which is astronomically less than other providers. 

MintMobile is no fuss, and you really do feel like you must be tricking the rest of the world with its pricing. The only issue is that MintMobile is fairly new, launched in 2015, coverage is not completely everywhere. There are still a couple of coverage gaps in the West, namely Utah, Nebraska, Idaho and Nevada. If you are east of the Rocky Mountains, you are good to go!

Teltik: Best perks plans

If you’re a strapped startup, New Jersey’s Teltik can get you up and running on the cheap. Teltik is a reseller service operating on T-Mobile’s 4G LTE network, meaning it can offer the reliability and reach of a giant provider at smaller-company prices. Teltik also has the advantage of being completely US-based, with 24/7 local customer service that’s not outsourced overseas.

Teltik's business cell phone plans

3 more (non-business) cell phone plans reviewed by business.org.

Teltik appears to have a dozen plans, but they’re mostly just variations of the essential plan that offers all the expected basics. Not coincidentally, the features mirror those of T-Mobile, as they’re on the same network.

The most basic plan starts at $20 a month and includes unlimited calling and texting, mobile hotspot service, and unlimited data—with a 2 GB cap on 4G LTE speeds (meaning your speed gets throttled to 128 Kbps if you use more than 2 GB of data in a month). From there, you can upgrade your plan to include more 4G LTE data and more mobile hotspot data. Upgraded plans cost anywhere from $30 to $40 per month, and they all include one cloud-phone VoIP line—perfect for small businesses looking to save on all their telecommunications needs.

One distinctly entertaining feature (pun intended) of Teltik’s business plans? You get unlimited media streaming from over 40 music services (including Spotify, Pandora, and Apple Music) and more than 100 video services (including YouTube, Netflix, and any other channel you can think of). That means you can stream as much TV as you want without it eating into your data. It’s almost as if Teltik doesn’t want you to get any work done.

Another thing you need to know: Teltik doesn’t sell phones. Instead, the company operates on a strict bring-your-own-device basis. Any unlocked phone will work with its network, as will any T-Mobile device, of course. However, you will have to spend $10 plus shipping and handling to buy a new SIM card for each of your devices (unless they’ve already got brand-new, unused T-Mobile SIM cards).

Boost Mobile

The takeaway

Assess your company’s current cell phone usage, and projected future needs, before diving into any plan. What looks like a great deal could turn out to be more than you actually need—or you may have initially underestimated your business’s cell phone requirements. Also, if your company has both cell phone and regular office phone needs, check into bundling. The larger telecom providers offer both types of phone coverage, and bundling services is an easy way to save money in the long run.

Don’t want to carry around separate phones for work and personal calls? With the right VoIP service, you don’t have to. Check out our favorite business VoIP providers to see which ones offer on-the-go business phone capabilities.

Business cell phone plan FAQs

If you have several employees working outside of the office on a regular basis, desk-bound phones obviously aren’t going to work for them. Some may be only calling and texting while others will be checking email, using GPS navigation, and accessing the internet for work, but a cell phone is a must for employees in the field.

If you’re a one-person operation accountable to only yourself, you could get by with a personal cell plan. Keeping track of multiple employees’ hours, data, and providers, however, would be an extra headache you don’t need. For streamlining and collaboration purposes, a business cell phone plan would be the easier route.

Most of the plans we’ve reviewed here offer unlimited data—domestically, at least—so hitting the data ceiling won’t likely be an issue. But if you want to forecast how much data your business uses every month, providers make data plan estimators available on their websites. Or you could use a third-party calculator app.

BYOD stands for bring your own device . Another common term is BYOP for bring your own phone . These can mean that employees are using their personal phones, tablets, or laptops on their own carrier plans for work or that they’ve put those devices on the company’s plan. The upside? Less expensive than buying devices. The downside? Extra security concerns.

In the annoying absence of Wi-Fi, you can use a cell phone signal to connect a wireless device to the internet by switching on the mobile hotspot option and simply treating it like a Wi-Fi router. For multiple device connections, a dedicated hotspot (such as Verizon’s Jetpack) can provide a faster, and more stable, connection.

Business owners weigh in

company phone plans

Methodology

To find the best business cell phone options, we considered pricing plans, customer support, and data limits. We also looked at the variety of contracts and whether these plans were flexible with discounts. 

At Business.org, our research is meant to offer general product and service recommendations. We don't guarantee that our suggestions will work best for each individual or business, so consider your unique needs when choosing products and services.

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Disclaimer: The information featured in this article is based on our best estimates of pricing, package details, contract stipulations, and service available at the time of writing. All information is subject to change. Pricing will vary based on various factors, including, but not limited to, the customer’s location, package chosen, added features and equipment, the purchaser’s credit score, etc. For the most accurate information, please ask your customer service representative. Clarify all fees and contract details before signing a contract or finalizing your purchase.

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The best small business cell phone plans

Jackie Dove

Just as one shoe size can’t fit all, there’s no single cell phone plan that will suit every small company. But there are numerous high-quality plans that are worth considering as they strive to meet the needs of different types of businesses. To settle on the best cell phone plan for your business, you first want to figure out what kind of plan best fits your company.

How to choose a plan

Big four basics.

Business owners generally buy and pay for employee cell phones or plans or both when workers spend at least some part of their time off-site. With employees, you may want to track hours and data. In that case, to streamline operation and collaboration, a specialized business cell phone plan might be optimal. Today, more American businesses are accommodating work-at-home schedules that avoid meetings and travel, but note that quarantines and shelter-in-place orders will not last forever, so it’s a good idea to take the entire spectrum of your business activities into account.

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There are numerous factors to reflect on when choosing a cell phone plan for your small company. Here are some major issues you’ll want to consider.

Business design: Is your proposed plan built for businesses and scaled for business customers? If you’re a solopreneur or an extremely small company with just a handful of employees, you may be able to get away with a personal friends-and-family-type plan, as opposed to a bona fide business plan. But once you have more than a couple of employees, start to think bigger about scalabilities such as multiple lines, unlimited options on talk, text, and data, data-only plans for companies that don’t need talk or text, and discounts for more lines or devices.

Network coverage: Consider sound quality, data speeds, coverage, and overall dependability. Make sure the plan you choose has good coverage in the area where your employees are located or are traveling. If your employees travel internationally, choose from plans that have good rates for the target countries. Also, don’t forget about airline coverage and in-flight texting services.

Security:  Some cell phone business plans offer virtual private networks, encryption, and other features to protect your company’s data. That could be quite valuable, as it relieves you of having to research, choose, and pay for additional services.

Hardware: If you need to supply employees with handsets, consider the kinds of phones offered with the plans you’re considering, or whether employees prefer to use their own smartphones.

Hot spot: Some business environments just don’t have usable Wi-Fi, but you can use a cell phone signal to connect a wireless device to the internet with a mobile hotspot. For multiple device connections, look for a dedicated hotspot with a fast, stable, secure connection, as well as other services like call forwarding, voicemail, call hold, analytics, and call queuing.

Data: Business plans should be generous with data, but unlimited is best — unless you really do not need data to conduct business.

Customer service: Count on problems arising, and when they do, you or your employees will want someone reliable to call before customers and clients get restless.

Price: Price is always a factor, and sometimes the cheapest plans offer just the service and features you’re looking for. But for something as critical as your business communications, do not buy on price alone.

Just in case you’re also looking for the best all-around mobile cellular deals, have a look at our survey of the  best cell phone plans of 2020 and our report on the best prepaid cell phone plans . Meantime, below are some of the business-oriented plans available now.

AT&T offers several variations of its Mobility Rate Plans — Mobile Share Plus, Mobile Select Priority Pooled, and Business Unlimited Elite, plus several in between — tailored to your budget for $50, $55, and $85 per line per month. Designed for small- to medium-sized businesses, the Elite plan offers unlimited data, talk, and text for up to 10 devices. The Pooled plan gives employees a data allowance alongside pooled data within a single account. The Plus plan lets you share data across up to 10 or up to 25 business devices. All plans feature unlimited domestic talk and text and unlimited talk from the U.S. to Mexico and Canada, plus unlimited texts from the U.S. to over 120 countries, along with high definition video streaming. The Elite and Pooled plans also feature 5G . Data speeds may slow down with congestion past certain data points.

Verizon markets the Plan for Business, Business Unlimited, the New Verizon Plan, and the Flexible Business Plan specifically for small companies. The Plan for Business starts at $175 per month for up to 25 lines, with data plans ranging from 25GB to 200GB for various prices and topping out at $1,000 per month. All plans include carryover data, safety mode, calling to and from Mexico and Canada, use of your device in Mexico and Canada, and data boost costing $15 per 1GB. With all business plans, you can turn your device into an internet hotspot and send unlimited messages to more than 200 countries worldwide. Additional smartphones cost $15 per month.

Simple Choice for Business by T-Mobile costs $50 per line per month up to $110 per month for up to five lines. You can add $10 per line per month for 6 to 12 lines and up to 2GB of 4G LTE Data. You can call and text from any Wi-Fi connection, as your unused LTE data (up to 20GB) rolls forward for 12 months. The plan features unlimited calling and texting to and from Mexico and Canada, plus you get up to 5GB of data at 4G LTE speeds. If you’re looking for a more streamlined option, T-Mobile Essentials only costs $30 per month per line for four lines. It offers unlimited 3G mobile hotspot data, unlimited talk, text, 2G data in Mexico and Canada, and unlimited texting and flat-rate calling at 20 cents per minute in over 210 countries. An additional 10GB of high-speed 4G LTE mobile hotspot data will cost you $10 a month. For a more robust plan, the Magenta for Business plan is available for two, four, eight, and 12 lines for $60, $40, and $30 per month per line, respectively. It features 5G service, 3GB of 4G LTE hotspot data, plus unlimited 3G data, in-flight texting and data, unlimited data and texting in over 210 countries, and unlimited talk, text, and data in Canada and Mexico. The included Digits program eliminates the need for separate work and personal phones, allowing you to access up to five numbers on one device and use one number across several devices.

RingCentral

RingCentral is a VoIP system that functions extremely well in an office setting. It supports unlimited calling and conferencing toll-free numbers and a customizable caller ID. Functionality is its primary priority; It supports useful features, like texting, online meetings, and faxing. When you use RingCentral, incoming calls go through the same call-routing system as your office phones. It helps make your office number into a portable communication system. You can call, text, and fax from your business number on any mobile device. The service could be used by two users to 1000 and offers four levels: Essentials, Standard, Premium, and Ultimate for $20, $25, $35, and $50, each with a free trial.

Cricket Wireless

Cricket Wireless is a highly-rated and widely-used prepaid wireless service that prides itself on its affordability. It typically costs users from $30 to $60 per month. With Cricket Wireless, users can build their own custom phone plans. If you prefer a more basic plan with talk and text and no data, that’s manageable. You can build off that basic plan by adding data (2GB, 5GB, or unlimited), unlimited talk and text, picture messages, a mobile hotspot, and SD quality video streaming. If you often travel or need international coverage, that’s also manageable. You can add coverage for Canada and Mexico and unlimited text to 37 countries, HD Voice, and Wi-Fi calling from a compatible phone. Data-only plans of 20GB and 40GB are available for $35 and $50 per month, respectively, with Mexico and Canada coverage in the mix.

Republic Wireless

Consider Republic Wireless for your business if you don’t exactly need a phone network, but you do use a significant amount of Wi-Fi. This plan functions more like a virtual network than other cellular providers. The vendor relies on T-Mobile and Sprint networks when Wi-Fi is unavailable. The base plan is incredibly affordable, starting at $15 a month or $150 a year for unlimited talk and text. At this level, Republic Wireless charges $5 per gigabyte of data, up to 15GB. Fortunately, Republic won’t let a person’s bill skyrocket if they start to use too much data; Instead, the company disables data before you stretch past your limit. Using their data plan, users can also opt to make their smartphone a hotspot. One feature we enjoy about Republic is their Extend Home service. This feature allows people to connect their cell phones with their home phone to access contacts, receive calls, or make calls from one direct number using either of their phones.

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Jackie Dove

There are few things more frustrating than experiencing a poor signal on your cell phone. From dropped calls to messages that won’t send and streaming services that stutter and die, a lack of solid signal can cause all kinds of inconveniences.

Sadly, building towers yourself to get more bars isn’t an option — but don’t worry. There are plenty of things you can do to avoid poor cell service interfering with your day-to-day life. Take a closer look at our expert tips on how to boost your cell signal, starting with something simple you may have not even thought would have made a difference. Use a cell signal booster

Apple’s iPhone has been around for well over a decade now, and it’s always a great choice for those who are looking for a smartphone. For years, there was only one iPhone model to choose from, so your only decision was how much capacity to get and whether you wanted it with a darker black/gray or a lighter white/silver finish. Today, the latest iPhone models come in multiple versions, making the choice between them a bit more complicated.

For example, the newest iPhone 15 lineup offers four different models to choose from. Plus, Apple still sells the older iPhone 14 and iPhone 13. Lastly, there’s the iPhone SE for folks looking for a small and affordable no-frills model — or those who still really like the traditional home button and Touch ID sensor.

As much as we love having the best smartphones in our pockets, there are times when those small screens don't cut it and we just need a larger display. That's when you turn to a tablet, which is great for being productive on the go and can be a awesome way to unwind and relax too. While the tablet market really took off after the iPad, it has grown to be quite diverse with a huge variety of products — from great budget options to powerhouses for professionals.

We've tried out a lot of tablets here at Digital Trends, from the workhorses for pros to tablets that are made for kids and even seniors -- there's a tablet for every person and every budget. For most people, though, we think Apple's iPad Air is the best overall tablet — especially if you're already invested in the Apple ecosystem. But if you're not an Apple user, that's fine too; there are plenty of other great options that you'll find in this roundup.

Office Technology | Buyer's Guide

6 Best Business Cell Phone Plans of 2024

Published January 18, 2024

Published Jan 18, 2024

Corey McCraw

REVIEWED BY: Corey McCraw

Sam Dadofalza

WRITTEN BY: Sam Dadofalza

This article is part of a larger series on VoIP .

  • 1 Best Business Cell Phone Plans Compared
  • 2 Verizon: Best for Mobile Hotspot and Premium Data
  • 3 RingCentral: Best for Streamlined Call Distribution
  • 4 AT&T: Best for Mobile Security
  • 5 Nextiva: Best for Toll-free Calling
  • 6 T-Mobile: Best for Global Communications
  • 7 Google Voice: Best for Budget-conscious Freelancers
  • 8 How We Evaluated the Best Business Cell Phone Plans
  • 9 Frequently Asked Questions (FAQs)
  • 10 Bottom Line

The best business cell phone plans offer unlimited calls, texts, and mobile data, support remote work via mobile hotspot access, and enable communications with overseas contacts. They provide robust mobile security through proprietary apps for spam call detection and safe browsing. The plans have valuable add-on features such as subscriptions to streaming services and business tools. In this article, we outlined our top picks for business cell phone plans:

  • Verizon : Best for mobile hotspot and premium data
  • RingCentral : Best for streamlined call distribution
  • AT&T : Best for mobile security
  • Nextiva : Best for toll-free calling
  • T-Mobile : Best for global communications
  • Google Voice : Best for budget-conscious freelancers

Best Business Cell Phone Plans Compared

Verizon: best for mobile hotspot & premium data.

Verizon logo

What We Liked

  • Unlimited calling and texting in the U.S., Canada, and Mexico
  • TravelPass offers 24 hours of unlimited talk and text in overseas locations and 2GB of high-speed international data
  • Huge discounts on tablets when subscribed to the Unlimited Pro plan

Where It Falls Behind

  • Expensive subscription plans, with the entry-level package starting at $70 per line, per month
  • Caller ID and personal block list feature are not available in the base-level plan
  • Mobile security requires a separate activation fee of $5 per device

Verizon Monthly Pricing*

  • Business Unlimited Start 5G: $70 per line for unlimited talk, text, and data, unlimited 5G and 4G LTE data, 5GB of 5G and 4G LTE mobile hotspot data, call filter, and 480p video streaming
  • Business Unlimited Plus 5G: $80 per line for 100GB of premium smartphone data and mobile hotspot data, enhanced security features, up to 4K video streaming, and TravelPass for two days (24 hours of unlimited talk and text, 2GB of high-speed international data, and then unlimited data at 3G speeds thereafter)
  • Business Unlimited Pro 5G: $85 per line for unlimited premium smartphone data, 200GB of premium mobile hotspot data, TravelPass for four days, and 50% off on tablet plan

*Pay only $35, $45, or $50 per line for the tiered subscription plans when you get five or more lines. Secure $5 savings per month when you sign up for Auto Pay and paper-free billing.

Verizon is our top provider in this list of the best business cell phone plans, offering a generous allotment for mobile hotspot and premium data. This allows on-the-go professionals to have fast access to the internet wherever they are. The provider features 200GB of premium mobile hotspot data in its most expensive plan. While its direct competitor, AT&T, has the same maximum cellular data, Verizon’s mobile throttling speed is more tolerable.

AT&T slows down the speeds to a maximum of 128Kbps when you reach the data usage threshold. Verizon, on the other hand, reduces the speed to 600Kbps for 4G LTE and 5G and 3Mbps for 5G Ultra Wideband. Meanwhile, its premium data has no cap and won’t slow down based on the data used. On top of the excellent data offerings, Verizon has a range of business cell phones for small businesses, carrying top brands like Apple, Samsung, and Google.

The downside of using Verizon is that some of its call filtering features, like caller ID and personal block list, are not available in the entry-level plan. You must upgrade to the second-tier package, which costs $80 per line, monthly, to access those tools. Other business cell phone plans providers have these call filtering capabilities in their base-level subscription packages. You’ll save more with RingCentral , for instance, as it’s priced at $30 per user, per month.

Verizon Features

A smartphone screen showing Verizon’s spam filter feature, which is set to block high-risk phone calls and send them to voicemail.

Block high-risk calls automatically using Verizon’s spam filter. (Source: Verizon )

  • Call filter: Screen and block incoming spam calls and those from unwanted numbers. Upgrade to Call Filter Plus to access caller ID for robocall control and total spam protection.
  • Business Mobile Secure: Get alerts when a device tries to connect to unsecured Wi-Fi. It protects your phone against phishing and other cybersecurity risks.
  • Bring your own device (BYOD) : Verizon allows users to keep their smartphones and numbers when switching to the provider. Simply check your eligibility, bring your smartphone and number, and activate them with one of Verizon’s unlimited business plans.

RingCentral: Best for Streamlined Call Distribution

The RingCentral Logo.

  • Free local and toll-free numbers in all plans
  • 99.999% uptime guarantee, which translates to less than six minutes of annual downtime
  • Up to 200 video meeting participants
  • Only offers up to 200 business texting credits per user
  • Phone rentals are only available for those tied to a multi-year contract
  • Unlimited storage for files is locked behind the most expensive plan

RingCentral Monthly Pricing*

  • Core: $30 per user for unlimited domestic calling, local or toll-free numbers, 100 toll-free minutes, 25 short messaging service (SMS) credits, and multi-level auto-attendant
  • Advanced: $35 per user for 1,000 toll-free minutes, 100 SMS credits, advanced call queues, automatic and on-demand call recording, and up to eight-digit phone extensions
  • Ultra: $45 per user for 10,000 toll-free minutes, 200 SMS credits, and unlimited storage for files, messaging, and recordings
  • Free trial: 14 days

*Save up to 33% by paying annually. Volume discounts for 50-plus users are available.

RingCentral ranks second on our list of the best small business cell phone plans, most suitable for teams wanting to improve call management. Its wide array of voice-over-internet-protocol (VoIP) features route phone calls to team members more efficiently. For one, the multi-level auto-attendant automatically directs calls to the right departments based on the caller’s key presses. Its call queue accommodates up to 25 waiting calls.

The VoIP phone system supports various call routing modes: round-robin, sequential, and simultaneous. Aside from organizing the flow of inbound calls, these distribution methods ensure you won’t miss important customer queries.

Before choosing RingCentral, note that it only provides a maximum of 200 SMS credits per user. If you frequently send texts for marketing or customer service, explore other best cell phone plans businesses use, like Verizon and AT&T , which offer unlimited texting.

RingCentral Features

RingCentral interface showing the voicemail tab with a message from "Sara Bennett".

Get an overview of all your voicemail messages on RingCentral. (Source: RingCentral )

  • Visual voicemail: Access and manage your voicemail through RingCentral’s admin portal. Instead of listening to audio files and playing them repeatedly to get the details of the message, read the voicemails. Users have the option to preview, delete, and forward these messages.
  • Team huddle: Let team members hold spontaneous virtual meetings that resemble face-to-face, informal huddles. Easily host audio and video conferences where participants come and go as they please.
  • Video conferencing: Host virtual meetings for up to 200 participants. If you get the large meeting add-on, your sessions will be able to accommodate a maximum of 500 attendees.

AT&T: Best for Mobile Security

AT&T logo

  • Unlimited texting from the U.S. to 200+ countries
  • All subscription plans feature mobile app security
  • Waived activation fees for new customers who buy plans and devices online
  • More expensive subscription plans compared to other providers listed here
  • 5G+ is available in limited parts of select cities only
  • Hotspot data speed slows to a maximum of 128Kbps when your allotted data is consumed

AT&T Monthly Pricing*

  • Standard: $70 per line for unlimited talk, text, and data within and between the U.S., Canada, and Mexico, 5G/5G+ access, 5GB of mobile hotspot data, basic ActiveArmor security, and standard-definition video streaming
  • Advanced: $80 per line for 100GB of mobile hotspot data, advanced ActiveArmor security, and high-definition 1080p video streaming
  • Premium: $90 per line for 200GB mobile hotspot data, high-definition 4K video streaming, and unlimited talk, text, and data in Latin America

*Pay only $40, $45, or $50 for the tiered subscription plans when you get six or more lines. Secure a $10 discount when you sign up for AutoPay and paperless billing.

AT&T is the best cell phone plan for businesses prioritizing the privacy of confidential company information. Among the providers mentioned in this list, it offers the most comprehensive mobile security through the AT&T ActiveArmor app. This app offers spam risk call blocking, safe browsing, public Wi-Fi protection, and identity monitoring. The last one involves tracking the dark web for your personal information.

On top of these key features, you’ll be able to receive data breach alerts, run reverse number lookups, identify unknown caller details, and get information about your Android smartphone if it gets lost or stolen. While AT&T offers excellent mobile security among the best cell phone plans for small businesses listed, its data offering may be a deal-breaker. It slows down the hotspot data to a maximum of 128Kbps when the user hits their data cap.

In contrast, Verizon’s mobile throttling speed is 600Kbps, a more acceptable speed for professionals who need to stay connected. Consider this option if you need internet access when working remotely. The provider offers some valuable mobile security features as well, such as Wi-Fi protection and robocall blocking.

AT&T Features

An iPhone showing the settings for cellular data options with the data roaming toggled on and the voice and data configured to LTE.

Turn on data roaming when traveling internationally. (Source: AT&T )

  • Video streaming: Watch shows on your smartphone in standard definition, high-definition, or ultra-high definition, depending on your plan. To control data usage, AT&T’s Video Management feature automatically renders streaming video in standard definition.
  • International roaming: Call, text, and use mobile data in Latin America with no usage limits. This lets you communicate with colleagues and customers whenever needed, wherever you may be.
  • Mobile hotspot: Plug your devices into your hotspot and secure your internet connection instantly. With AT&T’s broad coverage nationwide, you’ll connect and work remotely without the hassle.

Nextiva: Best for Toll-free Calling

The Nextiva Logo.

  • High-definition voice is featured in all subscription plans
  • Number porting is free of charge
  • Lets users bring their own device
  • Only allows a 45-minute duration in video calls
  • SMS isn't available in the entry-level plan
  • Users must upgrade to the most expensive package to access call recording and voicemail transcription

Nextiva Monthly Pricing*

  • Essential: $30.95 per user for free local and toll-free numbers, up to 1,500 toll-free minutes, auto-attendant, and call history
  • Professional: $35.95 per user for up to 3,000 toll-free minutes, multi-level auto-attendant, voicemail-to-SMS, and a maximum of 1,000 messages sent and received per user
  • Enterprise: $45.95 per user for up to 12,500 toll-free minutes, call recording, a maximum of 2,000 messages sent and received per user, and voicemail transcription

*Save up to 33% by paying annually. Volume discounts are available for more than four users.

Nextiva is included in this list of the best cell phone plans for small businesses, ideal for companies catering to a national client base because of its generous toll-free minute allowance. It offers a maximum of 12,500 toll-free minutes, allowing customers from different parts of the country to reach out to the business without any charge.

The provider’s call management features, specifically the multi-level auto-attendant, call queueing, call park, and five-digit phone extensions, make accommodating several customer queries easier. The threaded conversations, which put all customer interactions from different channels in one interface, help users be more organized in addressing concerns.

One disadvantage you need to know before subscribing to Nextiva is that its video calls only last for 45 minutes. Consider other best cell phone plans for businesses if you frequently go on long video calls for client and team discussions. RingCentral is a good option, as its video meetings have a duration of 24 hours.

Nextiva Features

Nextiva settings displaying the user's name, status, and the features from top to bottom: "Call Settings," "Preferences," "About," "Help," and "Sign Out".

Set your status on Nextiva to let colleagues know if you’re available for a call. (Source: Nextiva )

  • Call recording: Capture phone calls and store the recordings to secure a reliable reference for business deals and agreements. These files may serve as training materials for new customer service representatives in the future.
  • Call presence: Know who among colleagues is available for calls. The phone system’s presence displays user status: available, on a call, unavailable (do not disturb), or offline.
  • Call pop: See who’s on the other end of the line before answering a call. Refer to the call pop feature to know the customers’ last interaction, account value, and experience score or customer sentiment.

T-Mobile: Best for Global Communications

T-Mobile logo

  • Offers valuable productivity tools, like Microsoft 365 license
  • Add-ons, like extra high-speed hotspot and high-definition streaming, offer flexibility when users need additional data
  • All plans have dedicated customer care services
  • Wi-Fi for traveling isn't available in the entry-level plan
  • Reverse number lookup tool is only available at the most expensive subscription package
  • Netflix subscription is locked behind the Ultimate plan

T-Mobile Monthly Pricing*

  • Select: $60 per line for 50GB of premium data, unlimited mobile hotspot with 5GB of data, unlimited international texting and up to 5GB of data in 11 countries, and unlimited calling, texting, and data in Mexico and Canada with up to 5GB of data
  • Advanced: $70 per line for 100GB of premium data, unlimited mobile hotspot with 50GB of data, four full-flight Wi-Fi sessions a year, and secure Wi-Fi without additional charge
  • Ultimate: $85 per line for unlimited premium data and unlimited mobile hotspot with 100GB of data

*Pay only $25, $30, or $40 per line for the tiered subscription plans when you get six lines.

T-Mobile is our top pick for international communications among the listed small business cell phone plans, given its attractive travel benefits. For one, you’ll have access to in-flight Wi-Fi with streaming on select airlines, namely Alaska, American, Delta, and United. To use the service, you must have your Wi-Fi calling settings enabled. The in-flight solutions cover video streaming, text and picture messaging, visual voicemail, and over-the-top messaging.

On top of that, you have unlimited international texting and data in more than 215 overseas locations. The high-speed data is capped at 5GB per month, and the unlimited data is up to 256Kbps. If you’re traveling to Mexico or Canada, maximize the unlimited talk, text, and data of up to 5GB.

One downside of choosing T-Mobile is that the business cell phone plan has a more expensive subscription when you want to secure unlimited premium data. You must upgrade to its highest-tier package, which costs $85 per line, monthly. Verizon is slightly more affordable at $80 per line.

T-Mobile Features

A smartphone screen showing T-Mobile’s scam shield app with an alert that the scam block is on and that 72 spam calls were blocked in the last 30 days.

Block spam calls automatically using T-Mobile’s Scam Shield app. (Source: T-Mobile )

  • Microsoft 365 access: Higher T-Mobile plans like the Advanced and Ultimate packages come with a single Microsoft Office license. Access popular productivity tools like Word, Excel, PowerPoint, and collaboration features, such as Microsoft Teams and OneDrive (1TB cloud storage).
  • Scam Shield: This feature automatically identifies and prevents spam calls, which may put your security at risk or negatively affect productivity. It features a caller ID that displays callers’ information even on numbers not registered on your contact list. Additionally, it provides a proxy number to keep your real phone number private.
  • T-Mobile Tuesdays: Get exclusive access to free offers and attractive deals from different brands on T-Mobile’s app. The perks include prizes and discounts on food, fuel, hotel stays, gadgets, and app subscriptions.

Google Voice: Best for Budget-conscious Freelancers

Google Voice logo

  • Service level agreement (SLA) is offered in all subscription plans
  • Offers seamless access to other Google apps, like Calendar and Meet
  • Google AI blocks spam calls automatically
  • Doesn’t have call recording in the entry-level plan
  • Users must subscribe to the most expensive package to access advanced reporting
  • Lacks advanced VoIP features other providers offer, like toll-free minutes and call monitoring

Google Voice Monthly Pricing

  • Personal: Free for one user, local phone number, unlimited calls and text messages within the United States (U.S.), and voicemail
  • Starter: $10 per user for up to 10 users, calls to the U.S., Canada, and most European countries, unlimited text messaging within the U.S., voicemail transcription, and integration with Calendar and Meet
  • Standard: $20 per user for unlimited users, multi-level auto-attendant, ring groups, and eDiscovery for calls, voicemails, and text messages
  • Premier: $30 per user for unlimited international locations, advanced reporting, and automatic call recording

Google Voice is our top-recommended small business phone plan for budget-conscious freelancers, as it’s the most affordable solution in this list. For only $10, you’ll have unlimited calls within the U.S., Canada, and select European countries and unlimited texts within the U.S. Solopreneurs who only need a second phone number and unlimited domestic calling will benefit from the Personal plan, which is free of charge.

The VoIP provider is likewise an excellent option for freelancers who are already working with other Google products. It seamlessly integrates with Calendar and Meet, so if you need to switch to a longer huddle with colleagues and clients, the video conferencing feature is easily accessible.

But unlike other small business VoIP services , Google Voice doesn’t have advanced VoIP tools like toll-free minutes and call monitoring. RingCentral is your best option if these features are essential to your business communications. It offers up to 10,000 toll-free minutes and call monitoring tools, like whisper, barge, and takeover.

Google Voice Features

A smartphone screen showing an alert of an incoming Google Voice call labeled as "Suspected spam caller".

Get spam call alerts from Google Voice. (Source: Google Voice )

  • Multi-level auto-attendant: Send callers to different departments by letting them choose from a phone menu. Record your greetings using Google Voice’s text-to-speech tool or uploading a professionally recorded audio.
  • Enhanced spam protection: The phone system automatically labels spam calls as such using advanced artificial intelligence. On top of this, it marks suspicious text messages on Android and iOS devices.
  • Ring groups: Delegate a ring group to a specific Google Voice user. A ring group manager will be able to configure the ring group members, call routing rules, ring duration settings, and working hours.

Manage your VoIP costs better by exploring pay-as-you-go and prepaid VoIP options. Take into account your business and communication priorities as you consider the providers mentioned in our buyer’s guide.

How We Evaluated the Best Business Cell Phone Plans

To assess the providers objectively, we developed a scoring rubric that takes into account companies’ considerations when choosing business cell phone plans. These factors include subscription costs, essential features like unlimited calling, spam call blocking, and international calling, and customer service hours. The popularity of each vendor was likewise a part of our assessment.

Learn how we evaluated the top cell phone plans for business by clicking on the tabs below:

  • General Features
  • Advanced Features
  • Ease of Use
  • Customer Support
  • Expert Score

20% of Overall Score

To determine if the vendors have an accessible pricing point, we considered the entry-level plan’s fees and the number of subscription packages offered. We assigned higher points to those providing annual and volume discounts and free plans.

25% of Overall Score

The general features we looked at were unlimited calling, call forwarding, and call routing. Similarly, we assessed how robust the third-party integrations are.

The niche features include tools improving security and international communications. We gave more points to those with spam blockers, in-flight texting, and international calling support. Those with video meeting features earned more points as well.

10% of Overall Score

Since not all users are tech-savvy, we considered how easy it is to set up accounts and maximize the features offered by the provider. We checked if the vendors’ proprietary apps’ interfaces are beginner-friendly.

The customer support channels we included in our evaluation were live chat, phone, and email. We considered the schedule of customer service, giving more points to those with 24/7 operations.

15% of Overall Score

The vendors’ standout features and ease of use were part of our expert score. We checked third-party review websites to evaluate their level of popularity among professionals. In addition, we evaluated the feature inclusions for every subscription plan to determine if they provide great value for money.

Frequently Asked Questions (FAQs)

Which is the best cell phone carrier for coverage.

According to the Federal Communications Commission’s national broadband map, AT&T and Verizon have the broadest 4G LTE coverage, covering 56.95% and 55.9% of the country, respectively. Meanwhile, T-Mobile covers 35.3%. AT&T and Verizon are excellent options if you prioritize coverage.

How fast is Verizon’s 4G LTE?

Verizon 4G LTE can accommodate download speeds between 5 and 12Mbps and upload speeds between 2 and 5Mbps.

How do I choose the best cell phone plan?

In a nutshell, these are the factors you must consider when comparing cell phone plans:

  • Data and voice coverage: Check the carriers’ coverage maps to see if your business areas are included. Ask contacts as well which providers work well in different locations.
  • Device options: If you plan to get a new device, see if your carrier offers your preferred brands and models. Meanwhile, if you plan to stick to your existing phone, ensure your phone plan provider supports BYOD.
  • Plan inclusions: Compare the high-speed data limits for each provider’s unlimited data offerings. If you frequently travel for work, check if there’s mobile hotspot access included in the plan. Those traveling overseas should benefit from a package that features international coverage. If you choose VoIP platforms, check if the plan includes a toll-free minute allowance and robust call routing tools.
  • Subscription rates: Determine how much you will spend on your mobile plan each month. When comparing quotes, consider the taxes and fees on top of the subscription rates. Note that some providers offer discounts for bulk lines and enrollment in AutoPay and paperless billing. VoIP vendors provide discounted prices for those who choose annual billing.

Bottom Line

Your cell phone plan of choice ultimately depends on your calling and texting habits, travel frequency, and monthly budget. The best providers offer affordable packages, unlimited calling, and essential features like call forwarding and call routing. They offer robust support for remote work and mobile security and make availing new devices easier.

In our evaluation, Verizon reigns supreme over the best business cell phone plans, especially for on-the-go employees who need reliable internet connection wherever they are. With its broad coverage nationwide, premium data offerings, and unlimited talk and text features, you’ll be able to stay connected to your customers and colleagues, regardless of your location.

Visit Verizon

About the Author

Sam Dadofalza

Sam Dadofalza

Sam is an office tech writer at Fit Small Business, covering various topics including virtual phone systems, contact center platforms, and unified communications tools. She produced content for the digital marketing campaigns of small businesses from different industries and countries, including the United States, United Kingdom, Singapore, and the Philippines.

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The Top Small Business Cell Phone Plans for 2023

Find out more about the best small business cell phone plans with customer rating, pricing information and frequently asked questions.

Updated on September 21st, 2023

The SMB Guide is reader-supported. When you buy through links on our site, we may earn an affiliate commission. Learn more

4.5 out of 5 overall

  • Widest U.S. coverage.
  • 5G coverage
  • Solid network coverage.
  • No overages.
  • Access to 20M WiFi hotspots.
  • Unlimited talk and text.

Business cell phone plans are offered by phone carriers to help small businesses have affordable access to a reliable phone network. Businesses are often eligible for discounts when they add more numbers or opt for additional monthly features.

Best Small Business Phone Systems for 2023

Get information on the top business phone systems, including pricing, reviews, and answers to common questions.

Feb 6, 2023

Why We Chose Verizon, AT&T, and Xfinity Mobile:

Verizon is one of the largest network providers in the United States . With plans for as little as four employees, Verizon offers phone packages suitable for small and large teams. All of Verizon's phone bundles include great unlimited features, including unlimited calling, texting, and data while in Canada and Mexico.

Verizon is ideal for businesses that plan on supplying their employees with handsets . The network provider offers nearly 100 different iOS and Android phones and tablets for teams that are constantly on the go.

All of AT&T's plans offer great unlimited features , including unlimited data and calling in Canada and Mexico, as well as unlimited international texting, domestic calling, and free domestic roaming. AT&T's Business Unlimited Plan comes in three variations: Starter, Performance, and Elite. With all three plans, users also have access to 5G network.

Xfinity Mobile offers a large variety of plans for businesses to choose from , with prices ranging between $30.00 and $240.00 per line. Thanks to its multi-line pricing system, businesses pay less as more lines are added to their plan. Xfinity Mobile also offers 4G LTE and 5G network access, making it great for employees who are always on the move.

Things to Consider When Evaluating Small Business Cell Phone Plans:

  • Carefully consider the contract as most plans require business owners to sign up for extended contract periods of one to two years.
  • Check coverage and compare it to where your employees live and travel. Some cell companies offer better coverage in rural areas, others offer much less expensive international plans.
  • Keeping up with the latest in phone technology could be important to your business, so see how often the contract entitles you to new phones.

Best Business Cell Phone Plans:

How to choose a business cell phone plan:, 1. look at your business's communication needs..

Every business's communication needs will vary. For example, construction companies will require a smartphone with excellent data access for teams that are on the move and working on different sites, while call center teams will only require wireless services and ordinary phones.

International Phone Plans

See our list of top international phone plans, which includes ranking and frequently asked questions.

Sep 19, 2023

Carrier Strengths:

2. choose a plan designed for businesses..

Look for plans with multiple lines and unlimited talk, text, or data options. In addition, your plan should be tailored to fit your specific business. If you won't require talk options, look into business text and email plans.

3. Make good network coverage a priority.

Your plan should have excellent coverage in your area, especially if your business requires strong talk capabilities. Consider sound quality, speed, and network coverage. More importantly, your network coverage should be reliable in urban and remote areas.

Best Network Coverage:

T-Mobile provides the widest network coverage, making it the best fit for businesses that operate in urban areas. Since acquiring Sprint's network in 2020, T-Mobile's network coverage has grown exponentially, narrowly surpassing Verizon's coverage in the U.S.

4. Look for strong security features.

Instead of paying for a separate network security service, look into network providers that include VPNs and encryption with their cell phone plans. Your business's private information is a top priority and with so many open networks, you'll want to ensure your and customer's information is secure.

Best Security Features:

5. purchase hardware..

You can either ask employees to use their own smartphones or you can supply them with hardware. This option should only be considered if your business has off-site teams. Look into the hardware and handsets on offer and compare the plans that offer data and hardware bundles.

Common Cell Phone Plan Offers:

  • Reduced costs as the number of lines and devices increase.
  • Multiple lines and devices free of charge.
  • International coverage.
  • Data-only plans.
  • Unlimited options for talk, data, and/or text.

More Related Articles:

  • Best call tracking software .
  • Small business VoIP providers .
  • Top business phone systems .
  • Best Business Internet Providers .

Who has the best small business cell phone plans?

  • Xfinity Mobile .
  • RingCentral .
  • Cricket Wireless .
  • Metro PCS .

What is the average cost of small business cell phone plans?

The cheapest business cell phone plans are usually in the $15.00 to $30.00 per month range, while a complete business cell phone package could cost $60.00 or more per line per month.

What carrier has the best small business smartphone plans?

In terms of cost, Republic Wireless has some of the best cheap business phone plans for smartphones. However, Verizon has the best data coverage and features, meaning you can use your smartphone to access emails and business documents almost anywhere.

Who are the best business phone providers?

What is the best business cell phone plan for companies with less than 10 employees.

It really depends on what features your employees need on their phones, but most businesses with 10 employees or less can find an affordable plan that suits them.

How do I know what the best cell phone plan for my small business is?

The best way to find the best small business mobile phone plans is to do a small business cell phone plan comparison. Compare current offers from several providers to find out who can give you the best deal.

Home » Mobile

Best Cell Phone Plans

We review the best cell phone plans on the market, with a pick for best performance, value, coverage, family plan deal, and cheap pricing.

4 out of 5 stars

We may earn money when you click our links.

Here's the low-down for the best cell phone plans so far in 2024:

  • New Mint Mobile customers can get unlimited data for $15/mo. for the first three months of service, and then $30/mo. after that. You won't find a better deal for an unlimited plan anywhere else.
  • Tello's $25/mo. unlimited plan strikes a great balance between affordability and performance.
  • Xfinity Mobile gives you surprisingly good discounts if you bundle your cell phone plan and TV together.
  • Spectrum Mobile's plans offers affordable unlimited data or by-the-gig cell phone plans, but only for Spectrum Internet customers.
  • Visible is like budget Verizon in that you get awesome coverage for only $25/mo. (which is cheaper than any unlimited plan from Verizon).
  • US Mobile is one of the few prepaid carriers that offers a family plan discount. You can get a $40 unlimited plan for $25/mo. when you bundle three or more lines together.

Quick guide to this article:

  • Guide for choosing a cell phone plan

Mint Mobile: Best deal for new customers

  • Tello: Best budget option
  • Xfinity Mobile: Best bundle deal (for Xfinity customers)
  • Spectrum Mobile: Best bundle deal (for Spectrum customers)
  • Visible: Best coverage (and an amazing deal)

US Mobile: Best family plan deal

  • T-Mobile: Best overall performance

Methodology

Data effective as of post date. Offers and availability vary by location and are subject to change.

What to look for in a cell phone plan

Entering into a cell phone plan is a lot like entering into a relationship. The more you know before committing, the better. Here's some quick tips of what to look for in a cell phone plan.

  • Know how much data you need: It's essential to know how much data you need as many carriers will base their plans on this figure. Not everyone needs an unlimited data plan, so don't overpay for what you don't need. Read our handy guide to see how much high-speed data you actually need.
  • Compare prices: With so many options available, we want to make sure you get the best price for your needs. Use the price-comparison tools, like the charts in this review, to make sure you’re getting the best cell phone deal available.
  • Watch out for extra fees: Not all cell phone plans are straightforward. Many, especially the cheaper plans, have plenty of devils in the details (like data slowdowns and price increases). We've highlighted some of those details to help you out in your search.
  • Make sure your area is covered: Not all mobile providers have stellar service in every part of the US. So to avoid having to sit by the window and wait for bars to appear, check out our coverage maps in this review or read our cell phone coverage guide to see which cell phone service gives you the best coverage.
  • Mobile hotspot : Like taking your laptop and working on the beach? Have a demanding toddler that wants to watch YouTube Kids on their iPad during road trips? Mobile hotspot lets you take a Wi-Fi connection just about anywhere.
  • International, traveling, and roaming data : If you spend a lot of time abroad, make sure you have a data plan that travels with you.
  • Free smartphones and free streaming subscriptions : As a general rule of thumb, if you're switching to a new carrier, make sure they give you a new phone for free in the process. Bonus points if you can get a free streaming subscription out of the deal, like Disney+ with Verizon .
  • Family plans : If you plan on paying for multiple cel phone plans, make sure you're getting a discounted family plan. US Mobile currently has our favorite family plan discount.

