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Planning a business

Assessing your readiness, choosing a business structure, market research and writing a business plan.

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Developing your business idea.

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How to write a successful business plan

Business plan template

Download templates and examples of a business plan and financial plan

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Sample business plans and templates

Sample business plans and templates can help you develop a professional document that will serve as an in-depth marketing tool to convince others of your venture's potential for success. However, creating your own plan can be a complex process, and you may need the assistance of a professional (like an accountant) depending on the type of business you have (or want to run), and what you are seeking in terms of investment.

Business development organizations and Canadian banks have free templates, writing guides, sample plans, and even interactive tools available online. These resources allow you to walk through a plan line by line. You will get a sense of the information you might be asked to provide when you are looking for financing, for example.

While many of these online tools are free, you may choose to purchase software that will help you prepare your plans and forecasts.

Business development organizations

These organizations may provide tools to help their clients prepare professional business plans through their regional offices or via the Web.

• SBC Ontario - What is a Business Plan? Take a free online small business course about various types of business plans and how these might fit your business and intended audience.
• CBDC - Business Plan You can use this fillable business planning tool to prepare your business plan.
• BDC -  Business plan template You can create your own professional business plan with the help of the  BDC  sample plan and business plan template.
• Futurpreneur Canada - Business Plan Writer Are you ready to start your business? You can use this online tool to develop, write, and download your business plan.
• Planning for success: your guide to preparing a business and marketing plan Learn about 9 essential sections of a business plan and what to include in each one.

Canadian banks and lenders

If you approach a bank for help with financing, the bankers will want your business plan to include the specific information they need to make their decision. These requirements may vary from one bank to another, and from one type of business to another. Therefore, if you know which institution(s) you would like to speak with, it's a good idea to see what key sections they would like included.

• Bank of Montreal - Tools and tips for small business owners Find planning resources that can help you start, grow and improve your business.
• RBC Royal Bank - Starting a Business Learn about key sections of a business plan.
• Scotiabank - Business Plan Writer Access an interactive tool to help you create an effective business plan.
• National Bank - My Business Model If you are starting or growing a business, use this business model tool to help with your planning process.
• Farm Credit Canada - Business Plan Tools for Producers Get business plan information specific to farm operations and agriculture businesses.

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Interactive Business Plan Builder

We understand that creating a business plan might be a new territory, our Interactive Business Plan Builder helps streamline the writing process and offers aspiring entrepreneurs and established business owners the guidance and support they need from the beginning to the end of the planning process.

What is a Business Plan?

A business plan is a strategic document that provides a detailed overview of a company’s goals, objectives, business structure, and strategies it will implement to achieve them. A business plan is crucial and beneficial to both startups and established small businesses.

Why is a Business Plan Important for Small Businesses?

Make informed business decisions

Set clear goals & strategy

Understand your customers & target market

Identify potential risks & mitigation

Secure funding & manage cash flow

Build & enhance credibility

What is Included in the Business Plan Builder?

The Business Plan Builder tool simplifies the process of developing your plan by breaking it down into essential topics and providing reference examples for each section

Executive summary & business description

Market research

Sales & marketing

Financial projections

Team structure

Why Use the Business Plan Builder?

Create a new business idea

Shift your existing business model

Develop a detailed business plan

Secure funding

Ready to Write a Compelling Business Plan?

Receive dedicated support from our Business Strategists as you go through each section.

Look Inside

Frequently Asked Questions:

Is there a time commitment to complete my business plan.

No, there is no specific time commitment. Take the time you need to conduct thorough research and complete your business plan at your own pace. The Interactive Business Plan Builder allows you to save your work at any point, allowing you the flexibility to complete it at your convenience.

Should I complete all sections in chronological order?

While the business plan is structured to guide you through the process, you have the flexibility to work on the sections in any order that suits you.

Can I create a copy of my business plan?

Certainly! Navigate to “My Business Plans,” locate the desired plan, and click on the “Duplicate” button to create a copy. You can then rename the duplicated business plan.

Can I invite another user or my business partner to be a collaborator on my business plan?

Unfortunately, the current tool doesn’t support this feature. However, you can export your plan as a Microsoft Word, PDF, or Google Drive and collaborate with others outside the platform if needed.

What if I need some help writing my business plan?

Business Link offers various resources and supports to assist you in crafting a business plan:

• Within each business plan section of the Business Plan Builder, you’ll find tips and examples to guide you.
• Check the right-hand side navigation bar for additional resources to help in your business plan development, including the option to download our Cashflow Template .
• If you need personalized assistance or have specific questions, our experienced business strategists, many of whom have entrepreneurial backgrounds, are available for one-on-one support. Feel free to reach out to us for assistance if needed!

Am I able to customize my business plan, such as adding a logo?

Absolutely! Export your business plan as a Word Doc or Google Doc to begin further customization, including the addition of a logo.

Will my business plan be shared with anyone?

Rest assured that your business plan is treated as your intellectual property (IP), and confidentiality is a priority. We will never share your data or business plan without explicit permission.

Did you have a business plan in our old Business Plan Builder? As of September 30th, 2023, access to your Business Link user account for exporting previous business plans has been discontinued due to the removal of this function. For copies of any plans created in the original builder, please contact our team, and we’ll gladly assist you.

Cash Flow Templates

Do you plan on asking for funding for your small business? Access the cash flow template you need to go with your funding request.

Have your business plan reviewed

Our small business strategists can review your business plan and provide you with feedback and coaching to get it to where it needs to be – whether you’re looking for financing, or just need to work out the details of your business idea.

Don’t have a business plan yet? Get started with our free interactive Business Plan Builder . The tool will walk you through the business planning process with details on what to include in each section, helpful tips, and examples. When you’re done, export your plan and submit it for review!

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Need a business plan? Try our template.

Invest in the future of your business by taking the time to create or update your business plan using our free template.

The importance of your business plan

Perhaps the most important document for any new business is a business plan. Yet too many business owners fail to sit down and prepare or update one.

A business without a plan is adrift. Decisions are made reactively based on the owner’s emotions, rather than prudent research. Employees, vendors, investors and other stakeholders (as well as the owner) are unclear about the direction of the company. That lack of focus results in wasted dollars, energies and resources as the company zigzags along instead of following a well-planned straight line to its goals.

Writing a business plan can seem a daunting task. Many entrepreneurs simply don’t have the time, inclination or the proper tools.

Business planning template

We have developed a template that makes creating your Business Plan easy. And it’s free !

This template guides you through all of the steps required to complete a proper business plan. It has explanations of the terms and definitions. It lets you add your own thoughts and comments.

Once you’ve completed the steps, you’ll have a business plan complete with cover page, contact information, financial tables, product descriptions and marketing details. You can save and print the plan, or send it electronically to anyone.

Use your plan to move your business forward with confidence, to motive your team, or to present to investors or lenders.

Depending on how much research and preparation you’ve already completed, creating your plan won’t consume much time at all. While it’s very easy, don’t worry if you get stuck because help is available throughout the process.

Take your plan to the bank

Once you’ve completed your business plan, you may take it to a Scotiabank  Small Business Advisor . The advisor can review your plan, supply feedback, and, if requested, help you to explore your financing options.

Get feedback on your plan

Asking people to review your plan will make it stronger because you’ll receive valuable feedback. Share it with your accountant, lawyer, financial advisor and trusted businesspeople so they can offer their suggestions to improve your plan. If you are really worried about someone reading your secrets, consider attaching a Non-Disclosure Agreement (NDA) to the plan. An NDA is a legal document that prevents others from sharing your information with unauthorized parties.

Try our free business plan template

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Free business plan template

• Download business plan template
• Try Xero for free

Download a business plan template and start bringing your ideas to life. Choose a one-pager, or multi-pager. Or try Xero accounting software for free.

Download the business plan template

Fill in the form to get a free business plan template as an editable PDF. We’ll send a one-pager and a multi-pager to choose from.

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Getting started with the business plan template

We’ll send you two types of business plan template – a one-pager and a multi-pager. Choose the one that’s right for you. They come with instructions to help fill them out.

Doing a business plan will improve your idea. It helps you think about your business from different points of view. The process will flag up unseen risks, but also new opportunities. Aside from helping refine your idea, a business plan will move it forward. It’ll give you a concrete set of steps to go from "I should" to "I did".

Are you looking forward to the bookkeeping and accounting that comes with a new business? Na, we didn’t think so. Xero can automate a lot of that stuff away for you.

One-page business plan template

Great for making a start

Helps you pin down the main idea

Easy to update as things evolve

Multi-page business plan template

Ideal for nailing down the details

Required by most investors and lenders

Good if you face big startup costs

Tips to help with your business plan

Don’t obsess over every detail to start with. That will make the plan long and hard to change. Keep it short and concise initially.

Financing your business

Need cash to get going? Check out our finance guide.

How to finance your business

Starting a business

Check out our guide for information about getting started.

How to start a business

Find a bookkeeper or accountant

Accoutnants and bookkeepers can help build financial resilience into your business budgets.

Find a financial advisor near you

Plan on making business fun

Xero does not provide accounting, tax, business or legal advice. This template has been provided for information purposes only. You should consult your own professional advisors for advice directly relating to your business.

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Access Xero features for 30 days, then decide which plan best suits your business.

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Business plan writer

The interactive Futurpreneur business plan writer is designed to simplify the business planning process by allowing you to customize your plan. We also provide tips & tricks, and plenty of examples to guide you as you write.

Business plan example

Gain valuable insights from Futurpreneur’s Entrepreneur-in-Residence, Dominik Loncar, to learn how to articulate your vision with clarity and impact. We understand that writing a business plan can feel daunting, there’s so many pieces it’s hard to know where to start. So, to help you get started we’ve created a business plan example that includes insights and rationale from Dominik Loncar. He’s our Entrepreneur-in-Residence and he’s reviewed 100s of business plans from entrepreneurs.

Business plan essentials

Never written a business plan before? Fear not! With this crash course, you’ll be provided with an overview of the different components that make up a solid business plan ensuring you’re launch-ready and poised for success.

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Create a business plan

Explore the ways tailored advice from TD can help your business, today.

Starting a Business in Canada

Starting a business can be a challenging and rewarding endeavour. With the right planning, resources, and groundwork you'll enjoy a better chance of success.

Find out if your business idea will work

Clarify your idea and get it in writing

Find the money and manage your cashflow

Think about the legal stuff

TD Business Accounts, lines of credit, and more

Write a Business Plan

Clarify your idea and get it in writing.

There's a lot of work involved in  writing a business plan  but it prepares you for the even bigger task of starting a business.

It will help refine your idea, outline goals, and make it easier to explain what you hope to accomplish. This comes in handy when you're looking for money.

Download our business plan template  which addresses product and service information, competitive analyses, the financial feasibility of starting up, and more.

Why You Need a Plan

If you're pitching your idea to banks or other financial institutions for a loan, you'll need a  business plan  because people want to see that you've put serious thought into your idea.

Thinking about the details will help you make decisions about your business, and will open you up to new ideas or approaches you might not have considered.

Writing out a business plan will give you an action plan to work with, but if you need help getting started  use our interactive checklist .