All right, let’s talk plans, beginning with the best cell phone plan for new customers:

What we like

New Mint Mobile customers get a $15 unlimited plan for the first three months of service. You won't find a better deal for new customers anywhere else.

Cheap unlimited for new customers

Currently, nobody can beat Mint Mobile's $15 unlimited plan for the first three months of service. Even after those three months are up, Mint's $30 unlimited plan still has most cell phone plans beat when it comes to price. If you ever find yourself in a situation where you need a new cell phone service for at least a couple of months, look no further.

Mint Mobile uses T-Mobile's fast 5G network

You won't always get the fastest data speeds with a prepaid carrier, but since Mint uses T-Mobile's fast 5G network, you can still get speeds up to 50 Mbps. T-Mobile currently has the widest and fastest 5G network in the country, and since Mint Mobile uses T-Mobile's network, you'll get the benefit of that. It's especially true in this case because T-Mobile actually owns Mint Mobile, so Mint customers might get even faster speeds than your typical prepaid carrier on T-Mobile's network .

What we don't like

While T-Mobile's 5G network certainly improves Mint Mobile's data speeds compared to other prepaid carriers, unfortunately Mint users still might get their data speeds throttled from time to time.

Data speed throttling

Mint Mobile customers might occasionally get their data speeds throttled during peak-usage periods or when the network gets congested with too many users. If tons of people are accessing the internet at the same time on T-Mobile's network, T-Mo will give priority to its own customers over any prepaid carriers renting space on their network.

You're much more likely to run into data throttling if you live in a big city, or are at a crowded venue like a concert. But if you're out in the burbs out in a more rural area, you shouldn't have your data speeds slow down out of nowhere.

Tello: Best budget unlimited data plan

Tello offers cell phone plans that are cheap in the good way : it has a super low price tag while still offering unlimited talk, text, and data. 

Here’s what we love about the budget-friendly Tello's unlimited data plan.

Very affordable

If you've been keeping tabs on our rankings, you'll notice that Tello took Mint Mobile's spot for this recommendation. Mint’s $30 unlimited data plan no longer holds the championship belt for cheapest unlimited plan now that  Tello has entered the arena. Sure, it's just a five-dollar difference between Mint and Tello's unlimited plans, but over the course of the year, that's $60 extra bucks in your pocket. 

Tello uses T-Mobile’s network

T-Mobile currently has the largest 5G network and the fastest data speeds. As a Tello customer, you get access to that 5G network for a fraction of what it should cost.

While Tello users won’t get premium treatment (your speeds will slow down before T-Mobile customers see any changes), you will get full use of T-Mobile’s 4G and 5G networks. That means Tello customers should see better data speeds than many other customers on discount plans.

Free international calling

If you've got loved ones abroad that you'd like to call without it costing an arm and a leg, Tello gives you free international calling to more than 60 countries . The free calling only works with landlines, so make sure that whoever you're calling is answering on a landline phone. 

What we don’t like

Obviously, Tello has cut some corners somewhere to get its price down this low. 

35 GB High-speed data cap

With this unlimited plan, you get 25 GB of high-speed data every month, and after you pass that threshold, your data speeds slow down to kilobit-per-second speeds. I haven't thought about kilobit speeds since I was a kid in the 90's. Basically, if you pass 35 GB of wireless data used in a month, your phone might as well exist in the 90's because you can't access the internet reliably anymore outside of Wi-Fi.

Data deprioritization

The biggest drawback to going with Tello (or any prepaid carrier for that matter) is that your data will be deprioritized. That’s just a technical way of saying that when the network is busy, your data speeds will be slowed down (so that the parent network, T-Mobile, can keep its own customers/favorite children at full speed).

From all of our testing and research, deprioritization is kind of a crap shoot. You might have super fast data speeds all day, then see them trickle to almost nothing in the evening. Or, you might have slow-ish but manageable speeds (think 5–15 Mbps) all the time. It also might have no impact on your experience at all. It's definitely a "your milage may vary" type of problem.

Xfinity Mobile's $45 Unlimited Plan: Best bundle

What we like about xfinity mobile’s unlimited data cell phone plan.

If you’re an existing Comcast Xfinity home internet customer, then Xfinity Mobile is a cell phone service that you need to consider. If you aren't, you might as well skip to the next section because this is an exclusive deal.

We call this a bundle because you cannot get Xfinity Mobile as a standalone service. Even though Xfinity Mobile is sorta exclusive, we like its unlimited plan, and here’s why.

Plan prices are right in the sweet spot

Xfinity Mobile’s price for its unlimited plan is the definition of reasonable. You won't find your wallet catching on fire each month when it's time to pay.

Yes, there are other small carriers with lower prices for an unlimited plan, but Xfinity Mobile is cheaper than all of the Big Three—Verizon, T-Mobile, and AT&T. And Xfinity mobile usually offers more consistent cell phone deals than the Big Three.

Xfinity Mobile provides 5G for all its cell plans—both unlimited and by the gig—at no extra cost.

To get the most out of that, you need to have a 5G smartphone and to live in an area with 5G infrastructure. If you meet that description, then Xfinity Mobile says it can deliver download speeds of around 450 Mbps and upload speeds around 50 Mbps. 2 Why would ever need to, but that means you can download a movie off Netflix in under a minute! 

18 million Wi-Fi hotspots

Xfinity Mobile subscribers can access millions of Wi-Fi hotspots across the country. Technically this is a good thing, but coming from someone who used Xfinity, these hotspots can sometimes be more of an annoyance. Occasionally I would drive around and notice that I suddenly didn't have a strong enough signal to stream a podcast off Spotify. This happened because my phone would automatically connect to Xfinity hotspots that didn't provide good data speeds. 

If you're ever in a bind and can't get access to the internet, an Xfinity hotspot could make all the difference, but don't be surprised if your speeds feel slow while connected to it.

What we don’t like about Xfinity Mobile’s unlimited cell phone plan

We want you to know everything we do about this plan, so there are a few aspects we don’t like about Xfinity Mobile. They mostly pertain to data limitations for non-5G devices.

Expect throttled, capped, and deprioritized 4G LTE data speeds

For 4G LTE data, Xfinity says it can deliver download speeds around 5–12 Mbps and upload speeds around 2–5 Mbps. There is a soft data cap of 20 GB, after which ( like Tello customers ) you will be deprioritized, and Xfinity will cut your download speeds to 1.5 Mbps and upload speeds to 750 Kbps. That’s partly why we say go with 5G if you can.

Non-5G devices experience low-resolution video streaming

Video streaming is where you’re most likely to feel the pain of these data limitations. If you’re on Xfinity Mobile’s unlimited plan, the default video streaming quality may disappoint. It will depend largely on whether your device is 5G and if the network you have access to is 4G LTE or 5G.

The default streaming resolution for non-5G devices on Xfinity Mobile’s unlimited data plan is only 480p, which is just standard definition (SD). But if you're on the 5G network, you'll get the best possible video resolution.

That’s basically the difference between Batman Forever and The Dark Knight . Both are Batman movies, but one is clearly more advanced than the other.

Go with 5G. That’s our best advice when it comes to Xfinity Mobile. With a 5G device on a 5G network, you’ll enjoy 4K streaming. Roar!

If you’re still in a 4G LTE situation, don’t despair—you can still buy HD streaming for any line, which gets you 720p resolution for smartphones and 1080p for tablets.

Alternative picks

Let’s say you already have Xfinity home internet, and you’re looking for a new cell phone plan. Xfinity Mobile appeals to you, but you aren’t looking for an unlimited data plan. If that’s you, then take a look at Xfinity Mobile’s By the Gig plans.

We already did the math (you're welcome), and it’s pretty straightforward:

If you use more than 3 GB of cellular data per month, then Xfinity Mobile’s unlimited plan is probably a better deal for you.

Here are Xfinity Mobile’s plans so you can compare them for yourself.

Spectrum Mobile: Best bundle alternative

Wondering why you should get mobile service from your internet provider? Here are a few good reasons you should consider bundling with Spectrum Mobile.

Great unlimited data deal

Data is king. And having an unlimited data plan is essential nowadays, especially with data-sucking social media apps, the rise of streaming services, and even mobile games. Unfortunately, unlimited data plans can get super pricey. But, if you are a Spectrum Mobile customer, you're in luck.

Spectrum's $45 unlimited data plan is one of the cheapest in the industry. And it's pretty robust.

For $45 you'll get unlimited talk and text, truly unlimited data (with no caps, which separates Spectrum from other prepaid carriers like Mint or Visible), access to tons of high-speed Wi-Fi hotspots including mobile hotspots, and free international calling and texting to specific locations.

Decent perks

Many discount providers and mobile virtual network providers (MVNOs), like Spectrum Mobile, usually skimp on the perks. But we think Spectrum actually offers pretty decent benefits.

One of the best perks Spectrum Mobile offers is mobile hotspot data. You'll be able to use up to 5 GB of full-speed mobile data with Spectrum. But beware, after 5 GB your speeds will slow, making it difficult to stream old episodes of  Parks and Recreation or download big files.

If you have a 5G-capable phone, Spectrum Mobile gives you access to its 5G coverage. And any Spectrum Mobile user will be able to use its system of Wi-Fi networks, get 2,000 free minutes of calling to Mexico and Canada, and have free international texting from the US. You won't have to worry about coverage if you're working while vacationing in Cancún or trying to contact your family in Toronto.

Flexible by-the-gig option

If buying as you go is more your speed than buying in bulk, you might be interested in Spectrum's by-the-gig plan. This plan allows you to pay for only the data you've used during the month.

Customers who choose Spectrum Mobile's by-the-gig plan will pay $14 a month for the first gigabit of data as well as unlimited talk and text. Each additional gigabit after that will cost another $14.

This can be a perfect plan for those who only use about 1–3 GB of data each month, but once you go over 3 GB your cost will be more than an unlimited data plan.

Impressive network coverage

Rather than owning its own cellular network, Spectrum Mobile uses Verizon Wireless's cell phone towers to power its mobile service.

That's great news for Spectrum Mobile customers, as Verizon's network is the strongest in the country. Covering about 70% of the country, Verizon's 4G LTE coverage can hook you up even in some of the most rural pockets of the country. Check out Verizon Wireless's coverage map to see where you'll get Spectrum Mobile service.

We love Spectrum's decently-priced, high-powered plans, but there are a few catches. 

Must already be a Spectrum customer

In order to enjoy any of Spectrum Mobile's bundles, you must also be an existing Spectrum Internet user. While this is great news for current Spectrum Intenet users, it's a huge hurdle for potential customers.

You might also want to consider if you want your mobile plan to be tied up with your home internet service.

Even if you qualify for Spectrum's mobile service, canceling just your internet subscription will cost you an extra $20 a month per line. And your Wi-Fi speeds will be reduced to 5 Mbps. Yikes.

Limited plan options

Other mobile and internet companies like AT&T and T-Mobile have several unlimited data plans to offer. Even other MVNO providers, like Mint Mobile, offer a bunch of mid-tier data plans to choose from. With Spectrum? You get two choices: unlimited and by-the-gig.

These plans can definitely be the right fit for some customers. But if you're looking for a company that offers you and your family more options, then you'll have to look elsewhere.

Visible Wireless: Best coverage

Visible is essentially the budget version of Verizon . Long story short: Visible uses Verizon's network to provide coverage and Visible charges a fraction of the price for unlimited data plans. It's an easy recommendation for one of the best cell phone plans.

Verizon, but at a cheaper price

Visible uses Verizon's network to provide coverage for its customers. Think of it like going to Disneyland, but just entering the park through a different entrance (that just so happens to cost half the price you'd normally pay). You basically get access to Verizon's awesome network coverage without having to pay Verizon prices. For example, the basic Verizon unlimited plan will cost you $65/month, whereas the basic Visible unlimited plan will only cost you $25/month. Check out how Verizon and Visible plans compare:

The price doesn't even come close. If you want to get unlimted talk, text, and data on Verizon's network without paying Verizon prices, Visible is the way to go. And if you're looking to save on some sweet mobile deals, Visible can usually deliver.

Fun fact: Verizon actually owns Visible. This is a good thing because you can expect Visible to get preferential treatment over other carriers that piggyback on Verizon's network.

Best overall coverage

Visible offers objectively excellent coverage. In 2023, Visible gets you 4G coverage in 70% of the U.S. 1 That’s better than any other carrier. 

4g-graph

This superior coverage won’t matter as much to those who live in major metropolitan areas, where every carrier has good coverage. But those who are outside of major areas will almost certainly want to check out Verizon (there are some places where Verizon is really the only game in town). Likewise, folks who travel around the country often will get the best experience with Visible. 

Take a look at this coverage map to see just how extensive your coverage will be with Visible. Like we said, it's an easy pick for one of the best cell phone plans.

Unlimited Hotspot data

Both Visible cell phone plans come with unlimited talk, text, data, and hotspot data. It's rare getting hotspot data with a smaller carrier like Visible, let alone unlimited  hotspot data.

The catch is that your hotspot data caps at 5 Mbps with Visible. That's enough speed to connect your laptop to the internet and send Slack messages back and forth, but you'll probably have a rough time streaming a Zoom meeting.

Every small wireless carrier has the same downside: deprioritization and data throttling.

Data throttling

It wouldn't make sense if Visible could charge half of what Verizon charges without any downsides at all, right? In this case, the downside is that your data speeds could slow down if Verizon's network becomes overly congested.

As a Visible user, you might find that you can't refresh your Instagram feed at a crowded stadium, or can't stream a podcast during rush hour traffic. When the network gets congested, Verizon will give priority to its own customers. Your mileage may vary on how often you experience this, but know that it's something that can pop up at the most annoying times.

On the plus side, Verizon owns Visible, so its possible that Visible customers will experience less data throttling compared to other smaller carriers on Verizon's network (like US Mobile).

Very few prepaid carriers offer family plan discounts and US Mobile is one of the few that does. If you can bundle at least three lines together, you can get a big discount on an unlimited plan from US Mobile. You can even get a bigger discount if you take advantage of any US Mobile promos that occasionally pop up. 

Unlimited data for four family members at $25 a month per line

US Mobile's Unlimited Essentials plan normally costs $40 a month, which is a decent deal for unlimited talk, text, and data with 10 GB of hotspot data. But, for every line you add (up to four), your price-per-line will go down. That means two lines cost $35/month per line, and three or more lines only cost $25/month per line.

As it stands right now, no other carrier can beat US Mobile's family plan deal for unlimited data with 10 GB of high-speed hotspot data. Here's the proof:

US Mobile uses Verizon’s network

We already talked about how Verizon has the best 4G coverage in the nation. Well, US Mobile uses Verizon’s network. That means you’ll have good service in most of the United States, including many rural areas in the West.

You also get 10 GB of designated hotspot data every month with this plan (for every line). You can use that awesome coverage to take a Wi-Fi hotspot with you just about wherever you go.

We really only have one complaint about US Mobile: the data speeds aren’t very fast.

US Mobile advertises that its data speeds can get up to 3 Gbps when connected to a 5G network. With these speeds, you can stream in 4K without ever buffering, or hop on a Zoom call without ever worrying about your connection cutting out. While this sounds amazing,  there's one detail to remember: during times of network congestion, your speeds can slow down significantly, making it hard to do much of anything.

But, to be honest, data deprioritization is a problem with every small carrier (and even the cheaper plans from big carriers). So, you’re going to have to deal with it unless you’re willing to shell out a lot more than $20 per line.

T-Mobile's Go5g Next: Best overall performance

T-Mobile has, quite simply, jumped ahead of the pack to become the one of the best cell phone providers in the US.

While some of its previous issues persist—specifically poor 4G coverage in rural areas—it has managed to outperform the competition where it matters most: 4G LTE data speeds, data allotments, and 5G coverage. And it has done all of this while still being cheaper, on average, than Verizon and AT&T .

Here’s everything we love about T-Mobile’s premier Go5G Next plan.

Best 4G data speeds

If you want lightning fast speeds for streaming, gaming, scrolling, posting, and everything else, T-Mobile is clearly the best carrier. We collected speed tests results from over 100,000 mobile customers and found that T-Mobile has the fastest 4G speeds. Here's a look at the average download and upload speeds from the major networks:

Fastest_Wireless_Speeds

But 4G is going the way of dial-up internet and VHS tapes (remember those?). 5G is the new technology in town, and T-Mobile is also dominating in the 5G arena.

When it comes to 5G speeds, OpenSignal’s latest report says, “T-Mobile wins the 5G Download Speed award for the fifth time in a row, increasing once again its lead on Verizon and AT&T … this time T-Mobile places at least 93.9 Mbps ahead of its competitors … ” 3

Unlimited data

Here’s a dirty little secret about the mobile industry: unlimited doesn’t really mean unlimited most of the time. Most unlimited plans actually have a data cap, and once you hit that cap your data speeds can (and will) be drastically reduced.

This is one of the biggest reasons that T-Mobile’s Go5G Next plan stands out. The Go5G Plus plan gives you actually unlimited high-speed data (no  data deprioritization here.) If you want the best speed, here it is.

Largest 5G network

T-Mobile doesn’t just have the fastest 5G data speeds. It also has the largest 5G network. According to OpenSignal, T-Mobile users in 16 states were connected to 5G networks 35% of the time.

That might not sound like much, but it’s far more than AT&T customers, who were only connected to a 5G network 25% of the time (in just six states) and Verizon users, who were connected just 17% of the time (in just one state). 1

This network makes T-Mobile the most “future-proof” carrier around, since 5G technology will become the new standard for mobile networks in the years to come.

T-Mobile offers plan-based perks for its Go5G Next plan, plus access to T-Mobile's rewards app, T-Mobile Tuesdays. Here’s what you’ll get from T-Mobile’s Magenta MAX plan.

  • Free  Netflix  subscription (on Magenta family plans and Magenta MAX individual plans)
  • Free  Apple TV+  subscription for six months
  • Free Hulu (With Ads) subscription (Go5G Next only)
  • Free in-flight texting plus four full-flight streaming sessions a year and one hour of streaming
  • Worldwide data coverage
  • One year AAA membership
  • T-Mobile TRAVEL
  • 50GB Mobile hotspot data 

Obviously, we’re pretty impressed with T-Mobile right now. But that doesn’t mean we are blind to its faults. Here are the things we don’t love about the Go5G Next plan.

It’s expensive

T-Mobile is actually the cheapest of the Big Three. Its prices are generally cheaper than comparable plans from AT&T and Verizon. But that doesn’t matter much when you’re talking about a $100 plan like Go5G Next.

You can get an unlimited plan from a discount carrier, like Visible or Mint , for less than a quarter of that price (although the data will be much slower, and you’ll have worse perks)!

In short, T-Mobile knows this is the most powerful plan in the industry right now, so they’re not afraid to stick to a high price. And it’s still totally worth it for those who want performance (and perks) above all else.

Spotty coverage

We talked about how T-Mobile’s 5G network is the biggest. But that network doesn’t spread into most rural areas of North America, where T-Mobile’s 4G coverage is also spotty. Just look at the holes in this coverage map—it looks like swiss cheese (yum, cheese).

T-Mobile coverage map

You can see the broad swaths of Nebraska, Utah, Idaho, Arizona, and Nevada where T-Mobile doesn’t have great coverage. So if you live in one of those areas, you might want to go with another carrier ( Verizon has the best 4G coverage in rural areas).

View T-Mobile Plans | Read Full T-Mobile Review

Recap: Which plan is right for you?

We’ve gone over the five best cell phone plans on the market right now. It’s up to you to decide which one fits your lifestyle and budget. Here’s a quick recap to help you make up your mind.

  • Best deal for new customers:  Mint Mobile gives new customers an unlimited plan for just $15/mo. for the first three months of service. After your three months of promotional pricing end, your price hikes up to $30/ mo. (which still isn't bad). 
  • Best budget unlimited data plan: Tello offers a perfectly good unlimited data plan for a ridiculous price. Your data speeds may not be the fastest, but your wallet will thank you.
  • Best bundle: If you’re already paying Comcast Xfinity internet, then you should look at Xfinity Mobile . It gets you on Verizon’s 5G network for less than $50 a month.
  • Best bundle alternative:  You always get the best deals when you bundle stuff together, and if you're a Spectrum customer already, you can get an awesome deal on an unlimited cell phone plan from Spectrum Mobile .
  • Best overall coverage: Visible Wireless uses Verizon's awesome network, but charges a fraction of the price for unlimited talk, text, and data plans. 
  • Best family plan deal: US Mobile is one of the very few prepaid carriers that offer a family plan discount. If you can get three or more people to go in on unlimited plans with you with US Mobile, you'll get one of the best cell phone plan deals out there.
  • Best overall performance: The T-Mobile Go5G Next plan is simply the most powerful plan on the market, offering truly unlimited data, the fastest speeds, and plenty of cool perks.

That’s all we’ve got to say about the best cell phone plans, best family plans, and best deals for new customers. We hope we’ve been helpful (you can always yell at us in the comments if we haven’t been). 

At Reviews.org, we follow a rigorous methodology to review, rank, and recommend cell phone providers based on objective analysis. Here is a more detailed breakdown of our process:

  • Conduct comprehensive research: Our research team scours the internet to find the latest and most accurate information on cell phone providers and plans. We use a variety of sources, including industry reports, customer reviews, and comparison websites like WhistleOut.com.
  • Analyze coverage data: To evaluate network coverage, we analyze data from sources like RootMetrics, OpenSignal, and Ookla. We look at coverage maps to determine which providers offer the most coverage in a given area. We also use proprietary data from over 100,000 users to evaluate data speeds and overall performance.
  • Evaluate pricing: We compare the pricing of different cell phone plans to determine which providers offer the best overall value. Value is based on cost, data allotments, additional perks, coverage, and data speeds. We also consider any hidden fees or charges that might impact the total cost of the plan.
  • Assess perks and features: To decide the best cell phone plans, we also factor in all the additional features outside of the usual talk, text, and data. We look at things like data rollover, international roaming, and mobile hotspot capabilities. We also evaluate the quality of the provider’s app and customer portal to determine if they offer a good user experience.
  •  provider’s customer service.
  • Make recommendations: Based on our analysis, we compile a list of the best cell phone providers and plans for different types of users. We provide detailed information on each provider, including their coverage, pricing, features, and customer service. We also provide recommendations based on usage needs, such as the best plans for frequent travelers or the best plans for families .

In conclusion, our methodology is designed to provide our readers with accurate and trustworthy information on cell phone providers and plans. By conducting comprehensive research and analysis, we are able to make recommendations that are based on objective data and user feedback. We take great care to ensure that our recommendations are always unbiased and free from any outside influence.

We crammed a lot into this review, but we thought of a few more things we want to talk about. Hopefully, we’ll cover any lingering questions you may have in this section.

Verizon, T-Mobile, and AT&T tend to have much better deals on new phones than their MVNO counterparts. But, out of those three, there isn’t a clear winner. They tend to change their deals frequently to highlight new phones and promotions.

So, the best way to figure out which carrier has the best deals right now is to read our cell phone deals page that we update every month.

There are three major networks in the United States: Verizon, T-Mobile, and AT&T. Verizon has the best nationwide coverage, especially in rural areas. T-Mobile has the biggest (and fastest) 5G network. And, while AT&T doesn’t take home the gold medal, it has pretty darn good coverage in most metropolitan and suburban areas.

The easiest way to figure out which network is best for you is to look at coverage maps. You can see maps for all three major carriers and read all about their performance in our up-to-data network coverage analysis .

If you want the best unlimited data plan, regardless of cost, we recommend T-Mobile’s Go5G Next plan. It comes with truly unlimited data (no soft data cap), the fastest data speeds in the industry, and tons of amazing perks that change weekly.

But there are plenty of other great unlimited data plans that cost less. Visible Wireless has an incredible deal on unlimited data family plans, while Mint Mobile probably has the best deal on an individual unlimited plan.

Just be sure to look at the fine print of every unlimited data plan or mobile deal that you consider. You will often find that there are data caps (unlimited isn’t really unlimited ) and data deprioritization on the cheaper plans.

Mint Mobile, Visible Wireless, and US Mobile are all great options for affordable cell phone plans. Each of these discount carriers has something to offer the right customer.

But the market is flooded with cheap cell phone plans right now, so it’s worth shopping around for the very best deal. Just be aware that cheaper isn’t always better . There are usually drawbacks hidden in the fine print, like data deprioritization, price hikes, and coverage gaps.

Consumer Cellular offers the best cell phone plans for the 55+ community. Our favorite is the Unlimited Talk & Text + 10GB Data Plan for $35 a month. 

US Mobile currently has the best family plan deal. If you can get at least four people to join in with you, you can get an unlimited talk, text, and data plan for $20 per line.

  • Moe Long, WhistleOut, " How to Find the Best Cell Phone Coverage 2022 ," January 2022. Accessed February 9, 2022.
  • Xfinity Mobile, " Xfinity Mobile Broadband Disclosures ," 2022. Accessed February 9, 2022.
  • Francesco Rizzato, OpenSignal, “ 5G Experience Report January 2022 ,” January 2022. Accessed February 9, 2022.

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  • Electronics
  • Smartphones

The Best Cell Phone Plans

A phone with a scenic lock screen next to a cup of coffee.

If you haven’t looked at what your cell phone bill might be under a new plan or on a new service, you should check now. In recent years prices have come down and data allocations have gone up, especially among the dozens of smaller carriers reselling services from the big three. But as always, most deals come with a catch.

There isn’t one carrier or plan that we can recommend for everyone, but T-Mobile’s Magenta plan is best for unlimited data, and AT&T’s Unlimited Extra plan offers the most comprehensive coverage. We also have picks for people with more specific needs.

The research

Why you should trust us, how we picked, what’s the deal with 5g, best for the most data: t-mobile magenta/go5g, coverage first: at&t, multiple-line plans: consumer cellular or google fi, the cheapest plan: mint mobile, how to determine which network has the best coverage for you, how much data do you need, should you buy postpaid, prepaid, or resold service, what to look forward to, the competition.

I’ve covered the wireless industry since the late 1990s . I’ve tested smartphones and cell phone plans from all the major carriers—the historic foursome of AT&T, Sprint, T-Mobile, and Verizon, plus Nextel before then—for the Washington Post, USA Today, CNN Money, Discovery News, VentureBeat, and others, and I now cover tech and telecom issues for Fast Company, PCMag, and other sites, including trade publications like Light Reading and FierceTelecom. And in July 2021, I put in more than a thousand miles of drive testing from Baltimore to Atlanta for PCMag’s Fastest Mobile Networks project, following that with almost 1,700 more miles of drive testing in the 2022 edition of that project.

We limited this guide to the most widely used national options—starting with the three biggest nationwide carriers and their prepaid services and subsidiaries, and then adding services that have ranked high in surveys conducted by sites and organizations such as PCMag , the American Customer Satisfaction Index , and J.D. Power .

We excluded contenders available only in parts of the US, including the regional carrier U.S. Cellular and the resold services of cable firms such as Comcast and Spectrum, which require subscriptions to their residential broadband to get their advertised pricing or to sign up at all. Last, we cut prepaid services that required separate purchases of data, texts, or voice minutes to meet any of our monthly usage quotas.

That process left us with the following services to assess:

  • AT&T Wireless , its prepaid program , and its prepaid brand Cricket Wireless
  • T-Mobile , its prepaid option , its Metro by T-Mobile brand, and Mint Mobile , a T-Mobile reseller that T-Mobile is now buying
  • Verizon Wireless , its self-branded prepaid offering, its prepaid brand Visible , TracFone (a reseller that Verizon bought in November 2021 ), and TracFone’s Straight Talk brand
  • Boost Mobile , formerly a Sprint prepaid brand and now Dish Network’s T-Mobile reseller
  • Consumer Cellular , an AT&T reseller
  • Google Fi , a Google service based on resold coverage from T-Mobile

We calculated the cost of three typical bundles of smartphone service for every provider: moderate use at 3 GB of data; a for-most-people scenario requiring unlimited data for the phone but with no more than 3 GB of mobile hotspot use; and a heavy-use case with unlimited on-phone data plus 10 GB of mobile hotspot use. These totals are higher than in previous editions of this guide because typical data usage has gone up substantially: Circana analyst Brad Akyuz told us that the firm’s research showed US median smartphone cellular data usage in the second quarter of 2023 had hit 10.8 GB per month, with average use (skewed by extreme cases) at 17.9 GB.

The wireless industry has found so many ways to interpret “unlimited” that we’ve had to think about what “unlimited” means. Some unlimited plans offer no “priority data,” so your connection can slow down because of network congestion even if you haven’t used much data yourself. Other plans advise that service may get slower above a preset threshold of used data—often without defining those slower speeds. Some of these asterisked unlimited plans represent good values for all but the most intensive users. But we do require at least 25 GB of full-speed data per line in the for-most-people scenario (“full-speed” meaning no restrictions on what parts of a carrier’s 5G network you can use) and 50 GB per line in the heavy-use scenario.

We also require unlimited messages and voice minutes, but almost all services now offer that.

Network reliability and speed

A wireless network’s coverage and performance usually vary considerably by location, and they also change over time. To get the most balanced picture possible of the big three carriers (and the services that resell their networks), we consulted independently conducted surveys of wireless-network coverage and performance from Opensignal , PCMag , and RootMetrics . In our view, consistently good performance in the places where most people live, work, and visit was a higher priority than exceptionally fast download speeds if the coverage to access those speeds was spotty.

Hotspot policy

Our cost estimates assumed that anybody who wanted to use their phone’s mobile-hotspot feature to share their LTE or 5G bandwidth for any sustained period wanted to do so at its full speed. We assumed that most people wouldn’t use up more than 3 GB of data per month with this feature, but we also included an intensive scenario that assumed up to 10 GB a month in mobile-hotspot use.

Discount possibilities

In addition, we crunched those same numbers for shared-use plans for two and four lines, because many Wirecutter readers have asked to see comparisons of family pricing.

If a plan offered a lower rate for enabling autopay or paying for a year in advance, or if it included loyalty discounts that cut your bill over time (as Verizon Prepaid has offered since 2020), we factored in those options. We did not, however, count deals that required trading in a phone or porting over a number.

Cell providers have spent the past few years transitioning from 4G (or LTE, for Long Term Evolution) service toward the 5G standard—and talking endlessly about how great 5G is. The reality is that 5G can be immensely faster, but its performance depends on which frequency band it runs on, whether your carrier has deployed 5G on one of the faster bands, and whether you’re in a spot where your carrier’s 5G network reaches you on one of the faster bands.

Think of a layer cake: The bottom layer is low-band 5G, which resides on the same frequencies as LTE and isn’t much faster but offers about the same coverage. Mid-band 5G, on higher frequencies that yield faster speeds with somewhat reduced coverage, is the middle layer. Millimeter-wave 5G, on frequencies that nobody tried to use for wireless service until 5G’s advent, delivers extremely fast speeds over extremely short ranges, making it the tiny top layer of the cake that almost nobody gets to eat at a wedding.

In fewer words: You may find that the most widely available form of 5G at your carrier doesn’t offer speeds much faster than 4G.

You can read more about the transition to 5G and how it all works in our explainer .

company phone plans

T-Mobile Magenta

More data for streaming and downloading.

If more data is more important to you than coverage in non-metropolitan areas, the Magenta plan offers a great price for unlimited data on a strong network. Plus, T-Mobile has the best 5G service and international plans.

Buying Options

If data is your priority—meaning, you want a fast network connection that you can use to download and upload in volume—consider the T-Mobile Magenta plan. T-Mobile’s primary unlimited-data offering represents a better value proposition for most people’s needs than AT&T’s or Verizon’s comparable plan, and the carrier’s rollout of 5G has made an already good network considerably better in a steadily expanding share of the country.

Magenta is the best unlimited-data plan based on price alone. Magenta costs $70 a month for unlimited on-phone data. Translation: T-Mobile says you have to exceed 100 GB of data before it might slow your connection to ease network congestion. That’s double the allotment on AT&T’s comparable plan, which costs $5 more, but less than the unlimited priority-data allocation on Verizon’s closest equivalent, which costs $10 more. At both competitors, those rates don’t include the taxes and fees that T-Mobile folds into its advertised rate. (Two lines of Magenta cost $60 each, and four run $35 each.) You can use only 5 GB of that data for mobile-hotspot sharing, which is less than what the competition offers on slightly more expensive plans, but it’s also more than enough for occasional use.

If you’re 55 or older, T-Mobile has discounts  that make this carrier an even better choice, slashing the cost of Magenta to $50 for one line and $35 each for two, three, or four lines.

T-Mobile has the best 5G coverage. All the data allotment in the world is unhelpful if the connection is too slow to use, but T-Mobile’s network has jumped ahead of the pack, in part because of its 5G frequencies. T-Mobile’s mid-band spectrum offering provides impressively fast 5G with better coverage than the almost-as-speedy C-band and much faster but far shorter-range millimeter-wave of AT&T and Verizon. This mid-band 5G, which T-Mobile markets as Ultra Capacity 5G, is much speedier than the low-band 5G that fills out its network and constitutes the most widely available form of 5G among its competitors.

Map of T-Mobile LTE data with portions of the map painted pink.

The difference has become increasingly obvious in third-party tests, as well as in our own evaluations of Wi-Fi hotspots from the big three carriers .

Opensignal’s crowdsourced 5G-specific tests from July 2023 showed a significant advantage for T-Mobile (outlined in the table below), more than double Verizon’s and AT&T’s download averages; in addition, T-Mobile’s 5G was available more than half the time, compared with just over 20% for AT&T and under 10% for Verizon. Ookla’s Speedtest showed comparable leads in Q3 2023 for T-Mobile in median download speeds (163.59 megabits per second versus 75.68 Mbps on Verizon and 72.64 Mbps on AT&T) and 5G-only median download speeds (221.57 Mbps, with Verizon at 153.79 Mbps and AT&T at 101.55 Mbps).

PCMag gave T-Mobile its first-ever fastest mobile network ranking in 2021 . The carrier maintained its position as the best mobile network in 2022 . And RootMetrics’s latest drive-testing-based State of the Mobile Union report , for the first half of 2023, found T-Mobile to have the fastest median download speeds: 213.2 Mbps, almost triple Verizon’s 77.9 Mbps and AT&T’s 77.3 Mbps. But RootMetrics gave top overall honors to AT&T for offering more consistent service outside urban areas.

AT&T and Verizon each launched faster 5G service on C-band frequencies in January 2022 and have since taken this midband coverage nationwide past relatively small launch areas (just eight for AT&T [PDF] and 46 mostly urban markets for Verizon ), T-Mobile’s advantage has persisted.

A map generated by RootMetrics showing cellular coverage by T-Mobile in the New York City area.

Magenta offers the best bonuses for frequent travelers. Magenta includes international roaming, and although it’s limited to speeds around 256 Kbps, I’ve found it to be more than adequate for email and basic browsing. You also get free texting, 25¢-per-minute calling, and the ability to use your phone in Canada or Mexico with no roaming charges for up to 5 GB a month, even on 5G. And it includes an hour of free in-flight Wi-Fi—and full-flight connectivity four times a year—on your phone on Alaska Airlines, American Airlines, Delta Air Lines, and United Airlines.

T-Mobile also offers four higher-end unlimited plans, but Magenta is best for most people. Go5G costs $75 for a single line, $65 each for two lines, or $45 each for four lines, and it triples the hotspot allocation to 15 GB. It also doubles the high-speed roaming cap in Canada and Mexico to 10 GB. Magenta Max ($85 for one line, $70 each for two lines, $43 each for four lines) provides only 5 GB of high-speed international roaming, but that’s in all of the 215-plus countries where T-Mobile offers its free-but-slow roaming; Magenta Max also offers unlimited priority data, 4K UHD streaming video, and a full 40 GB of mobile-hotspot use. The Go5G Plus plan offers 50 GB of mobile hotspot and bundles Netflix and Apple TV+ for $90 on one line, $75 each on two lines, or $55 each on four lines. People who were already set on watching those streaming services might find that Go5G Plus offers some net savings in their combined wireless and entertainment budget, but otherwise it looks like T-Mobile’s least relevant plan besides the new, $100 Go5G Next, which offers a new phone every year for compulsive upgraders.

T-Mobile’s discount for those 55 and older drops the cost of all those plans dramatically: On a single line, Magenta runs just $50, Go5G costs $55, Magenta Max is $65, and Go5G Plus costs $70, with multiple-line scenarios offering comparable savings.

Flaws but not dealbreakers

T-Mobile’s rural coverage lags behind that of AT&T and Verizon. Coverage from those carriers remains more comprehensive than T-Mobile’s—as I saw on rural roads in the Southeast and Northwest while doing drive testing for PCMag—but thanks to the past few years of improvement in T-Mobile’s network, you’d have to get into fairly remote areas to notice that difference. Before choosing a plan, determine whether your likely travel patterns are more apt to make T-Mobile’s rural limitations an ongoing problem.

International roaming is complicated if you haven’t paid off your phone. Although T-Mobile’s international roaming costs much less than AT&T’s and Verizon’s international options, you may have to pay those charges if you buy your phone from T-Mobile on an installment-payment plan, as this carrier keeps such handsets locked until you pay off your balance—or conclude the term on a free-upgrade deal.

T-Mobile has a history of data breaches, with its largest in August 2022. That breach affected some 40 million customers —I was among them. I thought about dropping T-Mobile, but the telecom industry’s general indifference to the concept of data minimization left me with little reason to think I’d fare much better in the long run elsewhere. That history makes T-Mobile’s recent move to limit its autopay discount to payments made from a bank account or debit card look even more distasteful, although its enforcement of this policy seems to be uneven so far.

T-Mobile management does not seem immune to wireless-industry jerk behavior. Since 2013, T-Mobile has led with an “Un-Carrier” brand based on dumping dumb wireless-industry habits. But T-Mobile has scored enough own goals–for example, a plan to move people on some older plans to more expensive options that the carrier has since abandoned –to remind subscribers that they need to watch their monthly statements and other customer notices as much as they would with any other carrier.

company phone plans

AT&T Unlimited Data Plan

For more coverage in more places.

AT&T offers slightly more reliable coverage in rural areas and now provides subscribers access to its full (and notably improving) 5G network at a slightly lower cost than Verizon.

We’ve traditionally recommended Verizon for the reach of its network, but the latest round of testing data shows that AT&T ’s network is more likely to keep you online. Meanwhile, a round of rate increases at Verizon—including the elimination of a cheaper limited-data plan that we had recommended before—have erased that carrier’s cost advantage over AT&T. Though AT&T isn’t the best choice for people who frequently travel outside of the US or who want unlimited data , it is a better choice for people prioritizing maximum coverage over speed. And the 50 GB of priority data and 15 GB of mobile-hotspot data on its Unlimited Extra plan, which costs $75 on a single line, $65 for each of two lines, or $40 for each of four lines, should cover most people’s needs, making the additional $5 cost of Verizon’s Unlimited Plus plan an unnecessary indulgence.

AT&T has the largest network, with the most reliable coverage. Drive testing done by RootMetrics found that AT&T had a more reliable network than Verizon in the first half of 2023. Opensignal’s crowdsourced app testing gave AT&T a tiny lead in network availability in July 2023. And PCMag’s Best Mobile Networks 2022 drive testing found that AT&T had the lowest percentage of dropped data connections—with a more pronounced advantage on that metric and in dropped calls compared with Verizon in rural areas.

A map generated by RootMetrics showing cellular coverage by Verizon in the New York City area.

AT&T’s 5G network is improving. AT&T’s 5G network, meanwhile, has advanced considerably from its state two years ago. It has also improved from its January 2022 launch of faster C-band service in only eight markets (PDF) , which as of August covers 175 million people. In a further upgrade, the carrier has lit up a separate band of 3.45 GHz mid-band 5G spectrum, but you probably need a new phone to use those frequencies.

It’s cheaper than Verizon (but not T-Mobile). Among its plans for unlimited on-phone data, AT&T’s $75 Unlimited Extra offers the best value, providing 50 GB of priority data, 15 GB of hotspot use, and SD video for $5 less than Verizon’s Unlimited Plus plan. That cost is $5 more than the price for T-Mobile’s unlimited with-hotspot plan—before the taxes and fees that T-Mobile folds into its rate—and the AT&T plan does not give you service that’s as fast overall as what T-Mobile generally delivers.

If you can deal with a lack of priority data and don’t intend to lean on your phone’s mobile-hotspot feature, AT&T’s Unlimited Starter option now includes 3 GB of hotspot allowance at the same $65-per-month price as before. Finally, AT&T’s Unlimited Premium, $85 for a single line, adds unlimited priority data and 50 GB of mobile hotspot. That plan costs $5 more than Verizon’s Unlimited Plus, but it includes 20 GB more hotspot use and throws in free high-speed roaming in 19 Latin American countries , a bonus that has no parallel in Verizon’s lineup.

AT&T, unlike Verizon, still offers limited-data postpaid plans. Both the Value Plus plan and the 4 GB plan run $50, but only the former includes 5G access—which to us outweighs its lack of priority data. And you can cut these plans’ costs by taking advantage of AT&T’s business and academic discounts or its unique 15% discount for union members –deals its unlimited plans exclude.

AT&T still charges junk fees and misrepresents some 4G speeds as 5G. AT&T continues to levy a $2 “administrative fee” that is such an obvious example of a junk fee that it has drawn a class-action lawsuit . (Verizon is pulling its own version of that stunt .) Equally bogus is AT&T’s insistence on labeling its fastest flavor of 4G LTE as “5G E” on phone screens, a marketing ploy that only confuses customers into thinking they have actual 5G.

It keeps cell-site location data much longer than the other carriers do. Privacy-conscious shoppers should know that AT&T keeps cell-site location data for at most five years, according to an AT&T spokesperson (who called Vice’s reports of FBI claims that AT&T holds this data for seven years old and incorrect and said some cell-site history gets flushed after 13 months). In contrast, Verizon holds it for one year, and T-Mobile does so for two.

International coverage is expensive if you haven’t paid off your phone. International travelers should note that buying your phone on AT&T’s installment plan brings an extra risk: Until you’ve paid off the phone, the device remains locked and stuck with international-roaming charges of $10 a day in most countries—and unavailable to use with a different service if you want to leave AT&T early.

AT&T’s prepaid service isn’t a great deal. If you don’t need much data, it’s decent, but in any unlimited-data context it’s scarcely cheaper than the carrier’s postpaid plans—and across four lines in our typical data-usage scenario, it’s much more expensive. Note that outside of Canada and Mexico , these prepaid plans offer no international roaming data options.

Budget pick

company phone plans

Consumer Cellular

Affordable two- and four-line plans.

This reseller of AT&T offers great service and the cheapest two- and four-line service bundles for most people.

company phone plans

Affordable four-line plans

Google’s wireless service beats everybody else’s prices for four lines, but intensive-data users and iPhone owners need to consider it carefully.

Family-plan pricing changes frequently due to constantly shifting promotions and terms, so we’ve split our recommendation for multiple-line service between two options. For two lines in our typical-usage scenario—unlimited on-phone data with 3 GB of mobile-hotspot use— Consumer Cellular is an easy call.