Why You Need a Unique Selling Point

One of the most important aspects to consider when writing your business plan is asking  why customers would buy your product or service .

Will it be better quality? Better price? Is it backed by a guarantee? Will it have more features? Will you be able to provide outstanding customer service?

Once you establish what differentiates you from the competition, it's essential to communicate it consistently when you go to market.

Use our interactive checklist  to define your unique selling point.

Determine Demand & Profit Potential

Once you know (or are reasonably sure) that customers are likely to buy your product or service, figure out if you'll be able to make a profit.

Determine what you need in sales to cover costs plus a profit margin. Also ensure you have capacity - the physical ability to work a certain number of hours in a week or produce the required amount of product.

Use our interactive checklist  for more ideas on determining demand and profit including ways to research, test marketing, and future trends.

Tools & Calculators

Download our business plan template.

Download our start-up costs template.

Figure out your income vs expenses.

Determine your monthly interest and payments.

Products and services to help get you started

Small business bank accounts.

Discover the benefits of a TD Small Business Bank Account to meet your business needs.

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Choose the cash back, travel rewards, or low interest rate credit card that fits your business needs.

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Receiving & Making Payments

Keep your cash flow moving successfully and stay on top of things.

Articles on Starting Your Business

Four Steps to Find Out if Your New Idea Will Work

Research, validate, talk to industry insiders, and test your idea to ensure it has what it takes to succeed.

Selling Online and Other Ways to Expand Your Business

Marketplaces, subscription models, drop-shipping, and freemium offers are four ways to expand your business online.

Sources of Small Business Funding

Ways to fund your business include: self-financing, partnering with another business, angel investors, grants.

Breaking Barriers — A series on women entrepreneurs

Get inspired with our first article in a series highlighting successful women entrepreneurs who have overcome challenges to build successful businesses.

Breaking barriers — Spotlighting female entrepreneurs

Get inspired with our latest article in a series highlighting successful women entrepreneurs.

Celebrate Pride with Florence Gagnon

Her journey was so inspirational it was adapted to the silver screen, but it started with a focus on her local community.

Spotlighting Female Entrepreneurs — Gloria Kim, Gloryous Productions

A series of articles that highlight various successful women entrepreneurs who bank with TD Small Business Banking. Discover their success.

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Talk to an Account Manager Small Business (AMSB) to discuss your business needs.

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Create a Business Plan

Think of it as a playbook for your goals, priorities and growth opportunities., how to write a business plan.

Creating a business plan can feel like a huge undertaking when you are starting a new business . And while developing one does require careful thought, studies show that entrepreneurs who have a formal plan are often more successful than those who don’t. Keep reading to see how a business plan benefits you and the details you should include.

Prefer to just get started? Start creating your business plan with the RBC Business Plan Builder.

Content in this Article

What is a business plan? Benefits of writing a business plan Information to include in your business plan Create your plan with the RBC Business Plan Builder

What is a Business Plan?

Put simply, a business plan is a document that explains to others your vision for your business, the gap in the market your business will fill and the steps you will take to succeed. Creating a business plan is a crucial task for any business, and one which requires you to be thoughtful about the direction of your business, consider the goals most important to you, and how you will go about achieving them. A solid business plan will give you the confidence that you will find success, and may even reveal some gaps and risks. In fact, studies show entrepreneurs who start with a written business plan are more successful than those who don’t. Whether you’re creating a roadmap to follow as a new business owner, need a pitch to attract investors or a document to engage stakeholders, a business plan is a living document you’ll want to update regularly as your business, goals and circumstances evolve. While some business owners consider writing a business plan an overwhelming step, it doesn’t have to be. Creating the best business plan ever is a matter of breaking it down into individual steps — and then taking them one at a time.

Benefits of Writing a Business Plan

Writing a business plan can help you in several ways—here are just a few of the biggest benefits:

• Provides a roadmap. A business plan requires you to be thoughtful about the direction of your business, consider the goals most important to you and how you will achieve them. Think of it as your step-by-step guide for success!
• Reveals gaps or risks you need to address. By looking at your business critically, you’ll be able to identify your strengths as well as areas where you may be vulnerable.
• Shows potential investors, stakeholders or lenders that you’re serious. Attract and engage those who may be interested in your business with all the important information they need to know.

Information to Include in Your Business Plan

Create an executive summary Describe the current business environment Outline your marketing and pricing strategies Describe how your business will operate Detail your financing and cash flow needs Describe your team (even if it’s just you) Identify risks and how you’ll protect your business Write a conclusion Include your contact information

Create an Executive Summary

After your cover page and table of contents, include an executive summary. Since this is the first thing readers will see, it should be clear, grab their attention and identify what your business does.

What to include:

• Your industry, target market and how your business is different from the competition
• Your business structure (sole proprietorship, corporation, etc.)
• What stage your business is in
• Your experience and credentials, as well as your team’s, if applicable
• Financial projections for the business (or performance to date, if you’re already operating)

Tip: Write your executive summary last and keep it to one page. While it’s structurally the first section, it will summarize everything else in your plan.

Describe the Current Business Environment

This should be a detailed history and summary of your business, identifying the product(s) or service(s) you’re offering and how you will solve a problem or need in the market. Be sure to include any pre-market research or testing you’ve conducted that speaks to the viability of your idea.

When you’re starting a business , your bank and potential investors don’t have historical data to review. Your plan must clearly convey your strategy, competencies and the reasons your venture will succeed. (If your business is already established, you’ll want to cover where you started and how you got here.)

• Where you want your business to go—and how you’ll get there. What are your goals? How will you generate sales?
• What your business does. What needs does your business fulfill? Where will you sell your products or services?
• Your business set up. How is your business structured ? Are there other owners or shareholders?
• How you know your business will work. What market research or testing have you done? Are there trends?

Tip: Revisit your business idea by asking yourself these 7 key questions or use our business idea checklist to see the steps you may need to take to get to opening day.

Outline Your Marketing and Pricing Strategies

This is your opportunity to explain how you’re going to get customers to buy your products or services. This section involves identifying your ideal customers, your pricing strategy and more.

• Your products, service and unique selling proposition. What are the features of your product or service and what makes it unique compared to what your competitors offer? How will you draw customers away from competitors?

Tip: Completing a strengths, weaknesses, opportunities and threats (SWOT) analysis may help you write this section. Download a FREE SWOT Analysis Template

• Your pricing strategy. How will your pricing be competitive, but still allow you to make a profit? See our factsheet: Pricing and Costing Accurately
• Your sales and delivery strategy. How will you will generate sales? Will you sell directly to customers or through other businesses? How much will it cost to produce and ship your product?
• Advertising and promotion strategy. Which advertising and promotion tactics (website, digital marketing, social media, email) will reach your audience most effectively?

Tip: Choose a few channels to do well instead of pursuing all of them at once. That way, you’ll be better able to direct your focus and monitor your progress.

Describe How Your Business Will Operate

The operations section of your business plan should describe what’s physically necessary for your business, as well as any partners who help keep things running smoothly.

This section contains four main categories:

• Your stage of development. This should highlight what you’ve done to date to get the business operational, then follow up with an explanation of what still needs to be done.
• The production process. This lays out the details of your day-to-day operations, manufacturing details, inventory, costs, outsourcing and more.
• Getting products and services to customers. What is your supply chain and distribution strategy?
• Partners and allies. Who are the people and organizations that support you? Who are key suppliers and vendors?

Third-party groups may be able to help you in your journey. For example, Futurpreneur serves entrepreneurs age 18-39 who want access to business resources, financing and mentoring.

Detail Your Financing and Cash Flow Needs

Use this section to determine how strong your business is financially. Be realistic about expenses and projected income so you can properly assess your financial health early on and make sure you have enough cash for the first year.

• Startup costs. What are your one-time and ongoing expenses? How will you cover the costs? Learn more with our factsheet: Deciding How Much Money You Need to Start or use our Startup Costs Calculator .
• Profit margin and break-even point. How will you make a profit and calculate margins? What is your break-even point? Suggested reading: The Difference Between Cash Flow and Profit
• Balance sheet. What assets, liabilities and capital do you have at this point in time?
• Financing. What are your sources of financing —savings, loans, grants? What are your repayment terms, if any?
• Cash flow forecast. What is your 12-month cash flow forecast? Estimate it now: Cash Flow Forecast Template

Describe Your Team (Even if It’s Just You)

This section should describe your current team as well as anyone you might need to hire to round out your company.

• Skills and strengths. What skills do you and/or your team have that are critical to the business?
• Management style and structure. How will you manage your team? Who will employees report to?

Identify Risks and How You’ll Protect Your Business

Every business comes with some risk, so it’s better to be prepared for them now rather than be surprised later. Use this section to explore potential risks and how you’ll protect your business.

• Obstacles your business may face. How could the economy, your competition, supply chain or another circumstance affect your business? How do you plan to minimize and handle these and other risks?
• How you’ll protect against losing market share (new competition). Do you have any agreements or vendors you’ll rely on?
• How you’ll prevent critical data loss. Outline what you will do to reduce the impact of data loss, such as backing up all computer data regularly, using cloud providers, employee rules on installing software and other policies.
• How you’ll protect intellectual assets. Will employees sign confidentiality agreements to protect processes, trade secrets and other intellectual property? See How Intellectual Property (IP) in Canada Works .
• Compliance requirements. What rules, regulations and licenses will you need to comply with to operate?
• Insurance needs. Does your industry require specific coverage, such as professional liability or other insurance?

Write a Conclusion

This is the last thing readers will see, so you want it to be strong. Use your conclusion to reinforce your goals and objectives. If you need financing, clearly state the amount you need and how it will be used. As with your executive summary, your conclusion should be succinct, clear and leave a positive impression.

Include Your Contact Information

Potential investors and lenders need to know how to reach you. Don’t forget to include your business name, contact information, website and social media presence in your plan.

Create Your Plan with the RBC Business Plan Template

This comprehensive template will guide you through a series of questions, resources and tips to help you write your plan. Best of all, you can go at your own pace and come back to work on it anytime.

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• Explore options to effectively manage cash flow, pay employees and get paid
• Connect you to a suite of business advice and solutions that go beyond traditional banking

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Business Plan Template Canada

Embarking on the entrepreneurial journey in Canada requires more than just a groundbreaking idea—it demands a master blueprint that aligns your vision with the realities of the market. This is where a business plan template becomes your most strategic asset. Picture this: a document so finely tuned that it addresses every intricacy of writing a business plan in Canada, impressing not just you but also potential financiers and stakeholders.

Why does this matter?

In the competitive arena of Canadian entrepreneurship, utilizing the best business plan template can make the difference between blending in and standing out. It’s about crafting a narrative that speaks volumes, backed by data-driven insights and a clear path to profitability. A top-tier business planning template doesn’t just suggest potential; it showcases a forecast of triumph in high resolution.

This article will explore the foundational elements of a business template, introduce you to sample business plans tailored for the Canadian market, and provide insights on customizing your plan to reflect the specifics of your industry. 

Prepare to transform your entrepreneurial aspirations into actionable strategies with a business plan that does more than propose—it persuades. Ready to take the first step towards building a business that doesn’t just operate but thrives? Let’s dive in.