Consumer Cellular has excellent customer-satisfaction ratings. This AT&T reseller (which formerly sold T-Mobile, too, but no longer does) consistently lands at or near the top of customer surveys such as PCMag’s annual survey , the American Customer Satisfaction Index , and J.D. Power’s purchase-experience studies . And at $65 for two lines on its unlimited plan, Consumer Cellular also undercuts every provider. However, mobile-hotspot use is blocked by default, so you need to call support or use the customer service chat before you can take advantage of your 50 GB of priority data for tethering.

The service is marketed to older adults with a 5% AARP discount , but the factors that make it good for older adults make it good for most people, as well. Most important, it offers US-based phone support and step-by-step manuals and video tutorials for the non-tech-savvy, maintains an in-store presence in major retailers such as Target, and offers installment-plan phone purchase options with roughly the same terms as the big carriers provide.

Price for two lines with unlimited on-phone data plus 3 GB hotspot each

“Unlimited” still has limits. Like other carriers, Consumer Cellular actually puts some limits on its “unlimited” plan, but it doesn’t define them as well as its competitors do: After you use 50 GB combined between the lines, the service warns that “your access to high speed data will be reduced, and you will experience slower speeds,” but it doesn’t document how slow. Publicist Sarah Burns clarified that this slowdown happens automatically and drops connections to 1.5 Mbps.

Google Fi is the best budget option for a family of four. For four lines, Google Fi offers the cheapest deal in our typical-usage scenario at just $80 for four lines of its Simply Unlimited plan with 35 GB of full-speed data listed as based on T-Mobile’s strong 5G service. And like Consumer Cellular, Fi seems to have satisfied subscribers, as it ranked highest in PCMag’s 2023 Readers’ Choice awards .

Google Fi’s data limits are more strict. Although Fi’s data plan includes a generous mobile-hotspot allocation of 15 GB, the 35 GB limit is harder than at other services—exceeding it prompts the service to throttle your connection all the way back to 256 Kbps.

Google Fi is optimized for Android phones. Once compatible only with Google’s Nexus and then Pixel phones, Google Fi now offers full support for not just Google’s Pixel models but also unlocked versions of most recent Samsung phones . But while its iPhone support has greatly advanced–including the overdue addition of full-speed 5G access–it still requires you to fiddle around in settings to get texts from Android users.

Consumer Cellular isn’t a great pick if you plan to travel internationally. It quotes overseas-roaming rates that start at 10¢ per minute for calls and 10¢ per megabyte for data. But Google Fi’s cheaper plan is also bad for international travelers because it omits the free full-speed global roaming of Fi’s Unlimited Plus.

Price for four lines with unlimited on-phone data plus 3 GB hotspot each

company phone plans

Mint Mobile

A cheap, prepaid plan.

Mint Mobile gives you access to T-Mobile’s network for much less money, but you have to pay for three, six, or 12 months in advance.

If the lowest possible bill on a good-enough network is your top priority, we recommend Mint Mobile , a reseller of T-Mobile’s LTE and 5G networks. It beats everybody else’s costs with a simple pricing tactic: It offers cheaper prices for longer terms, with the minimum being three months. When you sign up, you can choose 5 GB, 15 GB, 20 GB, or unlimited data per month and then pay up front for either three, six, or 12 months—the longer the package, the better the price per month.

Mint Mobile charges less for longer prepaid commitments. The unlimited plan is just $30 per month for the first three months, after which you can balance commitment and price, choosing $40 per month on a three-month term, $35 per month on a six-month policy, or $30 per month for a year. The same math works for minimal usage: 5 GB per month costs $25 per month over a three-month term or $15 per month on a full-year deal.

The unlimited plan has restrictions. Mint’s unlimited plan includes usage limits similar to those of other “unlimited” plans: It imposes a priority-data cap of 40 GB, after which it warns that you “will experience lower speeds” (defined only as “3G speeds”), it places a 10 GB cap on mobile-hotspot usage, and it limits streaming video to 480p. You can buy another 5 GB of hotspot data for $15 —or you could save $5 by trading down to the 20 GB plan, which lets you use all of that data for mobile hotspot and places no constraints on streaming-video resolution.

Mint requires some other compromises, too. Mint doesn’t focus on phone sales, so you’ll probably want to bring your own unlocked device, and support is online or over the phone only. In addition, after you hit your data cap, your speed slows to 128 Kbps unless you upgrade your plan or switch to the unlimited plan (on which you can still find your connection throttled, just not as severely, once you exceed the 40 GB priority-data allocation). International roaming costs 20¢ per megabyte in most countries. And you face the risk of seeing your bandwidth deprioritized behind that of T-Mobile subscribers , especially when the network is busy.

Mint Mobile’s customers like it. In 2023 Mint Mobile earned the third-highest ranking in PCMag’s Readers’ Choice survey and had the second-highest score in the American Customer Satisfaction Index survey , in line with earlier positive word of mouth and the experiences of some Wirecutter staffers.

T-Mobile has announced plans to acquire Mint Mobile and its parent company, Ka’ena Corporation, in a deal valued at approximately $1.3 billion and expected to close at the end of 2023. Based on our observations of T-Mobile when it took over MetroPCS (now Metro by T-Mobile) and kept that prepaid service competitive with others, we’re not panicking over this impending acquisition.

Opensignal , PCMag , and RootMetrics all publish independently sourced network-performance metrics that can free you from relying on carrier coverage maps, but those studies each take different approaches and are thus good for different purposes.

RootMetrics uses cars set up with “leading Android-based smartphones for each network” to gather figures on data, talk, and text performance throughout the country. You can also find reports tailored to specific metropolitan areas. PCMag has taken a similar approach but focuses more on network data speed and reliability in metropolitan centers and their suburbs and conducts its tests with the same model of high-end phone—in 2022, the Samsung Galaxy S22+, which may support more high-speed frequencies than your own. Opensignal’s network tests, meanwhile, rely on crowdsourcing: Anyone can download the Opensignal app and run tests. But the majority of people don’t, and as such, Opensignal’s data skews heavily toward urban areas.

PCMag's comparison between AT&T, T-Mobile and Verizon.

In August 2021, the Federal Communications Commission rolled out its own reality check: a map of estimated LTE coverage , based on signal-propagation models applied to its own data of cell sites. Although that map shows only the presence of at least basic LTE service—5 Mbps downloads and just 1 Mbps uploads—in my own spot-checking , I’ve found that it’s been more accurate than the carriers’ own coverage maps at warning of dead zones.

Once you’ve decided on a network, the next step is to figure out how much data you use. We’ve seen both average and median data use roughly triple from the first quarter of 2019 to the fourth quarter of 2022, going by figures from Circana. An Opensignal report from 2021 suggests that increases in data consumption are driven by 5G users—in the US, LTE users running that firm’s testing software averaged 9 GB a month, while those on 5G hit 14.9 GB a month.

Both Android and iOS provide estimates of your current data usage, but your carrier’s website can give you the number that counts for billing purposes. You need to make an educated guess as to how far that number could rise in a year and see which plans can cover that with a reasonable margin.

As limited-data plans become less common, you’re increasingly likely to find that an unlimited plan works for you.

But you need to figure out just what sort of unlimited data you’re buying. All three carriers and their sub-brands and resellers have carved out restrictions on features such as priority data, hotspot use, and streaming video while adding premium tiers or paid add-ons that lift some of those limits. It’s a lot like buying a plane ticket: You can’t jump on the cheapest price you see, lest you wind up in Basic Economy.

Among the Basic Economy, entry-level versions of unlimited data plans, AT&T’s $65 Unlimited Starter and Verizon’s $65 Unlimited Welcome provide no priority or premium data, so you’re at risk of “temporarily slow data speeds if the network is busy,” as AT&T puts it—even if it’s the start of a billing period and you haven’t burned through any data yourself. Verizon’s entry-level plan also prohibits hotspot use and limits your 5G service to the carrier’s slow, low-band network. T-Mobile’s entry-level Essentials Savings, at $50, is more generous in allotting 50 GB of priority data, but its “unlimited” hotspot use is capped at 600 Kbps, a speed that T-Mobile misleadingly markets as “3G speeds.” All three carriers’ starter plans cap the resolution of streaming video on their respective networks at a DVD-grade 480p.

If your usage only slightly exceeds the cap on a service’s limited-data plan—say you use 3.25 GB in a month and your carrier offers a 3 GB plan—you should confirm whether that plan lets you roll over unused data from months when you don’t hit your maximum. Also, see if that service offers unmetered but 2G-slow service once you exhaust your high-speed data so that your phone will still have basic (read: slower) internet access and you won’t get charged extra for going over your cap. These features may help you choose a less expensive plan.

The big three, and many of the smaller services, offer at least two step-up tiers with more priority data and more full-speed mobile-hotspot use; higher-definition streaming may also be part of these upgrades.

If your usage remains sufficiently low, you should consider plans with a manageable data-usage cap and fewer fine-print rules governing that data. AT&T’s 4 GB plan, which costs $50 after autopay discounts, has no separate limit on hotspot use but still restricts streaming to 480p and omits 5G support. If you’re on a budget and don’t mind complications such as expensive international roaming and a lack of in-person support, Mint’s 5 GB, 15 GB, and 20 GB plans offer even more substantial savings.

As for talk and text amounts, all of the postpaid plans from the major carriers provide unlimited calling and messaging. A shrinking number of prepaid and resold services offer cheaper rates if you’re willing to stay within certain limits. As with data usage, the best way to check your current texting and calling habits is to view your bill.

A screenshot of WhistleOut's cell plan comparison tool.

If your usage doesn’t fall into our specific categories and you sometimes think in spreadsheets , you can do your own calculations using WhistleOut’s carrier-comparison tool . It even lets you filter by network—you can ask it for, say, only prepaid options that resell AT&T service—and location. But like Google searches, it can show sponsored results before organic ones. It also includes far more services than we cover here and shows not just plans with the required amount of data, minutes, and texts, but also those that exceed your needs, producing a cluttered presentation overall. WhistleOut also doesn’t allow you to specify a set amount of hotspot data.

If you want unlimited calls and texts, more attentive customer service, and phone financing through your carrier, stick with a traditional postpaid plan, in which you get a bill for service after you use it. Postpaid costs a bit more and requires you to have decent credit to qualify, but it offers you every phone the carrier sells, usually with no-interest financing, and the service you get should match what you see in the carrier’s ads.

However, switching to prepaid, in which you pay for service before you use it, can be an easy way to save at least $10 to $20 a month. Many prepaid services are provided by smaller companies that simply resell service from one of the big carriers, so they offer coverage similar to that of the major carriers at a lower price. But some make trade-offs to undersell the major carriers while using the same networks; similarly, the major carriers’ own prepaid plans tend to involve restrictions that their postpaid plans lack. We don’t recommend switching to prepaid unless you meet most of these criteria:

  • You don’t mind buying your own phone separately, since prepaid carriers’ phone selections are often poor or nonexistent.
  • You’re okay handling your own tech support. Retail support may not be an option, and phone or online support may be limited.
  • You’re comfortable relying on prepaid SIM cards or eSIMs while traveling abroad .
  • You’re willing to read the fine print. As analyst Jeffrey Moore advised us, data roaming, and sometimes even voice roaming, may not be included in some prepaid plans. These plans may also omit Wi-Fi calling, one common way to get around holes in coverage.

Some carriers throttle prepaid service to a lower speed by default, as AT&T did until October 2021 with some Cricket plans. Others prioritize their own customers over third-party prepaid traffic. A T-Mobile spokesperson said that although the services for postpaid plans and for prepaid plans have the same priority, Metro by T-Mobile and other resellers “may notice slower speeds in times of network congestion.” Aron North, chief marketing officer at Mint’s then-parent firm Ultra Mobile, confirmed in an email in 2019 that “at times where there is network congestion” Mint may be “reprioritized.”

If you are looking to save money on smartphone service by getting resold service from your cable operator but are also considering dropping your cable operator’s broadband, keep in mind that these wireless plans are best understood as a customer-retention tool. These services, based on resold network capacity from one of the big three carriers, represent their own special case. They offer some serious bargains for people with relatively restrained data appetites, but they also require you to use that cable firm’s broadband.

For example, Comcast’s Xfinity Mobile starts at 1 GB for $15 per month and 10 GB for $60 per month. But if you want unlimited data, Comcast’s offering throttles download speeds to 1.5 Mbps after you hit your plan’s cap of 20 GB ($45 a month), 30 GB ($55), or 50 GB ($65), subject to a major (possibly temporary) bit of leniency noted on a support page : “Right now, mid-band (C-Band) and high-band (Ultra Wideband) 5G data use won’t count toward your per-line monthly threshold for data usage.” The last two plans allow hotspot use at normal speeds, up to 5 GB on the 30 GB deal and 15 GB on the 50 GB plan. You also need Comcast’s Xfinity internet to sign up at all .

Spectrum Mobile is a little better, since its $30 unlimited plan includes 5 GB of full-speed hotspot data—but it cuts your speeds even more sharply after 20 GB, limiting downloads to 1 Mbps and uploads to just 512 Kbps. Its Unlimited Plus plan, priced at $40, gives you 30 GB of usable data but still just 5 GB of mobile-hotspot data. As with Xfinity Mobile, you need to subscribe to this cable operator’s broadband to sign up for its mobile service .

Years of massive, expensive 5G buildouts at all three carriers mean future advances in coverage and speed are more likely to be incremental. AT&T and Verizon subscribers, however, stand to see more upgrades mainly because of the late start of those two carriers with C-band frequencies. AT&T and Verizon are also catching up with T-Mobile in deploying “standalone” 5G , a network upgrade in which cell sites can connect directly to compatible phones without needing a 4G connection to set up that 5G link.

The good news for people weary of forced upgrades at all three carriers: We shouldn’t have to worry about dealing with carriers turning on massive new swaths of spectrum, because none are left vacant . Nor should you need to even think about the potential of a “6G” upgrade cycle; while that upcoming standard is a thing, it won’t be a commercial reality until 2030 at the earliest, and in the meantime even carriers want 6G advocates to give the hype a rest .

Most of Verizon’s cheaper plans have become much less attractive because they have access only to the provider’s slower, low-band 5G service. It has now rolled out C-band 5G nationwide, which it is combining with its vastly scarcer millimeter-wave 5G and marketing as Ultra Wideband 5G; together, those services amount to a much stronger network than Verizon’s old mix of low-band 5G brightened by pockets of mmWave. But evidently Verizon now thinks you should pay more for it.

For example, Verizon’s $65 Unlimited Welcome plan limits you to low-band 5G speeds—specifically, though it lets you use C-band and mmWave, it caps your speeds at 25 Mbps on those parts of Verizon’s network. That’s a much bigger problem than its lack of priority data and zero mobile-hotspot use. Verizon also reserves its faster flavors of 5G for its most expensive prepaid option.

Verizon’s $80  Unlimited Plus plan opens up C-band and mmWave 5G, with unlimited priority data, 30 GB of mobile hotspot, and a streaming-video limit of 720p. That is a fairly generous bundle—but it drops such previous bonuses as one free international-roaming TravelPass day per month, and the old plan already had more priority and mobile-hotspot data than many people would need. The carrier’s $90 Unlimited Ultimate, meanwhile, throws in 60 GB of mobile hotspot.

If you’d like to save some money with a prepaid or resold plan , Verizon Prepaid now offers the interesting wrinkle of rates that drop over time . So the starting price (with autopay) of $35 per month for its 15 GB plan drops to $30 after three months and $25 after nine; the $45 monthly rate for 15 GB becomes $40 and then $35 in the same way. As with Verizon’s postpaid plans, you still get unlimited 2G data after you hit your plan’s data cap. But only the Unlimited Plus plan, at $60 per month, includes access to Verizon’s C-band 5G—the sole flavor of 5G from this carrier that’s worth talking about.

The CDMA foundation of Verizon’s network—and Verizon’s decision to launch its 5G service on mmWave frequencies that go unused in many other markets—can limit the compatibility of some unlocked phones. For example, the OnePlus Nord N20 5G, our previous pick for the best budget Android phone , doesn’t work on Verizon. And although C-band makes Verizon’s 5G more relevant, Verizon’s practice so far of limiting C-band access to phones it has approved instead of allowing all those with compatible radios—a restrictive approach that still leaves out the C-band–compatible Pixel 7—only increases that incompatibility problem.

If you travel internationally, Verizon’s services can add up. Its TravelPass costs a reasonable $5 per day in Canada and Mexico for you to use voice, text, and data drawn from your domestic allowance and a less reasonable $10 per day in much of the rest of the world . Since Verizon sells phones that are locked for only 60 days after activation to thwart fraud, you can and should save money by using a local prepaid SIM when traveling internationally .

We would like to see Verizon make its plans easier to understand. We would also like to see Verizon abandon price-gouging moves like last year’s steep increase in an “Administrative and Telco Recovery Charge” that customers understandably regarded as a junk-fee hike.

Cricket Wireless

Cricket Wireless , AT&T’s prepaid brand, outranks its corporate mothership in customer satisfaction surveys, now includes taxes in its advertised rates, and offers much cheaper choices if you don’t need a lot of data and extras such as international-roaming options. They’re even cheaper if you’re comfortable paying for a year in advance, a recent addition to Cricket’s single-line pricing that picks up on a discount Mint already offered. But unlike Mint, Cricket includes mobile-hotspot use only on its most expensive offering (though the allocation there is a fairly generous 15 GB). Cricket’s selection of phones for sale is not too impressive, but in this category you’re better off buying an unlocked budget Android phone separately.

Boost Mobile

The former Sprint subsidiary is now a Dish Network subsidiary —one part of the complicated regulatory approval process that allowed T-Mobile to buy its competitor. Boost launched its Boost Infinite service in beta form in December, with the carrier’s nascent 5G network backed up by resold AT&T and T-Mobile coverage . Boost had planned on reselling T-Mobile until it could launch its own network but is now readying a switch to AT&T , which means customers of Boost (and the other resellers that Dish has bought, such as Ting and Republic Wireless) are in for some potentially drastic changes. To us, that doesn’t justify the relatively modest savings that some of its plans offer.

Metro by T-Mobile

T-Mobile’s prepaid subsidiary can seem like an afterthought, with some plans costing notably more than T-Mobile Prepaid’s rates for similar usage scenarios and others offering only minimal service. With its most generous plan offering only 35 GB of priority data–after which, per a small-print note on its site, “you may notice slower speeds when our network is busy”--Metro also flunks our heavy-usage scenario.

Straight Talk

The Straight Talk prepaid brand of TracFone, which is itself a subsidiary of Verizon, is one of the most widely used prepaid services—thanks in part to its distribution through Walmart stores—and also does well in many customer surveys. But its rates no longer beat those at competing postpaid services. And although it has historically resold service from all three carriers, Verizon’s ownership means that Straight Talk will move to put new customers on Verizon alone.

The biggest prepaid brand in America and the corporate parent of Straight Talk, and now a Verizon property, TracFone has historically required smartphone customers to patch together a service bundle by buying separate buckets of data, voice, and text. Now it offers a few standard 30-day plans. For 3 GB, its $25 rate is fairly competitive, but its pricing doesn’t hold up in intensive-usage scenarios. And TracFone doesn’t help its cause by prohibiting mobile-hotspot use on all plans except a $40 option with just 8 GB of data . As with Straight Talk, its practice of reselling coverage of all three networks will end as it becomes a Verizon-only service.

This Verizon brand offers just two plans, the $25 Visible and the $35 Visible+. The former limits you to Verizon’s low-band 5G (one way you can tell this is a Verizon outpost), while the latter gets you Verizon’s full spectrum and 50 GB of priority data. Both come with a mobile-hotspot limit unlike that of any other carrier: Instead of capping how much data can go to that application, Visible limits your hotspot speed to 5 Mbps and allows only one device at a time. We like the creativity on display here, but we’re not sure how many people need an unlimited-on-phone plan but see almost no need to share that bandwidth with other devices via mobile hotspot.

This article was edited by Arthur Gies and Caitlin McGarry.

Meet your guide

company phone plans

Rob Pegoraro

Further reading

A person using their smartphone to scan a document using a mobile scanning app.

The Best Mobile Scanning Apps

by Ben Keough

The simple design, high-quality results, free cloud storage, and $0 price make Adobe Scan an excellent choice.

Illustration of toggle buttons on various mobile apps.

How Mobile Phones Became a Privacy Battleground—and How to Protect Yourself

by Thorin Klosowski

Smartphone privacy has changed over time, and owners have more controls than ever. Here’s where the controls came from, and how to keep your phone private.

company phone plans

How to Switch Cell Phone Carriers

by Rob Pegoraro

Moving your number from one wireless service to another is (usually) the easiest step. Bringing your old phone to a new network can be trickier.

Our three picks for best Android and iPhone gimbal, displayed in a row in tripod position, with a smartphone mounted on each one.

The Best Android and iPhone Gimbal

by Geoffrey Morrison and Signe Brewster

If you want smoother, more professional-looking video from your smartphone, the Insta360 Flow is the best gimbal.

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  • How to use the car affordability calculator
  • Use your Hyatt Points for hotel stays, and pay attention to location
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  • The FDIC insurance limit: $250,000 per depositor, per institution, per category
  • Step 1. Identify your financial needs
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  • Choose U.S. Bank if:
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  • 1. Your landlord’s insurance won’t cover you
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  • Millions still carrying last year’s holiday shopping debt
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  • 2. Sell your gift cards
  • How much of my credit card should I use?
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  • Why do employers check credit?
  • Vanguard at a glance
  • The self-employment tax rate for 2023
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  • Blockchain example: Bitcoin
  • How to call United Airlines customer service
  • Why Chase Freedom Flex℠ is better for most people
  • Consider a different type of all-inclusive travel in 2024
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  • How does a confession of judgment work?
  • What's the difference between a HELOC and a home equity loan?
  • Current Treasury rates
  • How much is life insurance?
  • Find first-time home buyer programs and lenders in your state
  • What is gig work?
  • What is the federal solar tax credit?
  • How does an IRA work?
  • Why you might choose Cardano
  • Who recieves a 1099-B?
  • Laying the groundwork for buying and selling
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  • 1. It earns up to 1.75% cash back
  • 4 steps to research stocks
  • Options for an old 401(k)
  • Delta SkyMiles® Reserve American Express Card
  • A range of problems
  • Who needs to fill out a Form 1040?
  • How we chose the cheapest companies in Rhode Island
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  • Understanding credit card debt and interest
  • What is a low-income loan?
  • Denial rates steady across age groups and states
  • Travel trends among U.S. travelers
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  • About the ticket classes on Air France
  • Your own insurance usually comes first
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  • Does Southwest charge to change flights?
  • How much is home insurance in your state?
  • What is the electric vehicle tax credit?
  • About the lounges
  • How can they be used at Kayak?
  • How does a business budget work?
  • The best term life insurance companies in February 2024
  • Pushing for change
  • 1. Upfront costs of homebuying are substantial
  • Shopify: Better for small e-commerce stores
  • You could be doing it for many months
  • Top 10 spot Bitcoin ETFs by fee
  • 10. The Lounge Panama by Global Lounge Network
  • Talk about inheritance early
  • What is the price of a Sam’s Club membership?
  • How many miles do I need to book United award travel?
  • Which hotel rewards program offers the most value?
  • Why invest in mutual funds?
  • Rolling over your 401(k): The options
  • How after-tax 401(k) contributions work
  • Who can invest in private equity?
  • What are Minute Suites?
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  • The value when booking through the Citi ThankYou travel portal
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  • Real property vs. personal property: definitions and examples
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  • Lock down your cash flow
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  • Investing in real estate
  • What is PE ratio?
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  • How common is credit card fraud?
  • The best homeowners insurance in Colorado
  • What is a 1099 form used for?
  • Best SCRA credit card benefits for active duty military
  • Start with an authentic budget
  • ‘It doesn’t matter when I take Social Security’
  • How do you become a CPA?
  • 1. The card’s promotional financing offers can be risky
  • Business checking accounts with no ChexSystems
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  • 1. Contact your old employer about your old 401(k)
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  • 1. Choose which cryptocurrency to buy
  • 5 steps to pre-qualify for a personal loan
  • An excellent credit score is good enough
  • Communicate spending expectations
  • What are the advantages of a sole proprietorship?
  • How does angel investing work?
  • How we found the best auto insurance
  • How much does one mortgage point reduce the rate?
  • Hotels are catering to EV drivers
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  • What is ChexSystems?
  • VA funding fee: How much you'll pay
  • 1. Let go of shame
  • How does Shopify work?
  • Blue Cash Preferred® Card from American Express
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  • What is travel health insurance?
  • Downsides of financing a vacation with a credit card
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  • Work out how much of your income should go to rent with the 50/30/20 rule
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  • How can Heartland ECSI help you?
  • 1. Check your calendar
  • How the rule against perpetuities works
  • How to choose between a Roth IRA and a 401(k)
  • Basics of Ethereum and Bitcoin
  • 5 steps t o get preapproved for a home loan
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  • Do I have to pay Arizona state income tax?
  • What is the current Fed interest rate?
  • 2. Learn more about your 401(k)
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  • 20 high-dividend stocks
  • What is a Southwest Airlines Companion Pass?
  • How the VA DBQ works
  • Why the Quicksilver is better for most people
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  • Capital One airline transfer partners
  • What is a life insurance policy?
  • Compare car insurance rates by age
  • How we chose the cheapest companies in Washington
  • How to book travel in the Capital One Travel portal
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  • How to fill out a W-4
  • Ways to earn money as a younger kid
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  • Airfare is less inflated in Europe
  • How does Wave Accounting work?
  • What is an LLC?
  • Do you need a passport for a Bahamas cruise?
  • How payday loans work
  • Examples of personal finance in everyday life
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  • Pets Best pet insurance
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  • The co-branded Mastercard
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  • What is Breeze Airways’ cancellation policy?
  • Why the Chase Sapphire Preferred® Card wins
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  • One of you co-signed a student loan
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  • Median income by state: 2022
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  • Types of inflation
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  • What is a VA disability rating based on?
  • 2. Get your 401(k) match
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  • IRS issues mileage rates for 2024
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  • 1. T.J. Maxx loyalists can rake in rewards ...
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  • Chase airline transfer partners
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  • How is the Expected Family Contribution calculated?
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  • The best whole life insurance companies of February 2024
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  • 2. Is a Vanguard Roth IRA right for you?
  • Real estate agent commissions
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  • What are the 2024 IRMAA brackets?
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  • Reducing the interest you pay
  • Best for families: New York-New York
  • How does Disney World DAS work?
  • OPEN Savings
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  • 2. Use 'autopay and everyday'
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  • How we chose the cheapest companies in Nebraska
  • If you have FFELP or private student loans currently managed by Navient
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  • How we chose the cheapest companies in Colorado
  • Investing in Bitcoin
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  • When probate makes sense
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  • Saving vs. investing
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  • Disneyland vs. Disney World location
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  • How much is a speeding ticket in North Carolina?
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  • 1. You must be a resident of Guam or the Northern Mariana Islands
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  • Lufthansa economy vs. Economy Light fares
  • 2. Categorize your expenses
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  • A fraught program gets temporary improvements
  • How does Aloha POS work?
  • Shopify’s key features
  • Why we impulse buy
  • Can I really cancel for ANY reason? What does a CFAR policy cover?
  • Wise is best for:
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  • Inflation has boosted reliance on credit cards
  • How will the Student Aid Index be calculated?
  • 1. Is this system a fit for your business?
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  • 1. Estimate retirement income needs
  • At a glance
  • If you are a U.S. citizen and independent student
  • Do I need an appointment to get help at an IRS office?
  • When you find lower prices on Turo rentals
  • 2. Get your finances in order
  • Average 401(k) employer contribution: 4.5%
  • How does Bitcoin work?
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  • What is the 50/30/20 rule?
  • Secured credit cards vs. unsecured credit cards
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  • How much cash can you get from a cash-out refinance?
  • Pros and cons of a trust
  • How does a Roth IRA work?
  • How to short a stock in 5 steps
  • Which income-driven repayment plan is best for you?
  • Best-performing REIT mutual funds: February 2024
  • Getting multiple loans from the same lender
  • 3. How to get into a United Club
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  • What is a W-4 used for?
  • What is exempt from NYC sales tax?
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  • What are AI stocks?
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  • 3. Be an Energy Star
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  • 2. Choose a bank for your LLC business account
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  • Making estimated tax payments
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  • Best for availability and locations: Hyatt Place
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  • 2. Choose how you’ll apply
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  • 1. The annual fee is ridiculous
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  • What can I use a personal loan for?
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  • What are the four stages for the Medicare donut hole?
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  • List of the biggest car insurance companies
  • How is VIX calculated?
  • How to use this consolidation calculator
  • The timeline to lower inflation
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  • Chase 5% categories calendar
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  • Chase College Checking℠: $ 100 bonus
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  • Flying with a dog in cabin vs. cargo
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  • Take a longer-term view
  • Where The Hartford/AARP stands out
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  • 2. Brand inconsistency
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  • Do you need to put 20% down on a house?
  • How put options work
  • How to put your house in a trust
  • You won't dodge the hard inquiry
  • When it's worth it
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  • Money move 1: Look at the numbers
  • Globe Life insurance
  • Anticipate your expenses
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  • How to start a business with a friend: What to do
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  • 1. Plan your costs and find a truck
  • If you do have a work retirement plan
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  • Who is a qualifying child?
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  • By availability
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  • Sage Accounting at a glance
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  • 2. Add an authorized user
  • Researching cars for sale by private sellers
  • Will I get stuck with family members' debt after they die — or vice versa?
  • Medicare Advantage companies in California
  • How to find the penalty APR for your card
  • How you’ll receive scholarship funds
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  • Why are airlines facing new regulations for lavatories?
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  • Short-term mortgage assistance: Forbearance
  • How much is car insurance?
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  • Discovery elite status
  • Can the coronavirus be transmitted by touching cash?
  • Why do a product change?
  • 2. Add a joint owner
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  • Equity funds
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  • 2. Reduce your internet speed for a lower price
  • 1. Pay credit card balances strategically
  • 1. Set up a payment plan
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  • Business tax ID number lookup: Your 3 best options
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  • Take care of your family
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  • Are auto loan interest rates rising?
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  • Why invest in tech ETFs?
  • How P2P payments work
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  • Holiday weekends
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  • Auto loan origination by credit score
  • Refinance to a longer term
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  • 2. Speed through security
  • 2. Become a virtual assistant
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  • ‘Unfreeze’ with ease
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  • Median retirement savings balance by age
  • 2. Apply for Global Entry or TSA PreCheck
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  • Objective: Avoid late penalties
  • Concourses A, B, C, D: Delta Sky Clubs only
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  • What is a fee-based financial planner?
  • Is Berkshire Hathaway travel insurance a good insurance company?
  • How do Delta SkyMiles work?
  • Checks from online printers
  • Which one is important to know for savings accounts?
  • 2. Dispute errors
  • Centralize spending
  • Checking and savings features
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  • Quicken vs. QuickBooks: Deciding factors
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  • Chase Ultimate Rewards®: The basics
  • How can I get a cashier’s check?
  • If you have credit card points ...
  • 2. Gather the information
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  • 2. Describe your company
  • Do Chase Sapphire cards cover Turo rentals?
  • Ways to get good value from Singapore Airlines economy class
  • Mortgage interest tax deduction example
  • Which mortgages are assumable?
  • Fair housing law and buyer love letters
  • Justworks: The details
  • Standard benefits
  • The self-employment tax rate for 2024
  • 1. Ask for ACT and SAT fee waivers
  • Calculator: Convert Southwest points to dollars
  • Understanding the stock market
  • 3. Consider an employee perspective
  • Rely on the car owner’s insurance
  • Who can get a Global Entry walk-in appointment?
  • Use your card for big orders
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  • APR comparison
  • When to change your name on your passport after marriage
  • Consumer complaints
  • Certain vehicles, including RVs and luxury cars
  • What is a CD investment?
  • 2. Enter your personal information
  • 2. The Coupons App
  • 1. You'll need a Sable bank account and a deposit
  • Custom furniture: Varies
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  • What does medical evacuation insurance cover?
  • 3. Request a downgrade
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  • Disney Cruise Line
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  • Are my deposits safe?
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  • The difference between tax evasion and tax avoidance
  • BEST STORE CARDS
  • Estimating the life of your car
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  • Advantages of charge cards
  • How much does Peacock cost for students?
  • Rules for refinancing conventional loans
  • 9. VIP Lounge Liberia
  • Is there a Sam’s Club Membership discount?
  • 1. You can earn up to 5% back, but you have to work for it
  • Active vs. passive mutual funds
  • Who offers new car replacement insurance?
  • 2. ‘I’ve got to have a monthly payment of $350.’
  • How to evaluate credit card APRs
  • How private equity investing works
  • 2. Use money tips to accelerate your savings
  • Call in a pro
  • Miami Beach, Florida (80% YoY growth)
  • What is the SALT deduction?
  • United economy vs. basic economy
  • How to write a late payment removal letter
  • A weekend or holiday impacted the schedule
  • 2. Rewards are easy to track but expire quickly
  • PPI categories
  • Who gets a 1099 form?
  • Marcus no-penalty CD rates
  • More about the best home insurance companies in West Virginia
  • Your savings APY hasn’t increased recently
  • How to convert Skywards miles to dollars
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  • Can you live off ETF dividends?
  • Why travelers will prefer the Chase Sapphire Preferred® Card  
  • Different types of life insurance
  • Where The Concord Group stands out
  • When to consider a 30-year fixed-rate mortgage
  • You’re low- or middle-income, or unemployed
  • 2. Cash management accounts
  • What you need to know about savings accounts
  • 2. Confirm the check amount is within mobile deposit limits
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  • Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
  • The best rental car apps
  • Fees and taxes
  • Step 2: Open an account at your new bank
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  • Social Security phone numbers
  • How does ChexSystems work?
  • The cost of card transactions
  • How much does Alaska Airlines premium class cost?
  • How is the Fear and Greed Index used?
  • Blue Cross Blue Shield Medicare Advantage
  • How does a 401(k) work?
  • What is the role of a financial auditor?
  • Who qualifies for Agent Orange compensation?
  • 2. Get specific about your triggers
  • Mortgage interest
  • 2. Pay the deposit quickly
  • Common costs of owning a car
  • How to send money with Cash App
  • How to calculate adjusted gross income
  • 2. Search your email
  • How to open a custodial Roth IRA for kids
  • ESG investing
  • When do you pay capital gains tax on a home sale?
  • Steps to getting a cash-out refinance
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  • 5. Make the opening (and only) deposit
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  • 2. ... But it's not ideal for everyday purchases
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  • Sweet Spot #3: Book on Hawaiian Airlines using TrueBlue points
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  • The venue (average cost: $5,767)
  • Why invest in target-date funds
  • 3. Choose an affordable school
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  • 2. Cash-back rewards are paid out daily
  • 3. ‘My lease is up next week.’
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  • What’s going on with layoffs in tech?
  • 4. Claim your Global Entry/TSA PreCheck credit
  • 3. Make a plan for the down payment
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  • 3. High-yield money market accounts (MMAs)
  • Step 3: Make a list of subscriptions, automatic payments, deposits and services at your old bank
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  • 5. Use the dishwasher
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  • 2. The initial credit limit is fairly low
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  • 3. Use its airport lounge access perks
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  • Median income by city: 2021
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  • Best California car insurance for your budget: Auto Club of SoCal
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  • Find the best life insurers
  • 2. If you’re going on a family road trip: 'Motor Home and Recreational Vehicle Rental'
  • What happens after the statute of limitations passes?
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  • 7. Mera Business Lounge (Terminal 3)
  • 4. Negotiate the trade-in price separately
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  • 3. … and it can also be a low-interest card
  • How student loan credit standards compare
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  • 3. Fair Isaacs (FICO) 
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  • Long-term mortgage assistance: Loan modification
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  • Determining eligibility for a VA loan
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  • The pros and cons of investing in tech stocks
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  • Medicare Part A (hospital insurance)