Understanding Business Plan Basics

The Key Components of a Business Plan

A typical business plan format comprises several critical components: an executive summary, company description, market analysis, organization and management structure, sales strategies, funding request, financial projections, and an appendix. Each section plays a pivotal role in presenting a comprehensive view of your business.

Tailoring Your Business Plan to the Canadian Market

To resonate with Canadian investors and meet local regulatory requirements, it’s imperative to tailor your business plan model accordingly. This includes a thorough market analysis reflecting Canadian consumer behavior, competition, and an understanding of the economic environment.

Benefits of Using a Business Plan Template

Streamlining the Planning Process

Business planning templates serve as a scaffold for your planning process, ensuring that no essential details are overlooked. They provide a structured format that helps you organize your thoughts and present your business idea clearly and professionally.

Ensuring All Critical Elements are Covered

Template business plans are designed to encompass all necessary elements of a business plan, minimizing the risk of omitting crucial information. This comprehensive coverage not only aids in business planning but also enhances the credibility of your document when presented to stakeholders.

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Where to Find Business Plan Templates in Canada

Canada offers a plethora of resources where entrepreneurs can find free canadian business plan templates . These range from government websites to private financial institutions, each providing tools tailored to different business needs and sectors.

Government and Non-profit Resources for Canadian Entrepreneurs

Canadian entrepreneurs have access to a range of government and non-profit resources that provide comprehensive support for business planning. These organizations offer tools, funding, and guidance specifically designed to foster business growth across various sectors.

• Small Business Centre Ontario (SBC Ontario) At the Small Business Centre Ontario, entrepreneurs can benefit from advisory services, workshops, and seminars. These resources are especially helpful for understanding the nuances of the business environment in Ontario, including assistance with basic business plan templates and compliance with local regulations.
• Community Business Development Corporations (CBDC) CBDCs operate across Canada, offering personalized business advice, training, and financing options to small businesses and entrepreneurs in rural areas. They provide a printable business plan template specifically designed to foster economic growth in less urbanized regions. This template supports business plan development and provides access to capital to help businesses either launch or expand.
• Business Development Bank of Canada (BDC) BDC, as a federal Crown corporation, provides not only financial assistance through loans and investments but also extensive advisory services to help Canadian businesses at every stage of their development. Entrepreneurs can access a variety of tools and templates, such as the RBC business plan builder, to effectively outline their business strategies.
• Futurpreneur Canada Futurpreneur Canada is focused on young entrepreneurs, offering mentorship, financing, and resources for Canadians aged 18 to 39 looking to start or expand a business. They provide interactive business planning tools and workshops that help new business owners create thorough and practical business strategies, laying a solid foundation for long-term success.

Major Canadian Banks and Their Resources

Canada’s major banks offer a range of resources to help entrepreneurs draft or refine their business plans, providing tools, advice, and financial products suited for various industries.

• Bank of Montreal (BMO) BMO provides business coaching, free business plan templates, and sector-specific advice, alongside access to business financing which is essential for executing business strategies detailed in the plans.
• RBC Royal Bank RBC provides an interactive tool known as the RBC business plan template, which simplifies the process of creating detailed business plans.They also host seminars and webinars to help entrepreneurs stay informed on market trends and strategies.
• Scotiabank Scotiabank’s Scotia Plan Writer assists in developing robust business plans. This tool is designed to help users with both the business plan layout and content, ensuring that each plan is tailored to the specific needs of the business and industry. 
• National Bank National Bank provides personalized planning sessions and financial modeling tools, aiding in strategic and operational planning to support informed decision-making.
• Farm Credit Canada (FCC) Focusing on the agricultural sector, FCC provides business plans samples and financial services designed for the unique needs of agribusinesses, addressing unique challenges like seasonal production and fluctuating commodity prices.

Free vs. Paid Business Plan Templates: What’s Best for Your Business?

Accessibility and Cost Efficiency of Free Template

No Financial Commitment: The most apparent advantage of a free business plan template is that they are cost-free, making them accessible to all, regardless of the startup budget. This is particularly beneficial for entrepreneurs who are in the very early stages of conceptualizing their business and are not ready to make financial investments into planning tools.

Ease of Use: A free sample business plan is typically designed with simplicity in mind, to accommodate a broad audience. It can be an excellent way for novice entrepreneurs to get acquainted with the basic structure of a business plan.

Comprehensive Features of Paid Templates

Tailored for Specific Industries: Paid business plans templates are often available for specific industries, providing a more customized structure and content that can be directly relevant to your business. This industry-specific customization can guide you in detailing the parts of your plan that matter most to your potential investors or partners.

Advanced Tools and Support: Purchasing a template for a business plan can also grant you access to advanced business planning tools, such as financial projection software, interactive charts, and expert advice. Support services might include customer service, consultations, and helpful resources that can assist you in crafting a more professional document.

Choosing Wisely for Your Business’s Future

Assessing Your Needs

Evaluate the specific needs of your business plan by considering your industry, the stage of your business, and what you most need help with. For example, if you are in a niche market or need a complex financial section, a paid template might be worth the investment.

Consider Long-Term Benefits

Think about the long-term benefits of investing in a paid template, especially if you anticipate seeking funding or entering competitive markets. A well-structured, detailed business plan can be a crucial factor in securing investments and partnerships.

Trial and Error

If possible, try out free versions or demos of paid templates of business plans to see if they suit your needs before committing to a purchase. This approach can help you avoid spending money on a product that doesn’t meet your expectations.

Ultimately, the choice between free and paid templates should be guided by your business’s specific needs, your proficiency in business planning, and your budget. In many cases, starting with a free template to get a basic draft and later investing in a paid template for more detailed planning and presentation might be an effective strategy.

From Good to Great: Making Superior Business Plans

When choosing a business template in Canada, consider both free business plan forms provided by organizations, banks, and lenders, and weigh them against your specific needs. These resources can serve as a solid starting point for crafting a business plan that aligns with your goals and financial strategies. Ultimately, the right template can propel your business from good to great, helping you secure the necessary support and resources to succeed.

Are you set to turn your business vision into a reality? Don’t navigate the complex waters of Canadian entrepreneurship alone. Reach out to our expert consultants at BSBCON. We specialize in tailoring business plans that not only meet market demands but also exceed your expectations. 

Let us help you elevate your strategy and ensure your business not only launches, but thrives in the competitive market. Contact us today and start your journey to success with a partner who knows how to get you there.

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8 Business Plan Templates You Can Get for Free

8 min. read

Updated April 10, 2024

A business plan template can be an excellent tool to simplify the creation of your business plan. 

The pre-set structure helps you organize ideas, covers all critical business information, and saves you time and effort on formatting.

The only issue? There are SO many free business plan templates out there. 

So, which ones are actually worth using? 

To help remove the guesswork, I’ve rounded up some of the best business plan templates you can access right now. 

These are listed in no particular order, and each has its benefits and drawbacks.

What to look for in a business plan template

Not all business plan templates are created equal. As you weigh your options and decide which template(s) you’ll use, be sure to review them with the following criteria in mind:

• Easy to edit: A template should save you time. That won’t be the case if you have to fuss around figuring out how to edit the document, or even worse, it doesn’t allow you to edit at all.
• Contains the right sections: A good template should cover all essential sections of a business plan , including the executive summary, product/service description, market/competitive analysis, marketing and sales plan, operations, milestones, and financial projections. 
• Provides guidance: You should be able to trust that the information in a template is accurate. That means the organization or person who created the template is highly credible, known for producing useful resources, and ideally has some entrepreneurial experience.
• Software compatibility: Lastly, you want any template to be compatible with the software platforms you use. More than likely, this means it’s available in Microsoft Word, Google Docs, or PDF format at a minimum. 

1. Bplans — A plan with expert guidance

Since you’re already on Bplans, I have to first mention the templates that we have available. 

Our traditional and one-page templates were created by entrepreneurs and business owners with over 80 years of collective planning experience. We revisit and update them annually to ensure they are approachable, thorough, and aligned with our team’s evolving best practices.  

The templates, available in Word, PDF, or Google Doc formats, include in-depth guidance on what to include in each section, expert tips, and links to additional resources. 

Plus, we have over 550 real-world sample business plans you can use for guidance when filling out your template.

Download: Traditional lender-ready business plan template or a simple one-page plan template .

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2. SBA — Introduction to business plans

The U.S. Small Business Administration (SBA) offers two different business plan templates along with a short planning guide. 

While not incredibly in-depth, it’s enough to help you understand how traditional and lean plans are structured and what information needs to be covered. The templates themselves are more like examples, providing you with a finished product to reference as you write your plan.

The key benefit of using these templates is that they were created by the SBA. While they may provide less guidance, you can be assured that the information and structure meet their expectations.

Explore: The SBA’s planning guide and free templates

3. SCORE — Planning workbook

SCORE’s template is more like a workbook. It includes exercises after each section to help you get your ideas down and turn them into a structured plan.

The market research worksheets are especially useful. They provide a clear framework for identifying your target market and analyzing competitors from multiple angles. Plus, they give you an easy way to document all the information you’re collecting.

You will likely have to remove the exercises in this template to make it investor-ready. But it can be worth it if you’re struggling to get past a blank page and want a more interactive planning method.

Download: SCORE’s business plan template

4. PandaDoc — A template with fillable forms

PandaDoc’s library offers a variety of industry-specific business plan templates that feature a modern design flair and concise instructions. 

These templates are designed for sharing. They include fillable fields and sections for non-disclosure agreements, which may be necessary when sending a plan to investors.  

But the real benefit is their compatibility with PandaDoc’s platform. Yes, they are free, but if you’re a PandaDoc subscriber, you’ll have far more customization options. 

Out of all their templates, the standard business plan template is the most in-depth. The rest, while still useful, go a bit lighter on guidance in favor of tailoring the plan to a specific industry.

Explore: PandaDoc’s business plan template library  

5. Canva — Pitch with your plan

Canva is a great option for building a visually stunning business plan that can be used as a pitch tool. It offers a diverse array of templates built by their in-house team and the larger creative community, meaning the number of options constantly grows.

You will need to verify that the information in the template you choose matches the standard structure of a traditional business plan. 

You should do this with any template, but it’s especially important with any tool that accepts community submissions. While they are likely reviewed and approved, there may still be errors.

Remember, you can only edit these templates within Canva. Luckily, you only need a free subscription, and you may just miss out on some of the visual assets being used. 

To get the most value, it may be best to create a more traditional planning document and transfer that information into Canva. 

Explore: Canva’s business plan gallery

6. ClickUp — The collaborative template

Out of all the project management tools that offer free business plan templates, ClickUp’s is the most approachable.

Rather than throwing you into all the features and expecting you to figure it out—ClickUp provides a thorough startup guide with resource links, images, and videos explaining how to write a plan using the tool. 

There’s also a completed sample plan (structured like an expanded one-page plan) for you to reference and see how the more traditional document can connect to the product management features. You can set goals, target dates, leave comments, and even assign tasks to someone else on your team. 

These features are limited to the ClickUp platform and will not be useful for everyone. They will likely get in the way of writing a plan you can easily share with lenders or investors. 