Cell phone plans for families

  • Child tax credit expansion: What the new tax deal could mean for you
  • 2. Apply for a medical credit card
  • 3. Use the card — but use it wisely
  • Get a secured credit card
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  • How to receive or deposit money with Cash App
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  • But it wasn’t my fault
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  • The travel insurance benefits, explained
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  • The best Moderate Disney World resort for adults: Disney’s Port Orleans Resort – French Quarter
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  • 4. No fee to share miles with another Hawaiian Airlines traveler
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  • Know a CD’s federally insured maximum
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  • You decide: Is Bitcoin a good investment?
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  • Have the owner add you to their policy
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  • 4. ‘I want $10,000 for my trade-in, and I won’t take a penny less.’
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  • Capitalization increases interest costs
  • 2. Understand Coinbase’s role in the future of crypto
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  • Convenience
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  • 3. The card only works at Synchrony’s partner stores
  • ATM and account use fees: The one-off costs
  • How to convert Hyatt points to dollars
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  • 4. Join a credit union
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  • 4. Recognize what you don’t see
  • 3. Negotiate with your internet provider for a better deal
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  • 3. Consider other credit options
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  • How to invest in the S&P 500 in two steps:
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  • 2. EarnIn: Best for large advances
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  • What’s next?
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  • Earned income tax credit 2024
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  • How to claim the sales tax deduction
  • 3. Rewards won’t make up for runaway spending
  • Change and cancellation policy for Delta Comfort Plus
  • 4. Invest in your ability to generate more income
  • 5. Think twice about borrowing or raiding your 401(k)
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  • For non-U.S. citizens
  • Maximize your savings
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  • Is per-card or overall utilization more important?
  • How to unfreeze your credit
  • Erie home insurance coverage
  • How much does it cost to buy Vanguard index fund shares?
  • 5. Housesit
  • 3. It’s free of some fees
  • Is the higher annual fee worth it?
  • Taking advantage of tax deductions
  • Medicaid vs. Medicare
  • Hilton Hotels & Resorts
  • U.S. Bank vs. Chase: Basic savings accounts
  • When to file Form 1065
  • TSA PreCheck requirements
  • Retirement investment account types in a nutshell
  • When voluntary repossession makes sense
  • What a good credit score can get you
  • What to keep in mind
  • 4. Check customer satisfaction and complaints
  • How to give the gift of ESPN+
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  • Need more points? Loyalty is rewarded
  • How much are Chase Ultimate Rewards® points worth?
  • 3. It offers highly specific perks
  • 4. Borrowing costs remain high
  • United hotel partners
  • 7. Request a payroll advance
  • Advantages of assumable loans for sellers
  • Who is eligible for a traditional IRA?
  • 5. Two free checked bags
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  • United Airlines stroller policy, carry-on allowance when traveling with an infant
  • What is a blanket additional insured endorsement?
  • Car insurance is usually required
  • What is short-term capital gains tax?
  • Which is easier to buy?
  • What to bring to Global Entry interview
  • More about the best renters insurance companies in New York
  • Which is better?
  • Where can you buy commercial insurance?
  • 5. Using too many social media channels
  • Pay more than the minimum, if possible
  • How to redeem Caesars Rewards credits
  • Disadvantages of putting a house in trust
  • Paying early also cuts interest
  • How to qualify for a personal loan with low income
  • How do I receive money with Venmo?
  • Small-business lending statistics
  • How drastic are the changes?
  • When can you withdraw from your Roth IRA?
  • You won't be able to use the card
  • How to make a deposit
  • Potential employers may ask about it
  • 3. Customize your policies
  • What to ask your credit card issuer
  • Which credit unions participate in shared branching?
  • Selling your car
  • When your passport number changes
  • What do points on a mortgage mean?
  • Farmers home insurance coverage
  • 3. You can use credit cards to cover your Premier club membership
  • How to create a business budget in 6 steps
  • 3. If you’re going to Disneyland or Six Flags: 'Amusement Parks, Carnivals, Circuses, Fortune Tellers'
  • What internet speed do you need?
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  • 6. VIP Lounge
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  • West Palm Beach, Florida (57% YoY growth)
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  • Be firm on your needs, flexible on the rest
  • What are the risks of buying crypto?
  • What to consider when opening CDs
  • You’ll need a loan
  • Be prepared to pay more
  • What happens after you apply for income-driven repayment?
  • Concord Group home insurance coverage
  • 2. There's no APR because you can’t carry a balance ...
  • What do U.S. passport status updates mean?
  • Cheap car insurance after an accident by company
  • Make the thought count
  • Does Max cost the same as HBO Max did?
  • 7 types of identity theft and the warning signs
  • Whom do I contact about my Free Spirit loyalty account?
  • Should you buy points?
  • Historically low mortgage rates are long gone
  • How long do you stay on ChexSystems?
  • When do passports expire?
  • Decisions, decisions
  • Is gap insurance worth it?
  • Discount points
  • Rebuilding after bankruptcy
  • Stopping in Eras tour cities
  • Top credit cards that offer preapproval without a hard pull
  • How to day trade stocks
  • How to apply for children’s Social Security survivor benefits
  • Capital One Venture Rewards Credit Card
  • Requirements: Who qualifies for the child tax credit?
  • Types of trusts
  • What’s a spousal Roth IRA?
  • What about the new IDR plan?
  • Perks: Goodies that come with the card
  • 4. Save for college
  • What the flight is like
  • What’s the difference between pre-qualification and preapproval?
  • Average mutual fund return
  • Can I travel to Mexico with an expired passport?
  • Automate savings, with manual tweaks
  • 2. Gather materials to dispute errors
  • Think twice before canceling
  • What eligibility requirements are borrowers still expected to meet?
  • MassMutual customer complaints and satisfaction
  • Self offers a related secured credit card
  • The best Value Disney World resort for adults: Disney's Pop Century Resort
  • Travel and emergency assistance
  • 4. Yves-du-Manoir Stadium
  • Start planning for repayment now
  • When do I need to file a tax extension by?
  • Goodbudget, for hands-on envelope budgeting
  • FHA debt-to-income ratio: 50% or less
  • 5. You can ask for compensation
  • National Debt Relief at a glance
  • SBA Community Advantage loan requirements
  • 3. Simplify your payments
  • 3. You'll have access to some perks
  • Who pays the closing costs?
  • Your income
  • How much a tax attorney costs
  • The four options market participants and their incentives
  • DUNS number vs. EIN: What’s the difference?
  • What does it mean when you own stocks?
  • How much does Berkshire Hathaway travel insurance cost?
  • United business in-flight experience
  • The best candidates for critical illness insurance
  • How to rebook a cancelled flight on United
  • Lufthansa premium economy routes
  • 4. Hire a professional appraiser
  • Other options for reduced loan payments
  • 4. Read the fine print
  • Choosing a manufactured home lot
  • 6 types of dividends
  • Some using buy now, pay later services this year
  • 6. Explore additional investment options
  • Restaurants inside Disney Magic Kingdom vs. Hollywood Studios
  • How long does a late payment stay on my credit report?
  • How to use points to buy Disney tickets
  • 'Too much room for error'
  • What are your legal rights?
  • Why is net worth important?
  • How to qualify for a personal loan
  • 20% rebate on eligible in-flight purchases
  • Regulated versus unregulated debit cards
  • Does the cost of FuboTV fit into your budget?
  • How do Southwest points compare to other airline loyalty miles?
  • Can I buy VIX?
  • 8. Use LinkedIn Groups to expand your network
  • Average car insurance rates after a speeding ticket in California
  • Best life insurance company overall: MassMutual
  • Chargeback fees
  • Why do I have to pay FICA tax?
  • How to book a JSX flight
  • Video: Different types of Treasurys
  • 3. Big balances can still hurt your credit scores
  • Credit card point values
  • Airlines that offer lie-flat seats on smaller aircraft
  • Inflation is not the same for everyone
  • National second chance banking
  • The Hartford/AARP home insurance coverage
  • 5. It comes with rental car coverage
  • How much coverage should you have?
  • Why the Roth IRA works for many savers
  • 8. In a pinch, it's a tool
  • Will a decreased credit limit affect my credit score?
  • What do I need to fill out Form 1040?
  • Royal Caribbean
  • Getting an approval: Improving your odds
  • Diplomatic passports
  • How much do streaming services cost?
  • Add a wheelchair ramp
  • Money move 3: Pick an approach to pay down debt
  • Put limits on your credit card spending
  • How to rebook your Southwest flight at a cheaper fare
  • 6. St. Regis
  • How to complete your Global Entry renewal
  • How to try crypto banking
  • How to choose a life insurance company
  • How target-date funds work
  • Where to find better bank promotions
  • Rules for refinancing USDA loans
  • 5. Don't forget about sales tax
  • New car replacement vs. better car replacement
  • Strategies for after-tax 401(k) contributions
  • Education tax forms
  • Why you’d want the American Express® Gold Card
  • How to get a standard driver’s license
  • Tips for avoiding late payments
  • 203(k) eligible projects
  • Talk through your financial priorities
  • More details about Synchrony CDs
  • 2. Capital One transfer partners
  • 3. Negotiate remotely first
  • Lemonade customer complaints and satisfaction
  • ‘I need to apply before Social Security goes bankrupt’
  • 4. Take full advantage of onsite benefits
  • Products not to buy in bulk
  • What to do if you’ve been denied a business account
  • The cost of debt without a balance transfer
  • When did all of the tech layoffs start?
  • What does Clover Health Medicare Advantage cost?
  • Average 401(k) fees: 0.2%-5%
  • CASH BACK CREDIT CARDS
  • Tips for avoiding scams and other trouble
  • Is it a good deal?
  • 4. Peer-to-peer lending
  • 3. Don’t ask for too much cash
  • Top 3 index funds for the Nasdaq-100
  • 5. Take clear pictures of the check with your mobile device
  • Frankenmuth home insurance coverage
  • 6. Check the Sunday newspaper
  • Frozen turkey prices
  • 5. Use IntraFi Network Deposits
  • Exceptions to state minimum car insurance requirements
  • Geico renters insurance coverage
  • Medicare Part B (medical insurance)
  • How much are American Express Membership Rewards points worth?
  • Travel-friendly features
  • Align your spending and values
  • Find a payoff method you'll stick with
  • Historical U.S. inflation rates
  • Benefits of Cash App
  • 5. File taxes without a W-2
  • 3. With a vacation package
  • Money Status
  • ‘Hummer tax deduction’: Which vehicles does Section 179 cover?
  • 2. There are two ways to become a United 1K
  • What is the current unemployment rate?
  • Banks and credit unions that clear checks fast
  • How do multiple personal loans affect your credit?
  • Indigo credit card 
  • Help heirs pay estate taxes
  • We can always (not) go downtown
  • When to estimate closing costs
  • When you're entitled to delayed flight compensation from the airline
  • What is elite status on American?
  • Who completes the forms?
  • Which life insurance policy is right for me?
  • For the pet parent: Petco Pay credit card
  • How do you file NYC sales tax returns?
  • 5. Invest for retirement
  • 6. Make sure it doesn’t happen again
  • 4. Invitation process for contributors
  • Guaranteed approval credit cards
  • Who is eligible for RRB benefits?
  • How to get a home equity loan
  • Saver’s credit rates for 2023
  • Your bank may close your account after a bounced check
  • How much should you spend on a mattress?
  • Lenders look at more than a bad credit score
  • How to earn AAdvantage miles
  • How to get United Global Services
  • Do I have to file taxes?
  • 4. Take advantage of rental car benefits
  • A quick guide to popular 2023 tax credits
  • 4. There’s no welcome offer
  • Algo details and FAQs
  • FDIC insurance: What’s not covered
  • How much do index funds cost?
  • Alternatives to revenue-based loans
  • What is the average return of the S&P 500?
  • What isn't covered by American Airlines travel insurance?
  • What to do once your Equifax credit freeze is in place
  • Why you might want the Chase Sapphire Reserve® instead
  • TV-buying tips
  • What’s not on a home insurance declarations page
  • The Andover Companies home insurance coverage
  • 5. Consider financial strength
  • How much is AAdvantage Gold status worth?
  • Additional tips for opening a CD
  • Bear market vs. recession: What’s the difference?
  • Options for ordering personal checks
  • Sports that may fit your budget
  • 4. Ask creditors to update information
  • Find accommodations with parking
  • Working YouTube Premium costs into your budget
  • Is trip cancellation insurance expensive?
  • 4. It can protect your finances
  • 3. Pay off your balance
  • 3. Rewards are valuable and redemption is straightforward
  • How to know if Global Entry is right for you
  • How to get Disneyland reservations when sold out
  • 4. Describe your products and services
  • Step 2. QuickBooks check printing
  • How to pay less for peer-to-peer car insurance
  • 4. Buy now, pay later services
  • 3. The card’s special financing offer comes with limitations
  • Remember your CD’s maturity date
  • 6. No foreign transaction fees
  • Is the OASDI tax mandatory?
  • How to pay self-employment tax
  • Kids need an ID when flying internationally
  • Trip delay coverage
  • What doesn’t impact your life insurance premium
  • Careless driving
  • How flexible are Singapore KrisFlyer miles?
  • How to make the money work
  • Best CD rates
  • Credit cards help you track spending
  • 2. It offers decent rewards, a sign-up bonus and perks
  • 5. Centurion Cardmembers still get to bring guests into the Centurion lounge
  • How do you set up a lady bird deed?
  • Best shows: MGM Grand
  • Other benefits
  • Overlooked costs of study abroad
  • 4 tips for keeping your money in CDs insured
  • How to get the most out of the membership
  • Embassy page not updated? Check local tourism websites
  • Where to get rideshare insurance
  • How much can you send with Venmo?
  • 4. Your bags won’t fly free
  • Copay vs. deductible
  • 3. Search for redemptions
  • Factors to consider before paying rent with a credit card
  • Globe Life customer complaints and satisfaction
  • Keep your future self in mind
  • Credit unions that participate in both shared branching and shared ATMs
  • Average homeowners insurance cost by company
  • 5. Finish setting up the account
  • If you don't have a credit card...
  • 3. Consider cards that don't require a Social Security number
  • Total federal student loan debt
  • Don’t bank on it
  • How do you sign up for a Sam’s Club membership?
  • What about independent contractors?
  • New Aeroplan distance bands with lower award pricing
  • Information about your account
  • 4. Get statement credits toward an Apple Watch
  • 5. ‘I’ve been looking all over for this color.’
  • What to expect from credit cards with high APRs
  • 4. Resist dipping into your other savings
  • United Club Lounge
  • Other notable required minimum distribution (RMD) rules
  • Circa Resort & Casino opens downtown
  • Is PMI tax-deductible?
  • Who should skip the Nexus card?
  • Chase points calculator
  • 4. You won’t want to carry a balance
  • AAA discounts and extras
  • Net worth calculator
  • 5 ways to limit impulse buying
  • How is the PPI calculated?
  • How to protect yourself from credit card fraud
  • Benefits of carrying multiple Chase cards
  • ZenBusiness pros
  • Amenities and other perks
  • How to maximize SCRA benefits
  • Alternatives
  • How flexible are Emirates Skywards miles?
  • Is United Premium Plus similar to United Economy Plus?
  • 4. Your account is available immediately upon approval
  • How can I get more value from my Hyatt points?
  • The choice could be a burden
  • How much should you pay yourself?
  • How to submit a claim for a price match
  • Establish spending limits
  • When not to call the IRS
  • 3. Use a retirement calculator
  • Other ways to find help at a tax office
  • Scalability
  • Will bankruptcy erase all my debt?
  • What to know about Medicare Advantage in California
  • How to buy gold stocks, mutual funds and ETFs
  • 4. Kinsale Capital Group (KNSL) 
  • Estimate your 2024 IRS tax refund date
  • How to find an angel investor
  • Ethos customer complaints
  • What is the Southwest boarding process?
  • Step 4: Begin transitioning your cash and service payments to your new account
  • Circumstances that may qualify for a hardship program
  • What to do when you get a garnishment judgment
  • How to lower your VA mortgage payment
  • What are some going concern red flags?
  • How much is an ACH transfer fee?
  • 4. Bundle your services for a better combined price
  • 4. Pay on time and in full
  • What is not included in a cruise?
  • What are the risks of buying lottery tickets with a credit card?
  • Factor in other costs
  • The significance of adjusted gross income
  • Maryland first-time home buyer loan programs
  • 3. Get preapproved for an auto loan
  • How much interest will I earn on $10,000?
  • What additional benefits do I receive through the alliance?
  • Types of REITs
  • How does a HELOC work?
  • How to lower insurance rates after an accident
  • How to choose the best savings account
  • Save money as a travel agent
  • Where to avoid exchanging currency
  • Pay attention to the big picture
  • What else to know about the Capital One Travel portal
  • Your 401(k) plan allows after-tax contributions
  • Delta Comfort Plus vs. economy (main cabin)
  • Why is there an egg shortage?
  • More new construction of single-family homes
  • Fannie Mae and Freddie Mac
  • 4. Home Depot offers a separate card for bigger projects
  • Eliminate mortgage insurance
  • How to find AI ETFs
  • LLC vs. Sole proprietorship: Taxes
  • When are New York state income taxes due?
  • Alternatives to Trust & Will
  • 3. Facebook
  • Breaking free of payday loan debt
  • The downside to buying a car with no down payment
  • 3. It's got a sky-high annual percentage rate
  • 4. Keep cash invested for 5 years or more
  • An alternative to chasing the best stocks
  • Are Walmart MoneyCenter services worth it?
  • 3. Apple Pay Later
  • What to know about National Debt Relief
  • Redeem for all-inclusive properties whenever possible
  • Step 3. Review the range of options for financial advisors
  • How to file IRS Form 941
  • Terms connected to meme stocks
  • Competition from management companies
  • 4. Learn about the Delta SkyMiles program
  • Understanding your W-2 form
  • Best hotel for business travel: Hyatt Regency
  • Category: Best credit card for college students
  • Objective: Get your refund ASAP
  • How to get free legal help
  • Buying call options vs. buying put options
  • Benefits for active-duty military
  • One of you is enrolled in an income-driven repayment plan
  • 4. Flight redemptions get a 20% discount
  • Banner customer complaints and satisfaction
  • Spirit Airlines change fees
  • Transfer your points and miles
  • 5. Fill out the form carefully
  • Other opportunities to pay off student loans faster
  • What state has the lowest gas prices?
  • Will making a partial payment keep me from being reported late?
  • 8. Take a loan from your retirement account
  • If you fly Singapore Airlines’ economy class
  • Advantages of assumable loans for buyers
  • 3. There's an upfront incentive, but it won't fund a shopping spree
  • 3. Your eligibility for the welcome bonus
  • More about the card
  • When are taxes due in October?
  • How to maintain or regain Medicaid coverage
  • Bull markets vs. bear markets
  • 9. Partner with a fellow small-business owner
  • What does this mean for your financial decisions?
  • Chase Total Checking®: $ 300 bonus
  • How do I get a refund from United Airlines?
  • How to buy T-Notes:
  • How to redeem Korean Air Skypass miles for maximum value
  • What are the risks of investing in Treasurys? 
  • What to ask before buying a used iPhone
  • How to make money as a Twitch Affiliate
  • How do you qualify for the federal solar tax credit?
  • What if there’s more information on my 1099-B?
  • Does FDIC insurance cover multiple accounts at the same bank?
  • How much does it cost to fly with a dog?
  • United Premium Plus
  • 4. Target (with Target Circle)
  • Monitor mutual fund distributions
  • 3. Benefits for AmEx lounges include much more than Centurion Lounges
  • Seller concessions
  • Where Citizens Bank business checking stands out
  • 'Tricking' yourself into paying more
  • Delta international travel insurance cost
  • Seek help if you need it
  • When to sign up for Social Security
  • Take out student loans
  • Adjust kitchen countertops
  • How much is one point on a mortgage?
  • General partnership
  • 4. Use grants if you qualify
  • More travel categories
  • 3. Get permits and licenses
  • Can you restart the statute of limitations on student loans?
  • Rules for refinancing jumbo loans
  • 5. Terraza Premier Aeromexico By Heineken
  • Combining money and miles to book United flights
  • 4. ... But there's an intro APR offer
  • How to check your tax withholding
  • Tips to save on a winter beach vacation
  • Status match to casino loyalty programs
  • Why the distinction between real and personal property matters
  • Elite status holders still get perks in basic economy
  • Tips for packing a box as luggage
  • Most pet-friendly airlines
  • What is a good PE ratio?
  • What to do if you get a bad review as a guest
  • Types of 1099 forms
  • How Lemonade compares to other insurers
  • How can a CPA help with my taxes?
  • 4. You’ll select a Home partner location during the application process 
  • But do fuel additives work?
  • Why the Chase Freedom Unlimited® could be more appealing for some
  • Whole life insurance
  • 6. Share the wealth
  • Your personal or credit card insurance may not apply
  • 4. Create a wish list
  • You qualify for Public Service Loan Forgiveness
  • What counts as income?
  • Other factors affecting minimums
  • Other coverage options
  • 2. Choose how you'll pay
  • More about these investment expenses
  • What is a loan maturity date?
  • Mortgage assistance tips
  • How to rent on Vrbo
  • 6. Open a cash management account
  • Does Spirit give refunds for canceled flights?
  • Cost of full coverage car insurance
  • What’s your state’s maximum interest rate?
  • Can I get a bank account if I’ve been denied?
  • How much does Shopify cost?
  • Is a seed phrase the same thing as a private key?
  • Drawbacks of exchange funds
  • What does a seller's disclosure include?
  • Does Medicare Advantage cover hospital stays?
  • 5. Automate your savings
  • Who qualifies for the PSLF account adjustment?
  • Benefits of charging your vacation on a credit card
  • Do I have to pay California state tax?
  • OpenSky® Secured Visa® Credit Card
  • Can you invest in OpenAI’s partners?
  • What if my loans are transferred to ECSI? 
  • What can you buy with Bitcoin vs. Ethereum?
  • 5. There are no other Merrick Bank credit cards to graduate to
  • More ways to take charge of your budget
  • How to qualify for the earned income credit
  • Home equity loan rates in 2023
  • Is unemployment rising or falling?
  • 5. Fund your FSA
  • 2024 standard deduction
  • What's included in a Hilton Executive Lounge?
  • Lounge access, Marriott status and other perks of United Gold
  • How to invest in dividend stocks
  • Refunds, audits and other considerations
  • What does a construction loan cover?
  • ONE VIP Visa Prepaid Card
  • 4. Redemption options are limited
  • Types of financial advisors and what they do
  • How MassMutual compares to other insurers
  • Are carry-on bags free?
  • Is there a new W-4 form for 2024?
  • Are P2P payments safe?
  • Do I pay taxes when I cash in savings bonds?
  • Disney VIP tour vs. Genie+ and Individual Lightning Lane
  • Mattress-buying tips
  • Can United miles be used on other airlines?
  • CD vs. high-yield savings account: At a glance
  • Find ways to stretch your grocery budget
  • Ways to get a good deal on Kayak
  • How much Social Security will you get at 62?
  • Tax extensions for overseas taxpayers and military members
  • How to invest in dividend aristocrats
  • Think about your priorities
  • Medicare resources in Iowa
  • 3. Purchase an Admirals Club membership
  • How to buy virtual reality stocks
  • What you need to work for Instacart
  • How does TSA PreCheck work?
  • How to rebook
  • Hilton Garden Inn
  • Global Rescue membership types
  • How much does TSA PreCheck cost?
  • Best perks of the Hyatt-MGM partnership
  • Food and drink in British Airways premium economy
  • How to find Berkshire Hathaway trip insurance online
  • How are American Airlines boarding groups assigned?
  • How to book a Blue fare ticket with JetBlue
  • Many in credit card debt feel stressed, worried
  • A growing and lucrative co-brand market
  • Good news for meeting planners
  • 4. Get access to a personal advisor
  • What if I lose the cashier's check?
  • 4. Gather information for your application
  • How to apply for VA disability benefits
  • 5. Communication is key for customer relationships
  • How to increase your net worth
  • 5 steps to applying for a mortgage
  • Does your DTI affect your credit score?
  • How to know if you’re getting a good deal
  • Why all-inclusives make sense for travelers
  • Tips for one day at Walt Disney World
  • Capital gains tax rates 2023
  • How to get an even earlier Global Entry appointment
  • Using credit cards to fly basic economy
  • Instant life insurance with an exam
  • Best California car insurance for customer complaints: Amica
  • 5. List your products and services
  • What qualifies for a disability pass at Disney World?
  • 6. Not utilizing free resources
  • Caesar Rewards tier benefits
  • Service passports
  • How to earn miles without flying
  • Do pot stocks deserve a spot in your portfolio?
  • Establish a long credit history
  • Credit unions that participate in shared ATMs
  • 2. The hotspot scam
  • Why invest in clean energy ETFs
  • Farmers home insurance rates
  • 4. The Plumeria Lounge is different
  • The Bitcoin ETF price war
  • How to help ensure you’ll receive flight delay compensation
  • USPS mail hold
  • Other low-income guidelines and programs to note
  • Which Hilton brands are pet-friendly?
  • The importance of a direct 401(k) rollover
  • The Citi ThankYou points value on Amazon
  • Where to find your Hyatt free night award
  • RetailMeNot
  • Should I sign a personal guarantee on a business loan?
  • Alaska travel insurance cost
  • How to add TSA PreCheck to Southwest Airlines
  • When can you stop paying for PMI?
  • Life insurance tips for smokers
  • When is travel insurance not necessary?
  • 3. Decide how much to invest in Coinbase
  • Paying your excise taxes
  • Bottom line
  • How to transfer a parent PLUS loan to the student
  • Steps to change your Alaska flight
  • More about Marcus by Goldman Sachs
  • Amtrak coach vs. business fares
  • Many cardholders lack vital credit card knowledge
  • Overdraft fees: The back-end expense
  • How to improve your ChexSystems report
  • 4. There are flexible redemption options
  • Average 401(k) balance: $112,572
  • How long does passport processing take?
  • Most popular cash back card reviews
  • Social Security disability benefits pay chart for 2024
  • Taxation on incentive stock options
  • More about Ethos life insurance
  • Tips for booking rental cars with an app
  • Does HBO Max allow password sharing?
  • How much is car insurance in my state?
  • The downsides of a credit card product change
  • 9 best health care stocks by one-year performance
  • How to upgrade to premium class
  • 5. Reflect on what actually brings you joy
  • How to get gap insurance
  • 3. Open an investment account
  • U.S. Bank Cash+® Visa Signature® Card
  • Property taxes
  • 5. Check on assistance programs for a monthly discount
  • Better travel cards for a Disney vacation
  • How does credit card interest work?
  • What does travel medical insurance cover?
  • Swift’s magic touch on travel
  • Calculate your reduced Roth contribution
  • Secured credit cards vs. prepaid debit cards
  • Inflation example
  • Additional child tax credit
  • 5. Don’t wait for a rate you like better
  • How does the Fed raise interest rates?
  • Alternatives to checks
  • Alternatives to personal loans
  • Should you pay the statement balance or current balance?
  • Who might prefer the Platinum
  • Renewing your passport
  • When are they completed?
  • Skip currency exchange: Use a credit or debit card
  • Who can serve as your appointed agent?
  • What to do if you bounce a check
  • Off the beaten path?
  • Do I have to pay New York state income tax?
  • 3. Narrow your choices by asking the right questions
  • Cruising versus flying
  • When do you have to pay taxes on stocks?
  • Car insurance deductible
  • 6. Write online reviews
  • Dividend tax rate 2023
  • 3. Work with your creditors
  • Elite status perks
  • Understanding the taxes you might need to pay
  • Domestic vs. international fees
  • Diversifying with index funds
  • How to apply for Medicaid
  • What is a Delta Wi-Fi day pass?
  • 4. The high APR is unfashionable
  • U.S. Bank vs. Chase: Certificates of deposit
  • Form 1065 instructions
  • Saving for retirement as a nontraditional worker
  • Where you live
  • How to get invoice financing
  • Helcim pros
  • 5. Wait until the record drops out of the database
  • Visit free attractions
  • Final steps
  • Cost of a manufactured home
  • Additional considerations
  • How can I avoid late payments?
  • 9. Borrow against life insurance
  • Other IRS mileage rate types
  • Tax deductions for self-employment
  • 3. Find colleges with no application fee
  • Payment processing fees
  • 3. Note the card's ongoing APR, and when it kicks in
  • 10. Give back
  • Penalties for getting caught without insurance
  • Which is safer, a money order or a cashier’s check?
  • How are HELOC payments calculated?
  • Average cost of term life insurance by age
  • 4. Interest will be charged on any balance left when the 0% period ends
  • How points valuations have changed over time
  • Using the Loan Estimate to compare mortgage offers
  • IRA contribution limits 2023-2024
  • Why is the 10-year Treasury yield important?
  • Why should I consider CDs?
  • 6. Read your reports and fix errors
  • How to avoid minimum purchase requirements
  • Expense ratios are just one fee investors pay
  • Best for gambling: Luxor
  • State farm grants
  • Consider your get-out-of-debt options
  • What determines your renters insurance cost?
  • Is Venmo secure?
  • Coinsurance vs. deductible
  • Longer-term consequences are possible
  • Install a chair lift or elevator
  • 4. Prepay your annual premium
  • How Globe Life compares to other insurers
  • 4 steps to creating a college budget
  • U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
  • 7. JW Marriott
  • Other MAGI calculations
  • How much is Alaska MVP elite status worth?
  • 4. Find the right price
  • Reasons to refinance
  • Is a Sam’s Club membership worth it?
  • From income to budgeting
  • 6. Review the trade-in price in the contract
  • 5. You can’t track fitness activity manually
  • 2. Free online tax preparation services
  • New car replacement vs. gap insurance
  • Information is power
  • Booking award flights
  • Can you really afford the house?
  • Additional education tax breaks
  • Credit cards that earn Chase Ultimate Rewards®
  • An alternative to traditional real estate: REITs
  • How to build your credit
  • What if you have a Roth and a traditional IRA at one brokerage?
  • When is the PPI released?
  • Chubb home insurance rates
  • Medicare Part B eligibility
  • Cancel For Any Reason travel insurance cost
  • ZenBusiness cons
  • Benefits of Sage Accounting
  • 5. Get bonus points by booking via cash-back portals
  • 5. Card-linked offers may open up more savings
  • Where to buy in bulk
  • 5. It’s one of several ways you can pay for medical expenses
  • Set up account alerts
  • How to prioritize various financial goals
  • Submit recertification information every year
  • Concord Group home insurance rates
  • AARP discount car rental
  • How to buy utility stocks
  • 3. ... But it will still cost you to hold the card
  • Arranging to see a private seller's car
  • Third-party ratings
  • Medicare resources in Montana
  • Replace gift-giving with an activity
  • Best hotels in Nashville for bachelor or bachelorette parties
  • Alternatives to angel investors
  • Cheap cell phone plans from brands that resell network service
  • Local experience benefits
  • 6. Pick up weekly ads at the store
  • Optional coverages
  • Are discount points worth it?
  • Charging at home
  • How do I apply for Agent Orange compensation?
  • 3. Become an authorized user
  • Look into debt consolidation
  • 6. Sell or trade your current car
  • Get a credit-builder product or a secured loan
  • How to save money on a Disney cruise
  • The challenge: High prices push affordability to the worst it’s been in almost 40 years
  • Here’s how to reach Heartland ECSI customer service:
  • 6. Request more time to file
  • Ways to increase your monthly retirement income
  • But will sellers show up?
  • 3. Empower: Best for fast cash
  • Amenities and other perks of ANA premium economy
  • How to open a Roth IRA in 6 steps
  • Cash vs. accrual accounting example
  • Average Disney World hotel room costs
  • Can you deduct NYC sales tax?
  • More about MassMutual
  • Your 401(k) lets you move your after-tax money
  • 6. Save for your child’s education
  • AmEx points calculator: Convert points to dollars
  • 5. Confusing questions
  • Saver’s credit rates for 2024
  • 5. Teahupo'o
  • 5. Loyalty doesn't always pay off
  • When a car payment doesn't fit your budget
  • Book with money and miles
  • What Pets Best pet insurance covers
  • 5. Spend your annual travel credit
  • Best for high-deductible Medigap Plan G: Mutual of Omaha
  • 4. Set up your LLC bank account
  • 5. Reap extra benefits through American Express
  • Mortgage borrowing 101
  • How to check that all money in your accounts is insured
  • How franchising vs. licensing differ
  • What is a meme stock ETF?
  • Delta Air Lines baggage fees
  • What’s the difference between the Dow Jones Industrial Average and the S&P 500?
  • How to unfreeze your credit with Equifax
  • 4. You can write off Bitcoin losses
  • What affects your credit score?
  • Why the small business definition matters
  • 6. Talk to a professional
  • You’re still not sure what will happen to the debt
  • Opting for a rider
  • How to get a refund from United
  • Lufthansa premium economy cost
  • More about Banner life insurance
  • Book with plastic to accelerate your earnings
  • 6. Save the receipt
  • Millennials are less likely to have money saved or invested, but most likely to say they’ve incurred fees
  • Cons of student loan consolidation
  • Buying local a priority for many this holiday season
  • Magic Kingdom vs. Hollywood Studios: Which is better?
  • Alternative options if you can’t get into Disneyland
  • Justworks add-ons
  • 4. You won't be able to finance a Nissan with the credit card
  • 4. You may get first dibs on merchandise ...
  • How to pick the best personal loan
  • What is the difference between an inheritance tax and an estate tax?
  • How to find lost luggage on United Airlines
  • How to prevent chargebacks
  • How to get your Global Entry fee refunded
  • Is debt management the right option for you?
  • Who is covered by Chase rental car insurance?
  • When will I get Form 1099-B?
  • How did we determine the Singapore KrisFlyer miles value?
  • What should I do if I want to insure more than $250,000?
  • 4. Check your car’s price
  • Give away appreciated assets
  • Tips for buying an instant life insurance policy
  • Helping your credit scores
  • How much of your fee goes to Upwork?
  • Alaska Airlines partner award chart
  • State Department and the CDC
  • How much rideshare insurance costs
  • Download Form 1040
  • Why the due date is so important
  • Passport cards
  • 5. Other cards that offer 'backdoor' Flying Blue miles could be better
  • New year, new financial you
  • 2. Sign up for credit cards that earn Chase Ultimate Rewards® and transfer to United
  • Paying for a new car
  • Are mortgage points tax-deductible?
  • 4. Decide how you’re going to prepare your food
  • Shopify Plus: Better for medium-size and large e-commerce stores
  • 4. VIP Lounge Puerto Vallarta International (Gate 10)
  • 5. Get help with saving for a down payment
  • Calculating RMDs when you have multiple accounts
  • Auto-Owners renters insurance rates
  • Harrah’s undergoes a $200 million renovation
  • What else you need to know
  • Stock split vs. reverse stock split
  • Lean on your community
  • How to get a Nexus card
  • 5. Credit card rewards hardly outpace the free-to-join program
  • Southwest Airlines pet travel, recapped
  • Shopify features by plan
  • 4. Skip negotiating altogether
  • More about Lemonade
  • How did NerdWallet determine the value of Skywards miles?
  • Mistakes to avoid while paying yourself
  • Choose a savings account that will pay you more
  • Inflight entertainment
  • 7. Use your card for in-flight purchases
  • Per stirpes vs. per capita in a will
  • If you don't want payments tied to your income
  • You’re at risk of delinquency or default
  • Customer experience
  • Not all credit cards charge a penalty APR
  • Insuring your stuff
  • Other cash back card reviews
  • 5. Online savings accounts
  • How much to keep in your savings account
  • What is a prepayment penalty?
  • 6. Confirm the check details and complete the deposit
  • Step 5: Close your old account
  • 7. Put your money in a MaxSafe account
  • 6 personal loans for non-citizens
  • Groups involved in PCI compliance
  • VA loan pros and cons
  • Is United’s basic economy worth it?
  • Step 4: Evaluate and pivot
  • External ACH transfer fees by financial institution