But this is a great option if you’re looking for a template that makes internal collaboration more fluid and keeps all your information in one place.

Sign Up: Get a free trial of ClickUp and explore their template library

7. Smartsheet — A wide variety of templates

I’m including Smartsheet’s library of templates on this list because of the sheer number of options they provide. 

They have a simple business plan template, a one-page plan, a fill-in-the-blank template, a plan outline, a plan grading rubric, and even an Excel-built project plan. All are perfectly usable and vary in visual style, depth of instructions, and the available format.

Honestly, the only drawback (which is also the core benefit) is that the amount of templates can be overwhelming. If you’re already uncertain which plan option is right for you, the lengthy list they provide may not provide much clarity.

At the same time, it can be a great resource if you want a one-stop shop to view multiple plan types.

Explore: Smartsheet’s business plan template library  

8. ReferralRock affiliate marketing business plan

I’m adding ReferralRock’s template to this list due to its specificity. 

It’s not your standard business plan template. The plan is tailored with specific sections and guidance around launching an affiliate marketing business. 

Most of the template is dedicated to defining how to choose affiliates, set commissions, create legal agreements, and track performance.

So, if you plan on starting an affiliate marketing business or program, this template will provide more specific guidance. Just know that you will likely need to reference additional resources when writing the non-industry sections of your plan.

Download: ReferralRock affiliate marketing business plan template

Does it matter what business plan template you use?

The short answer is no. As long as the structure is correct, it saves you time, and it helps you write your business plan , then any template will work. 

What it ultimately comes down to, is what sort of value you hope to get from the template. 

• Do you need more guidance? 
• A simple way to structure your plan? 
• An option that works with a specific tool?
• A way to make your plan more visually interesting?

Hopefully, this list has helped you hone in on an option that meets one (or several) of these needs. Still, it may be worth downloading a few of these templates to determine the right fit. 

And really, what matters most is that you spend time writing a business plan . It will help you avoid early mistakes, determine if you have a viable business, and fully consider what it will take to get up and running. 

If you need additional guidance, check out our library of planning resources . We cover everything from plan formats , to how to write a business plan, and even how to use it as a management tool . 

If you don’t want to waste time researching other templates, you can download our one-page or traditional business plan template and jump right into the planning process.

See why 1.2 million entrepreneurs have written their business plans with LivePlan

Kody Wirth is a content writer and SEO specialist for Palo Alto Software—the creator's of Bplans and LivePlan. He has 3+ years experience covering small business topics and runs a part-time content writing service in his spare time.

Table of Contents

• Qualities of a good template
• ReferralRock
• Does the template matter?

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• Strategy & Planning

10 steps to a solid business plan

A business plan is a key tool that can set you up for business success. It helps you focus on your goals and provides the answers you need to make your financing and loan process easier. Here are 10 things you should include as well as some resources to get started.

Need a farm business plan? Our business plan bundle can make writing one easier.

1. One-page executive summary

Briefly explain your business vision. Include: who you are, what your business does, future business plans and how you will be successful. Also, summarize your current financial state and future needs.

Read: How to develop a successful farm vision

2. Goals and objectives

What’s the purpose of your business? Outline your key strategies and main goals for the next one to three years.

Learn: Setting achievable goals

Farmers with a written business plan average a return on assets five times higher than those without.*

3. Company background or history

Summarize your company’s achievements and plans for growth. Describe any company strengths and weaknesses, opportunities and any significant changes that could impact the operation.

Research: Industry, markets and trade (AAFC)

4. Ownership, management and human resources

Describe the ownership structure. Include each owner’s qualifications, history and your management reporting structure. You’ll also need to identify key employees, benefits, labour policy and a succession plan (if applicable).

Use: Agri HR Toolkit (Canadian Agricultural Resource Centre)

Read: Managing People

5. Financial position and projections

For existing businesses: include financial statements from the past five years and a monthly cash-flow forecast covering at least 12 months.

For start-ups: include projected financial statements for the first three years of operation and a monthly cash-flow forecast covering at least 24 months.

Get: Ag Expert Accounting

Use: FCC Money & Finance Basics guide and FCC Cash flow planning guide

6. Products and services

Describe your product or service and what makes it marketable. Is there an aspect that’s not available in the marketplace?

Listen: Cutting edge cattle: Balance and the business of ranching

Read: Know your cost of production for better decision making and Do you know your cost of production?

7. Industry analysis

Identify your industry and describe its overall size, growth stage and patterns.

Read:  FCC Economics sector and production reports

8. Target market

Describe the potential size of your market. It helps to include popular market trends and customer profiles.

Compare: Statistics and market information (AAFC)

Find: Market Prices and information

9. Competition

Identify primary competitors within your target market. List their strengths and weaknesses compared to yours.

Find: Canadian food supplier directories (AAFC)

10. Marketing and sales plan

Describe your marketing plan and distribution channels. Include the steps for attracting and retaining customers (if applicable).

Read: Marketing 101 (Ontario Ministry of Agriculture, Food and Rural Affairs) and Want a profit boost? Make sure you have a good marketing plan

*Source: Rob Hannam, Synthesis Agri-network

Scott Beaton didn’t come from the farm. But with help from friends and knack for diversification, he grew his small operation into a full-time farming career.

From cash flow planning to net worth statements, get the basics you need to prepare for a loan application.

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Manufacturing Business Plan PDF Example

• May 7, 2024
• Business Plan

Creating a comprehensive business plan is crucial for launching and running a successful manufacturing business. This plan serves as your roadmap, detailing your vision, operational strategies, and financial plan. It helps establish your manufacturing business’s identity, navigate the competitive market, and secure funding for growth.