Basic cell phone plans

  • Debt relief through bankruptcy
  • 5. Monitor your credit score
  • Consider using Hilton’s Points + Money option if you don't have enough points
  • 3. Use online shopping portals
  • ESG investing vs. socially responsible investing vs. CSR
  • Selection criteria
  • What is a short squeeze?
  • You must recertify your income and family size every year
  • How to handle these bills
  • Why credit scores matter when applying for a business loan
  • How to calculate the unemployment rate
  • What do closing costs include?
  • Does pre-qualification affect your credit score?
  • Tips to find cheap flights any day of the week
  • How do construction loans work?
  • For the human parent: The Children’s Place credit card
  • 5. There’s a credit score requirement
  • Why you should use Capital One Travel
  • Interest rate
  • Renters might get a break
  • Are home equity loans a good idea?
  • Ways to earn money as a teenager
  • Self loan fees and penalties
  • How to safely make and receive P2P payments
  • Auto rental collision damage waiver
  • How to open a savings account or CD
  • United Global Services benefits
  • Spirit Airlines seating chart
  • Will my loans get cancelled?
  • Don’t have to file a tax return? There’s a big reason you might want to do it anyway
  • How does credit utilization affect my credit score?
  • How long-term care insurance works
  • Erie home insurance rates
  • How do tax refund loans work?
  • 6. Travel insurance can protect you even more
  • Misconception 3: You can change or cancel basic economy tickets for free
  • How much are Extra Comfort seats on Hawaiian Airlines?
  • American Airlines international travel insurance cost
  • How to get a refund
  • 4. Watch for refinancing opportunities
  • Hampton by Hilton
  • How to get TSA PreCheck for free
  • How to use your homeowners declarations page
  • Foundation grants for nonprofits
  • ID required for benefits
  • Other ways to skip baggage fees
  • What else do you need to know?
  • Delta vs. competitors
  • 5. It lacks transfer partners
  • If you can’t find a first-time car buyer program
  • Track credit card purchases
  • 5. Appearances matter
  • Different ways to get trip cancellation insurance
  • 5. It covers belongings away from home
  • Trust & Will: Best for ease of use
  • 5. Do your market research
  • 10. Use a credit card cash advance
  • Disadvantages of assumable loans for sellers
  • Controversy around employer credit checks
  • 5. Flexible credit card options
  • 4. Your current Sapphire situation
  • How to understand DTI ratio
  • 11. Create an eye-catching display
  • How to activate Chase 5% categories
  • Next steps:
  • Citi ThankYou transfer bonus history
  • Types of JSX tickets
  • 5 tips to get a personal loan fast
  • How to find an estate planning attorney
  • 5. CouponCabin
  • Other costs for home sellers
  • 6. The Centurion Black Card offers an unbelievable level of concierge service
  • Do I still have to pay the IRMAA if I choose Medicare Advantage?
  • How has the Marriott points value changed over time?
  • 5. Limit claims by managing your risks
  • Employers: Hear your people out
  • Total private student loan debt
  • Hotel rewards programs in 2024, recapped
  • Payments and credits
  • Airlines that allow unaccompanied minors and their fees
  • Cost of goods sold example
  • Types of private equity investments
  • More about Synchrony Bank
  • Compare your net worth
  • When do I start accruing interest?
  • Other wallet options
  • How to get parent PLUS loan forgiveness
  • Don’t let negative emotions get the upper hand
  • How does crypto fit into your portfolio?
  • The annual fee is not worth it if you ...
  • How much does an upgrade to Premium Plus on United cost?
  • For airline delay compensation in other destinations: Consider travel insurance
  • How did we determine the Hyatt points value?
  • How does the life insurer know your weight?
  • How to store the Bitcoin you buy
  • How do balance transfers work?
  • 4. Revisit regularly
  • 3. Search unclaimed property databases
  • When study abroad isn’t worth it
  • How to find the right coach — maybe for free
  • Booking Air Canada premium economy with points and miles
  • Gold investments and diversification
  • Where's my state tax refund? Track your state refund status
  • 4. Consider a co-signer
  • Compare Cards
  • When to expect widespread acceptance
  • How to fit HBO Max into your budget
  • Best insurance company for affordability: NJM
  • 8. Look at the product packaging
  • Do window upgrades enhance home value?
  • Blue Cash Everyday® Card from American Express
  • Properties are selling fast
  • Watch out for Social Security scams
  • Who uses Shopify?
  • What happens if I lose my seed phrase?
  • Home office expenses
  • What if a seller lies on the disclosure statement?
  • Protections: Shopping and travel benefits
  • Use the power of extra payments
  • 4. Hire a medical bill advocate
  • Get more help with monthly budget planning
  • The best times to day trade
  • Does Section 179 cover real estate?
  • 6. Subsidize your dependent care FSA
  • Equalize inheritances for adult children
  • 3. Dispute credit report errors
  • Do you qualify for borrower defense forgiveness?
  • Booking.com: Best for stays abroad
  • Other options to consider
  • How to find the 2024 W-4
  • State first-time home buyer programs
  • How do I get a copy of my actual tax return?
  • Cheapest car insurance after a speeding ticket: State Farm
  • 7. Start a blog
  • Risks of debt settlement
  • Should I do a balance transfer?
  • 4. Fly on a first class or business class ticket
  • Use points + cash wisely
  • Additional costs for international wires
  • How to get an SBA Community Advantage loan
  • How the Affordable Connectivity Program and Lifeline work together 
  • Is it worth it?
  • Is the Chase Ultimate Rewards® travel portal worth using?
  • 5. Evaluate comparable properties
  • Rising interest rates are making it harder for many to pay off debt
  • 4. 'Special financing' is available, but be careful
  • Why you might still book rental cars in advance
  • Compare the best savings and money market accounts
  • 6. Cost of doing business continues to rise
  • United travel partners
  • Pros and cons of investing in gold stocks
  • Shortcuts to Marriott Ambassador Elite
  • Focus on offers, not love letters
  • Should I contribute to a traditional IRA if I can’t deduct it?
  • Grace periods at some banks
  • Is OASDI tax the same thing as Social Security tax?
  • 4. Ask the college to waive the fee
  • How has this value changed over time?
  • United Airlines family boarding
  • Get standard car insurance and keep it short term
  • How to redeem Hertz Gold Plus Rewards points for max value
  • Best life insurance company for applicants with HIV: Guardian
  • Media layoffs soared as companies struggle to profit
  • If you have insurance, but no proof
  • Which Hilton credit card is best for you?
  • Average cost of whole life insurance by age
  • Is it safe to buy a used phone?
  • What to do if you’re having payment trouble
  • Changing your passport name after marriage recapped
  • 4. AmEx lounge access may include Sky Clubs when flying Delta
  • 3. What are your other options?
  • 3. It has few fees and a relatively low APR
  • Where Citizens Bank business checking falls short
  • Alternatives to a lady bird deed
  • What if one spouse didn’t work or doesn’t qualify for Social Security?
  • Other ways staying in one place can save money
  • Big picture: CDs fit in the cash portion of a portfolio
  • Consider better paths to cash back
  • How it all works together
  • Ways to redeem Iberia Avios
  • Paying for aging-in-place home renovations
  • Expect an emotional response
  • More about Globe Life
  • Buying a call option vs. owning the stock
  • Average home insurance cost by dwelling coverage amount
  • 8. Sheraton
  • How to invest in target-date funds
  • 5. Get a work-study job
  • How ARM rates are set
  • Should you try to settle your student loans?
  • How charge cards can trip you up
  • How to find local and state low-income assistance programs 
  • 5. You'll get United perks
  • Important Treasury Bond Terms
  • How much is the SALT deduction?
  • How much are Marriott points worth?
  • When to get a new driver’s license
  • How to get into the Plumeria Lounge at HNL
  • No-PMI mortgages
  • Most 2022 would-be buyers fell short 
  • PE ratio example calculator
  • Who is a qualifying relative?
  • What happens if your brokerage goes out of business?
  • 4. Open a brokerage account
  • How does cryptocurrency work?
  • Where to find Form 720
  • Extras you can add to a travel insurance policy
  • 3. Will it save you time?
  • Taking a chance on additives
  • If you can pay for your rental car upfront
  • Storing your Bitcoins: Hot wallets vs. cold wallets
  • What to do if your disability payment is late or missing
  • 5. Costco Wholesale (COST)  
  • 7. Keep the check until it's processed
  • Frankenmuth home insurance rates
  • 8. Opt for an account with both FDIC and DIF insurance
  • How to find lost luggage on Spirit Airlines
  • Pros and cons of investing in health care stocks
  • How to invest in tech stocks
  • Disclosure of a going concern qualification
  • Pros of Shopify Payments
  • Medicare Advantage (Medicare Part C)
  • How do card issuers determine interest rates?
  • What is California's standard deduction?
  • What is your modified adjusted gross income (MAGI)?
  • Indexed universal life vs. whole life insurance
  • Pros and cons of a cash-out refinance
  • 6. Don't get distracted by things you don't need
  • What is the Federal Reserve Board?
  • Ways to get the best home equity loan rates
  • Where Huntington Bank business checking stands out
  • Milestone credit card
  • Additional standard deduction
  • Can I open a savings account online?
  • What do you do with them?
  • How much life insurance should I buy?
  • Disadvantages of irrevocable trusts
  • Delta Premium Select vs. Comfort Plus
  • What is a checked bag?
  • A considerate late-payment policy
  • 2. Certificates of deposit
  • How to get a logo trademarked with the USPTO
  • Which states have federal tax deadline extensions?
  • Put as much down on a car as you can
  • Dividend aristocrats ETFs
  • How to calculate quarterly estimated taxes
  • Basic economy across U.S. airlines
  • Hotels on points in Los Angeles
  • Dividend tax rate 2024
  • Setting up your own freelancer retirement plan
  • Who should avoid Frontier Airlines?
  • What happens when a bank fails
  • IRS Form 941 instructions: A step-by-step guide
  • How to sign up for Instacart
  • How much is an around-the-world ticket?
  • Benefits of staying as a World of Hyatt elite member
  • Which Berkshire Hathaway Travel Protection plan is best for me?
  • Other stock market changes: Dips, corrections and crashes
  • How to get preferred boarding on American Airlines flights
  • How else can you use Choice Privileges points?
  • Types of mortgage loans
  • 5. Compare lenders and rates
  • Millennials underestimate fees the most — but every generation does it
  • 6. Outline your marketing and sales plan
  • 11. Look for a payday alternative loan
  • 5. It offers a decent sign-up bonus (if you can get it)
  • 3 moves to make before Tax Day 2024
  • If you need to seek coverage elsewhere
  • Stock market crash vs. correction
  • 12. Hit the streets
  • 5. You might not be eligible for the offer
  • Spaces to relax and work at the SFO Air Canada lounge
  • When you have big future travel plans
  • How to find business class lie-flat seats on domestic flights
  • Regional and state-based second chance checking accounts
  • Are 10-year Treasury notes a good investment?
  • How to have CDs and flexibility
  • Best California car insurance for ease of use: State Farm
  • 6. Set up payment processing and tax collection
  • Getting a Walt Disney World DAS
  • Is Delta trip protection worth it?
  • Buying a put option vs. short selling
  • QuickBooks Payroll drawbacks
  • Does Venmo offer a debit or credit card?
  • What kind of investment is Bitcoin?
  • Budgets loom
  • Watch out for fraudulent charges
  • Using the mortgage points calculator
  • What is a business CD?
  • 4 ways to start investing
  • Other tips to book cheap Delta flights to Las Vegas
  • 5. Get dealer quotes
  • 3. Casa Del Ron Aeropuerto
  • Qualifying for a better credit card APR
  • Best Medicare Advantage plans
  • Global Entry
  • Withholding tax vs. estimated tax
  • Alternatives to family loans
  • Citi ThankYou points calculator
  • How to get the PSLF waiver
  • When is trip insurance worth it?
  • Rental cars
  • Global Entry interview process
  • Double-entry accounting software
  • 6. Roll the dice with prepaid room rates
  • Upgrading from Amtrak coach to business
  • Compare prices and services
  • Use your credit card’s other unique features
  • 5. It has a modest sign-up bonus
  • American Airlines first class
  • Direct deposit
  • Portion of plans that offer a Roth 401(k): 80%
  • Things to remember about working while on Social Security
  • What to do if you have to file a mold claim
  • How to buy physical gold
  • State Farm home insurance rates
  • Why you should apply for an employer identification number
  • 9. Browse store aisles
  • What about savings from energy-efficient windows?
  • The exception: the Military Lending Act
  • Restrictions on external ACH funds transfers
  • Know when to call it quits
  • Why inflation matters
  • 7. Pick up a side hustle
  • Different types of travel medical insurance plans
  • Step 2: Register your business
  • More from tax filing resources:
  • 4. Using the United MileagePlus X app
  • Income-driven repayment disadvantages
  • 5 things to know about Arizona state income tax
  • Current Build Card
  • What is the labor force participation rate?
  • Breeze Airways aircraft
  • What not to do
  • If you want a refund because United chose to cancel your flight
  • FamZoo Prepaid Card
  • Calculating the value of the saver's credit
  • Best for emergency medical coverage: Allianz Global Assistance
  • Benefits of Wave Accounting
  • Could we be in an AI bubble?
  • What is New York state's standard deduction?
  • When you need a passport for a cruise
  • 4. Instagram
  • Save for nonemergencies
  • Earn miles with American Airlines credit cards
  • What is net investment income tax?
  • Strategies for keeping your credit utilization low
  • How to freeze your child’s credit
  • FHA loan income requirements
  • 8. Game on Twitch
  • 5. Need the cash sooner? Consider these
  • Managing expectations
  • Why do American Airlines class codes matter?
  • Quick start guide: How to invest in index funds
  • Does Delta have free Wi-Fi?
  • 5. Promotional offers may occasionally be available
  • U.S. Bank vs. Chase: Banking experience
  • Optional costs to sell a house
  • Global Rescue membership cost and coverage
  • Roth IRA vs. traditional IRA
  • How to get a good credit score
  • Helcim cons
  • Booking United business class
  • How to earn Delta SkyMiles
  • Other questions to ask
  • Cashier’s check vs. certified check vs. money order
  • Crypto vs. stocks
  • 6. The cost may be less than you expect
  • Turo car insurance for guests
  • How are gas prices determined?
  • What’s not deductible?
  • 5. ... But you won't want to carry a balance
  • Can I get my Social Security tax back if I’ve overpaid it?
  • What is the Medicare donut hole in 2024?
  • Cheapest car insurance companies after a speeding ticket in California
  • Chase checking account referrals: Up to $500 bonus
  • Where do I offer feedback or send a complaint to United Airlines?
  • How to buy Treasury bonds, notes and bills
  • How to file a claim with Chase rental car insurance
  • Consider the costs of cashing out your 401(k)
  • What other projects are eligible for the residential clean energy credit?
  • How much does an estate planning attorney cost? 
  • 5. Get a vehicle history report
  • Taxes for rollover IRAs: 2 rules to know
  • If you're considering the Aeroplan® Credit Card
  • Benefits of a larger down payment
  • Which Form 1040 schedules should I use?
  • Other tips for managing your bill
  • Things to consider beyond income requirements
  • How did we determine the value of Marriott Bonvoy points?
  • Become a marijuana stock investor
  • 5. Hire employees and get mobile food vendor badges
  • Still not sure which budget system is best for you?
  • Do spot Bitcoin ETFs have custodianship risk?
  • Using the United Excursionist Perk to save more miles
  • Walt Disney World vs. Disneyland tickets
  • Pros and cons of a 401(k) rollover into an IRA
  • Why buy a car with salvage history?
  • What happens to a 695 score with a late payment?
  • How to file a claim with Alaska travel insurance
  • Refinancing with an FHA 203(k) loan
  • Save money on PMI
  • Who doesn’t need life insurance?
  • 3. Chase transfer partners
  • How student loan payments are applied
  • 5. Don’t be afraid to walk away
  • Emirates bathrooms
  • State tax department phone numbers
  • Which card (or cards) should you get? 
  • Energy ETFs: An easier way to invest
  • 4. You may qualify for perks, but not rewards
  • You can’t pay off your interest each month
  • If you haven’t received your passport
  • Medicare resources in California
  • Where to find your card’s minimum
  • 3. Store your cryptocurrency
  • How to get a tax refund sooner
  • Alternatives to savings accounts
  • What are the required minimum distribution rules for a traditional IRA?
  • Step 3: Compare health plan networks
  • Money market funds
  • Passport Type P recapped
  • Is Alaska Airlines premium class worth it?
  • 6. Upgrade to an unsecured card
  • Things to consider about Cash App
  • Other Roth IRA rules
  • Bank of America® Premium Rewards® credit card
  • The bottom line on OpenAI
  • How much does it cost to invest in the S&P 500?
  • How to use a secured credit card to build credit
  • 4. Use your loan offers to set a budget
  • 4. Take advantage of temporary bonuses
  • How income tax brackets work
  • How to claim the child tax credit in 2024
  • Mining and environmental impact of Bitcoin vs. Ethereum
  • Accommodations
  • How the lifetime gift tax exclusion works
  • No-closing-cost mortgages
  • What to do if you can’t open a savings account
  • How to increase your pre-qualification amount
  • Do I have to pay Illinois state income tax?
  • You’ve got money left over for savings
  • Cards that earn AmEx points
  • How many Delta AmEx cards can I have?
  • Rate lock-in may begin to ease
  • Other income that can lower your disability pay
  • How quickly do P2P payments post to the recipient's account?
  • Home renovation loan programs
  • How the 9 states with no income tax stack up
  • Are there other ways to get tax records?
  • How did we determine the value of United miles?
  • 2023 state income tax rates and brackets
  • LLC vs. sole proprietorship: Legal protection
  • What to do after booking
  • Homeowners insurance deductible
  • 6. Add authorized users
  • Calculator: Is Delta basic economy worth it?
  • 4. Seek help through debt relief
  • Basic economy, recapped
  • Other ways to cut wire-transfer costs
  • Can I make money with meme stocks?
  • Credit card and travel insurance that can get your money back
  • Citi Double Cash® Card
  • Concourse E: Delta Sky Club and Centurion Lounge (coming in 2024)
  • Writing call options vs. writing put options
  • Save money on Allegiant flights as a veteran
  • Insurance broker vs. independent agent
  • Final thoughts on Lufthansa premium economy
  • Cons of debt consolidation
  • Manufactured home loans
  • Compare the best CD accounts
  • What to do if Disneyland tickets are sold out recapped
  • Ways to earn United MileagePlus miles
  • 6. Personal loans
  • 5. Your spending plans
  • How to reduce or avoid the federal estate tax
  • Be prepared for your CD’s maturity
  • LLC payroll taxes
  • Ways to lower your DTI ratio
  • How did we determine the value of Southwest Rapid Rewards points?
  • 4. Look beyond just the 0% offer
  • 13. Engage with your community
  • How to book a ticket for a lap infant on United
  • 2023 capital gains tax calculator
  • Common carrier travel accident coverage
  • 5 types of IRAs
  • 7. Monitor your credit regularly
  • Credit cards help build credit
  • 6. PayPal Honey
  • Invest in distressed communities
  • More reading about ETFs
  • How to get medical evacuation insurance (maybe for free)
  • Making the call
  • Norwegian Cruise Line
  • Small-business diversity statistics
  • 9. Marriott
  • Downsizing to a cheaper car
  • 5. Premier Club membership offers more than just lounge access
  • 6. Work for an employer that pays for college
  • 2. Spend strategically across credit card bonus categories
  • How to get Alaska Airlines elite status
  • Choosing the right POS terminal for your business
  • New charges
  • Cheapest auto insurers after a speeding ticket in North Carolina
  • Lounges coming soon
  • Reconsideration for PSLF applications
  • 3. Decide how and where to source your products
  • Why you’d get both
  • Rio is set to join Hyatt
  • Reverse stock split examples
  • The 50/30/20 budget calculator
  • Checking boxes on planes recapped
  • Next Steps:
  • Form 720 instructions: A step-by-step guide
  • If you’re looking to book with Booking.com
  • Disadvantages of loyalty programs with hotels
  • If you need help applying, contact your servicer
  • Universal life insurance
  • Available Medicare Advantage plans
  • If you want to get a free upgrade
  • How to redeem Etihad Guest for maximum value
  • Step 6: Enjoy your new account and double check that all your autopays have transferred
  • Wait a second — what about inflation?
  • What’s not covered
  • 4. Pick an investment strategy
  • Medically necessary home improvements
  • 5. See if you qualify for an income-driven hardship plan
  • What part of my income gets taxed by California?
  • Petal® 2 "Cash Back, No Fees" Visa® Credit Card
  • Day trading risk management
  • When should you fly Delta?
  • Calculating capital gains tax on a home sale
  • Travel insurance for pre-existing conditions, recapped
  • Pros of indexed universal life
  • What is naked short selling, and why is it illegal?
  • Where Huntington Bank business checking falls short
  • Should your small business use cash or accrual accounting?
  • 7. Rock your HSA
  • Help fund a buy-sell agreement
  • If you’re looking for an Executive Lounge
  • First-time home buyer programs near South Carolina
  • TurboTax vs. TaxAct: Which one is right for you?
  • Traveling to Mexico without a passport
  • Examples of other Comenity/Bread-issued store cards
  • How do I grow my home's equity?
  • Do I have to update my W-4 every year?
  • When is Schedule K-1 due?
  • How does Genie+ work?
  • Navigating travel in Paris during the 2024 Olympic Games
  • Pricing factors in a car insurance quote
  • How much Social Security will you get at 67?
  • 4. Payment history is reported to all 3 credit bureaus
  • 9. Sell photography
  • How to report dividend income on your taxes
  • Start taking Instacart jobs
  • 5. Failure to report Bitcoin can be costly
  • What to do if your W-2 is wrong
  • Which insurance coverage is best for me?
  • Younger generations are more likely to incur avoidable fees
  • 7. Perform a business financial analysis
  • 12. Get a personal loan
  • How to claim the mortgage interest deduction
  • Disadvantages of assumable loans for buyers
  • Summary of Justworks reviews
  • How to prepare for a hiring credit check
  • Want cheaper insurance? Avoid these vehicles
  • How do you get out of the Medicare donut hole?
  • Consult your payment processor
  • Travel ID requirements for kids recapped
  • Why you might want the Discover it® Cash Back
  • Find the best HELOC lender for you
  • 6. You might not get approved for as much credit as you need
  • AA basic economy, recapped
  • Other safe investments
  • Compare business checking accounts
  • How do I find out if the Medicare IRMAA applies to me?
  • Airbnb weekly stays are more cost effective
  • How to buy rideshare insurance
  • Passport types in the U.S., recapped
  • The catch: Your health plan's network
  • Keep an eye on your credit scores
  • What wedding insurance doesn’t cover
  • Examples of tax avoidance
  • Average homeowners insurance cost by claims history
  • The wedding invitations (average cost: $206)
  • 3. The credit card 'sign-up farm' scam
  • Limited partnership
  • Total Parent PLUS loan debt
  • Hawaiian Airlines flight delay compensation, recapped
  • 2. Lounge 19
  • Aeromexico Rewards
  • The importance of tax withholding
  • Final thoughts on Nexus cards
  • Frequently asked questions
  • Make your own 'Airbnb credit card'
  • How are cryptocurrencies created?
  • Medicare Part C eligibility
  • By loyalty program
  • Stick to your price range and priorities
  • Reasons to get a credit card
  • Chase Ultimate Rewards® points
  • How much does homeowners insurance cost in West Virginia?
  • Negotiate if necessary
  • What to look for in a balance transfer card
  • What to know about LendUp
  • Time tracking
  • If you want to pay off your loans more quickly
  • Cheap car insurance after an accident by state
  • Spend with January in mind
  • 6. High-yield checking accounts
  • 10. Check your receipts
  • Where do I offer feedback or send a complaint to Spirit Airlines?
  • Can you negotiate points on a mortgage?
  • The bottom line about JetBlue upgrades
  • Balanced funds
  • Which insurance companies sell gap coverage?
  • Rely on yourself
  • 4. Pay bills on time
  • How can I lower my credit card's interest rate?
  • Use a co-signer
  • Redeem Hilton points for Amazon purchases (maybe)
  • ESG investing examples
  • Get ready to rumble
  • What is hyperinflation?
  • Claiming tax-deductible donations on your tax return
  • What if you don’t qualify for Section 179?
  • IDR waiver will count past payments toward forgiveness
  • 3. The value of United 1K status is over $12,000
  • Who counts as a qualifying child for the earned income credit?
  • How much can you borrow with a home equity loan?
  • Is one of these credit cards right for me? 
  • W-2 vs. W-4 forms: how to file
  • How to get financing to open a laundromat
  • Compare auto insurance rates for 35-year-olds
  • Airline loyalty programs
  • Am I a resident for New York state income tax purposes?
  • Loyalty programs
  • 4. Apply for the card that offers you the highest overall value
  • Use miles to book hotels
  • Renters insurance deductible
  • EveryDollar, for simple zero-based budgeting
  • Avoid these less valuable redemptions
  • How do you buy Vanguard Index fund shares?
  • Honorable mention: Blue Cross Blue Shield
  • Family travel considerations
  • Hiring someone versus doing it yourself
  • If you’re considering flying Frontier Airlines
  • 2024 veterans disability rates
  • How to apply for an SBA Community Advantage loan
  • Is American Airlines travel insurance worth it?
  • 5. Read the fine print before paying it off early
  • How to stop spending money online
  • Does the Chase travel portal price match?
  • Rescheduling your United business class flight
  • How to get priority boarding on American Airlines
  • Credit cards can get your money back
  • What you can do if you have credit card debt
  • California Adventure vs. Disneyland, recapped
  • Alternatives to QuickBooks
  • COVID continues, as does its impact on holiday shopping
  • How does power of attorney work in my state?
  • Other types of IRAs
  • 14. Plan an event
  • How much does homeowners insurance cost in Wyoming?
  • Global Entry walk-in appointments are possible
  • Earn rewards points through JetBlue and United
  • Cost of life insurance without a medical exam
  • How to make money as a Twitch Partner
  • Travel and shopping protections
  • How do you buy 10-year Treasury notes?
  • 4. You may be able to graduate to an unsecured Sable card
  • 7. Figure out how you’ll ship products
  • Saving on late fees
  • Alternatives to keeping a card inactive
  • Starting a business with a friend: What n ot to do
  • Wells Fargo business credit card benefits
  • If you want to fly Delta to Las Vegas
  • Disadvantages of using an iBuyer
  • How much does it cost to refinance a mortgage?
  • How to use a Hyatt free night award
  • Marriott Bonvoy vs. competitors
  • 4. Use budgeting or expense-tracking apps
  • Other low-down-payment mortgage options
  • 7. Strike up a deal
  • Is United Premium Plus worth it?
  • Should you tip?
  • Considerations before using fuel additives
  • Watch out for IRS phone scams
  • What to do with an old 401(k)
  • 5. Find the right mortgage for you
  • Methodology
  • Average IRA balance: $109,000
  • Penalty APRs are different from late fees
  • Stopping mold before it starts
  • 5. Use collateral to secure the loan
  • Things to consider
  • Getting TSA PreCheck
  • More calculators to help you shop for mortgages
  • ACH vs. wire transfer
  • Contributing too much to a Roth
  • How fast does a secured card build credit?
  • You don’t need to have $10,000 to take advantage of compound interest
  • 4. Dave: Best for repayment flexibility
  • If you want to buy Disney tickets for cheap
  • How to set up a trust
  • 7. Buy a house that needs work
  • Your next step
  • HELOC requirements
  • Getting the most from your pre-qualification limit
  • Why DBQs matter
  • Average Disney World food costs
  • Is a Comenity/Bread credit card right for you?
  • Exchange frequently? Consider a multicurrency account
  • How to apply for borrower defense to repayment
  • Hipcamp: Best for glamping on a budget (or just plain camping)
  • Days in the cycle
  • The drawbacks of owning multiple brokerage accounts
  • How does the RRB calculate retirement benefits?
  • Light on fees
  • What do P2P payments cost?
  • Cheapest car insurance after an accident: State Farm
  • When is the tax extension deadline?
  • How to pay lower taxes when selling stocks
  • Ex-dividend dates
  • 7. Your travel card may already include travel insurance benefits
  • 5. Earn AAdvantage elite status
  • Play the peak/off-peak game (harder)
  • How to book seats in Hawaiian Airlines Extra Comfort
  • Delta credit cards with free checked bags
  • Global Entry vs. TSA PreCheck cost
  • Embassy Suites by Hilton
  • U.S. Bank vs. Chase: Overdraft fees
  • Helcim alternatives
  • 5. You don't have to get the card to get many of its benefits
  • Compare the best checking accounts
  • Using points to buy other theme park tickets
  • 7. Alternative 'quick cash' options
  • If you inherit or bequeath something, watch out for capital gains tax
  • Is there any insurance that covers the donut hole?
  • Research methodology
  • How do you claim the solar tax credit?
  • Weight limit for dogs on planes
  • 7. AmEx offers Centurion cardmembers exclusive perks
  • Full list of the best car insurance companies in California
  • How to do well on Upwork
  • Alaska and Oneworld elites
  • How much should you put down on a house?
  • Is the 35K certificate impossible to use now?
  • How much money can you put in a Roth IRA?
  • 10. Marriott Vacation Club
  • Business CD vs. business money market account
  • Other e-commerce options to consider
  • Cards that earn Citi ThankYou points
  • Is Alaska travel insurance worth it?
  • Who qualifies for an FHA 203(k)?
  • What type of life insurance do I need?
  • If you're considering booking American Airlines premium economy …
  • Shopping and dining
  • Cons of booking a monthly Airbnb rental
  • If Turo is more convenient to your destination
  • 5. You may qualify with no Social Security number
  • Who might not benefit from the new IDR plan?
  • TRAVEL CREDIT CARDS
  • How to cancel your IHG hotel reservation if you’ve booked your hotel on a third-party website
  • Hotel brands that participate in Discovery
  • Who needs full coverage car insurance?
  • Multiple offers are the norm
  • How to buy health care stocks
  • Steps for getting into a hardship program
  • What to do if you have a high-interest loan
  • If wage garnishment is a financial burden
  • Charging stations
  • How a going concern qualification affects a business
  • Is an exchange fund right for you?
  • Medicare Part D (prescription drugs)
  • 6. Try negotiating costs on your own
  • Debt relief through a debt management plan
  • 5. Find your car
  • How to protect against inflation
  • Types of compensation for delayed flights
  • Disadvantages of franchising for the franchisee
  • Mutual fund fees
  • How to get a construction loan
  • Delta Air Lines seats for elite members
  • Lawsuits could change how agents are paid
  • Secure 2.0 changes: Saver's match
  • LLC vs. sole proprietorship: Paperwork and compliance
  • Who should manage small-business bookkeeping tasks?
  • 7. Be smart with your miles strategy
  • When should you freeze your credit?
  • More tips for choosing Delta basic economy vs. main cabin
  • 10. Pet sit
  • How much does a tax refund loan cost?
  • How to control your dividend tax bill
  • National Debt Relief vs. other options
  • Booking an around-the-world ticket with miles
  • Your W-2 information is not a secret
  • Closing costs for the buyer
  • Credit cards that earn World of Hyatt points
  • Berkshire Hathaway Travel Protection review recapped
  • Why home value is important
  • How can I avoid cashier's check fraud?
  • When undervalued stocks become popular
  • Rocket Lawyer: Best customer service
  • How can I get a Global Entry fee credit?
  • QuickBooks check printing: Buying checks
  • How to buy gold stocks
  • 13. Rent out a room
  • 5. Understand your obligations
  • The importance of diversification
  • 15. Welcome new neighbors
  • Is joining the Hertz Gold Plus Rewards loyalty program worth it?
  • Best life insurance company for consumer experience: Northwestern Mutual
  • 7. The usefulness of a 0% deal depends on your habits
  • When you’re trying to earn status
  • How to confirm if a flight has business class lie-flat seats
  • Working from home tips
  • 6. Contact the seller
  • Who is eligible to apply for this card?
  • When not to use a credit card
  • 5. How to access American Express lounge benefits
  • Where does an IRS audit take place?
  • Final thoughts on Airbnb + rewards
  • Consequences of tax evasion
  • Average homeowners insurance cost by home age
  • Signs you don't need a car
  • 6. Maximize trade-in value
  • What do the approvals mean for Bitcoin?
  • 1. The Grand Lounge Elite
  • Interest charges
  • Why you need to know the cost of goods sold
  • Are after-tax 401(k) contributions right for me?
  • How to add TSA PreCheck to American Airlines
  • Current obstacles to homebuying 
  • How to change an Alaska award flight
  • 8. Optimize for low-cost options by booking with OTAs
  • Gusto and QuickBooks Payroll alternatives
  • If you need to temporarily pause payments
  • Full retirement age for Social Security
  • It's best to pay more than the minimum
  • Tips for writing a company overview
  • Final thoughts on Air Canada premium economy
  • Will I ever need to change my EIN?
  • How much is car insurance by company?
  • Want more context?
  • 11. Use social media
  • Other mutual funds
  • Am I a resident for California state tax purposes?
  • The challenge: Multiple offers are common, and first-time buyers have less cash
  • Types of ESG investments
  • Booking process
  • Cons of indexed universal life
  • When to expect your child tax credit refund
  • ANA premium economy, recapped
  • How to apply for income-driven repayment
  • Other considerations for your mortgage approval
  • How is the job market right now?
  • Best Android personal expense tracker apps
  • How Breeze Airways seats work
  • 8. See if you’re eligible for the earned income tax credit (EITC)
  • How TurboTax and TaxAct compare with other providers?
  • Greenlight Prepaid Mastercard
  • How much do life insurance policies cost?
  • Reasons to use a legal service
  • How much does it cost to check a bag?
  • How to adjust your Form W-4
  • How to save on car insurance as a new driver
  • How to pick seats on Spirit Airlines
  • 5. LinkedIn
  • Life insurance deductible
  • FHA loan limits: $498,257 (floor) to $1,149,825 (ceiling)
  • How to protect yourself from future delays
  • Cheaper ways to send money
  • How do Instacart shoppers get paid?
  • Breeze Airway cancellations recapped
  • Who is Global Rescue membership for?
  • How to sign up for TSA PreCheck
  • How to use the Chase Ultimate Rewards® travel portal
  • Amenities and other perks of British Airways premium economy
  • AAdvantage Gold recapped
  • Consumer takeaways
  • How to evaluate dividends
  • Are there ways to avoid the Medicare Part D donut hole?
  • Chase Business Complete Checking℠: $ 400 bonus offer
  • What is Clear at the airport?
  • Do you pay tax on T-notes?
  • United Economy Plus
  • Consider securities-based lending
  • 8. Integrate with other online marketplaces
  • Is Upwork the right freelance marketplace for you?
  • Other shopping apps to help you save and earn
  • Purchase travel insurance
  • How to apply for a loan
  • How the electric vehicle tax credit is calculated
  • Modified adjusted gross income: The bottom line
  • 6. Figure out where to park
  • Another approach: buying before you sell
  • Staying with pets compared across hotel brands
  • 3. Volunteer Income Tax Assistance (VITA)
  • Risks of private equity
  • Is it a good idea to invest in oil stocks?
  • If you’re planning a trip to Las Vegas
  • 5. Explore other expense-tracking methods
  • What is commercial auto insurance?
  • What to consider before diving in
  • Why are there so many kinds of cryptocurrency?
  • Anticipate extra costs
  • Can you open a business account with no credit check?
  • Clover Health Medicare Advantage service area
  • How to track your passport status, recapped
  • How to earn Avis Preferred Points
  • When to get both
  • ISO caveats to keep in mind
  • Capital loss deduction
  • The cost of PCI compliance
  • The decline of strikes in the U.S.
  • Homeowner costs that aren't tax-deductible
  • Become an authorized user
  • How to calculate your total cost of car ownership
  • Bottom line: Is day trading right for you?
  • Donate Hilton points
  • Best custodial Roth IRAs
  • How to earn more interest in a savings account
  • Cheapest rental car companies, recapped
  • 8. Build a house or buy a brand-new one
  • Can I claim the EITC without a child?
  • Home equity loan requirements
  • Earning PQP points with United credit cards
  • Cover losses from the death of a key employee
  • Standard deduction for dependents
  • How to get a home equity line of credit
  • Seller-paid closing costs
  • How to use a Delta Companion Certificate to book a flight
  • Are these the best dividend stocks?
  • Earn money as a travel agent
  • Am I a resident for Illinois state income tax purposes?
  • Sharing a Prime membership Using Amazon Household
  • How to claim a United refund or flight credits
  • Is Delta Comfort Plus worth it?
  • Applying for SSDI benefits
  • Frequently asked questions about P2P payments
  • The best benefit of the Disney VIP tour? Time saved
  • Upgrade to first class
  • Pets Best coverage options
  • 11. Do freelance work
  • 6. Earn Oneworld Emerald or Sapphire status
  • How do I find my fare class on American Airlines?
  • Who benefits from the cash stuffing envelope system
  • Compare the best banks, credit unions and cash management accounts
  • Types of gas
  • How to get Air Canada preferred seats for free
  • Car-sharing insurance for peer-to-peer rentals can add up
  • 16. Use email
  • Can I sit together with my child on United?
  • Buy non-owner car insurance
  • How to dispute chargebacks
  • If you’d like to do Disney in a day
  • Capital gains tax rates 2024
  • Average cost of term life insurance by health
  • How to earn miles with the Alaska Airlines Visa® credit card
  • How much does commercial insurance cost?
  • How do I pay the Medicare IRMAA surcharge?
  • Clearing room to charge more
  • Private and community farm grants
  • What happens if you have an accident while driving for Uber, Lyft or other app ?
  • Bitcoin and volatility
  • 4. Earn your miles
  • How much does wedding insurance cost?
  • Chase Freedom Flex℠
  • 11. Delta Hotels by Marriott
  • How to access these lounges
  • 7. Take out federal loans if you have to
  • How to choose between credit cards and charge cards
  • Final thoughts on United MileagePlus Awards
  • Who should buy a salvage-title car?
  • If you’re considering a stay at Minute Suites
  • Status match to Carnival
  • What taxes aren’t covered by the SALT deduction?
  • Earning Marriott Bonvoy points
  • Medicare Part D eligibility
  • If you're weighing the cost of the Chase Sapphire Reserve®
  • Average cost of homeowners insurance in West Virginia by city
  • The trouble with comparing accounts by fees
  • Will a penalty APR hurt my credit?
  • How to switch plans and keep your number
  • Can you buy discount points after closing?
  • How much does gap insurance cost?

Prepaid cell phone plans with limited data

  • Is it worth going to a tax preparer?
  • If you want to get the Capital One Venture X Rewards Credit Card
  • 5. Use your credit card for everything that doesn’t charge a fee
  • How do you earn ConciergeKey?
  • Alternatives to cash-out refinance
  • First-time home buyer programs near Colorado
  • The bottom line on short selling
  • 4. You'll earn PlusPoints faster for more upgrades
  • What does the Job Openings and Labor Turnover Summary report show?
  • 4 things to know about DBQs
  • The best place to exchange currency at the end of your trip
  • Consumer-friendly features and benefits
  • Is Genie+ worth it?
  • Other great Disney World hotels for adults
  • Roadside dispatch
  • Drawbacks of Wave Accounting
  • Should you invest in AI stocks?
  • LLC vs. sole proprietorship: Which should you choose?
  • Example of estimated DVC costs over a lifetime
  • How to estimate taxes for an income tax extension
  • 7. Ask an organization for assistance
  • Finding a car you can afford
  • How to earn Hilton Honors points quickly
  • Homewood Suites by Hilton
  • Capital One Quicksilver Cash Rewards Credit Card
  • Frequently asked questions about W-2 forms
  • Other debt payoff options
  • Difference between invoice financing and invoice factoring
  • Other ways to buy insurance
  • Alternatives to Quicken
  • Fees to check in and obtain your boarding pass for your Spirit flight
  • Recap: How to get a cashier's check
  • Crypto ETFs
  • What to consider before consolidating
  • Is it worth it to use points to buy theme park tickets?
  • LLC self-employment taxes
  • Is the Medicare donut hole going away in 2024?
  • Colorado tax credits
  • Mass layoffs across the labor market aren’t likely in 2024
  • Average cost of homeowners insurance in Wyoming by city
  • Capital One transfer bonus history
  • Lost or damaged baggage coverage
  • Does the solar tax credit work with other incentives? 
  • Work from home job scams
  • Is it safe for dogs to fly?
  • 8. Yes, you can buy a mansion or a private jet on a Centurion Card
  • Cheapest for 30-year-old drivers
  • Small-business industry statistics
  • Should you pay rent with your credit card?
  • What does a home insurance rate include?
  • Expected college debt for a 2023 high school grad
  • Ways to boost your Aeroplan balance
  • How to find the best refinance rates
  • Final thoughts on the Hilton pet policy
  • Walt Disney World vs. Disneyland resorts
  • If you want to use the lounges in the Las Vegas airport
  • Term of the month: Put selling
  • How much does homeowners insurance cost in New Mexico?
  • How do I get an FHA 203(k) loan?
  • 4. Citi transfer partners
  • Benefits of an IRA
  • Savings and discounts for hotel rooms, recapped
  • Add it all up

company phone plans

  • Variable life insurance
  • If you qualify for Public Service Loan Forgiveness
  • Paying for a car purchased from a private seller
  • Who benefits the most from the MGM Rewards changes?
  • General-purpose travel card reviews
  • It’s possible to get a lower rate after an accident
  • You can buy gold, but should you?
  • 6. Find the right lender
  • Where to find the best savings accounts
  • BankAmericard® credit card
  • Medigap (Medicare Supplement Insurance)
  • Are PSLF applicants still eligible for Biden's cancellation?
  • Frequently asked questions about Cash App
  • Upgrade Cash Rewards Visa®
  • Will you owe real estate capital gains taxes?
  • How much is the gift tax rate?
  • How long does it take to get pre-qualified for a mortgage?
  • Passport expiration rules for Mexico, recapped
  • How much does homeowners insurance cost in Connecticut?
  • How much Social Security will you get at 70?
  • Other types of insurance deductibles
  • The complete list of dividend aristocrats
  • Cons of a credit freeze
  • What are the best Vanguard index funds?
  • Change and cancellation policy
  • Step 4. Consider how much you can afford to pay an advisor
  • What is the average and median retirement savings?
  • Should you choose U.S. Bank or Chase?
  • Cheapest home insurance rates in each state
  • Should you sell your own home?
  • 6. Apply to refinance your car loan
  • 8. Make financial projections
  • 14. Moonlight as a dog sitter
  • How to claim tax deductions using IRS mileage rates
  • Depreciation examples
  • More small-business data from NerdWallet
  • 17. Start a podcast
  • Potential tie-breakers
  • Korean Air elite status
  • What does a JSX private jet cost?
  • Chase car rental insurance, recapped
  • 9. Set up email marketing and social media profiles
  • Getting motivation
  • Other considerations to determine your down payment
  • Carnival Cruise Line
  • How much does homeowners insurance cost in California?
  • Personal loan alternatives for low-income borrowers
  • Selling a call option
  • The wedding dress and accessories (average cost: $1,833)
  • How to qualify for an SBA loan
  • More ARM terms to know
  • The best of the rest
  • If you're wondering what to do with your mail while on vacation …
  • Why is it called the SALT tax? 
  • 6. Look for ways to lower your expenses
  • Alaska Airlines travel insurance recapped
  • Getting to the Plumeria Lounge inside HNL
  • AAA auto insurance
  • Top CFAR providers
  • Costs of carrying a credit card
  • What to do with the Bitcoin you buy
  • Average IRA contribution: $2,700
  • What to do if you’re not approved
  • How to get your Southwest boarding position
  • TSA digital ID realities, recapped
  • Best insurance company for accident forgiveness: Geico
  • How much is mobile home insurance?
  • Step 4: Compare out-of-pocket costs
  • Geico vs. other insurers
  • 5. Understand your investment options
  • How to make ACH transfers more quickly
  • Get tax help for complex issues
  • Consider consolidation
  • Citi Custom Cash® Card
  • Step 3: Secure startup funding
  • Hilton point redemptions to skip
  • If you want to book awards nights in Toronto
  • 5. MoneyLion: Best for existing customers
  • Charitable deductions 2023
  • Consequences of a child tax credit error
  • 9. Rent out part of the house
  • How to claim the earned income tax credit
  • Looking for past years' saver's credit thresholds?
  • Best for travelers with pre-existing medical conditions: Travel Guard by AIG
  • Spirit Airlines seat selection fees
  • Investing and saving for retirement
  • Request a free stopover
  • American Airlines miles chart, recapped
  • 5. There’s no upgrade option
  • Cost of long-term care insurance
  • Pros and cons of tax refund loans
  • 5. Lower your living expenses
  • How much does homeowners insurance cost in Texas?
  • How to get a Global Rescue membership quote online
  • Final thoughts on the Hyatt-MGM partnership
  • If you’re choosing between Hyatt Place and Hyatt Regency
  • How do ETFs work?
  • Compare the best bank accounts for students and kids
  • Assuming a mortgage after divorce or death
  • 6. The amount you will travel
  • United Airlines infant policy recapped
  • 7. Test-drive the car
  • How to redeem Alaska Mileage Plan miles
  • Hire an advisor
  • Final thoughts on AmEx lounge access
  • Disney Vacation Club resorts
  • How you can save points on a redemption
  • Doing the math on copays, coinsurance and deductibles
  • Do you need wedding insurance?
  • Student loan repayment status
  • How to buy a car with salvage history
  • Longer-term home buyer goal: Save money 
  • Drawbacks of Sage Accounting
  • What does travel insurance not cover?
  • Other benefits of flying premium economy on Emirates
  • If you need special pickup and drop-off
  • How to redeem Avis Preferred Points
  • What are the disadvantages of sole proprietorship?
  • What if I lose my EIN?
  • If you want to use an app to rent a car
  • U.S. Bank Altitude™ Reserve Visa Infinite® Card
  • 5. Dispute credit report errors
  • Who's gotten PSLF so far?
  • What's the difference between a CPA and a tax preparer?
  • 6. Select and finalize your loan
  • You might also like:
  • What is a marginal tax rate?
  • U.S. Bank Altitude® Connect Visa Signature® Card
  • What are IUL policy illustrations?
  • If you need to expedite a U.S. passport…
  • Taxes and trusts
  • What if you don't have a high enough credit score to buy a house?
  • 9. Give it away
  • When can't you take the standard deduction?
  • How much can you borrow with a HELOC?
  • If you want to go to Hawaii …
  • Can you lose money in mutual funds?
  • Illinois state sales tax
  • Where to exchange currency: Frequently asked questions
  • How applying can affect your loans
  • Marriott Homes and Villas: Good for Marriott members seeking more space
  • How big is your bag and how much do you need to pack?
  • Final thoughts on finding cheap Southwest flights
  • Cheapest car insurance after a DUI: Progressive
  • Restrictions and waiting periods
  • FHA documentation requirements
  • Take advantage of travel benefits
  • 12. Create a podcast
  • 7. Use your military benefits
  • Wi-Fi comparison across U.S. airlines
  • Consider travel insurance
  • Check the value
  • Manufactured homes: Pros and cons
  • So, is Global Entry worth it?
  • 15. Become a rideshare or delivery driver
  • Marriott Ambassador Elite, recapped
  • 18. Start a blog
  • Capital gains tax rules and considerations
  • Average cost of life insurance by term length
  • Frequently asked questions about Roth IRAs
  • 5. You can take advantage of several credit-building features
  • 9. You can get many of the Centurion Card's perks from The Platinum Card® from American Express
  • When NOT to pay more frequently
  • Can you contribute to a rollover IRA?
  • The Caesars Rewards Visa Credit Card
  • If you’re going abroad, be prepared
  • What to do if you’re in over your head
  • 12. Westin Hotels & Resorts
  • 4. The interest rate scam
  • Farmers vs. competitors
  • Business CD rates
  • C corporation
  • 3. Transfer points from Marriott Bonvoy to American Airlines
  • Credit card benefits vs. elite status
  • 7. Seal the deal
  • Other renters insurance companies to consider
  • Are FHA 203(k) loans a good idea?
  • Who doesn't count as a tax dependent?
  • The cheapest home insurance in West Virginia
  • How to fund a startup
  • If you're choosing between the passport card and passport book
  • Tax-loss harvesting rules
  • Tips for buying a house in 2023
  • Tips for becoming PCI compliant
  • 6. Pay with complimentary cards
  • Can’t afford income-driven repayment?
  • Why investing is important
  • Is United MileagePlus Gold worth it?
  • If you’d like to become a travel agent
  • What to expect after an airline cancellation
  • Is Amazon Prime worth it?
  • 4. Review the response to your dispute
  • Walmart MoneyCard
  • How to pay estimated taxes
  • Business travel considerations
  • Is Hawaiian Extra Comfort worth it?
  • FDIC insurance limits and ownership categories
  • Final thoughts on the best Hilton hotels in Hawaii
  • How to use Chase points for flights smartly
  • How to redeem Lufthansa miles
  • Concourse F: The Club ATL and Delta Sky Club
  • Is United business class worth it?
  • Hotels on points in Tampa Bay
  • How to manage stock trading risks
  • A closer look at Quicken vs. QuickBooks
  • Summary of the best banks and credit unions of 2024
  • Air Canada seat selection recapped
  • Tracking your mileage
  • Justworks competitors and alternatives
  • LLC sales taxes
  • Best life insurance company for coverage amounts: New York Life
  • Chargeback vs. refund
  • The cheapest home insurance in Wyoming
  • Small business organizational chart templates
  • Nontraditional and membership-based auto insurance reviews
  • Keep an eye on your credit score
  • A more immediate concern: A potential credit downgrade
  • Rideshare insurance: Key takeaways
  • Other types of 1040 tax forms
  • Average cost of homeowners insurance in California by city
  • If you’re collecting Marriott elite night credits
  • Iberia Plus status
  • Cards with primary coverage
  • How to reduce the cost of homeowners insurance
  • How to claim the federal EV tax credit
  • You can refinance an ARM
  • Is Disneyland or Disney World better?
  • Other HNL lounges to consider
  • Final thoughts on taking your own passport photo
  • What to do if you’re paying a penalty APR
  • Should you invest in cryptocurrency?
  • How to boost your personal loan approval odds
  • Can the home seller pay your discount points?
  • A resurgence of strikes in the U.S.
  • Alternatives to gap insurance
  • Cons of Shopify Payments
  • Enrolling in Medicare
  • Debt relief through debt settlement
  • How to avoid capital gains tax on real estate
  • Home shopping tips
  • Help retain talent
  • FreshBooks alternatives
  • Mutual funds: The bottom line
  • Delta plane seating chart
  • How much do you hate waiting in lines?
  • How to book a Disney VIP tour
  • TurboTax vs. H&R Block: Which one is right for you?
  • Other closed-loop cruises
  • Other ways to use your Alaska Airlines miles
  • Empower Personal Dashboard, for tracking wealth and spending
  • Credit freeze or credit lock?
  • 13. Become a rideshare or delivery driver
  • 8. Review your living expenses
  • American Airlines classes and fares recapped
  • Pros and cons of franchising vs. licensing
  • Fees across U.S. airlines
  • Home2 Suites by Hilton
  • What is the perfect credit score, and how many people have it?
  • Fees to select a seat ahead of time
  • LegalZoom: Best state-specific legal advice
  • 9. Add additional information to an appendix
  • 16. Cut your insurance premiums
  • Additional resources
  • The future of blockchain technology
  • 19. Host a webinar
  • Colorado inheritance and estate tax
  • What to know about Chase checking account bonuses
  • Korean Air Skypass, recapped
  • 10. Test and launch your e-commerce website
  • The bottom line on how to research stocks
  • Resources for starting a medical practice
  • 13. Le Meridien
  • Is an SBA loan right for me?
  • Best POS terminals for small-business owners
  • 7. Start marketing and promoting your food truck
  • Refinancing a mortgage, step by step
  • Alternatives to oil stocks
  • Average cost of homeowners insurance in New Mexico by city
  • Is AAA worth it?
  • Do you need commercial auto insurance?
  • Steps to finance a pool
  • 6. Get preapproved for a mortgage
  • Have private student loans?
  • How to find cheap car insurance after an accident
  • Southwest Family Boarding: How to sit together
  • What is a no-credit-check loan?
  • Tips if you are going to finance your vacation
  • Should I invest in an S&P 500 index fund or S&P 500 ETF?
  • When should you fly United?
  • ESG investing: How to get started
  • Booking cheap flights through bank portals
  • Companies that offer IUL insurance
  • State child tax credits
  • Can you transfer Chase points to another person?
  • Credit score mortgage calculator
  • Varo Believe Secured Credit Card
  • How to find cheap United flights to Hawaii
  • What if United Airlines won’t refund you?
  • Stock market crashes in history
  • Average cost of homeowners insurance in Connecticut by city
  • Additional Visa Signature benefits
  • How much is a DVC Vacation Point worth?
  • So you’ve found the best credit card. What’s next?
  • How much does homeowners insurance cost in Alabama?
  • Final thoughts on Delta’s basic economy vs. main cabin
  • Admirals Clubs locations
  • Getting Global Entry or TSA PreCheck for free
  • If you wish to connect to onboard Wi-Fi on a Delta flight
  • What isn’t covered by Global Rescue travel insurance?
  • Figuring out how much you need to save
  • Should you try options trading? 
  • Cheapest homeowners insurance in 20 major cities
  • Building generational wealth
  • Why are California gas prices so high?
  • How to book travel in the portal
  • Understanding depreciation in business and accounting
  • How to get into the Air Canada Lounge at SFO
  • If you're looking to book business class lie-flat seats
  • Can I appeal the Medicare IRMAA if I don't think it applies to me?
  • Final thoughts on Alaska Airlines lounge access
  • What to do if you want to come clean
  • 8. Borrow private loans as a last resort
  • 4. Build your credit, with or without a Social Security number
  • What do the approvals mean for other crypto investments?
  • Much ado about convenience
  • Hyatt Pay My Way
  • Tax breaks and credits for claiming a tax dependent
  • Are cryptocurrencies financial securities, like stocks?
  • How to pick the right policy for your trip
  • How to fly in even more comfort
  • How to get help with your ISOs
  • Etihad Guest’s elite status program
  • Is Centurion Lounge access without a card possible?
  • How to save on full coverage car insurance
  • Are mortgage points tax deductible?
  • Get credit for the bills you pay
  • How to purchase travel medical insurance
  • Saving on your biggest car costs
  • Final thoughts on American Airlines ConciergeKey
  • Cancellation policy
  • Pros of investing in REIT stocks
  • 5. It's possible to earn a lifetime United 1K
  • Consequences of an EIC-related error
  • How to get to St. Regis Bora Bora
  • Lounge benefits
  • How much is my 2023 standard deduction?
  • Do you pay taxes when you receive a gift?
  • Pets Best pet insurance rates
  • Supplement rewards with a second credit card
  • Tax refund loan alternatives
  • Step 5. Vet the financial advisor's background
  • Average cost of homeowners insurance in Texas by city
  • TSA PreCheck interview
  • How much is premium economy on British Airways?
  • Final thoughts on United flight cancellations
  • Read the fine print
  • Walmart2Walmart
  • If you want to buy discounted park tickets
  • 20. Find opportunities to share your voice
  • Colorado sales tax
  • Types of loans to avoid
  • Final thoughts on the Alaska Airlines Visa® credit card
  • Other Caesars partners
  • MSC Cruises
  • The cheapest home insurance in California
  • What are the tax rules for a Roth IRA?
  • How to get cheap Southwest flights when rebooking
  • 14. Renaissance Hotels
  • What to book before the Aeroplan award chart changes
  • Wait for the right Carnival cruise offer
  • Is the Plumeria Lounge Honolulu worth it?
  • How much life insurance do you need?
  • What to know about West Virginia homeowners insurance
  • Cards that earn American Express Membership Rewards points
  • How to get Public Service Loan Forgiveness
  • What can cruise elite status get you?
  • Discover it® Secured Credit Card
  • What is an effective tax rate?
  • Is a cash-out refinance a good idea?
  • 6. SoLo Funds: Best for peer-to-peer cash advances
  • What is the quit rate?
  • 10. Keep a file of your medical expenses
  • Compare top-rated life insurance companies
  • Key terms in this story
  • Ways kid creators can earn online
  • Disney reservations availability recapped
  • Tax advantages of buying long-term care insurance
  • Who can access your frozen credit reports?
  • Tru by Hilton
  • Allegiant is the best airline for veterans
  • Business plan tips and resources
  • LLC tax forms and LLC tax deadlines
  • Buy rental car insurance
  • What to know about Wyoming homeowners insurance
  • Final thoughts on the transfer bonus history of Capital One, Citi, Chase and AmEx
  • Build your own Hilton credit card strategy
  • The benefits of a business org chart
  • Rental car collision coverage
  • How much is renters insurance in New York?
  • 8. Get a car inspection from a mechanic
  • Small-business outlook statistics
  • American Express add-on coverage
  • Will you need to do an interview for Global Entry renewal?
  • Find the Hyatt that's best for you
  • How to add TSA PreCheck to Delta Air Lines
  • How much do pools cost?
  • Global Entry interview and appointment final thoughts
  • Tips for effective credit card use
  • Should I make Alaska flight changes online or over the phone?
  • Burial insurance
  • How can I sign up?
  • Airline credit card reviews
  • How to get the best seat on Southwest Airlines (Group A)
  • How much is auto insurance based on your driving record?
  • Final thoughts on the different United economy fare classes
  • Frequently asked questions about ACH transfers

Cell phone plans for international use

  • Disney cruise costs, recapped
  • The bottom line: Set realistic expectations
  • The federal student loan servicers
  • What is the $500 credit for other dependents (ODC)?
  • Are there credit cards that partner with airline alliances?
  • More reading for active investors and traders
  • How to strengthen your credit score to buy a house
  • BreezePoints Rewards
  • How to avoid gift tax
  • Other ways to protect yourself from delays and cancellations
  • What homeowners insurance won't cover
  • More about the cards
  • Benefits you 'may' have
  • If you want to book Disney’s VIP tour
  • How to redeem AAdvantage miles
  • Frequently asked questions about estimated tax payments
  • If you’re trying to maximize the Capital One Venture X Rewards Credit Card
  • Invest in bonds: next steps
  • How to make these changes last
  • Cheapest home insurance for different situations
  • 3 best cold wallets
  • Blue fares on JetBlue recapped
  • 17. Consolidate your debt
  • Using depreciation to plan for future business expenses
  • What is credit card consolidation?
  • 21. Serve as an expert media source
  • 10. You can get better rewards on many other cards
  • More reading for active investors
  • What casinos are part of Caesars Rewards?
  • First class Alaska flight upgrades
  • 8. Consider using a point-of-sale system
  • 4. GetYourRefund.org
  • The cheapest home insurance in New Mexico
  • How to earn other travel rewards through your Avis car rental
  • Manufactured and mobile home insurance companies
  • Know your ‘why’
  • Summary of medical debt payoff options
  • Who needs travel health insurance?
  • How to reduce taxes owed
  • Cons of investing in REIT stocks
  • Final thoughts on United 1K
  • Never done it before? Here's what to consider
  • Can I buy PQPs on United?
  • How to know if you purchased refundable United Airlines tickets or not
  • Compare car insurance rates for drivers with a DUI
  • The cheapest home insurance in Connecticut
  • Are you ready to lug a carry-on through the airport?
  • Starting a landscaping business: The economics
  • TSA liquid limits
  • Cheapest auto insurance for poor credit: Geico
  • Why bookkeeping for small businesses is important
  • If you want to cruise to the Bahamas 
  • FHA inspection and property requirements
  • Other American Airlines lounges and how to access them
  • 2023 veterans disability rates
  • The cheapest home insurance in Texas
  • Is a Global Rescue membership worth it?
  • ETF creation and redemption
  • Are dividends taxed?
  • 4 things to know about Colorado income tax
  • Getting the timing right
  • How to earn Alaska miles with airline partners
  • Selling a put option
  • 15. Autograph Collection
  • Global Entry 24-month grace period
  • What about life insurance through work?
  • Options trading examples
  • Where to buy travel insurance
  • Medigap eligibility
  • Emirates premium economy routes
  • So, is it good to join multiple hotel loyalty programs?
  • U.S. Bank Altitude® Go Visa Signature® Card
  • Costco car rental discounts
  • Do insurance rates go up after a no-fault accident?
  • State Farm vs. competitors
  • Final thoughts on Centurion Lounge access
  • 11 ways to prevent identity theft
  • Potential hurdles and drawbacks of a hardship program
  • Alternatives to Shopify Payments
  • Better airline credit cards for a Disney vacation
  • All-inclusive cruises aren’t the whole story
  • Step 4: Obtain licenses, permits, and business insurance
  • Are there drawbacks to investing in the S&P 500?
  • Child tax credit vs. child and dependent care credit
  • Principles of investment strategies
  • Should I choose a home equity loan, HELOC, or cash-out refinance? 
  • Small-business incubator programs
  • Is getting a HELOC a good idea?
  • How to purchase a laundromat franchise
  • Capital One hotel transfer partners
  • Tips for small businesses filing W-2 and W-4 forms
  • How do TurboTax and H&R Block compare with other providers?
  • Average cost of homeowners insurance in Alabama by city
  • Baggage and other perks
  • 15. Rent out items
  • Hotel credit card availability
  • Fees for in-flight refreshments
  • Is travel insurance included when booking through AmEx Travel?
  • 22. Maintain your Yelp page
  • Best life insurance company for permanent life insurance: Pacific Life
  • 9. Negotiate the best price
  • 3. Sign up for Marriott credit cards and transfer Bonvoy points to United
  • When to buy wedding insurance
  • What information do you need to claim the EV tax credit?
  • How to buy oil stocks in 4 steps
  • 5. Marriott partners
  • The drawbacks of PE ratio analysis
  • Are paid surveys worth it?
  • How much does homeowners insurance cost in Colorado?
  • Friends and family
  • Protecting your finances
  • Best insurance company for having few customer complaints: American Family
  • 6. Deal with collections accounts
  • Summary: 2021 Maryland DHCD first-time home buyer programs
  • Why transferring Chase points between accounts can be a smart money move
  • Can I still get a past year's earned income tax credit?
  • Hotel-friendly benefits
  • If you're ready to start a budget
  • 11. Consider selling those dogs weighing down your portfolio
  • Ways life insurance helps business owners & types to buy
  • Which type of financial advisor is right for me?
  • Local vacation rental management companies: best for supporting small businesses
  • Is it better to travel light?
  • Best for those who pack expensive equipment: Travel Insured International
  • How many ounces are allowed on a plane?
  • Spirit Airlines fee bundles
  • Why are so many flights being canceled?
  • Examples of FDIC insurance limits and coverage
  • Is TSA PreCheck worth it?
  • First-time home buyer programs near North Carolina
  • How to get a debt consolidation loan
  • If you want to pack a new credit card for your next trip to Europe
  • 18. Refinance your student loans
  • 7. Your Chase 5/24 count
  • Is consolidating credit card debt a good idea?
  • More resources on investing
  • What you need to know about California homeowners insurance
  • It pays to know
  • Flowers and decor (average cost: $2,550)
  • How to get Global Entry fees reimbursed
  • 5. The overcharge scam
  • S corporation
  • 4. Earn American Airline AAdvantage miles by flying
  • How to redeem Aeromexico points
  • Which program is the best?
  • How to get commercial auto insurance quotes and buy coverage
  • Changing Alaska flights recapped
  • Additional Sage software products
  • A future with clearer fees
  • Is renting a car on Turo worth it?
  • Completing the purchase of a car from a private seller
  • Top payment processing companies
  • Practice good credit habits
  • Cheap airfare around Europe recapped
  • Is there an over-55 home sale exemption?
  • History of the child tax credit
  • Investing in REITs: How to get started
  • 2023 vs. 2024 standard deduction
  • Are United flights refundable? Yes, in certain circumstances
  • The bottom line on how to prepare for a stock market crash
  • Low-fee alternatives to prepaid cards
  • Find the best life insurance policy for you
  • How to pick seats on Delta
  • W-4 calculator
  • Final thoughts on United Global Services
  • 16. Use cash back apps
  • Lenders that offer small loans and fast funding
  • Canopy by Hilton
  • Transfer Hilton points to airlines
  • Does the president control gas prices?
  • Do Your Own Will: Best free will software
  • Depreciation and taxes
  • Finding the right car insurance company for you
  • 23. Target industry-specific review sites
  • Are Chase bank promotions worth it?
  • Average cost of renters insurance in New York by city
  • 9. Perfect your day-to-day plan
  • How to get maximum value from Hyatt free night awards
  • What to know about New Mexico homeowners insurance
  • United basic economy, recapped
  • More about Chase Ultimate Rewards®
  • Pros and cons of cryptocurrency
  • A limited time bonus
  • California state tax credits
  • 7. Klover: Best for no-fee advances
  • How to check your credit and monitor your progress
  • Are wages increasing?
  • Changing your registered agent
  • What to know about Connecticut homeowners insurance
  • Benefits of staying at Disney World hotels for adults
  • What is New York City's tax rate?
  • How to buy long-term care insurance
  • Final thoughts on American Airlines flight delays
  • In-cabin pet fee
  • How much do ETFs cost?
  • Western Union
  • 19. Change your cell phone plan
  • LLC tax tips for business owners
  • Is Clear better than PreCheck?
  • How to avoid, reduce or minimize capital gains taxes
  • When JSX might especially make sense
  • Collecting Iberia Avios
  • Why call options can make sense
  • 16. Tribute Portfolio
  • Types of FIRE
  • Student loan forgiveness
  • Receipt Hog
  • If you want to transfer Southwest Rapid Rewards points
  • How much does Emirates premium economy cost?
  • 7. Find a real estate agent
  • Hotel credit card reviews
  • Step 5: Compare benefits
  • How much does travel medical insurance cost?
  • Mission Lane Visa® Credit Card
  • Why you need to know your business tax ID number

company phone plans

  • 5 reasons to enter the laundromat industry
  • What investment return should I expect from a financial advisor?
  • Credit cards that earn ThankYou points
  • Carry-on vs. checked bag final thoughts
  • Tips for making money as a kid
  • The cheapest home insurance in Alabama
  • FHA mortgage insurance requirements: Upfront and monthly payments
  • Pros and cons of Global Entry, TSA PreCheck
  • What to know about Texas homeowners insurance
  • 4 ways to save money on British Airways premium economy
  • Other types of mortgage loans
  • If you're considering the Chase Sapphire Preferred® Card
  • 24. Invest in low-cost Facebook advertising
  • Speak with an agent
  • Fast alternatives to personal loans
  • Emotional support animals on planes
  • Credit cards and elite status can improve your overall experience
  • Celebrity, Holland America and Princess
  • Where to buy wedding insurance
  • Book your discounted Carnival cruise
  • If you want to book monthly Airbnb rentals
  • AmEx vs. Chase transfer partners
  • If you want to understand travel insurance coverage
  • Relax in a SkyTeam-branded lounge before departure
  • Do-it-yourself debt relief
  • 12. Get the timing right
  • When to claim the standard deduction
  • Flight delay compensation recapped
  • Advantages of franchising for the franchisor
  • How did we determine our AmEx points value?
  • How to book better flights
  • PocketGuard, for a simplified budgeting snapshot
  • How to apply for VA disability compensation
  • Concourse T: Admirals Club, United Club and Delta Sky Club
  • Chase travel portal tips, recapped
  • How to redeem Delta SkyMiles
  • Avoid risky loans
  • 10. Make the purchase
  • 17. Design Hotels
  • Mutual fund types
  • If you're considering SENTRI or Global Entry
  • Shopify pros
  • Trailing vs. forward PE ratio
  • Average cost of homeowners insurance in Colorado by city
  • How credit card holders can save money
  • Other types of life insurance
  • AutoSlash car rental discount
  • Why are Google Flights cheaper?
  • Can I keep my car insurance rate from going up after a crash?
  • Best bachelor/ette group activities in Nashville
  • Compliance resources checklist
  • Step 5: Promote your business
  • What if you're not eligible?
  • Final thoughts on when to transfer Chase points
  • United's PQF and PQP requirements
  • Understanding life insurance quotes
  • What else to know about Form W-4
  • Best websites for finding a business partner online
  • Curio – A Collection by Hilton
  • Using credit cards to book Delta flights with miles
  • Where to trade stocks
  • Priority boarding and security access
  • How does the Israel-Hamas war affect gas prices?
  • Chase hotel transfer partners
  • 25. Sell online
  • What to know about New York renters insurance
  • Do Caesars Reward credits expire?
  • How to lower your renters insurance cost
  • Where you can use your Hilton Honors points
  • How to add TSA PreCheck to United Airlines
  • Should you rely on credit card travel insurance instead?
  • Etihad Guest, recapped
  • Can you keep your doctor on Medicare?
  • What to know if you take online surveys
  • Alternatives to startup business grants
  • United MileagePlus credit cards to help get you to Hawaii
  • Where should you open your investment account?
  • How to choose the best Airbnb alternative
  • ETFs vs. mutual funds vs. stocks
  • Downsides of booking via AmEx Travel
  • Best life insurance company for customer satisfaction: State Farm
  • Capital One Venture X Rewards Credit Card travel insurance recapped
  • Can't finance before you sell?
  • Consulting niches to consider
  • If you need to do a Global Entry renewal
  • Are you ready to start a business with your friend?
  • 5. Tax Counseling for the Elderly (TCE)
  • Credit card points and transfer partners, recapped
  • Why trade options?
  • Is Cancel For Any Reason travel insurance worth it?
  • By customer satisfaction
  • Sage Accounting alternatives
  • Should you choose hotel and airline rewards over Avis Preferred Points?
  • 7. Use a secured credit card
  • Long-stay discounts
  • The bottom line on investing for beginners
  • 4. What to expect at a United Club lounge
  • The best Capital One transfer partners
  • What to know about Alabama homeowners insurance
  • 26. Try guerrilla marketing
  • Comparing the programs
  • If you’re looking to plan award travel
  • 18. Gaylord Hotels
  • 6. The skim scam
  • Limited liability company
  • Earning points on a bachelor/ette party
  • Alternatives to a credit card hardship program
  • Better hotel credit cards for a Disney vacation
  • Check your credit scores and reports
  • How do I use my travel health insurance?
  • Other things to know about Breeze Airways
  • Is it better to get a home equity loan or line of credit?
  • Understanding state 'partnership' plans
  • Worth it for the long-haul
  • Corporate grants for nonprofits
  • Should you buy stocks or bonds?
  • American Airlines boarding groups, recapped
  • Unaccompanied minor fees
  • Fabric by Gerber Life: Best online will maker for young families
  • So, is JSX worth it?
  • Other SFO lounges to consider
  • Auto insurance reviews for high-risk drivers
  • EV rebates and incentives
  • The cheapest home insurance in Colorado
  • 8. Go shopping!
  • Credit cards for other travel brands
  • Alternative car insurance for high-risk drivers
  • Things to consider about loans with no credit check
  • 8. Chime: Best for overdraft protection
  • What does the Employment Cost Index Show?
  • Earning United PQPs recapped
  • How do I file a claim?
  • Cheapest car insurance for young drivers
  • If you’re choosing between Hilton Honors vs. Marriott Bonvoy
  • Important considerations for both programs
  • Lufthansa’s elite status program
  • 27. Hand out business cards
  • TSA PreCheck vs. Global Entry vs. Clear
  • Tips for traveling with a dog
  • Find the best homeowners insurance in your state
  • Alternatives to the best burial insurance
  • Rental car alternatives
  • How to save money now
  • Different types of life insurance by underwriting
  • Best insurance company for financial strength: Auto-Owners
  • Is Vrbo safe?
  • What Medicare doesn't cover
  • Prosper® Card
  • How to find another company's EIN
  • Is the Delta Companion Certificate worth it?
  • AmEx points value recapped
  • Best for adventurous travelers: World Nomads
  • Additional tips for making money on TikTok
  • Above all, don’t panic
  • OK, what's next?
  • Compare buy now, pay later apps
  • Is franchising or licensing right for your business?
  • More from NerdWallet
  • Final thoughts on the AmEx travel portal
  • Basics of Iberia award charts
  • Veteran farm grants
  • Call vs. put options
  • Iberia Plus, recapped
  • 19. Courtyard by Marriott
  • Cryptocurrency legal and tax issues
  • 5. United Club locations
  • Best stocks for beginners
  • Best prepaid debit cards: Summary
  • Other Disney resort options for adults beyond Walt Disney World
  • Spirit Saver$ Club
  • A recap of how to get Airbnb discounts
  • DoubleTree by Hilton
  • More resources
  • 28. Utilize SEO best practices
  • Small-business banking statistics post-SVB failure
  • Using PE ratio to analyze the entire market
  • More tips for rental car discounts
  • Company overview examples
  • What are tax deductions?
  • Grow Credit Mastercard
  • Final thoughts on the new Breeze Airways
  • What to do if you can’t keep up with your HELOC payments
  • Final thoughts on selecting a seat on Delta Air Lines
  • In-flight experience
  • 6 things to know about New York state income tax
  • Pets Best vs. competitors
  • FHA foreclosure waiting period: Three years
  • Should you use a buy now, pay later app?
  • Delta One vs. first class recapped
  • Bundle packages
  • How else can you use Hilton Honors points?
  • 20. SpringHill Suites by Marriott
  • Leasing and the EV tax credit
  • Chase Sapphire Reserve vs. AmEx Platinum: Minor features to consider
  • Shopify cons
  • More about top-rated life insurance companies
  • Cancel For Any Reason recapped
  • Covering your living expenses
  • Other ways to get get a good seat on Southwest
  • 8. Get credit for rent and utility payments
  • What you need to know about limits, exclusions and deductibles
  • Branded cruise line credit cards
  • Home purchasing tips
  • Important policies to be aware of
  • What are prepaid debit cards?
  • Compare auto insurance rates for drivers with poor credit
  • United partners can help you make the most of non-United spending
  • 29. Target the mailbox
  • Final thoughts on choosing Clear or TSA PreCheck
  • If you’re considering an upgrade to United Premium Plus
  • How much does the Disney Vacation Club cost?
  • Earn Alaska miles with hotel, car rental and shopping partners
  • Find the cheapest renters insurance in select states
  • Limitations of FIRE
  • Aeromexico elite status
  • So, is travel insurance worth it?
  • What to know about Colorado homeowners insurance
  • What is the best car rental company?
  • 9. Make an offer
  • Use points and miles to book a budget bachelor/ette party to Nashville
  • Summary: How to choose health insurance
  • How to get travel insurance
  • What if the card benefits are insufficient?
  • 6. United Club vs. United Polaris lounges
  • Airline credit cards
  • American Airlines change and cancellation policies
  • Spirit Airlines seat selection for elite members
  • Best life insurance company for older applicants: AARP
  • If you're considering flying ANA business or first class
  • Cheapest for 40-year-old drivers
  • Other ways to redeem Marriott Bonvoy points
  • If you're looking for a cheap Carnival cruise
  • Medicare vs. Medicaid
  • Pricing and most fees
  • Pros and cons of loan apps
  • Will unemployment rise?
  • Does homeowners insurance cover ... ?
  • Honeydue, for budgeting with a partner
  • Tapestry Collection by Hilton
  • The upside down: When debt and equity roles reverse
  • What other services does each will maker offer?
  • 30. Send out press releases
  • What determines New York renters insurance rates?
  • Is the Air Canada Maple Leaf Lounge at SFO worth it?
  • California Department of Insurance
  • 21. Four Points by Sheraton
  • Food and drink (average cost: $7,868)
  • Other cash-back apps to consider
  • Your decision: Is cryptocurrency a good investment?
  • Credit cards that earn AmEx or Chase Ultimate Rewards® points
  • West Virginia insurance department
  • OTHER REWARDS CREDIT CARDS
  • Step 6: Know your responsibilities as an employer
  • How to earn Capital One Miles
  • Real world redemption costs
  • How to find out if your bank is FDIC insured
  • Closing costs for the seller
  • If you're looking for Iberia Avios sweet spots ...
  • How to choose the best business entity type
  • Adding TSA PreCheck to your flights recapped
  • How to shop for no-credit-check loans
  • California sales tax
  • Capital One QuicksilverOne Cash Rewards Credit Card
  • The bottom line on investing in stocks
  • Cheapest car insurance for senior drivers
  • FHA homeownership requirements
  • If you're considering booking an around-the-world ticket
  • Are online wills legit?
  • 31. Use bulletin board flyers
  • Looking for more insurance in California?
  • Other Hilton points tips
  • Student loan default
  • How did we determine the value of Citi ThankYou points?
  • New Mexico insurance department
  • What does a 1099 employee mean?
  • A history of Emirates premium economy
  • If you’re looking for a discount car rental
  • Signia by Hilton
  • What to know about the best ways to send money
  • Advantages of put options
  • The new Marriott award system
  • 22. Fairfield by Marriott
  • 5. Shop on the American Airlines eShopping mall
  • Wrapping it all up
  • Most popular
  • How to find the best mobile home insurance
  • Long-term travel medical insurance options for expats
  • Final thoughts on redeeming Hilton points
  • When is the next jobs report?
  • Prepaid debit cards vs. regular debit cards
  • Spirit Airlines seat selection recapped
  • Other ways to write an online will
  • 32. Give out branded merchandise
  • Wyoming insurance department
  • Alternatives to farm grants
  • Final thoughts on Alaska Airlines partners
  • How do mutual fund profits work?
  • Looking for more insurance in New Mexico?
  • 10. Get a mortgage
  • Other homeowners coverage you might need
  • Best insurance company for discounts: Amica
  • Where can I find out more?
  • Bilt World Elite Mastercard® Credit Card
  • Cleaning fees
  • Disadvantages of franchising for the franchisor
  • How to earn elite status with American Airlines
  • Types of homeowners insurance policies
  • Best for medical coverage: Travelex Insurance Services
  • Global Entry application vs. TSA PreCheck
  • How to find the right ETFs for your portfolio
  • Best term life insurance companies of 2024
  • 23. Protea Hotels by Marriott
  • Dates that could move markets this month
  • What to look for in business plan software
  • Emirates premium economy: is it worth it?
  • Instacart Mastercard®
  • Alternatives to traditional personal loans for non-citizens
  • No-credit-check loan alternatives
  • 9. Add to your credit mix
  • What are tax write-offs?
  • 6 things to know about California state tax
  • Final thoughts
  • Which Hawaiian island should you choose?
  • Connecticut insurance department
  • Additional TSA carry-on rules
  • Texas Department of Insurance
  • How to access Delta Sky Club lounges in Atlanta
  • Delta SkyMiles Medallion status
  • Transfer Hilton points to spouse, friends and family
  • How to earn Chase Ultimate Rewards® points
  • Where to find an airline pet policy
  • 4. Earn United miles on credit card bonus categories
  • 7. Direct File
  • Aeromexico lounges
  • Alternatives to Shopify
  • Costco Anywhere Visa® Card by Citi
  • Frequently asked questions about prepaid cards
  • American Airlines partners
  • Final thoughts on accessing Admirals Clubs
  • Other small-business tax forms to know
  • Use Avios to book a premium economy ticket on British Airways
  • 33. Create a referral program
  • 24. AC Hotels by Marriott
  • How did we determine the value of Chase points?
  • The bottom line on PE ratio
  • Which type of life insurance should you get?
  • Southwest seating chart
  • Don't qualify for PSLF? You have other options
  • Are cash advance apps payday lenders?

company phone plans

  • Tempo by Hilton
  • Best whole life insurance companies of 2024
  • Cake (average cost: $507)
  • How to find the best term life insurance company
  • Income-driven repayment use
  • Final thoughts on international medical insurance plans
  • Better no-annual-fee credit cards for a Disney vacation
  • How to make money from home
  • Capital One Platinum Credit Card
  • Is it worth transferring Capital One Miles?
  • When considering Delta vs. American
  • Looking for more insurance in Connecticut?
  • Cheapest car insurance by state
  • Alabama insurance department
  • Budgeting resources from NerdWallet
  • Looking for more insurance in Texas?
  • Alternatives to the best whole life insurance
  • Auto insurance buying guide
  • Credit cards do cash back too
  • Colorado Division of Insurance
  • Benefits and drawbacks of forming an LLC in PA
  • How to save on startup costs
  • Alternatives to buy now, pay later
  • Atlanta airport lounges recapped
  • If you visit Tampa Bay with points and miles
  • More resources on how to travel with a dog
  • 25. Aloft Hotels
  • 6. Shop through SimplyMiles
  • Who might prefer AmEx Platinum over Chase Sapphire Reserve
  • Why getting the entire Disneyland 2024 calendar now is such a big deal
  • The best life insurance companies in February 2024
  • 10 ways identity theft happens
  • 7. Does Priority Pass work for United Clubs?
  • Looking for more insurance in Alabama?
  • How to invest in ETFs
  • Best no medical exam life insurance companies of 2024
  • How we picked the apps
  • Looking for more insurance in Colorado?
  • Why choose? Here’s why points collectors usually have both
  • How much is auto insurance for good and poor credit?
  • How do you claim tax deductions?
  • Are apps like DailyPay and Payactiv cash advance apps?
  • Other ways to earn money
  • How to get cheap homeowners insurance
  • Mutual funds vs. ETFs vs. stocks
  • When you're not happy with your Southwest boarding number
  • How to cancel a Vrbo reservation
  • How to change or cancel an EIN
  • More about whole life insurance
  • 7. Stay at hotels
  • FAFSA completion
  • Is Aeromexico a good airline?
  • Using Marriott Bonvoy points
  • 11. Get homeowners insurance
  • BALANCE TRANSFER AND 0% CREDIT CARDS
  • How NerdWallet chose the best Disney World resort for adults
  • Motto by Hilton
  • How to choose the best life insurance company
  • Other notable options
  • Access to unique experiences
  • Final thoughts on TSA rules for carry-ons
  • Methodology to identify the best budget apps
  • What it's like flying on Lufthansa Airlines
  • Tips for buying the right wedding insurance policy
  • AvantCard Credit Card
  • Alternatives to cash advance apps
  • Compare car insurance rates for drivers with an accident
  • Disney Vacation Club might be worth it if …
  • Is British Airways premium economy worth it?
  • Southwest boarding groups, recapped
  • Best insurance company for customer satisfaction: State Farm
  • What to do if you have issues with a Vrbo reservation
  • Best if you have travel credit card coverage: Seven Corners
  • How to get cheap car insurance
  • 26. Moxy Hotels
  • Guests and the rest
  • 12. Schedule a home inspection
  • Final thoughts on United Lounge access
  • Walt Disney World hotels for adults: which is best?
  • How much does it cost to trademark a logo?
  • Hilton Grand Vacations
  • Which Chase Sapphire transfer partners are the best?
  • Other ways to save on a Disneyland vacation
  • Final thoughts on Hilton transfer partners
  • Elite benefits on Alaska’s airline partners
  • More about term life insurance
  • IRS Form 720: Tips for completing the form
  • Major issuers and their policies on instant credit access
  • Overall winner in Vrbo vs. Airbnb
  • The final word
  • How homeowners insurance works
  • AAdvantage program elite status
  • Other Trusted Traveler programs for U.S. citizens
  • New York Department of Financial Services
  • 5. Earn United miles on flights
  • 27. Homes & Villas by Marriott International
  • Final thoughts on using Google Flights
  • How to save money on Vrbo
  • Hotel credit cards
  • Other ways to earn American Express Membership Rewards points
  • Risks of getting cheap car insurance
  • Which is better in the Hyatt vs. Marriott matchup?
  • Other ways to earn Chase Ultimate Rewards®
  • Looking for more insurance in New York?
  • 8. Book car rentals
  • 13. Have the home appraised
  • Other ways to earn ThankYou® points
  • 28. Residence Inn by Marriott
  • How much is auto insurance based on age?
  • What to look for in travel insurance
  • STORE AND RETAILER BRAND CREDIT CARDS
  • You might consider the Disney debit card instead
  • Do ETFs pay dividends?
  • Cheapest for 50-year-old drivers
  • Best insurance company for military members: USAA
  • Convenient features
  • 6. Alternative investments
  • Is transferring your Chase Ultimate Rewards® points worth it?
  • 29. TownePlace Suites by Marriott
  • Tips for running a successful and profitable home business
  • 14. Negotiate any repairs or credits with the seller
  • How to make money offline
  • How to find the right business idea for your small town
  • Best travel insurance comparison sites
  • Cred.ai Credit Card
  • The fine print
  • Best for long-term travelers: IMG
  • Why you can trust NerdWallet
  • Can you sell an ETF at any time?
  • Most popular retailer brand credit cards
  • Is Disney Vacation Club worth it?
  • 9. Take a vacation
  • Quick snapshots
  • Loyalty Point Rewards
  • Credit cards for dining
  • Related articles
  • 30. Marriott Executive Apartments
  • Other retailer brand credit cards

company phone plans

  • Delta's airline partners
  • 10. Take a cruise
  • Trademarks vs. copyrights and patents: What’s the difference?
  • 31. Element by Westin
  • Marriott Bonvoy elite status
  • Final thoughts on the best credit card for Disney trips
  • 7. Real estate
  • How to find grants for nonprofits
  • 15. Close on your new home
  • 11. Sign up with American AAdvantage Dining
  • Alaska status match
  • How to choose a startup idea
  • How to compare car insurance rates
  • Comparing cruise prices across websites
  • Using the Lufthansa Airlines app
  • Full list of the best car insurance companies
  • Alternatives to joining Disney Vacation Club
  • Using Hilton points for free nights recapped
  • Get your free birthday stuff and deals
  • Which American Airlines fare class should I choose?
  • 6. Shop on the United MileagePlus shopping portal
  • CREDIT BUILDER CREDIT CARDS
  • Protections
  • Mitigate cancellation policy risks with travel insurance
  • Delta SkyMiles credit cards
  • EXCELLENT GENERAL-PURPOSE CARDS FOR SHOPPING
  • 12. Use miscellaneous business partners of American Airlines
  • How to find the best car insurance company for you
  • Retail and travel
  • Best for travelers with unpredictable work demands: Tin Leg
  • How to choose the best investments in 2024
  • Lufthansa’s Miles & More, recapped
  • Alaska elite status, recapped
  • Secured credit card reviews
  • Credit cards that earn AAdvantage miles
  • 13. Use American HomeMiles
  • How much is auto insurance based on gender?

company phone plans

  • GO2bank Secured Credit Card
  • Store credit cards
  • Booking a cruise recapped
  • Should I get Global Entry or TSA PreCheck?
  • Venmo Credit Card
  • 14. Open an account with Bask Bank
  • Unsecured credit builder card reviews
  • How to report identity theft
  • Different types of car insurance
  • 15. Take surveys with e-Rewards
  • Marriott Annual Choice Benefit
  • Is Vrbo better than Airbnb?
  • Best for booking travel with points and miles: TravelSafe
  • Maximizing how you earn Delta SkyMiles
  • 16. Take surveys with Miles for Opinions
  • How much is auto insurance based on vehicle type?
  • What happens when you report identity theft?
  • Cheapest for 60-year-old drivers
  • 17. Take out a loan through LendingClub
  • Vrbo vacation rentals, recapped
  • How to start a profitable business
  • How to choose an online business idea
  • COLLEGE STUDENT CREDIT CARDS
  • Why is car insurance so expensive?
  • 18. Real estate services with Miles From Home
  • How to maximize the Marriott Bonvoy points program
  • Which insurance company is best for travel insurance?
  • 19. Park at the airport with PreFlight
  • What else affects my car insurance cost?
  • What is the best identity theft protection service?
  • 7. Visit restaurants through MileagePlus dining
  • Self Visa® Secured Card
  • Emergency services: Assistance 24 hours a day
  • Best for group travel insurance: HTH Insurance
  • AAdvantage, recapped
  • 20. Book an airport shuttle
  • Options with more style than substance
  • Flying on Delta
  • Car insurance costs by state
  • 21. Sign up with Emergency Assistance Plus (EA+)
  • When to skip travel insurance
  • Want to start a business?
  • SMALL BUSINESS CREDIT CARDS
  • 22. Use utility providers NRG, Reliant or Xoom
  • Most popular small business card reviews
  • 8. Use the United MileagePlus X app
  • Other small business card reviews
  • Travel insurance, recapped
  • 23. Purchase a home security system through SimpliSafe
  • How to choose an insurance company
  • Final thoughts on the Marriott loyalty program
  • 9. Transfer points from hotels to United
  • 24. Buy flowers
  • 25. Purchase wine
  • DEFUNCT OR UNAVAILABLE CREDIT CARDS
  • Credit cards that didn't make the list
  • 26. Buy tickets to events through Vivid Seats
  • Compare car insurance companies
  • Cheapest for 70-year-old drivers
  • 10. Earn United miles for staying at hotels
  • 27. Join Fuel Rewards and buy gas at Shell
  • Is the Delta SkyMiles program right for you?
  • 28. Donate to charity
  • Is American elite status worth it?
  • 29. Convert points from hotels to American Airlines
  • Watch out for making money scams
  • 30. Stay at Hyatt Hotels
  • 31. Earn on all Alaska Airlines flights
  • 32. Purchase American Airlines AAdvantage miles
  • 11. Reserve vacation homes through Vrbo
  • What’s not covered?
  • 12. Book car rentals
  • Ways to earn AAdvantage miles recapped
  • Cheapest car insurance for military families
  • Minimum car insurance requirements in New Jersey
  • 13. Go on a cruise
  • How much does it cost?
  • Minimum required auto insurance in Rhode Island
  • Minimum auto insurance limits required in Washington
  • Alternative car insurance in New Jersey
  • Minimum required auto insurance in Nebraska
  • Minimum auto insurance limits required in Colorado
  • Minimum required auto insurance in Missouri
  • Alternative Rhode Island car insurance
  • 14. Book a vacation through United Packages
  • Minimum required auto insurance in Minnesota
  • Alternative car insurance in Washington
  • Alternative car insurance in Nebraska
  • Alternative car insurance in Missouri
  • Alternative car insurance in Colorado
  • 15. Get identity protection from LifeLock with Norton
  • Alternative car insurance in Minnesota
  • Do I need travel insurance?
  • 16. Purchase flowers
  • How to choose the best travel insurance policy
  • 17. Take online surveys with e-Rewards and Opinion Miles Club
  • 18. Enroll in Emergency Assistance Plus (EA+)
  • What are the top travel destinations in 2024?
  • 19. Purchase wine with Vinesse
  • 20. Shop on MyPoints
  • More resources for travel insurance shoppers
  • 21. Order travel documents from VisaCentral
  • 22. Donate to charity
  • 23. Purchase tickets to Broadway plays
  • 24. Get the Timeshifter app to help with jet lag
  • 25. Take out a home loan through Rocket Mortgage

Smart Money podcast

  • 26. Take out a business loan from MerchantRefi
  • Learn more about personal finance
  • 27. Purchase flying wellness products from Therabody
  • 28. Use energy providers NRG or Reliant
  • 29. Buy a home security system through SimpliSafe
  • 30. Purchase United MileagePlus miles
  • Final thoughts on earning United miles

Data usage on smartphones is expected to grow to a global average of 19 gigabytes per month in 2023, according to a study by communication technology company Ericsson [0] Ericsson.com . Mobile data traffic outlook . Accessed Jan 24, 2023. View all sources . You may be able to buck that trend if you reconsider how much cell phone data you really need . We scoped out plans that meet growing data usage needs while keeping costs at $50 or less.

Plan: Value Plus Plan.

Price (monthly): $50 with autopay discount.

At a glance: Unlimited talk, text and data; 5G network access.

Things to know: There’s no hot spot on this postpaid plan. Video streaming is limited to standard definition (480p). Data may be temporarily slowed when the network is busy.

Plan: Boost Unlimited.

Price (monthly): $50.

At a glance: Unlimited talk and texts; 5G network access; 35GB high-speed data per month, then speeds are slowed.

Things to know: This prepaid plan comes with 12GB per month of mobile hot-spot data, but video streaming is limited to standard definition.

Plan: Unlimited prepaid.

Price (monthly): $50 with autopay discount. 

At a glance: Unlimited talk, text and data; 5G network access. (Data may be slowed during heavy traffic periods.)

Things to know: It’s a prepaid plan, so the perks are scarce, but you’ll get 5GB of regular-speed hot-spot data to use.

Video preview image

Family plans — multiple lines bundled under one primary account holder — can cut the cost per line considerably. We used a family of four as our model to find good family plans.

Plan: Unlimited Starter.

Price (monthly): $35 per line for four lines with autopay discount.

At a glance: Unlimited talk, text and data; 5G network access plus 3GB of mobile hot-spot data per line per month.

Things to know: Video streaming is standard definition on this plan.

Plan: T-Mobile Essentials.

Price (monthly, four lines): $105 with autopay discount.

At a glance: Unlimited talk, text and data; 5G network access; 50GB of premium data plus basic hot-spot access.

Things to know: The plan comes with a year of the Paramount+ streaming service. Mobile hot spot is capped at 3G speeds.

Plan: 5G Start.

Price (monthly): $25 per line for four lines with autopay discount.

At a glance: Unlimited talk, text and data; 5G network access; 5GB of premium mobile hot-spot data.

Things to know: This plan includes six months of Disney+, Discovery+, Apple Music and a choice of Apple Arcade or Google Play Pass at no charge. Cancel entertainment subscriptions after the introductory period to avoid charges.

Do you miss the good old days, when cell phone plans were simpler? If you want a basic plan with low or no data, these are good options.

U.S. Mobile

Plan: Build your own plan; limited minutes.

Price (monthly): Starts at $2 for 75 talk minutes, plus selected tier of texts and/or data.

At a glance: You select the usage level with the number of minutes, texts and data you need; 5G network access.

Things to know: Monthly tiers start at $2 for 75 talk minutes, $1.50 for 50 texts and $1.50 for 50MB of data. You can change your plan from month to month.

Plan: Flex plan.

Price (monthly): $10.

At a glance: Unlimited talk and texts; 5G network access.

Things to know: Flex plan excludes data in the initial cost; you can easily add a gig for $5.

Consumer Cellular

Plan: Talk, text and 1GB of data plan.

Price (monthly): $20 with autopay discount.

At a glance: Unlimited talk and text; 1GB of data; 5G network access.

Things to know: The plan at the next tier comes with 5GB of data for $5 more (with autopay).

Plan: Flexible for 1 plan.

Price (monthly): $20.

At a glance: Unlimited minutes and texts.

Things to know: Unlimited international texting is included; you can add data to your service for $10 per gig.

Prepaid plans are often cheaper than postpaid plans and let you skip the credit check .

Plan: AT&T Prepaid, 16GB 12-month plan.

Price (monthly): $25, but you must prepay for 12 months to get this price, and the $300 prepayment is nonrefundable.

At a glance: Unlimited talk and text; 16GB of high-speed data; 5G network access; 4K UHD streaming.

Things to know: Once 16GB of high-speed data is used within the month, speeds are slowed.

Plan: T-Mobile Prepaid 10GB plan.

Price (monthly): $40.

At a glance: Unlimited talk and text; 10GB of data at 4G LTE speeds per month.

Things to know: Unlimited music streaming is available through select apps, which doesn’t count toward your data usage.

Plan: Verizon Prepaid 15GB plan.

Price (monthly): $35 with autopay discount.

At a glance: Unlimited talk and text; 15GB of data; 5G network access; mobile hot spot.

Things to know: You can add up to 10 devices on a prepaid family account.

Want a plan that suits your wanderlust? We scouted out plans that let you use your phone overseas or call abroad from home at reasonable prices.

Plan: AT&T International Day Pass.

Price (daily): $10 per day when traveling abroad.

At a glance: The pass lets you use your AT&T plan for talk, text and data while traveling abroad in more than 210 destinations.

Things to know: Once you have signed up, it activates automatically when you travel.

Plan: International Connect Plus.

Price (monthly): $10 per month on top of plan cost.

At a glance: Unlimited calling to landlines and mobile phones in Mexico and Canada as well as to landlines in 70-plus other countries; 200 minutes to mobile phones in 50-plus countries and reduced minute rates to 200-plus countries; unlimited texting to Mexico, Canada and 200-plus destinations.

Things to know: This feature can be added to Boost’s monthly plans.

Plan: T-Mobile Magenta.

Price (monthly): $70 with autopay discount.

At a glance: In addition to domestic features, it has unlimited international texting from home, unlimited text and up to 5GB of high-speed data in 11 countries; flat-rate calling of 25 cents per minute in 215-plus countries.

Things to know: The plan also comes with a one-year AAA membership.

METHODOLOGY

We evaluated cell phone plans offered by popular carriers, considering plan prices and overall features. We considered only national carriers, which ruled out regional providers like U.S. Cellular.

On a similar note...

Best Cellphone Plans of 2024: Our Top Picks for February

Looking for a reliable phone plan? Here are our top picks for the best ones on the market in 2024.

Updated Feb. 2, 2024 6:00 a.m. PT

eli-2019-4x3

CNET’s expert staff reviews and rates dozens of new products and services each month, building on more than a quarter century of expertise. Read how we test products and services .

005-t-mobile-network-mobile-carrier-logo-2021

With AT&T, T-Mobile and Verizon offering dozens of plans, not to mention the exponentially larger assortment from prepaid and smaller carriers like Mint Mobile, Visible and Google Fi Wireless, it's not easy choosing the best cellphone plan. Without doing the right research, you could end up paying a lot more than you should, and no one wants to lose out on saving money.

We're going to try to fix that. We've been covering the latest in wireless plans, from breaking down how to switch carriers , to picking the top unlimited and prepaid plans . We also explain which network the smaller carriers use , as well as  T-Mobile's  and Verizon's plan revamps and AT&T's plan rebranding and price increase .

After covering the wireless industry for over a decade, here's CNET's guide for sorting through the madness along with some of our picks for what we think are the best unlimited and prepaid plans available right now. 

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Factors to consider: Know your area

As we covered in our other wireless guides, to get the best deal you need to make sure you have the coverage that you need. This makes it hard to give a blanket recommendation of any one carrier. T-Mobile's service in New York may be excellent, but if you're in rural Iowa, Verizon is more reliable. 

While your mileage may vary, the good news is that these networks are growing and improving all the time, particularly as the three major players race to blanket the US with 5G. It's quite possible that you left a network complaining about its sparse service a decade ago, but now it's beefed itself up because of that race to acquire customers.

If you know any friends or family in your area that already use the carrier you're considering, ask about their experience. You could also go to a carrier's store and see if they offer any free ways to try out the service before switching over, such as  T-Mobile's Network Pass . Verizon  offers a similar 30-day "Test Drive" program,  while the Cricket prepaid service  has its own trial program  that lets you sample parent AT&T's network.

Best phone plans of 2024

Postpaid phone plans.

T-Mobile reshuffled its plans last year and got rid of our previous pick in this spot, the Base Essentials plan that offered a single line for $45 a month. It replaced that option with an Essentials Savings plan, a "limited time" offer of $50 a month for a single line. 

It has since been renamed the plan to Essentials Saver, and although the plan is largely the same, there are some notable tweaks. 

The data remains unlimited, and you now get 50GB of high-speed data, instead of the 20GB that Base Essentials offers. T-Mobile hasn't said how long the Essentials Saver option will hang around, but we break down  how it compares to the carrier's plans here . 

As before, perks like free Netflix or the bundling of taxes and fees into the sticker price aren't included. You do get unlimited hotspots at "3G speeds" and unlimited talk, text and 2G data in Mexico and Canada. 

At $50 for a single line, the Essentials Saver plan is now the same price for a single line as AT&T's Value Plus plan, and both could be solid options for those looking for a single line without frills. 

Although the price of the AT&T and T-Mobile plans are now the same, we give T-Mobile the edge here mainly because it includes hotspot access. Even at "3G speeds," the option could be a useful feature in a pinch. 

It's also worth mentioning that T-Mobile allows for multiple lines on this plan, with two lines running for $80 a month. (If you need three or more, you may want to look at one of T-Mobile's other plans, which could be cheaper thanks to various promotions the carrier regularly runs.)

You may need to click "see more plans" and then "explore Essentials Saver plan" on T-Mobile's site to get this option to appear. You also need to contact T-Mobile to sign up, because the carrier isn't letting people choose this plan online.