This article not only breaks down the critical components of a manufacturing business plan, but also provides an example of a business plan to help you craft your own.

Whether you’re an experienced entrepreneur or new to the manufacturing industry, this guide, complete with a business plan example, lays the groundwork for turning your manufacturing business concept into reality. Let’s dive in!

Our manufacturing business plan covers all essential aspects necessary for a comprehensive strategy. It details operations, marketing strategy , market environment, competitors, management team, and financial forecasts.

• Executive Summary : Provides an overview of the manufacturing company’s business concept, market analysis , management, and financial strategy.
• Facilities & Equipment: Describes the facility’s capabilities, machinery, and technological advancements.
• Operations & Supply: Outlines the production processes, supply chain logistics, and inventory management.
• Key Stats: Offers data on industry size , growth trends, and market positioning.
• Key Trends: Highlights significant trends impacting the industry, such as automation and localization.
• Key Competitors : Analyzes primary competitors and differentiates the company from these rivals.
• SWOT: Analyzes strengths, weaknesses, opportunities, and threats.
• Marketing Plan : Outlines tactics for attracting new contracts and maintaining client relationships.
• Timeline : Sets out key milestones from inception through the first year of operations.
• Management: Information on the management team and their roles within the company.
• Financial Plan: Projects the company’s financial performance over the next five years, detailing revenue, profits, and anticipated expenses.

Manufacturing Business Plan

Fully editable 30+ slides Powerpoint presentation business plan template.

Download an expert-built 30+ slides Powerpoint business plan template

Executive Summary

The Executive Summary introduces your manufacturing business plan, offering a concise overview of your manufacturing facility and its products. It should detail your market positioning, the range of products manufactured, the production process, its location, size, and an outline of day-to-day operations.

This section should also explore how your manufacturing business will integrate into the local and broader markets, including the number of direct competitors within the area, identifying who they are, along with your business’s unique selling points that differentiate it from these competitors.

Furthermore, you should include information about the management and co-founding team, detailing their roles and contributions to the business’s success. Additionally, a summary of your financial projections, including revenue and profits over the next five years, should be presented here to provide a clear picture of your business’s financial plan.

Make sure to cover here _ Business Overview _ Market Overview _ Management Team _ Financial Plan

Dive deeper into Executive Summary

Business Overview

Facilities & equipment.

Describe your manufacturing facility. Highlight its design, capacity, and technology. Mention the location, emphasizing accessibility to transport routes. Discuss advantages for efficiency and cost management. Detail essential equipment and its capabilities.

Operations & Supply Chain

Detail product range. Outline your operations strategy for efficiency and scalability. Discuss supply chain management. Highlight sourcing of materials, inventory control, and logistics. Emphasize strong partnerships with suppliers and distributors.

Make sure to cover here _ Facilities & Equipment _ Operations & Supplies

Market Overview

Industry size & growth.

Start by examining the size of the manufacturing industry relevant to your products and its growth potential. This analysis is crucial for understanding the market’s scope and identifying expansion opportunities.

Key Market Trends

Proceed to discuss recent market trends , such as the increasing demand for sustainable manufacturing processes, automation, and advanced materials. For example, highlight the demand for products that utilize eco-friendly materials or energy-efficient production techniques, alongside the rising popularity of smart manufacturing.

Key Competitors

Then, consider the competitive landscape, which includes a range of manufacturers from large-scale enterprises to niche firms. For example, emphasize what makes your business distinctive, whether it’s through advanced technology, superior product quality, or specialization in certain manufacturing niches. This section will help articulate the demand for your products, the competitive environment, and how your business is positioned to thrive within this dynamic market.

Make sure to cover here _ Industry size & growth _ Key competitors _ Key market trends

Dive deeper into Key competitors

First, conduct a SWOT analysis for your manufacturing business. Highlight Strengths such as advanced production technology and a skilled workforce. Address Weaknesses, including potential supply chain vulnerabilities or high production costs. Identify Opportunities like emerging markets for your products or potential for innovation in production processes. Consider Threats such as global competition or economic downturns that may impact demand for your products.

Marketing Plan

Next, develop a marketing strategy that outlines how to attract and retain customers through targeted advertising, trade shows, digital marketing, and strategic partnerships. Emphasize the importance of showcasing product quality and technological advantages to differentiate your business in the market.

Finally, create a detailed timeline that outlines critical milestones for your manufacturing business’s launch, marketing initiatives, customer acquisition, and expansion goals. Ensure the business progresses with clear direction and purpose, setting specific dates for achieving key operational and sales targets.

Make sure to cover here _ SWOT _ Marketing Plan _ Timeline

Dive deeper into SWOT

Dive deeper into Marketing Plan

The Management section focuses on the manufacturing business’s management and their direct roles in daily operations and strategic direction. This part is crucial for understanding who is responsible for making key decisions and driving the manufacturing business toward its financial and operational goals.

For your manufacturing business plan, list the core team members, their specific responsibilities, and how their expertise supports the business.

Financial Plan

The Financial Plan section is a comprehensive analysis of your financial projections for revenue, expenses, and profitability. It lays out your manufacturing business’s approach to securing funding, managing cash flow, and achieving breakeven.

This section typically includes detailed forecasts for the first 5 years of operation, highlighting expected revenue, operating costs and capital expenditures.

For your manufacturing business plan, provide a snapshot of your financial statement (profit and loss, balance sheet, cash flow statement), as well as your key assumptions (e.g. number of customers and prices, expenses, etc.).

Make sure to cover here _ Profit and Loss _ Cash Flow Statement _ Balance Sheet _ Use of Funds

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