  • T-Mobile's 5G network
  • Plan includes 50GB of regular high-speed data in the US as well as the ability to use phones as a hotspot
  • Hotspot is limited to "3G speeds"
  • Canada and Mexico data are at even slower "2G" speeds
  • Essentials Saver plan isn't easy to find
  • Everyone needs to be on the same plan

Best value phone plan for a single line

T-mobile essentials saver.

T-Mobile reshuffled its plans last year and got rid of our previous pick in this spot, the Base Essentials plan that offered a single line for $45 a month. It replaced that option with an Essentials Savings plan, a "limited time" offer of $50 a month for a single line. 

It has since been renamed the plan to Essentials Saver, and although the plan is largely the same, there are some notable tweaks. 

The data remains unlimited, and you now get 50GB of high-speed data, instead of the 20GB that Base Essentials offers. T-Mobile hasn't said how long the Essentials Saver option will hang around, but we break down  how it compares to the carrier's plans here . 

As before, perks like free Netflix or the bundling of taxes and fees into the sticker price aren't included. You do get unlimited hotspots at "3G speeds" and unlimited talk, text and 2G data in Mexico and Canada. 

At $50 for a single line, the Essentials Saver plan is now the same price for a single line as AT&T's Value Plus plan, and both could be solid options for those looking for a single line without frills. 

Although the price of the AT&T and T-Mobile plans are now the same, we give T-Mobile the edge here mainly because it includes hotspot access. Even at "3G speeds," the option could be a useful feature in a pinch. 

You may need to click "see more plans" and then "explore Essentials Saver plan" on T-Mobile's site to get this option to appear. You also need to contact T-Mobile to sign up, because the carrier isn't letting people choose this plan online.

 width=

Because of T-Mobile's restructuring of its cheapest plans, this has gotten a bit more complicated. As we mentioned, both T-Mobile Essentials and Essentials Saver include unlimited talk, text and data for all the carrier's base unlimited plans, including 5G access. 

In short, if you need two lines, Essentials Saver is your best pick, while those looking for three or more lines may want to go with regular Essentials. 

Two lines of Essentials Saver run $80 a month, while a similar offering from Verizon costs $110 per month, and a similar deal from AT&T runs $120 a month. Three lines will also run $90 at T-Mobile for its regular Essentials thanks to a promotion, compared with $120 at Verizon (for Unlimited Welcome) and $135 at AT&T (for Unlimited Starter). The four-line option is now back to $100 at T-Mobile thanks to a new promotion, compared with $120 at Verizon and $140 at AT&T.

For those comparing prices on multiple carriers' websites, it's worth keeping in mind that Verizon's pricing by default factors in a switching promotional discount of $180 over three years for Unlimited Welcome or $540 if you're getting Unlimited Plus. In both cases, it's also assuming you aren't getting a new phone when you switch. 

To get the real numbers of Verizon's plans make sure to add $5 per line to its Welcome prices and $15 per line for Plus. Our pricing above removes the BYOD device credit. Our pricing here also assumes no perks from Verizon. 

As for T-Mobile, its prices also come with a couple of caveats: Unlike the carrier's Go5G or Magenta plans, taxes and fees aren't included in any of these Essentials prices, making the final total a little higher. All the deals also require that you set up AutoPay and paperless billing.

You may need to click "see more plans" and then "explore Essentials Saver plan" on T-Mobile's site to get this option to appear. 

Best value phone plan for multiple lines

T-mobile essentials saver for 2 lines, t-mobile essentials for 3+ lines.

Because of T-Mobile's restructuring of its cheapest plans, this has gotten a bit more complicated. As we mentioned, both T-Mobile Essentials and Essentials Saver include unlimited talk, text and data for all the carrier's base unlimited plans, including 5G access. 

In short, if you need two lines, Essentials Saver is your best pick, while those looking for three or more lines may want to go with regular Essentials. 

Two lines of Essentials Saver run $80 a month, while a similar offering from Verizon costs $110 per month, and a similar deal from AT&T runs $120 a month. Three lines will also run $90 at T-Mobile for its regular Essentials thanks to a promotion, compared with $120 at Verizon (for Unlimited Welcome) and $135 at AT&T (for Unlimited Starter). The four-line option is now back to $100 at T-Mobile thanks to a new promotion, compared with $120 at Verizon and $140 at AT&T.

For those comparing prices on multiple carriers' websites, it's worth keeping in mind that Verizon's pricing by default factors in a switching promotional discount of $180 over three years for Unlimited Welcome or $540 if you're getting Unlimited Plus. In both cases, it's also assuming you aren't getting a new phone when you switch. 

To get the real numbers of Verizon's plans make sure to add $5 per line to its Welcome prices and $15 per line for Plus. Our pricing above removes the BYOD device credit. Our pricing here also assumes no perks from Verizon. 

You may need to click "see more plans" and then "explore Essentials Saver plan" on T-Mobile's site to get this option to appear. 

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This is a bit more complicated. Verizon used to be our pick with its Play More plan that bundled in the Disney Bundle (ad-free Disney Plus, ESPN Plus and Hulu with ads) and services like Google Play Pass or Apple Arcade into the plan's sticker price. 

Now the carrier has updated its wireless plans to remove perks like the Disney Bundle or Apple Arcade and Google Play Pass from being automatically included with its service. Even with its new plans, it's still our pick for best perks, but this will require a bit more explanation. 

Instead of automatically putting services in, it now offers a variety of perks at $10 per month per perk, allowing users to pick and choose what they want. It also now allows its lower-cost plan, known as Unlimited Welcome, to participate. 

Unlimited Welcome runs $65 per month for one line or $120 per month for four lines. You get unlimited talk, text and data but you don't get access to Verizon's fastest 5G networks (what it calls "5G Ultra Wideband") or hotspot data. For that, you will need to step up to its pricier Unlimited Plus plan ($80 for one line, $180 for four lines). 

Both the Welcome and Plus plans include the ability to add perks at that $10 per month rate. This includes the Disney Bundle (normally $15 per month), Apple One individual (normally around $17 per month), Apple Music Family (which can be shared with five people and normally runs $17 per month) and Walmart Plus (normally $13 per month but also includes Paramount Plus Essential). 

There are also other perks including an additional 100GB of hotspot data (normally $45 per month), 2TB of Verizon's cloud storage (normally $15 per month), three days of international data (what the carrier calls TravelPass, normally $10 per day). 

All perks can be turned on or off at will, and you could forgo them entirely. You can even go with multiple perks on a single line if you want. 

Whether this makes sense for your situation may require some time with a spreadsheet going through what services work for you and what you're willing to pay for them. The savings could add up if you're paying for some of these services directly, but it also could be more expensive than your existing plan.

It is also worth mentioning that Verizon allows you to "mix and match" lines, so if not everyone needs the faster 5G connectivity they could be on Unlimited Welcome while the one who does can go on Unlimited Plus. 

AT&T allows something similar with its unlimited plans, but at the moment, it no longer offers any streaming perks. To get T-Mobile's perks everyone has to be on the same plan. 

If you wanted a cheaper way to save on one or two services like the Disney Bundle, you could have four lines for $120 per month, add the Disney perk for $10 and be paying $130 per month for the whole package. 

Oh, and you can also combine these plans with Verizon's other discounts for teachers, nurses, military and first responders to save a bit more. 

  • Verizon's 4G LTE network is a strong backbone
  • Can still get perks
  • Can "mix and match" plans
  • No access to Verizon's fastest 5G networks
  • No set amount of high-speed data
  • No hotspot data
  • Lower savings on upgrades to new devices
  • Verizon makes the pricing complicated on its website.

Best phone plan for perks

Verizon unlimited welcome.

This is a bit more complicated. Verizon used to be our pick with its Play More plan that bundled in the Disney Bundle (ad-free Disney Plus, ESPN Plus and Hulu with ads) and services like Google Play Pass or Apple Arcade into the plan's sticker price. 

Now the carrier has updated its wireless plans to remove perks like the Disney Bundle or Apple Arcade and Google Play Pass from being automatically included with its service. Even with its new plans, it's still our pick for best perks, but this will require a bit more explanation. 

Instead of automatically putting services in, it now offers a variety of perks at $10 per month per perk, allowing users to pick and choose what they want. It also now allows its lower-cost plan, known as Unlimited Welcome, to participate. 

Unlimited Welcome runs $65 per month for one line or $120 per month for four lines. You get unlimited talk, text and data but you don't get access to Verizon's fastest 5G networks (what it calls "5G Ultra Wideband") or hotspot data. For that, you will need to step up to its pricier Unlimited Plus plan ($80 for one line, $180 for four lines). 

Both the Welcome and Plus plans include the ability to add perks at that $10 per month rate. This includes the Disney Bundle (normally $15 per month), Apple One individual (normally around $17 per month), Apple Music Family (which can be shared with five people and normally runs $17 per month) and Walmart Plus (normally $13 per month but also includes Paramount Plus Essential). 

There are also other perks including an additional 100GB of hotspot data (normally $45 per month), 2TB of Verizon's cloud storage (normally $15 per month), three days of international data (what the carrier calls TravelPass, normally $10 per day). 

All perks can be turned on or off at will, and you could forgo them entirely. You can even go with multiple perks on a single line if you want. 

It is also worth mentioning that Verizon allows you to "mix and match" lines, so if not everyone needs the faster 5G connectivity they could be on Unlimited Welcome while the one who does can go on Unlimited Plus. 

AT&T allows something similar with its unlimited plans, but at the moment, it no longer offers any streaming perks. To get T-Mobile's perks everyone has to be on the same plan. 

If you wanted a cheaper way to save on one or two services like the Disney Bundle, you could have four lines for $120 per month, add the Disney perk for $10 and be paying $130 per month for the whole package. 

Oh, and you can also combine these plans with Verizon's other discounts for teachers, nurses, military and first responders to save a bit more. 

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Prepaid phone plans

US Mobile, which runs on Verizon's network for its "Warp 5G" service and T-Mobile's for its "GSM" offering, has updated its plans again. Now its cheapest Unlimited Starter option starts at $23 per line, per month when purchased annually. That's slightly cheaper than our previous pick in this spot, Boost Mobile's $25 per month unlimited plan.  

Taxes and fees are included in the sticker price, and you will now get 35GB of high-speed data and 10GB of hotspot data. To add more high-speed data, international roaming or streaming perks, you'll need to step up to the carrier's pricier Unlimited Premium plans.

If you don't want to prepay for a year, you can get Unlimited Starter for $29 per month.

  • Runs on Verizon's network for "Warp 5G" service or T-Mobile's for "GSM 5G"
  • Includes access to faster 5G networks at either carrier with 35GB of high-speed data
  • Taxes and fees are included in the sticker price
  • 10GB of hotspot data
  • Phone data slows to 1Mbps after high-speed data is used up
  • Cheapest rate requires annual purchase

Best unlimited phone plan for a single line

Us mobile unlimited starter for $23 per month (annually).

US Mobile, which runs on Verizon's network for its "Warp 5G" service and T-Mobile's for its "GSM" offering, has updated its plans again. Now its cheapest Unlimited Starter option starts at $23 per line, per month when purchased annually. That's slightly cheaper than our previous pick in this spot, Boost Mobile's $25 per month unlimited plan.  

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Google's phone service got a pricing revamp that makes it a much more appealing alternative to major providers. For a family of four, you can now get its Simply Unlimited plan for $80 per month ($20 per month, per line), which includes not only unlimited talk, text and 35GB of high-speed data but also 5GB of mobile hotspot use. There also is free roaming in Canada and Mexico, although taxes and fees aren't included in the sticker price. 

Google Fi Wireless  runs largely on T-Mobile's network and its service includes 5G access,  now including iPhones , which were previously excluded from the fastest data connection.

  • Runs on T-Mobile's network
  • Can add Samsung or Google cellular smartwatches at no extra charge
  • Includes hotspot data and free international calls to Mexico and Canada
  • Best pricing often requires a full year commitment or is limited to new customers

Best phone plan for a family of four: $80 per month

Google fi wireless simply unlimited.

Google's phone service got a pricing revamp that makes it a much more appealing alternative to major providers. For a family of four, you can now get its Simply Unlimited plan for $80 per month ($20 per month, per line), which includes not only unlimited talk, text and 35GB of high-speed data but also 5GB of mobile hotspot use. There also is free roaming in Canada and Mexico, although taxes and fees aren't included in the sticker price. 

Google Fi Wireless  runs largely on T-Mobile's network and its service includes 5G access,  now including iPhones , which were previously excluded from the fastest data connection.

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When it comes to plans with under 15GB of data, Mint has the best value (once again) if T-Mobile's network is solid in your area. Whereas Metro and Cricket charge $40 per month for one line and Boost has a $35 plan for 10GB of data, Mint beats them all on price and now data. 

Last year  Mint upped its 10GB plan to 15GB of 4G LTE/5G monthly data while keeping the same $20 per month price (when purchased in 12-month increments). After that, you can buy three more months at $35 per month ($105 total), six months at $25 per month ($150 total) or another year at $20 per month ($240 total). 

  • More data than some comparably priced plans from other prepaid rivals

Best phone plan for 15GB of data or less

Mint mobile 15gb plan.

When it comes to plans with under 15GB of data, Mint has the best value (once again) if T-Mobile's network is solid in your area. Whereas Metro and Cricket charge $40 per month for one line and Boost has a $35 plan for 10GB of data, Mint beats them all on price and now data. 

Last year  Mint upped its 10GB plan to 15GB of 4G LTE/5G monthly data while keeping the same $20 per month price (when purchased in 12-month increments). After that, you can buy three more months at $35 per month ($105 total), six months at $25 per month ($150 total) or another year at $20 per month ($240 total). 

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If you're looking for service for a backup phone that's rarely used, TextNow has a free plan. Running on T-Mobile's network, the service offers  free unlimited talk and unlimited texting , although ads are placed in its app that you use to call and text people. There isn't any data included with this option, and removing the ads without adding data would run you $10 a month. If you want to watch YouTube, FaceTime or surf the web, you'll need to connect to Wi-Fi. 

Text messages are also done through the company's TextNow app, not through iMessage or WhatsApp, which makes sense as those services require data. 

Getting 1GB of high-speed mobile data starts at $9 a month, with the company throttling you down to "2G speeds" if you use that up before your billing cycle resets. If you're largely on Wi-Fi, this could be a good option. 2GB runs $16 a month, with the company offering up to 5GB of high-speed data for $28 a month.

  • Free talk and text
  • Need to use the TextNow app to call and text
  • No cellular data allotment
  • No access to services like WhatsApp, iMessage or FaceTime over cellular

Best budget phone plan without data

If you're looking for service for a backup phone that's rarely used, TextNow has a free plan. Running on T-Mobile's network, the service offers  free unlimited talk and unlimited texting , although ads are placed in its app that you use to call and text people. There isn't any data included with this option, and removing the ads without adding data would run you $10 a month. If you want to watch YouTube, FaceTime or surf the web, you'll need to connect to Wi-Fi. 

Text messages are also done through the company's TextNow app, not through iMessage or WhatsApp, which makes sense as those services require data. 

Getting 1GB of high-speed mobile data starts at $9 a month, with the company throttling you down to "2G speeds" if you use that up before your billing cycle resets. If you're largely on Wi-Fi, this could be a good option. 2GB runs $16 a month, with the company offering up to 5GB of high-speed data for $28 a month.

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Picking a wireless plan and carrier is an individualized process. What works for you and your family's needs may be vastly different from your friends or neighbors. Even geographically, some areas have better AT&T coverage while others work best on Verizon or T-Mobile (and vice versa). The picks we make are based on over a decade of covering and evaluating wireless carriers, their offerings and their performance. 

Since choosing a provider is unique, we focus on larger plans and the value they provide; as well as calling out ways you can test the different networks in your area for yourself so you can make the best pick.

How we test

Picking a wireless plan and carrier is an individualized process. What works for you and your family's needs may be vastly different from your friends or neighbors. Even geographically, some areas have better AT&T coverage while others work best on Verizon or T-Mobile (and vice versa). The picks we make are based on over a decade of covering and evaluating wireless carriers, their offerings and their performance. 

When choosing a phone plan, there are generally two main options: a postpaid carrier like AT&T, Verizon and T-Mobile (plus cable options like Spectrum Mobile and Xfinity Mobile) and prepaid providers such as Mint Mobile, Metro by T-Mobile, Google Fi Wireless and Cricket. 

The difference boils down to this: With postpaid, you're paying for your plan after you've used your service, while prepaid lets you buy that allotment in advance. 

Prepaid providers are generally cheaper than postpaid options, though they also often (but not always) are more limited when it comes to additional streaming perks, hotspot data or device discounts. To get a several hundred dollar trade-in credit toward a new iPhone, Pixel or Galaxy, you often will need to commit to a postpaid plan from one of the big three carriers and be willing to stay with that provider for 24 to 36 months. 

All three of the major wireless carriers also offer a variety of discounts on the plan pricing depending on age, employment, military or veteran status or if you or someone on your family plan is a nurse, teacher or first responder. You can find details here for  AT&T , T-Mobile  and  Verizon . 

Look at a zoomed-out map of the US on the websites for AT&T, T-Mobile or Verizon and you'll likely see it pretty well colored in by their respective color. Zooming in is where things get a bit more complicated, which is why we can't offer blanket recommendations for one carrier over another. T-Mobile's service in New York may be excellent, but if you're in a rural area in Colorado, Verizon could be more reliable. 

All three offer 5G and ever-increasing coverage and data speeds as they all ramp up deployments of the latest wireless flavor. It's quite possible that, a decade ago, you left a network complaining about its weak service, but now it's beefed itself up because of that race to acquire customers.

This is also why we recommend talking to friends, family or colleagues who have a different provider where you live, as locally your mileage may vary. You could also go to a carrier's store and see if it offers any free ways to try out the service before switching over, such as  T-Mobile's Network Pass . Verizon  now offers a similar 30-day program , while the Cricket prepaid service  has rolled out its own trial program  that lets you sample parent AT&T's network.

As for the smaller carriers, they often use the networks of the larger providers. This includes the prepaid options owned by the big carriers (AT&T owns Cricket, Verizon owns Tracfone, T-Mobile owns Metro) as well as smaller options like Mint Mobile (which runs on T-Mobile), Google Fi Wireless (which largely runs on T-Mobile) and Boost Mobile (which runs on AT&T, T-Mobile and parent company Dish's 5G networks). We  explain this all in more detail here . 

If you're on T-Mobile, all of your plans are unlimited, and Verizon no longer lets new users sign up for a shared data plan. Only AT&T still offers some tiered data plans and unfortunately, it's not great.

It has a 4GB-per-line plan that runs $50 a month for one line ($160 for four lines). Each line here gets 4GB of data, but if you go over that threshold in a month you're paying $10 for every 2GB. AT&T's plan also does not include access to its 5G networks. 

Although everyone's wireless needs are different, for most we think unlimited plans make the most sense, especially when it comes to choosing a new plan. 

AT&T's basic unlimited plan, called Unlimited Starter, is $65 a month for one line or $140 for four lines. If you have one or two lines and don't use a lot of data, you may be fine with one of these plans, though if you have just one line we'd recommend switching over to AT&T's $50-per-month Value Plus option or T-Mobile's Essentials Saver. Two lines of that T-Mobile plan run $80 a month, which is $10 cheaper than two lines of AT&T's 4GB plan and comes without the worry of navigating how much data you use. 

Phone plan FAQs

What's the difference between 'prepaid' and 'postpaid' plans.

When choosing a phone plan, there are generally two main options: a postpaid carrier like AT&T, Verizon and T-Mobile (plus cable options like Spectrum Mobile and Xfinity Mobile) and prepaid providers such as Mint Mobile, Metro by T-Mobile, Google Fi Wireless and Cricket. 

The difference boils down to this: With postpaid, you're paying for your plan after you've used your service, while prepaid lets you buy that allotment in advance. 

Prepaid providers are generally cheaper than postpaid options, though they also often (but not always) are more limited when it comes to additional streaming perks, hotspot data or device discounts. To get a several hundred dollar trade-in credit toward a new iPhone, Pixel or Galaxy, you often will need to commit to a postpaid plan from one of the big three carriers and be willing to stay with that provider for 24 to 36 months. 

All three of the major wireless carriers also offer a variety of discounts on the plan pricing depending on age, employment, military or veteran status or if you or someone on your family plan is a nurse, teacher or first responder. You can find details here for  AT&T , T-Mobile  and  Verizon . 

What about networks?

Look at a zoomed-out map of the US on the websites for AT&T, T-Mobile or Verizon and you'll likely see it pretty well colored in by their respective color. Zooming in is where things get a bit more complicated, which is why we can't offer blanket recommendations for one carrier over another. T-Mobile's service in New York may be excellent, but if you're in a rural area in Colorado, Verizon could be more reliable. 

This is also why we recommend talking to friends, family or colleagues who have a different provider where you live, as locally your mileage may vary. You could also go to a carrier's store and see if it offers any free ways to try out the service before switching over, such as  T-Mobile's Network Pass . Verizon  now offers a similar 30-day program , while the Cricket prepaid service  has rolled out its own trial program  that lets you sample parent AT&T's network.

As for the smaller carriers, they often use the networks of the larger providers. This includes the prepaid options owned by the big carriers (AT&T owns Cricket, Verizon owns Tracfone, T-Mobile owns Metro) as well as smaller options like Mint Mobile (which runs on T-Mobile), Google Fi Wireless (which largely runs on T-Mobile) and Boost Mobile (which runs on AT&T, T-Mobile and parent company Dish's 5G networks). We  explain this all in more detail here . 

Why get unlimited?

If you're on T-Mobile, all of your plans are unlimited, and Verizon no longer lets new users sign up for a shared data plan. Only AT&T still offers some tiered data plans and unfortunately, it's not great.

It has a 4GB-per-line plan that runs $50 a month for one line ($160 for four lines). Each line here gets 4GB of data, but if you go over that threshold in a month you're paying $10 for every 2GB. AT&T's plan also does not include access to its 5G networks. 

Although everyone's wireless needs are different, for most we think unlimited plans make the most sense, especially when it comes to choosing a new plan. 

AT&T's basic unlimited plan, called Unlimited Starter, is $65 a month for one line or $140 for four lines. If you have one or two lines and don't use a lot of data, you may be fine with one of these plans, though if you have just one line we'd recommend switching over to AT&T's $50-per-month Value Plus option or T-Mobile's Essentials Saver. Two lines of that T-Mobile plan run $80 a month, which is $10 cheaper than two lines of AT&T's 4GB plan and comes without the worry of navigating how much data you use. 

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Best cell phone plans in 2024: The best options for your monthly phone service

The best cell phone plans for families and individuals — from unlimited data to low-cost options

  • Best plan overall

Best cheap unlimited plan

Best prepaid plan

  • Best unlimited data plan

Best bulk data plan

Best for travelers

Best family plan

Most flexible family plan

  • Best low-cost plan
  • Best alternative

Best family prepaid plan

  • How we pick the best plans
  • What kind of plan do you need

MVNOs vs other carriers

1. The quick list 2. The best plan overall 3. Best cheap unlimited plan 4. Best prepaid plan 5. Best unlimited data plan 6. Best bulk data plan 7. Best plan for travelers 8. Best family plan 9. Most flexible family plan 10. Best low-cost plan 11. Best alternative plan 12. Best family prepaid plan 13. How we pick the best plans 14. What to look for 15. What kind of plan do you need 16. What are MVNOs?

Knowing whether you've got the best cell phone plan could be the difference between spending too much on cell phone coverage and saving money on your monthly budget. By comparing your current plan to other options out there, you can see if there's a better rate available on a comparable plan or if you're getting short-changed on perks.

We routinely look at cell phone plans to find out what different ones charge and what they offer in return. So if you look at our best cell phone plan picks, you'll see that we've done the comparisons for you.

We certainly consider price when weighing different plans. But we also look at the extras that wireless providers include in their plans — things like hotspot data, streaming service subscriptions and traveller benefits. Other factors to consider include network performance, particularly for plans offered by low-cost carriers who piggy-back on the cellular towers operated by other wireless services. 

Our picks for the top plans represent hours of research into what's currently available — not just from the biggest wireless providers but from less well-known entities, too. That way, we can compare what one carrier offers with deals from other providers to make sure we're highlighting the top choices.

Our guide to the best cell phone plans covers a wide range of options from an assortment of the best phone carriers . Below, we shine a spotlight on low-cost plans as well as picks for families and prepaid options, too. We can also help you find the best plans with unlimited data. And if you're looking just at price, we've tracked down the best cheap cell phone plans , too, in a separate guide.

The quick list

The best cell phone plan overall.

With plans starting at $15 per month, Mint is a great way to save money on your cell phone bill. The low rates cover your first three months of service, then you pay for a year of service ahead of time to keep that rate locked in.

Read more below

Visible has just two plans, both of them with unlimited data. The cheaper of the two lets you enjoy coverage on Verizon's network for just $25 per month, which is less than what you'd pay at Mint.

Our favorite prepaid plan costs just $35 per month when you enroll for automatic payments at Verizon. You'll get 15GB of data, which can also be used as hotspot data. And your coverage includes 5G on Verizon's nationwide network.

Best unlimited plan

T-Mobile has the best unlimited plan among the major carriers, with its Go5G plan. For $75 a month, you get unlimited talk, text and data with 15GB of hotspot data, plus other perks including six free months of Apple TV Plus.

You can't beat AT&T when for a huge bucket of data when you prepay for your plan in advance. The carrier offers 16GB of high speed data every month for $25 when you pay for a year of service. That's $300 upfront, but it works out as a big monthly discount on data.

Google Fi's $65 per month Unlimited Plus is about what you'd pay for unlimited data is what you'd pay with many phone carriers. But the plan pays off when you go overseas and can use your unlimited text and data at no additional cost.

Load the next 5 plans...

The Go5G plan is also a good option for families who need unlimited data. Four lines cost $200 per month, though various discounts can drop the price further. T-Mobile covers the cost of a Netflix subscription with this plan, and taxes and fees are included.

Verizon's Unlimited Plus plan starts at $80 per month with discounts as you add more lines. You can also mix and match with the cheaper Unlimited Welcome plan. Perks like streaming services are available as add-ons that you can drop at any time.

Lowest cost plans

Tello is great for bargain hunters who just want the lowest-cost plan available. Prices range from $9 per month for 1GB of data all the way to a $25 unlimited plan with multiple stops in between. Tello uses T-Mobile's network.

Best alternative plan

For less than $40 a month, you can get 10GB of data from Cricket, which relies on AT&T's network. You'll need to enroll in autopay for a $5 discount off the regular $40 rate, but there no data speed caps like there used to be.

T-Mobile-owned Metro is one of the few prepaid carriers to offer additional discounts as you add more lines. Our favorite plan is the basic unlimited offering that starts at $40 for a single line, and levels out to $100 per month for four lines of data.

1. Mint Mobile

Specifications, reasons to buy, reasons to avoid.

Mint Mobile is a great option to turn to if you want to keep your monthly cell phone bill low. In addition to the 5GB plan we recommend, Visible also offers 15GB, 20GB and unlimited data tiers. The most you'll pay for any plan is $30 per month for unlimited data. 

After your three months of service are up, you need to commit to a full year of service to keep the low monthly rate. That means paying up front, which in the case of the 5GB plan is $180. If you can swing that initial cost, Mint provides a great way to lock in a low rate. 

Mint Mobile | 5GB | $15/month - Best overall cheap cell phone plan

Mint Mobile | 5GB | $15/month - Best overall cheap cell phone plan Mint's 5GB plan is the best cheap plan for most people, as it provides enough data for social media, internet searches and Maps. You'll pay $15 a month for the first three months, before Mint requires you to pay $180 for a full year of service at the same low monthly rate. Coverage is provided on T-Mobile's network and includes 5G on compatible phones.

The best cheap unlimited data plan

Visible offers just two plans, both of which have unlimited data. For $25 a month, you get coverage on Verizon 's nationwide network — Verizon owns Visible — and the ability to make unlimited calls and texts to Canada and Mexico You can use your phone as a mobile hotspot. The biggest downside is that your network can be slowed at any time if Verizon's network gets congested.

The $45 monthly plan at Visible guarantees you 50GB of high-speed data (i.e., no data throttling), and you can connect to Verizon's faster 5G Ultra Wideband network where available. You can also enjoy calling and texting to more countries. 

If you sign up for Visible using code 'VISIBLE24' before February 14, you can get  lower rate on either plan for the next 24 months. The Visible plan costs just $20/month after a $5 discount, while the Visible Plus rate dropds $10 to $35/month.

Visible | Visible Unlimited | $25/month - Best cheap unlimited data

Visible | Visible Unlimited | $25/month - Best cheap unlimited data Even though Visible's $45 Plus plan has the higher perks, Visible's $25 unlimited offering is our pick if you want the cheapest unlimited data with no strings attached. It helps that Visible uses Verizon's network for coverage, including 5G coverage.

The best prepaid cell phone plan

You'll find three prepaid options at Verizon — one that gives you 15GB of data each month, and the other two promising unlimited data. The more expensive of Verizon's prepaid unlimited plans has the most perks, with access to Verizon's fastest 5G coverage. (Verizon's other prepaid plans can connect to the slower nationwide 5G.) You also get more hotspot data and 180 minutes of talk time with a country of your choosing.

Whichever prepaid plan you get at Verizon, be sure to enroll in autopay as it lowers your rate significantly. We recommend the 15GB plan, which normally costs $45/month, but drops to $35 with autopay enrollment.

Verizon | 15GB prepaid | $35/month - Best prepaid plan

Verizon | 15GB prepaid | $35/month - Best prepaid plan Verizon's prepaid plan offers the right mix of price and data. That 15GB per month is more than enough for most users, and autopay discounts bring your monthly rate down to $35. (If you don't enroll in autopay, loyalty discounts eventually drop the rate to $35 if you stick with Verizon for nine months.) Perks are minimal with this plan, but you do get 5G coverage and the ability to use your phone as a mobile hotspot.

The best unlimited data plan overall

4. t-mobile.

T-Mobile offers half-a-dozen unlimited data plans, ranging from $60/month (Essentials) all the way to $100 (Go5G Next) for one line of data. The higher the price, the more perks the plan features, so you'll want to determine just what you need out of a cell phone plan (other than unlimited data) to find one that fits your needs.

Most customers will find themselves choosing between the Magenta/Magenta Max and Go5G/Go5G Plus/Go5G Next plans. Magenta and Go5G let you use 100GB of data before your speeds are slowed, with Go5G customers getting more hotspot data. Magenta Max and Go5G Plus add streaming and travel perks, plus more hotspot data. Go5G Next is the most expensive plan, but its streaming service package includes free Apple TV Plus, Netflix, MLB.TV and Hulu subscriptions. All T-Mobile plans, save for Essentials, include taxes and fees in their price.

T-Mobile | Go5G unlimited data | $75/month - Best unlimited data plan

T-Mobile | Go5G unlimited data | $75/month - Best unlimited data plan We think T-Mobile's Go5G plan is the best option at T-Mobile. You get 15GB of hotspot data to 5GB the less expensive Magenta plan offers; Go5G also sets aside more data to use when you're traveling in Mexico and Canada. With either Go5G or Magenta, you get six months of free Apple TV Plus. For another $15/month, Go5G Plus gives you a full subscription to Apple TV Plus and a Netflix subscription, while boosting travel perks.

The best bulk data plan

5. at&t.

AT&T's main prepaid plans provide 5GB of data for $30/month or unlimited data at $50. (That unlimited price reflects a $15 discount for enrolling in autopay.) We'd steer you toward AT&T's bulk plan, though, as it promises unlimited data for as low as $25/month if you pay for a full year upfront. Only 16GB of that is high-speed data — hit that amount in a given month, and your speeds slow down to 1.5Mbps for the rest of the billing cycle — but that's still a pretty sizable chunk of data for a low monthly rate.

As noted, you'll have to pay the full year up front.  But if you can swing the $300 upfront cost, this AT&T prepaid plan is a great way to lock in a low rate ahead of time.

AT&T | Unlimited 12-month prepaid | $25/month - Great value on AT&T

AT&T | Unlimited 12-month prepaid | $25/month - Great value on AT&T The main carriers rarely offer the best value prepaid plans and these tend to be more common from MVNOs. However, AT&T can be slightly more affordable and flexible than the likes of Sprint or Verizon. While you can pay for one month at a time, the best price is going to come from investing in a 12-month prepaid plan with AT&T by paying $300 upfront. That gives you unlimited data, though speeds will slow down should you use more than 16GB in a month. If you prefer monthly payments, you can get 5GB of data from AT&T for $30 per month.

The best cell phone plan for travel

6. google fi.

Google has its own wireless carrier, and while Pixel phones are optimized for the network — so are select models from Samsung and Motorola — anyone can use Google Fi.

You have a choice of three plans. The Flexible plans charges $20 for unlimited talk and text plus $10 for every gigabyte of data you use. There are two unlimited plans — one for $50 per month and the other for $65. The $65 Unlimited Plus plan includes travel benefits that let you use your data for no cost when overseas. Other Unlimited Plus perks include a year of YouTube Premium along with 100GB of Google One cloud storage

Google Fi | Unlimited Plus plan | $65/month - Best unlimited plan for travel

Google Fi | Unlimited Plus plan | $65/month - Best unlimited plan for travel Google Fi's Unlimited Plus plan costs $65/month, with discounts available on additional lines. More importantly, you can use your Google Fi Unlimited Plus plan when you travel to more than 200 other countries with no disruption in service or extra charges; that makes Google Fi Unlimited Plus one of the best international phone plans. Unlimited Plus customers now get a year of YouTube Premium, too.

The best family plan overall

7. t-mobile.

Those six unlimited plans available for individuals T-Mobile can also double as family plans. As a bonus, T-Mobile discounts additional lines as you add them, lowering your overall cost per line with each person.

Even better, a frequent promotion at T-Mobile has the carrier waiving the cost of a third line of data, so families of four can get that fourth line for free.

T-Mobile Go5G | 4-line family plan | $180/month - Best value family plan

T-Mobile Go5G | 4-line family plan | $180/month - Best value family plan Thanks to T-Mobile waiving the cost of a third line on the Go5G plan, it's currently a better deal for a family of four than the Magenta plan. Go5G also offers more perks, with an extra 10GB of hotspot data and the ability to use more of your data for free when you travel in Canada and Mexico. The perks are even grander with Go5G Plus, but this is the more affordable option — and when T-Mobile waives the cost of a third line, a four-line plan drops to $155/month.

The most flexible plan for families

Like T-Mobile, Verizon adds escalating discounts as you add more lines. Unlike T-Mobile, you can mix and match Verizon's various unlimited plans, so mom and dad can enjoy the more feature-rich Unlimited Plus option, while assigning cheaper Unlimited Welcome plans to the kids.

The $180 price assumes four lines of Unlimited Plus, as it's Verizon's better option if you want faster 5G. As with individual unlimited plans at Verizon, you can add on perks for $10/month, and cancel them at any time.

Verizon Unlimited Plus| 4-line family plan | $180/month - Flexible family plan

Verizon Unlimited Plus| 4-line family plan | $180/month -  Flexible family plan Unlimited Plus lets you access Ultra Wideband 5G; you also get 30GB of hotspot data, and a three year price-guarantee that your rate will stay the same. For $10/month, you can bundle in add-ons like Disney streaming services, travel passes, and an Apple services bundle. Bring your own device for an additional monthly discount for each phone you have.

The best low-cost option

If you want to spend the least amount on data every month, consider Tello, an MVNO that uses T-Mobile's network to provide its coverage. Tello offers six different data plans, which are all priced competitively when compared to other services.

We're highlighting the 1GB plan, which costs $9 a month. But if you need more data, you can also try the 2GB ($10), 5GB ($14), 10GB ($19), 15GB ($24) and unlimited data ($25) options. Those prices assume unlimited talk and text — you can further reduce your monthly bill by reducing the number of talk minutes you need.

Tello Economy | 1GB | $9/month - Lowest priced cell phone plan

Tello Economy | 1GB | $9/month - Lowest priced cell phone plan Tello has added more data to its pricier plans, but the Economy Plan is still the way to go if you want the cheapest possible service. With Tello, you can get a monthly price of $9. You will find yourself limited at 1GB of data in this plan. While you do get unlimited calls and texts, some will find that data cap quite limited so this really is just for those after the lowest monthly cost. Fortunately, jumping up to Tello's 2GB plan costs just $1 more.

The best alternative cell phone plan

10. cricket wireless.

AT&T-owned Cricket Wireless has stopped capping data speeds on its service, so if you haven't considered Cricket in a while, it's worth a second look. It's an especially attractive option if you prefer AT&T's network, but want a cheaper plan than what AT&T might offer.

Cricket gives you four different options, ranging in price from $30 a month for 5GB of data to a $60 unlimited data plan that includes hotspot data and a subscription to the ad-supported version of the Max streaming service. We'd steer you toward the $40 monthly plan and its 10GB of data because that's a relative value within more monthly budgets.

Cricket Wireless | 10GB | $40/month - A competitive alternative

Cricket Wireless | 10GB | $40/month - A competitive alternative It used to be easy to dismiss Cricket's prepaid plans because of an 8 Mbps speed cap imposed on downloads. But Cricket's lifted that now and added 5G coverage to all its plans, so this 10GB offering is more compelling than it used to be. You can save $5 per month if you enroll in automatic payments.

The best prepaid plan for families

11. metro by t-mobile.

Prepaid plans typically don't add discounts on additional lines, but Metro by T-Mobile stands out as an exception. All three of Metro's unlimited data options will lower the cost-per-line as you add four lines.

Pricing on unlimited data ranges from $40 to $60 per month for a single line of data, with the three different tiers offering different perks, such as hotspot data and online storage. The $40 plan is probably the most attractive to families, as Metro charges $100 total for four lines.

Metro by T-Mobile | 4-line unlimited data | $100/month - Best prepaid family plan

Metro by T-Mobile | 4-line unlimited data | $100/month - Best prepaid family plan Take advantage of Metro by T-Mobile's per-line discounts, and you can get four lines of data for $25 each per month on the discount carrier's lowest-cost unlimited data plan. You won't get the hotspot and online storage perks found in other tiers of unlimited data, but you do get to take advantage of T-Mobile's wireless network, including 5G coverage.

How we pick the best cell phone plans

Picking the best cell phone plans requires extensive research on exactly what each carrier offers. That means we're checking the plans available at each of the three major carriers, as you would expect. We also extend that search to lesser know MVNOs, who often offer lower-priced plans.

Once we've gathered all the data on available smartphone plans, we single out the lowest cost options. But because a best cell phone plan isn't a one-size-fits-all choice, we look at the best options from the most popular carriers, as well as compelling values from discount carriers, giving you a wide variety of options to choose the best plan for you. (More on making that decision in a moment.)

Because phone carriers are often changing up their plans, we make it a habit to periodically review what's available. As a result, these rankings get updated at least once a month so that our picks reflect any changes to pricing or perks. When possible, we try to call out promotions that can save you additional money on a new cell phone plan.

How to choose the best cell phone plan for you

Price is a big consideration when looking for the best cell phone plans, especially if you’re getting more than one line for other members of your family. Most carriers offer escalating discounts as you add lines, so you’ll want to compare the total cost of your plan based on the number of lines that require service.

Cell phone plans are about more than just the amount on your bill each month, though. You also need to consider who offers the best coverage in your area and whether they support the phone you’ll want to use. Our guide to the best phone carriers can answer many of those questions, but you’ll also want to ask friends, neighbors and co-workers about how a specific carrier’s coverage is at your home and office if you’re looking to switch wireless providers.

Speaking of switching carriers, the major carriers are all willing to pick up some of the cost to get you to switch. These promotions can vary over time, so we'd suggest keeping an eye on any new carrier deals when you're mulling a switch, as you could find extra ways to save money.

Wireless carriers have spent the past several years building out their 5G coverage, and if you’ve got the right 5G phone, you can benefit from faster speeds if a carrier offers 5G service in your area. T-Mobile includes 5G coverage with all its plans, and that coverage extends to carriers like Metro By-T-Mobile, Mint Mobile and others that use T-Mobile's towers for coverage. AT&T now includes 5G with all its plans, including prepaid options. Verizon does, too, though only some plans include access to that carrier's faster 5G Ultra Wideband network. 

What kind of cell phone plan do I need?

As you would expect, there is no simple answer to this and the question is more about what is the best plan for you. This will obviously depend on a wide variety of factors.

For those on a budget and looking for some flexibility, a prepaid cell phone plan will be an excellent way to go. These are often the cheapest options and the lack of contracts is going to be a massive bonus, especially if you like to change up carriers frequently.

If you frequently stream Netflix on the go, like to play games on your phone or just generally drain your data at impressive speeds, an unlimited plan is an excellent way to go — especially as 5G becomes more common.

For more on picking a plan, check out our guide on how much data you need in your cell phone plan .

Family cell phone plans are an excellent way to save money on each phone line, since many carriers drop the per-line cost for each additional line. Some carriers, such as Verizon and AT&T, let you mix and match plans, so parents can get an unlimited line with greater perks, while giving kids a cheaper line of data to save money overall.

If you are simply after the lowest price possible, carriers including Mint Mobile and Tello can offer you really low costs if you don't mind settling for smaller data caps. In some cases, you can also get a lower rate by paying for a full year of service ahead of time, as is the case at Mint Mobile.

MVNOs are a slightly strange concept but they do offer an excellent way to get a cell phone plan on a budget. So what are they and how do they differ from the main carriers.

Firstly, it's important to note the main carriers. These are: AT&T, Verizon and T-Mobile, which absorbed Sprint in 2020. You can also include US Cellular in that group, though its coverage remains regional compared to the Big Three carriers. These brands use their own technology and run their own regional cellular networks.

MVNOs (Mobile Virtual Network Operators), on the other hand, don't own and operate their own technology and instead piggyback off of the services of one of the above brands. This allows them to be far cheaper than the main carriers but does mean they are the first to be restricted during peak usage periods and don't get access to as many additional benefits.

We explain more about this in our MVNO guide , but the main players are:

  • Mint Mobile: runs on T-Mobile
  • Metro by T-Mobile: runs on T-Mobile
  • Cricket Wireless: runs on AT&T
  • Visible: runs on Verizon
  • Xfinity Mobile runs on Verizon
  • Boost Mobile: runs on AT&T

Cell phone plans comparison

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Philip Michaels

Philip Michaels is a Managing Editor at Tom's Guide. He's been covering personal technology since 1999 and was in the building when Steve Jobs showed off the iPhone for the first time. He's been evaluating smartphones since that first iPhone debuted in 2007, and he's been following phone carriers and smartphone plans since 2015. He has strong opinions about Apple, the Oakland Athletics, old movies and proper butchery techniques. Follow him at @PhilipMichaels.

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Company Cell Phone Pros, Cons and Considerations

For some companies, providing a company-owned cell phone can be a wonderful investment; for others, not so much. What works for one company may not work for another. Evaluating the pros and cons can help your company make an informed decision on what’s best for your specific team. 

What Are Work Phones?

Work phones, at their most basic definition, are phones used for work-related activities. For the purpose of this article however the discussion will be limited to basic cell phones and smartphones only.

There are two options when it comes to providing your employees with work cell phones: the company cell phone plan and the cell phone reimbursement policy. Each  comes with its own fair share of pros and cons, which will be explored further below.

Company Cell Phone Plan

The first option is the company cell phone plan. This plan provides every employee with a company-owned cell phone or smartphone. Through the carrier an employer can purchase a business plan and add the  lines they need. Different plans allow for more or fewer lines, as well as data allocations for mobile internet access. Bigger companies may need a business unlimited plan . 

Employers can also install any apps, contacts, or other important information needed for work. It is important to note however that employers are often expected to provide full support if devices are accidentally damaged.

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Cell-phone reimbursement policy.

A cell-phone reimbursement policy is a second possible avenue to explore, and potentially a more sensible one. With 96% of Americans owning a cell phone as of 2019 , it is reasonable to assume that your employees have their own phones. A reimbursement policy helps compensate employees for using their personal phones for work purposes, rather than adding the full expense of purchasing a new device and plan for every employee.

However, discrepancies could arise between individual employees’ phone plans. While one employee may be paying for an unlimited phone plan, another could be budgeting for a carrier’s lowest priced option. A third employee could be on a family plan. Employers would have to figure out what plans they can reimburse, how much they can reimburse for each plan, and so forth. 

Pros of Work Phones

Below are the pros associated with work phones:

Working remotely  - Company-owned cell phones enable employees to work remotely. This is useful for companies with work-from-home privileges, for employees who need to be on-call, or for life’s unexpected events — such as the COVID-19 pandemic .

Compatibility - Providing your employees with a work phone puts everyone on the same software and hardware,  enabling compatibility among devices.

Round the clock access - Employees that need to be on-call could benefit from having a company cell phone. A phone preloaded with the right software and contacts gives employees 24/7 access to everything they may need. 

Hiring tactic - Offering your employees cell phones could be an incentive for people to apply to your company, especially those facing socio-economic barriers to purchasing their own phone. 

Monitoring - Company work phones allow employers to monitor their employees’ cell phone usage through security and protection products . While this may help catch or reduce employee time theft, it may also present the biggest con — lack of privacy. 

Cost savings - The more lines you have on a plan, the more money you can save. This is one major pro associated with having a cell phone company plan. Reimbursing employees for business use of their personal cell phones may cost a lot more than the former option. 

Cons of Work Phones

Below are the cons associated with work phones: 

Carrying multiple phones - Since the vast majority of Americans today already have a cell phone, receiving a second phone for work could become a nuisance. People don’t usually want to carry around two phones all of the time — and those same people may be hesitant to cancel their personal phone plan. 

Privacy - Perhaps the biggest con is that employees may not be so keen about storing all of their personal information on a work phone. Concerns over privacy may lead to employees carrying around two phones instead. 

More work for IT - Any problems that arise with work phones must be dealt with by your IT department. In other words, the company is expected to maintain them, not the employees. 

Upgrade costs - Cell phone technology changes rapidly. What’s deemed a fast and reliable phone today may not be so four years from now. Employers providing cell phones to their employees should expect to upgrade them every 2 years or so. 

Employees taking advantage - Company cell phones provided for work-related activities only may be taken advantage of by employees. These risks would need to be curtailed by effective company cell phone policy. 

Expenses - For companies still in their start-up phase offering a cell phone to every employee may be too expensive. Especially when factoring in costs that’ll occur later down the road, new companies with tight profit margins may be better off waiting.  

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The 9 best cell phone plans for 2024

S hopping for a new cell phone plan can be … a lot. There are numerous carriers to consider, countless plans to look at, and seemingly endless features shoved in your face. Having so much to choose from is great, but it can also become  very  overwhelming  very  quickly.

That’s where we come in. We’ve taken a look at all of the cell phone plans available in 2024 and rounded up the best ones right here. No matter your budget or what kind of smartphone you have, these are the best cell phone plans you can get right now.

At a glance

T-mobile go5g plus, best unlimited data plan.

Why you should buy this: It’s the best unlimited plan you can buy with international service and no data limits. Plus, your third line on any plan is free, making it perfect for small families.

Who it’s for: Anyone who wants an unlimited plan, lives in an urban area, or travels internationally a lot.

How much it will cost:

These prices reflect the autopay pricing discount of $5 per line and include taxes and fees.

Read more about T-Mobile’s plans here

Why we picked T-Mobile Go5G Plus:

T-Mobile offers the best unlimited plan  of all the carriers. If you’re a real data hog who gobbles up gigabytes of content on a monthly basis, T-Mobile’s Go5G Plus unlimited plan is the best choice for you and your family. You’ll never have to pay for extra data or argue over who used up the last gigabyte — T-Mobile’s Go5G Plus unlimited plan imposes no limits on data usage, so you should get all the high-speed data your heart desires. And since the Go5G Plus plan was just introduced in April 2023 , you don’t have to worry about it disappearing any time soon.

Phone calls and texts are unlimited, so you don’t have to worry about running up a huge bill after catching up with an old friend. Wi-Fi calling is also included, and you’ll get a free Netflix standard subscription to enjoy your favorite shows on up to two devices at a time as long as you go for a two-line plan. Not a fan of Netflix? You also get Apple TV+ included, with 4K UHD video quality , plus a free 2023 MLS Season Pass  subscription. That’s over $300 in entertainment value, and these aren’t limited-time trial offers; as a season pass, the MLS subscription is only valid for the 2023 season, but you’ll have access to Netflix and Apple TV+ for the life of your Go5G Plus plan.

Travelers will also be glad to know you get free in-flight Wi-Fi on select flights, and you only have to pay $0.25 per minute for calling in more than 200 countries. Texting and data remain unlimited in these destinations, so you can chat and stream as much as you want, no matter where you are. However, the speed will be limited to 256Kbps, except when you’re in Mexico and Canada, where you’ll still get 5G speeds  — and now up to 15GB of roaming data to use while you’re there.

Verizon Unlimited Plus

Best rural service.

Why you should buy this: Verizon offers the best coverage in rural areas across the U.S. — and it’s working on making it even better . Simply put, its Unlimited Plus plan has everything you could ask for.

Who it’s for: Anyone who lives in rural America where AT&T and T-Mobile don’t work nearly as well.

Prices include $10-per-month savings per line when you sign up for paper-free billing and autopay.

Read more about Verizon’s plans here

Why we picked Verizon Unlimited Plus:

Verizon offers the best service in rural areas across the country. If you live in the boonies where T-Mobile and AT&T don’t reach, then Verizon is your best bet for reliable coverage. The carrier’s Unlimited Plus plan is expensive, but offers access to Verizon’s fastest 5G Ultra Wideband (5G UW) network with unlimited mobile data, plus 30GB of premium mobile hotspot data.

While folks who want a lot of perks can still opt for Verizon’s pricier 5G Get More plan, its newest myPlans are a better way to go as you can pick the perks you want rather than paying for what Verizon thinks you’ll want. Those who just want fast and reliable 5G coverage can stick with the base Unlimited Plus plan, but if you want some perks bundled in, you can now choose those “à la carte” in the form of a collection of $10-per-month add-on packages.

For example, $10 more per month could get you a subscription to Disney+ , Hulu , and ESPN+ , giving you plenty of entertainment options to choose from. Or, if you’re in a family of iPhone fans, you can get an Apple One bundle instead for the same $10 price — which offers Apple Music , Apple TV+ , Apple Arcade , and iCloud+ with 50GB of storage. Other add-ons include a Walmart+ Membership that includes the Paramount+ streaming service, an Apple Music Family Plan that can be shared with five other family members, and a three-day TravelPass that gives you unlimited texting, calling, and data to use in over 210 countries for three 24-hour periods each month, which can roll over for up to 36 days per year.

If you’re looking to save a bit and don’t need access to Verizon’s fastest 5G service, you can opt for the Unlimited Welcome plan instead, which is $15-per-line less across the board, starting at $65 per month for a single line and dropping to $27 per line per month for five or more. This omits the 30GB of hotspot data and limits you to Verizon’s slower 5G Nationwide service , but that won’t be a problem if the faster 5G UW network isn’t available where you live and work anyway.

AT&T Value Plus plan

Best plan for single-line users.

Why you should buy this:  AT&T offers reliable coverage across the U.S. and a strong phone selection.

Who it’s for: Single-line users who want cheaper plans with unlimited data.

How much it will cost: $50 for one line; $40 if you enable autopay.

Read more about AT&T’s plans here

Why we picked the AT&T Value Plus plan: 

Most phone plans tend to be expensive if you buy a single line, but the price goes down the more lines you add. As we saw above, even Verizon’s cheapest plan costs $65 for a single line but just $25 each for five lines. This kind of pricing offers great discounts for families but ends up penalizing individuals who only need one line. Fortunately, the AT&T Value Plus plan offers a straightforward and affordable $50 plan for those single-line users, which drops to $40/month if you’re willing to sign up for paperless billing and AutoPay.

Customers get unlimited calling, texting, and data usage throughout the U.S., Mexico, and Canada. If you have international friends, you also get unlimited texting from the U.S. to over 200 countries, so you can keep in touch with everyone without burning a hole in your pocket. You can enjoy 5G service if your device supports it, but streaming will be limited to SD quality.

The downside is you’ll have to either switch plans or set up a new account if you want to add members, as this plan is good for one line only. If you decide to expand your family, you can choose AT&T’s Unlimited Starter Plan , which starts at $65 for one line and goes down to $30 each for five lines. If you want faster speeds and more quality streaming, go for the AT&T Unlimited Premium plan, which is more expensive but offers 50GB of high-speed data and 4K UHD streaming.

Google Fi Wireless Unlimited Plus

Best for google users.

Why you should buy this: Google is a well-known name in the tech world, and it offers a flexible and affordable plan.

Who it’s for: Users who regularly use Google services and want a reliable plan on a tight budget.

Read more about Google’s plans here

Why we picked the Google Fi Wireless Unlimited Plus plan: 

Google Fi Wireless offers three plans : Simply Unlimited, Unlimited Plus, and Flexible. The Unlimited Plus plan is the most expensive among the three, but it’s still cheaper than most other cell phone plans we reviewed. Along with being easy on the budget, the plan offers unlimited data in the U.S., Mexico, and Canada. You can enjoy fast 5G speeds up to 50GB, after which you can continue using unlimited data but at slower speeds. One of the biggest bonuses is that you get 100GB of cloud storage with Google One , which provides nice additional value for regular Google users. You also get a free year of YouTube Premium.

The plan also has some benefits for travelers. Users enjoy free, unlimited calling from the U.S. to over 50 destinations, while data remains unlimited in over 200 countries and regions. You will have to pay for any calls you make from outside the U.S., Canada, and Mexico, but these are cheap at $0.20 a minute, and texts remain free regardless of where you are. Several phones are designed to work with Google Fi Wireless , and using these gives you even better coverage. Some of these include popular models from Samsung , Motorola, and of course, Google’s Pixel lineup — including the Pixel 7 and Pixel 7 Pro .

The biggest downside is this plan isn’t ideal for non-Google users. While Google Fi Wireless officially works with the iPhone, it’s not as seamless as using it with a modern Android device. Plus, if you don’t use Google One, you won’t benefit from the included storage bonus. This is really a plan for users deep in the Google ecosystem, although the international data and calling perks may appeal to frequent travelers.

Mint Mobile Unlimited

Best value plan.

Why you should buy this: Mint Mobile offers some of the most affordable unlimited data plans in the market.

Who it’s for: Students and users on a budget.

How much it will cost: 

New customers get a three-month trial for $30 a month ($90 total) and a seven-day money-back guarantee, where the company will refund your money if you cancel the service within seven days of activation.

Read more about Mint Mobile plans here

Why we picked the Mint Mobile Unlimited plan: 

Users on a budget shouldn’t have to settle for poor data plans. The Mint Mobile Unlimited plan offers everything you would need from a cellphone data plan but at a much cheaper price. You get 35GB of high-speed 5G data and unlimited lower-speed data thereafter. Calling and texting are free, and you can make free international calls to Mexico and Canada. The plan also offers Wi-Fi calling and texting if that’s something you prefer.

If you want to share your plan with your family, you can get the Mint Family plan , which lets you buy individual lines with custom plans for each user. This way, you don’t have to pay extra for all devices when only one person uses more data. Just buy the more expensive plan for the data hog, and the rest of the members can use the other, more affordable plans. The plans are available for both devices with a physical sim card and eSIM , including eSIM-only devices  like the iPhone 14 .

Metro by T-Mobile

Best affordable t-mobile plan.

Why you should buy this: It’s a budget-friendly alternative to T-Mobile’s expensive plans.

Who it’s for: Users looking for a T-Mobile plan with fancy features at a cheaper price.

You can get multiple lines for even less when you switch to Metro by T-Mobile in a store rather than on the internet. Some of these savings are pretty significant and can rise to as much as 50% less on four or five lines on the most expensive package. In addition, those in the Affordable Connectivity Program can get packages for as low as $10 a month.

Read more about Metro by T-Mobile plans here

Why we picked the Metro by T-Mobile plan: 

The Metro by T-Mobile plan uses T-Mobile’s 5G network to give users unlimited high-speed data. However, if you use more than 35GB per month, you may experience some throttling to prioritize high-speed data for customers on T-Mobile’s mainstream plans. You’re eligible to get free protection on the ScamShield app, though, and get access to exclusive deals on the T-Mobile Tuesdays app. The more expensive plans offer more benefits like Amazon Prime membership, ViX+ subscription, and 100GB of Google One storage, but if you want to save money, you can skip these extras and still enjoy the same high-speed data.

If you’re switching to Metro from a different carrier, you can get up to four lines for $25 each, using a 5G network, making it one of the best switching deals. Plus, all taxes and fees are included in the prices.

Best custom plans

Why you should buy this: Build your own custom plan and only pay for the features you’ll actually use.

Who it’s for:  People who want premium phone service without the hefty price tag.

How much it will cost: Prices are flexible depending on the add-ons you choose. The company also offers fixed plans:

Read more about Tello plans here

Why we picked Tello:

Every user has different data usage habits. Maybe you spend a lot of time calling but hardly use mobile data. Or maybe you like to refresh your social feed every few minutes to use as much data as possible? Either way, Tello lets you build your data plans to suit your preferences. You’ve never seen this kind of customization for wireless plans before. You can choose how much talk time you want or how much data you’ll use. You can also upgrade to unlimited everything if that’s more your style. It’s not just about creating the perfect wireless plan for you, it’s also about reliable phone service — without those hefty price tags the bigger carriers usually dole out.

Freebies included with every Tello plan, by default, are free hotspot access, Wi-Fi calling support, unlimited texts, international calls to over 60 countries, and eSIM functionality. Tello's eSIM is an instant way to activate your service, with no delivery times, and no added charges. You only need a compatible phone and you can start using Tello’s service right away, so you can use the phone(s) you already have. To set it up, just choose a Tello plan that works for you, select the eSIM option at checkout, place the order, and you’ll get an activation QR code that you can use to connect to your new account and service.

If building your own plan seems like a hassle, Tello also has readymade plans you can pick from. All these plans offer unlimited calling and texting, but the data is limited to the specified amounts for each plan, and it’s worth mentioning that the most expensive “unlimited” plan is a bit misleading; it actually has a 25GB cap for normal data use and a 5GB limit for hotspot and tethering data.

All of the plans are throttled down to 2G speeds once you reach your data limit, which is fine for email and basic surfing, but definitely too slow for high-quality streaming and gaming. However, there are no data limits beyond that threshold, so you’ll be able to use as much low-speed data as you need without worrying about being cut off or charged extra. As a bonus, you can also make free calls to international countries like India, China, and Mexico, as well as free landline calls to other destinations like Belgium, Switzerland, Japan, and Russia.

Consumer Cellular Unlimited Talk and Text

Best plan for seniors.

Why you should buy this:  It’s a reliable plan with extra discounts for seniors.

Who it’s for:  Seniors, especially AARP members.

Consumer Cellular has many more pricing options depending on how much data you need and how many lines you’re buying.

Read more about Consumer Cellular plans here

Why we picked the Consumer Cellular Unlimited Talk And Text plan:

AARP members get 5% monthly discounts on the Consumer Cellular Unlimited Talk And Text plan, making it ideal for seniors. Each plan offers 5G service and unlimited texting and calling, as the name suggests. AARP members also get a 45-day trial to see if the service is right for them. Switching between plans is easy, and you can buy the AARP membership right during checkout.

The unlimited data plan offers 50GB of high-speed data, after which you’ll be throttled to lower speeds for the remainder of the billing cycle. If you opt for a 1GB, 10GB, or another limited-data plan, you’ll be automatically bumped up to the next tier if you exceed your usage (rather than being billed overage charges).

The company also has its own phones, specially designed for seniors, which are easy to operate, sturdy, and simpler than the fanciest smartphones. This way, you get the complete package for seniors. If you don’t use data too often, you can also get the $14 unlimited talk plan, which gives you unlimited calling across the U.S.

US Mobile Pooled Plan

Best family plan.

Why you should buy this: US Mobile lets you customize the plan based on your family size and data needs. You can even share the data with your friends.

Who it’s for: Families and groups of friends who want to share data plans.

How much it will cost:  $9 per line and $2 per GB.

Read more about US Mobile plans here

Why we picked the US Mobile Pooled Plan: 

Sometimes your family size changes, and you need a custom plan to accommodate evolving data needs. The US Mobile Pooled Plan is perfect for this. Whether you’re sharing data with family members or friends, you get to customize how much data you need and how many lines you want to pay for. At just $9 a line and $2 for 2GB of data, everything is pretty affordable, even for larger groups. At this price, you get 5G access and Wi-Fi calling, making it ideal for both entertainment and those long phone calls without interruption.

The best part is that you can add as much data as you want and as many lines as you want, depending on your budget and group size. Changing plans is just as easy, so you never have to pay for data you aren’t using. You get analytics to see how much data you’re using so you can adjust your plans accordingly. You can also experiment with a 10-day free trial to see if you like the service.

Other things to consider

How much data do you need.

Perhaps the most important decision you’ll have to make when choosing a carrier plan is the amount of data you will need.

To determine how much data you need, consider two factors: the number of people in your family plan and how much data you think each will use. If you and your family rarely use mobile data when you’re away from a Wi-Fi network, you might want to buy less data. If you or your kids like to stream movies over the mobile network, browse the internet for hours, check your email 95,000 times a day, and live-tweet your day, you’ll want a huge chunk of data.

Unlocked versus locked: How to buy your phone

When you buy a phone from your carrier, it’s locked to their network. You’re locked into the carrier’s payment plan. If you want the freedom to switch carriers at any point in time, you should buy your phone unlocked directly from the company that made it. Not all smartphone makers offer unlocked phones , but it’s becoming a lot more common. Some companies like ZTE and Apple even offer payment installment plans, so you can buy your phone in small payments just like you would at a carrier.

We recommend buying unlocked because the phone will be yours whether you switch carriers or not. You’ll also avoid bloatware and annoying carrier apps, and if your phone runs Android, you’ll likely get more timely software updates.

How to switch carriers

Switching carriers can be tough, but a lot of companies are offering attractive discounts if you switch. For example, the Metro plan offers a 5G network for $25 per line, only for new customers ready to switch carriers. Each carrier may have a slightly different switching process, so we’ve written a whole guide to help you make the switch .

How we chose the best plans

We start by checking out all the promotions, phones, and plans offered by the biggest carriers in the United States. After we work out the main benefits of each plan, we sift through the fine print to check for any catches. If something isn’t clear, we contact the press representative from the carrier for clarification. We look for special features and perks that are unique to the carriers, and we weigh that in our decision along with price and availability.

Not all carriers work in all areas, so we make sure to highlight where each carrier works the best. For example, T-Mobile excels in cities, while Verizon and AT&T are specialists in rural areas. We’ve personally used these networks, so we can verify coverage claims in the areas we travel.

We also look at prepaid plans and plans from smaller carriers that base their networks on the big carriers’ networks to see what they offer. Finally, details like the clarity and ease of use on a website or the kindness of customer service representatives also factor into our decisions. After all, we’re putting you first.

The 9 best cell phone plans for 2024

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Digital banking giant Revolut is launching phone plans for travelers in the UK

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  • Digital banking startup Revolut is launching travel eSIM plans in the U.K. that give users access to data abroad without suffering roaming charges.
  • The product launch is a rare step for a financial services company, and is part of Revolut's long-term ambition to become "super app" with multiple services spanning finance and travel.
  • Subscribers to Revolut’s Ultra subscription tier will get access to 3GB of data for use across different countries, which resets every month.

British financial technology company Revolut is launching phone plans in the U.K., the company has told CNBC exclusively, making it the first financial services firm in the country to offer telecom plans — and among the first globally.

The digital banking and payments unicorn said it will start offering eSIMs — SIM cards that can be stored virtually rather than in physical form in the device — this week. The plans will begin rolling out for users in the coming days.

Customers on Revolut's basic app experience without any subscription can get a standard eSIM plan that allows them to access their Revolut app so that they can top up their phone as and when needed. For instance, if a Revolut user arrives at an airport and runs out of data on their current SIM provider, they can still access features on their Revolut app free of charge and top up their data as usual.

Revolut customers on the company's £55 ($69.47) a month, premium Ultra package will get 3GB of data to use globally, with a rolling refresh every month. That means that they will not have to worry about unexpected roaming charges when entering another country.

The cost of using mobile data overseas has increased for Brits in recent years. Several mobile carriers, including BT, Vodafone and Three, have reintroduced roaming charges since the U.K. left the European Union. Brits were previously able to travel across the EU without incurring roaming fees. Meanwhile, most mobile carriers don't include free data in non-EU countries as part of their standard plans.

Revolut users without an Ultra subscription can get an introductory offer of 100MB of free data if they apply before May 1. The offer is valid for seven days.

Revolut has partnered with U.K. mobile network operator 1Global, formerly known as Truphone, to launch its eSIM.

Tara Massoudi, general manager of premium products at Revolut, said the decision for Revolut to launch eSIMs was to turn the company into more of an all-encompassing "super app" with services spanning bank accounts, currency exchange, insurance, travel bookings and airport lounge passes.

"Our ambition is very much to be the financial super app," Massoudi told CNBC. "This is really in that direction."

"Travel is a huge value prop that we've always had, and it's still remained super important for our users," Massoudi added. "So it's important that we continue to innovate in that space."

Launching phone plans is a rare step from a financial services firm. Plenty of challenger banks have bundled new services into their apps to give consumers more of a reason to use them over alternatives. The aim is to pull in a stickier customer base long term.

That's pretty key in Revolut's case. The company, which notched a $33 billion valuation in 2022, has been trying to get more of a loyal user base and grow its line of paid subscriptions to diversify revenue.

For that, it needs customers who use it as more of a permanent banking provider for all their financial needs, rather than just an optional low-fee travel account for when they go abroad.

What is a super app, and why haven't they gone global?

Hermann Frank, CEO of tech startup Gigs, which helps businesses set up and sell their own branded eSIM phone and data plans, said Revolut's move could prove lucrative for the firm in the long term.

"This move presents an easy avenue for Revolut to unlock a lucrative new revenue stream and could play a vital part in the company's long-term profitability," Frank told CNBC via email.

"By enriching their offering with branded phone plans, neobanks like Revolut can fuse two essential services in one single app, easing the user experience and further compounding stickiness."

Retail spending on travel connectivity services, including roaming packages and travel SIMs, is expected to rise to over $30 billion by 2028, according to roaming and connectivity market intelligence and consulting firm Kaleido Intelligence.

"We foresee many other banks launching phone plans and travel offers in the coming 18 months," Frank added.

Revolut isn't the first fintech ever to launch an eSIM offering. Indian credit card startup Zolve, which helps immigrants set up banking before arriving in the U.S., started offering phone plans attached to physical SIMs and eSIMs in August.

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  • Shop for Medicare plans
  • Medicare Supplement Plans

AARP ®  Medicare Supplement Insurance Plans insured by UnitedHealthcare

Medicare Supplement insurance plans help cover some of your out-of-pocket expenses that Medicare doesn't pay.

While Medicare Parts A and B (also called "Original Medicare") cover some health care costs, they don't pay for everything. That's where an AARP Medicare Supplement Insurance Plan, insured by UnitedHealthcare Insurance Company, may help. Medicare Supplement insurance plans (also called "Medigap") from private insurers complement your Original Medicare coverage.

Medicare Supplement plan (Medigap) Benefits

Medicare Supplement insurance plan (Medigap) benefits are standardized and set by the federal government. That means the basic benefit structure for each plan is exactly the same, no matter which insurance company is selling it to you. Some plan features are:

  • A choice of plans to meet your needs and budget—now and in the future.
  • You're able to keep your own doctor without network restrictions, as long as they accept Medicare patients.
  • Coverage goes with you when you travel in the U.S.
  • You are guaranteed coverage for life. * Rates are subject to change. Any change will apply to all members of the same class insured under your plan who reside in your state.
  • You may visit any specialist who accepts Medicare patients without a referral.

*As long as you pay your premiums when due and you do not make any material misrepresentation when you apply for this plan.

Why AARP Medicare Supplement Insurance Plans?

UnitedHealthcare is the exclusive insurer of AARP Medicare Supplement Insurance Plans. These are the only insurance plans of their kind endorsed by AARP. ** Plus...

  • Any product or service that carries the AARP name has been carefully evaluated. It's been selected as one that meets the high service and real quality standards of AARP. **
  • UnitedHealthcare and affiliates cover more people with Medicare supplement plans nationwide than any other individual insurance carrier. ^

What are the AARP Medicare Supplement Plan options available?

There are a number of things to think about when you're looking at Medicare Supplement plans. Consider how much you'll pay for services, like hospital stays or doctor visits, and how much you're willing to spend on your monthly plan premium and out-of-pocket costs.

Benefits and costs vary depending on the plan chosen.

Note: In Massachusetts, Minnesota and Wisconsin, there are different standardized plan options available.

Only applicants  first  eligible for Medicare before 2020 may purchase Plans C and F.

Call UnitedHealthcare: {{tfnMedSupp}}  / TTY 711

Hours: Monday - Friday, 7 a.m. to 11 p.m., and Saturday, 9 a.m. to 5 p.m. ET.

Plans A and B: Lower Benefits, Higher Out-of-Pocket

Medicare Supplement Plan A offers just the Basic Benefits while Plan B covers Basic Benefits plus a benefit for the Medicare Part A deductible. The Medicare Part A deductible could be one of your largest out-of-pocket expenses if you need to spend time in a hospital. Plans A and B have lower monthly premiums with higher out-of-pocket costs for things like Skilled Nursing Facility Coinsurance, Medicare Part B Excess Charges, and Foreign Travel Emergency Care.

Plans C 1 , F 1 , and G: Higher Benefit Level, Higher Premium

Plans C, F, and G offer the most supplemental coverage, paying many of your out-of-pocket costs for Medicare-approved services. Consider one of these plans if you are willing to pay a higher monthly premium in exchange for more covered benefits and lower out-of-pocket costs.

1  Note: You may only apply for Plans C and F if you were first eligible for Medicare before 2020.

Plans K and L: Lower Premium, Cost Sharing

Plans K and L are cost-sharing plans offering lower monthly premiums. The premiums are lower because they pay a percentage of the coinsurance instead of the full coinsurance amount. Once the out-of-pocket limit is reached, these plans pay 100% of covered services for the rest of the calendar year.

Plan N: Copay Structure, Mid-Range Premium (Plan N)

Plan N covers the Medicare Part B coinsurance but you pay copayments for covered doctor office and emergency room visits in exchange for a mid-range monthly premium.

When can I apply for a Medicare Supplement (Medigap) plan?

Once you're enrolled in Medicare Parts A and B, you can apply for a Medicare Supplement insurance plan at any time. 2  Your acceptance is guaranteed if you apply during your Medigap Open Enrollment Period. This 6-month period begins on the first day of the month in which you're both:

  • At least age 65 or older, and
  • Enrolled in Medicare Part B.

There may be other situations in which you may be guaranteed acceptance.

It helps to understand your health care needs and how you will use a Medicare Supplement insurance plan. That will make it easier to choose a plan with the right cost and benefit structure for you.

2  If you choose to apply outside of your Medicare Supplement Open Enrollment period or a Guaranteed Issue period, you may be underwritten and not accepted into the plan. (This does not apply to residents of Connecticut where guaranteed issue is ongoing and Medicare supplement plans are guaranteed available.)

See AARP Medicare Supplement Insurance Plans available in your area.

Enter your ZIP code:

^ From a report prepared for UnitedHealthcare Insurance Company by Mark Farrah Associates "December 2022 Medigap Enrollment & Market Share," May 2023, www.uhcmedsupstats.com or call: 1-844-775-1729 to request a copy of the full report.

View Important Disclosures Below

UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.

AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.

Please note that each insurer has sole financial responsibility for its products.

AARP® Medicare Supplement Insurance Plans

** AARP endorses the AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company. 

Insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103. Policy Form No. GRP 79171 GPS-1 (G-36000-4).

In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.

Not connected with or endorsed by the U.S. Government or the federal Medicare program.

This is a solicitation of insurance. A licensed insurance agent/producer may contact you.

You must be an AARP member to enroll in an AARP Medicare Supplement Plan.

THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER ABOVE.

This information is not a complete description of benefits. Contact the plan for more information.

When you use links on our website, we may earn a fee.

  • Best Internet and TV Bundles

Internet and TV bundles allow customers to enjoy optimized internet service paired with access to customized live television and streaming. There are also the added bonuses of easy billing and enhanced integration from the same provider. Further, many plans offer promotional discounts or cost savings when you combine multiple services. If you have a large household with multiple devices to connect simultaneously, 500 Mbps internet speed will give you fast browsing and smooth streaming ability. On the flip side, single or two-person households can get by with around 100 Mbps. For the household that wants to remain connected online and take advantage of premium TV service, bundling may be a good idea.

Many industry-leading providers understand customers want simplicity and transparency when it comes to their entertainment services. The good news is that you can find a provider with a bundling option that works best for your lifestyle and interests, and fits within your budget. Yet with so many options, sometimes it’s hard to know which provider and bundle to choose. We’ve created a list of the best internet and TV bundles to give you a kickstart on your search for a bundling plan that works for you.

Table of Contents

  • Things To Consider When Buying
  • How We Chose

Verizon Fios  »

Verizon Fios

Internet plans start at $24.99 per month with bundling discounts applied

Options to select only the channels you need

Symmetrical upload and download speeds with 100% fiber connection

Unlimited TV streaming is only available with The Most Fios TV plan

Limited availability in 8 states and Washington, D.C.

Verizon understands that customers are looking for internet and TV services that fit their lifestyles and budgets. With multiple options for both internet and TV, Verizon allows customers to choose the best plan to meet their needs. Internet plans regularly start at $49.99 per month, with 300 Mbps speed for quick downloads and uploads. If you want even faster speed plans, go up to 2 Gbps for $109.99 per month.

As far as TV options, Verizon offers a subscription plan to YouTube TV through its network for $72.99 per month. This gives customers access to stream live TV sports and news with no rental equipment necessary. TV plans range from 125 channels to more than 425, including additional premium channels like MAX Showtime and Starz, with prices ranging from $85 to $129 per month.

If you live in one of its service areas (8 states and Washington, D.C.), Verizon’s internet and TV bundling options give you a wide selection to choose from. Verizon also assists with paying up to $500 of early termination fees when you decide to leave your current provider and switch over.

Xfinity

Affordable internet plans start at $19.99 per month

All TV plans include 20 hours of DVR storage

Xfinity’s cable internet services 35 states and Washington, D.C.

Plans require term contract to get the best rate

Not as many premium channels included in TV plans as comparable providers

Ongoing internet and TV services can cost a lot of money over time. If affordability is a top priority when looking for service providers, Xfinity offers some of the most budget-friendly bundle options available. Internet plans start at just $19.99 per month for 75 Mbps of internet speed, the lowest cost of any providers on our list. If you’re searching for a faster speed, Xfinity offers up to 2 Gbps.

Xfinity X1 is Xfinity’s live TV and streaming service with premium packages, customized channels, and up to 300 hours of DVR storage space. Live TV, DVR, and sports channels are all available through Xfinity X1 plans, including on demand titles and streaming apps. TV plans start at $20 per month with a qualifying internet plan and term contract. These are good options for those who want additional access to sports and movie channels on top of the ability to view live TV without the need for cable service.

If you’re looking for even more bundling options, Xfinity customers can group their landline phone, mobile phone, and home security services all through the same network. Depending on the plan you choose, you may find more savings in bundling services than paying for each separately. Xfinity also boasts an impressive 35-state service area, one of the highest coverage availability on our list.

Spectrum  »

Spectrum

One of the largest service areas spanning 41 states

Two-year price guarantees for select plans

Several TV bundle options plus premium add-ons are available

Spectrum Advanced WiFi (router and modem combo) is an additional $7 per month

Premium packages and channels cost extra

Spectrum boasts an impressive service area compared to similar internet and TV providers. With service in 41 states, this tops our list of the best coverage, from metropolitan cities to rural areas across most of the country. Spectrum internet plans start at $49.99 per month for 300 Mbps. All internet plans include a free modem, no data caps, and no annual contracts for ultimate flexibility.

We found that Spectrum’s TV plans cover many bases, including sports, news, movies, on demand titles, and streaming services. Spectrum’s TV Stream plan starts at $39.99 with access to 75+ channels, suitable for viewers looking for standard channels and movies. For avid television fans, the TV Select Signature comes with 150+ channels for $64.99. This also includes a complimentary subscription to Disney+ Basic.

No matter which plan you choose, you’ll also have the ability to add select TV packages based on your viewing preferences and history. Add-ons include access to regional sports channels, streaming foreign films, and premium channels like Starz and MAX for a small additional monthly cost. If you already have cable TV, you can select add-on packages, too. Spectrum is also one of a few providers that bundle home internet, TV streaming services, cell phone, and landline services.

Cox

Whole home “Panoramic Wi-Fi” included with all internet packages

Several add-on package varieties available

Easy access to major streaming services

Relatively expensive compared to similar options

Only offered in 19 states

Cox internet offers service to 19 states across the nation and sells a variety of home technology services, including internet and TV packages. Cox’s residential internet services start at $49.99 per month for 100 Mbps and go up to 2 Gbps if you need a faster or stronger connection.

Cox offers three TV packages under the name Cox Contour TV. Plans range from the Starter service which offers over 75 local channels, including CBS, NBC, and FOX, to the Ultimate plan, which includes over 250 local and cable TV channels plus all premium channels and channel packs that typically cost extra to add to the lower-tier plans.

One downside to Cox’s services is that prices can go higher than similar providers, but with Cox TV Contour’s plans, you do get the value you pay for, with plenty of live viewing options for the whole family as well as easy access to all major streaming apps. Each TV plan comes with a Contour TV box and voice-activated remote. No contracts are required.

AT&T  »

AT&T

AT&T covers cancellation fee in full when you switch to an AT&T Fiber plan

Local channels and regional sports networks included where available

Service areas include 22 states

Professional installation fee up to $99

Requires separate transaction if purchasing online

AT&T is a leading internet and wireless provider with service areas across 22 states in the U.S. If you’re switching from another provider and you’re worried about a cancellation fee, there’s good news as AT&T will cover your cancellation fee in full if you choose to switch to an AT&T Fiber plan. The lowest-tiered internet plan starts at $55 per month for 300 Mbps. There are no annual contracts and all plans include AT&T’s Gateway modem and router equipment. Keep in mind, though, that professional installation fees may cost up to $99.

Movie fans will appreciate AT&T’s DIRECTV packages, all of which come with unlimited cloud DVR storage, local channels where available, plus additional regional sports networks for higher-tiered plans. Plans start at $69.99 per month with 75+ channels like CNN, ESPN, and Disney Channel. Customers can also enjoy two-year price guarantees for all DIRECTV plans and free access to premium networks like STARZ and Cinemax for three months.

However, it’s important to note that when purchasing online through AT&T, you’ll have to make your internet plan purchase prior to being directed to the DIRECTV site for your TV plan purchase. By ordering over the phone, you can circumvent this disconnect and purchase both plans at once.

AT&T comes with access to over 70,000 shows and movies on demand. Enjoy live sports, news coverage, and access to more than 200 channels of movies and TV shows. Choosing an AT&T TV plan may be worth the investment for those who want an all-access entertainment package.

Google Fiber  »

Google Fiber

Offers internet plans up to 8 Gbps

Free professional installation

All TV plans include live TV, live sports, and on demand titles

Limited service areas in only 18 states

More expensive than other comparable providers

Purchase requires a separate transaction via selected plan’s homepage

If speed is the most important feature you’re interested in, there’s no better choice than Google Fiber when it comes to internet speeds. Google’s lowest-tiered plan starts at an impressive 1 Gbps of internet speed. Of course, that premium speed comes at an expensive $70 per month. That being said, you’ll enjoy no annual contracts, free professional installation, plus 1 TB of free cloud storage. For customers looking for even more speed, plans go up to 8 Gbps, the fastest speed of any providers on our list.

Google also offers four TV plans to bundle with your home internet. Plans focus on live TV access with the flexibility of streaming services. On the low end, Sling through Google Fiber provides you with 50+ channels and more than 50,000 movies on demand for only $40 per month. On the high end, DIRECTV through Google Fiber gives you 105+ channels and over 90,000 on demand movies for $84.99 per month. No matter which bundle you choose, all plans come with cloud DVR, live TV, and on demand access.

Unfortunately, Google Fiber is only available in 18 states. However, for those who can afford the high monthly rates for internet and TV services, Google is a top choice for reliable and trusted services.

The Bottom Line

Many providers understand customers want efficient internet speeds and premium access to the shows and movies they like. Through our research, we found that Verizon Fios offers a good balance of multiple plan options and affordable prices, without the worry of annual contracts or equipment rental fees. With internet plans starting at $49.99 per month, and Fios TV plans starting at $72.99 per month, customers can enjoy high-quality internet speeds and more than 100 TV channels without breaking the bank. Plus, Verizon will assist with paying any early termination fees when you choose to leave your current provider.

Things To Consider When Buying Internet and TV Bundles

Internet and TV services are typically an ongoing expense, so it’s important to keep within a budget you can manage. As with any product or service, verify any savings before making a decision. Although providers often advertise cost savings, consumers should examine monthly rates, hidden fees, and other discounts to see if there are indeed any savings or enough to warrant switching providers.

Internet Speed

There are two types of internet speeds: download and upload. With faster speeds, more users – and specifically, more devices – can use the internet with optimized use in the household.

“Speeds of 300 Mbps or higher should be sufficient for the majority of households,” says Jason Cohen, CEO of MyBundle.

If you have a larger home with multiple areas where you want to extend service, such as the backyard or garage, you may need specific equipment to ensure higher speeds. “A newer 6 or 6E router is suggested for the customer to truly get the most out of having a higher speed such as 2 Gbps,” says Kate Moore, Director of Marketing for Fiber Fast Homes. Google Fiber, for example, offers mesh extenders to expand Wi-Fi coverage. Google also uses Wi-Fi 6E devices for better connectivity, faster speeds, and less congestion.

Customers may also benefit from using the equipment provided by their provider rather than buying their own. “It’s very difficult for a provider to troubleshoot any issues when a customer has their own equipment that may end up not being compatible with the service,” says Moore. Providers are familiar with their equipment and understand the optimal speeds and properly functioning levels.

TV Channel Selection

Although streaming services may be the current preference by far, if you still enjoy watching local or regional stations and your favorite channels, some providers incorporate specific channel selections or bundled stations to choose from.

“There are many services that offer different combinations of traditional TV channels at various price points,” says Cohen. “These services can include local channels, national networks, traditional cable channels, regional sports networks, and more.” AT&T offers TV plans that include broadcast stations, such as AMC, Disney Channel, and ESPN. Verizon Fios also offers TV plans with up to 425+ channels depending on your interests.

Contract Terms

Most internet and TV providers realize customers don’t want one or two-year contracts. To give customers more control and flexibility, most providers forgo annual contracts for their service. That being said, it’s still important to read the terms and conditions before selecting your provider and services.

You may not be tied into any annual contracts, but some plans include other stipulations, such as rental equipment fees or required professional installation fees. AT&T, for example, may charge up to $99 for professional installation. Many hidden fees, such as installation, are not outright stated, so it’s the customer’s responsibility to investigate thoroughly before making a decision.

“Internet bills are infamous for being riddled with hidden fees and additional costs,” says Moore. She emphasizes that the promotional monthly cost for internet service is hardly the end of the story. “Late payment fees, early termination fees, equipment fees, and even taxes are costs a customer needs to understand fully,” she adds. If you’re ever unsure about the terms of your contract, ask your provider so there’s no confusion.

How We Chose the Best Internet and TV Bundles

At U.S. News 360 Reviews, our contributor consulted experts to gather knowledge and insight to curate this list of Best Internet and TV Bundles. Our contributors spoke with Jason Cohen, CEO of MyBundle, and Kate Moore, Director of Marketing for Fiber Fast Homes. We then narrowed the selection down through extensive research, focusing on price, internet speeds, TV and streaming options, and contract terms, as well as service areas. Overall, we found that customers have a wide range of internet and TV bundling options offered by industry-leading providers. Many plans include high-speed internet, generous data allowances, and some level of customization of TV channels and streaming services at affordable prices.

WHY SHOULD YOU TRUST US?

Our contributors and editors at U.S. News 360 Reviews have years of experience testing and researching in-home products, as well as conducting subject matter expert interviews. Zaida Marston , the author of this piece, has written and reviewed several in-home health and tech products and services. She has contributed to History-Computer, MindBodyGreen, and Healthnews. Zaida enjoys providing consumers with industry knowledge and know-how that help them make informed decisions to enhance their health and lifestyles.

Depending on the internet and TV bundle you choose, you may see cost savings compared to other similar plans. “The one benefit of bundling some providers tout is cost savings, but even that has to be examined carefully to see if indeed there are savings,” says Kate Moore. It’s best to compare prices based on the internet service and speed you’re looking for as well as any TV options (such as cable or streaming) you need to ensure it is indeed cheaper.

A fast internet speed can be considered anything over 500 Mbps. Any speed of half a gig or higher can be used for seamless online work, streaming, or even the most internet-intensive gaming.

Many people, however, will not need the highest speeds. However, that being said, a good rule of thumb is to have internet download speeds of at least 100 Mbps. This speed can allow internet browsing, file downloads, and some online gaming and/or streaming. The best internet speed for you is largely dependent upon the number of users in your household, how many devices need to access the internet at any given time, and your general internet usage.

You can easily test your internet speed online.

You can save money on internet and TV services by bundling all your service needs under one provider. Many providers will offer some kind of deal for bundles including internet, television, mobile phone, and even home security.

In addition, eligible customers who meet the financial requirements may benefit from government assistance through programs like the Affordable Connectivity Program (ACP) or Lifeline, which help qualifying households access basic internet and phone services.

Yes, you can often add mobile phone service to an internet or TV plan. For example, Verizon and Spectrum both offer the ability to fully customize your package, adding what you want and opting out of what you don’t.

About Our Team

Zaida Marston

Zaida Marston

Contributor

Rachel Hisle

Rachel Hisle

Associate Editor

U.S. News 360 Reviews takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

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